Community Bank, N.A.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Community Bank, N.A. reported 498 stock positions worth $826.8 million. Its top holding was Apple (AAPL) at 11.7% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 3.8%) and Microsoft (MSFT, 3.6%). Compared with Q2 2025, it opened 125 new positions, sold out of 12, added to 94 and reduced 103. The biggest buy was Alphabet Class A (GOOGL, shares +3%) and the biggest sale Cisco Systems (CSCO, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- DeWitt, NY
- CIK
- 0001632187
- Portfolio Value
- $826.8M (Q3 2025)
- SEC Filing
- 0001376474-25-000931 ↗ filed Nov 14, 2025
Holdings Value
Holdings 498 stocks · $826.8M
| AAPL Apple Inc. | 11.72% | 380,736 | $96.9M | Reduce -0.5% |
| IVV iShares Core S&P 500 ETF | 3.82% | 47,138 | $31.5M | Add +0.0% |
| MSFT Microsoft Corp. | 3.64% | 58,115 | $30.1M | Add +0.5% |
| IEFA iShares Core MSCI Eafe ETF | 3.55% | 336,349 | $29.4M | Add +0.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 3.51% | 102,950 | $29.0M | Add +7.3% |
| JPM JPMorgan Chase & Co. | 2.69% | 70,644 | $22.3M | Reduce -2.2% |
| VOO Vanguard S&P 500 ETF | 1.98% | 26,751 | $16.4M | No change |
| IJR iShares Core S&P Small-Cap E | 1.66% | 115,480 | $13.7M | Reduce -0.6% |
| AVGO Broadcom Inc. | 1.54% | 38,722 | $12.8M | Reduce -5.6% |
| GOOGL Alphabet Inc. Class A | 1.49% | 50,738 | $12.3M | Add +2.9% |
| ABBV Abbvie Inc. | 1.37% | 48,814 | $11.3M | Reduce -2.2% |
| CSCO Cisco Systems Inc. | 1.32% | 159,290 | $10.9M | Reduce -3.5% |
| IJH iShares Core S&P Midcap ETF | 1.29% | 163,763 | $10.7M | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.27% | 15,709 | $10.5M | Reduce -0.5% |
| JEPI JPMorgan Equity Premium Inco | 1.22% | 177,255 | $10.1M | Add +0.8% |
| IWF iShares Russell 1000 Growth | 1.21% | 21,444 | $10.0M | Reduce -4.3% |
| WMT Walmart Inc. | 1.21% | 96,930 | $10.0M | Reduce -2.3% |
| BMY Bristol-Myers Squibb Co. | 1.19% | 217,936 | $9.8M | Reduce -2.2% |
| MRK Merck & Co. Inc. | 1.18% | 116,008 | $9.7M | Add +0.6% |
| AMZN Amazon.com Inc. | 1.16% | 43,503 | $9.6M | Add +5.0% |
| PEP Pepsico Inc. | 1.14% | 66,905 | $9.4M | Add +3.6% |
| VZ Verizon Communications Inc. | 1.12% | 210,932 | $9.3M | Add +3.1% |
| IEMG iShares Core MSCI Emerging | 1.10% | 138,194 | $9.1M | Reduce -0.4% |
| NVDA Nvidia Corp. | 1.07% | 47,570 | $8.9M | Add +1.6% |
| JNJ Johnson & Johnson | 1.05% | 46,968 | $8.7M | Reduce -0.3% |
| PG The Procter & Gamble Co. | 0.94% | 50,811 | $7.8M | Add +2.3% |
| AVDV Avantis Intl S/C Value ETF | 0.92% | 85,063 | $7.6M | Add +2.0% |
| GLW Corning Inc. | 0.89% | 89,918 | $7.4M | Reduce -2.4% |
| EMR Emerson Electric Co. | 0.87% | 55,029 | $7.2M | Add +1.3% |
| CAT Caterpillar Inc. | 0.87% | 15,076 | $7.2M | Reduce -2.8% |
| CBU Community Financial System I | 0.84% | 118,568 | $7.0M | Add +0.2% |
| MDY State Street SPDR S&P Midcap | 0.83% | 11,541 | $6.9M | Reduce -1.7% |
| XOM Exxon Mobil Corp. | 0.79% | 57,736 | $6.5M | Add +0.3% |
| KO The Coca-Cola Co. | 0.73% | 91,406 | $6.1M | Reduce -1.8% |
| RTX RTX Corp. | 0.71% | 35,148 | $5.9M | Reduce -1.9% |
| AVUV Avantis US Small Cap Value | 0.69% | 57,334 | $5.7M | Reduce -0.1% |
| IWD iShares Russell 1000 Value E | 0.67% | 27,074 | $5.5M | Reduce -5.3% |
| QCOM Qualcomm Inc. | 0.66% | 32,666 | $5.4M | Add +2.2% |
| CVX Chevron Corp. | 0.63% | 33,697 | $5.2M | Reduce -0.3% |
| ABT Abbott Laboratories | 0.62% | 38,283 | $5.1M | Reduce -0.5% |
| PEG Public Service Enterprise GP | 0.62% | 61,138 | $5.1M | Reduce -1.4% |
| LOW Lowe's Cos Inc. | 0.60% | 19,827 | $5.0M | Reduce -0.2% |
| V Visa Inc. Class A | 0.60% | 14,434 | $4.9M | Add +7.9% |
| TXN Texas Instruments Inc. | 0.58% | 25,996 | $4.8M | Reduce -0.8% |
| IWS iShares Russell Mid-Cap Valu | 0.56% | 33,147 | $4.6M | Reduce -4.4% |
| CMI Cummins Inc. | 0.56% | 10,881 | $4.6M | No change |
| AMGN Amgen Inc. | 0.56% | 16,270 | $4.6M | Add +1.0% |
| AEP American Electric Power | 0.54% | 39,918 | $4.5M | Add +1.3% |
| ITW Illinois Tool Works | 0.54% | 17,052 | $4.4M | Reduce -10.4% |
| NUE Nucor Corp. | 0.54% | 32,670 | $4.4M | Reduce -1.6% |
| NEE Nextera Energy Inc. | 0.53% | 58,060 | $4.4M | Reduce -0.7% |
| CB Chubb Ltd. | 0.52% | 15,292 | $4.3M | Add +1.2% |
| LRCX Lam Research Corp. | 0.52% | 32,186 | $4.3M | Reduce -2.1% |
| FLCA Franklin Ftse Canada ETF | 0.52% | 94,894 | $4.3M | Add +0.1% |
| TFC Truist Financial Corp. | 0.52% | 93,599 | $4.3M | Add +1.5% |
| UPS United Parcel Service Class B | 0.48% | 47,854 | $4.0M | Reduce -2.0% |
| PFF iShares Preferred & Income S | 0.48% | 126,165 | $4.0M | Add +2.4% |
| T AT&T Inc. | 0.48% | 141,160 | $4.0M | Reduce -1.6% |
| MCD McDonald's Corp. | 0.48% | 13,093 | $4.0M | Reduce -0.5% |
| HD Home Depot Inc. | 0.43% | 8,832 | $3.6M | Reduce -3.5% |
| SCHA Schwab US Small-Cap ETF | 0.42% | 125,224 | $3.5M | Reduce -1.4% |
| OMC Omnicom Group | 0.40% | 40,546 | $3.3M | Reduce -0.3% |
| LLY Eli Lilly & Co. | 0.40% | 4,294 | $3.3M | Add +28.0% |
| KCE SS SPDR S&P Cap MKTS ETF | 0.38% | 20,515 | $3.1M | Reduce -0.6% |
| PSX Phillips 66 | 0.37% | 22,407 | $3.0M | Reduce -1.0% |
| ADP Automatic Data Processing | 0.37% | 10,376 | $3.0M | Reduce -6.9% |
| LMT Lockheed Martin Corp. | 0.37% | 6,083 | $3.0M | Add +1.9% |
| BKGI BNY Mellon GLBL Infra Inc. | 0.37% | 77,698 | $3.0M | Add +0.1% |
| HON Honeywell International Inc. | 0.36% | 14,210 | $3.0M | Add +1.4% |
| APD Air Products & Chemicals Inc. | 0.35% | 10,725 | $2.9M | Add +4.3% |
| ELV Elevance Health Inc. | 0.35% | 8,895 | $2.9M | Add +28.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.34% | 41,966 | $2.8M | Add +0.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.33% | 23,614 | $2.7M | Add +2.5% |
| EFA iShares MSCI Eafe ETF | 0.33% | 28,937 | $2.7M | Reduce -0.9% |
| TMO Thermo Fisher Scientific Inc. | 0.32% | 5,498 | $2.7M | Add +3.5% |
| DD Dupont DE Nemours Inc. | 0.32% | 33,943 | $2.6M | Add +8.0% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.31% | 29,217 | $2.5M | Add +0.2% |
| XLE SS Energy Select Sector | 0.31% | 28,393 | $2.5M | Reduce -0.3% |
| SHY iShares 1-3 Year Treasury Bo | 0.29% | 29,246 | $2.4M | Add +3.2% |
| SYK Stryker Corp. | 0.29% | 6,559 | $2.4M | Reduce -0.5% |
| SRE Sempra | 0.29% | 26,746 | $2.4M | Add +3.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.29% | 7,305 | $2.4M | Add +4.8% |
| PANW Palo Alto Networks Inc. | 0.28% | 11,537 | $2.3M | Add +43.9% |
| PNC PNC Financial Services Group | 0.27% | 11,307 | $2.3M | Add +2.5% |
| CRM Salesforce Inc. | 0.27% | 9,329 | $2.2M | Add +45.2% |
| KMI Kinder Morgan Inc. | 0.26% | 76,509 | $2.2M | Add +6.3% |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 39,530 | $2.1M | Reduce -0.9% |
| MBB iShares MBS ETF | 0.26% | 22,298 | $2.1M | Reduce -3.1% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.25% | 31,697 | $2.1M | Reduce -2.6% |
| BLK BlackRock Inc. | 0.25% | 1,757 | $2.0M | Reduce -1.0% |
| VGT Vanguard Info Tech ETF | 0.24% | 2,675 | $2.0M | No change |
| EIPI FT Energy Income ETF | 0.24% | 100,000 | $2.0M | No change |
| UNH Unitedhealth Group Inc. | 0.24% | 5,733 | $2.0M | Reduce -9.8% |
| CSX CSX Corp. | 0.24% | 55,660 | $2.0M | Reduce -3.5% |
| DE Deere & Co. | 0.24% | 4,252 | $1.9M | Reduce -4.5% |
| FISV Fiserv Inc. | 0.23% | 15,049 | $1.9M | Add +160.0% |
| EOG EOG Resources Inc. | 0.23% | 17,301 | $1.9M | Add +7.6% |
| GOOG Alphabet Inc. Class C | 0.23% | 7,654 | $1.9M | Add +5.5% |
| ADM Archer-Daniels-Midland Co. | 0.22% | 30,455 | $1.8M | Reduce -23.1% |
| MET Metlife Inc. | 0.22% | 22,014 | $1.8M | Add +7.0% |
Portfolio Sells Q2 2025 → Q3 2025
| CSCO Cisco Systems Inc. | Reduce -3.5% | 1.32% | −0.19 |
| BMY Bristol-Myers Squibb Co. | Reduce -2.2% | 1.19% | −0.17 |
| UPS United Parcel Service Class B | Reduce -2.0% | 0.48% | −0.16 |
| TGT Target Corp. | Reduce -40.0% | 0.16% | −0.16 |
| TXN Texas Instruments Inc. | Reduce -0.8% | 0.58% | −0.14 |
| KO The Coca-Cola Co. | Reduce -1.8% | 0.73% | −0.13 |
| ADP Automatic Data Processing | Reduce -6.9% | 0.37% | −0.08 |
| ITW Illinois Tool Works | Reduce -10.4% | 0.54% | −0.08 |
| KVUE Kenvue Inc. | Reduce -16.9% | 0.12% | −0.08 |
| UNP Union Pacific Corp. | Reduce -30.3% | 0.16% | −0.08 |
| PFE Pfizer Inc. | Reduce -24.8% | 0.19% | −0.07 |
| PEG Public Service Enterprise GP | Reduce -1.4% | 0.62% | −0.07 |
| ABT Abbott Laboratories | Reduce -0.5% | 0.62% | −0.07 |
| WMT Walmart Inc. | Reduce -2.3% | 1.21% | −0.07 |
| T AT&T Inc. | Reduce -1.6% | 0.48% | −0.06 |
| IWD iShares Russell 1000 Value E | Reduce -5.3% | 0.67% | −0.06 |
| DE Deere & Co. | Reduce -4.5% | 0.24% | −0.06 |
| FCX Freeport-McMoran Inc. | Reduce -7.3% | 0.21% | −0.06 |
| EXC Exelon Corp. | Reduce -64.3% | 0.03% | −0.06 |
| JPM JPMorgan Chase & Co. | Reduce -2.2% | 2.69% | −0.06 |
| SBUX Starbucks Corp. | Reduce -8.1% | 0.20% | −0.06 |
| ADM Archer-Daniels-Midland Co. | Reduce -23.1% | 0.22% | −0.05 |
| CVS CVS Health Corp. | Reduce -27.1% | 0.14% | −0.05 |
| SYK Stryker Corp. | Reduce -0.5% | 0.29% | −0.05 |
| CL Colgate-Palmolive Co. | Reduce -7.2% | 0.15% | −0.05 |
| DOW Dow Inc. | Reduce -11.4% | 0.11% | −0.04 |
| GIS General Mills Inc. | Reduce -20.3% | 0.11% | −0.04 |
| MDY State Street SPDR S&P Midcap | Reduce -1.7% | 0.83% | −0.04 |
| IWS iShares Russell Mid-Cap Valu | Reduce -4.4% | 0.56% | −0.04 |
| IWF iShares Russell 1000 Growth | Reduce -4.3% | 1.21% | −0.04 |
| GUNR NT Mstar GLBL NR ETF | Reduce -71.3% | 0.01% | −0.03 |
| NUE Nucor Corp. | Reduce -1.6% | 0.54% | −0.03 |
| MBB iShares MBS ETF | Reduce -3.1% | 0.26% | −0.03 |
| STZ Constellation Brands Inc. Class A | Reduce -50.0% | 0.02% | −0.03 |
| MCD McDonald's Corp. | Reduce -0.5% | 0.48% | −0.02 |
| TRV The Travelers Cos Inc. | Reduce -25.0% | 0.06% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -9.8% | 0.24% | −0.02 |
| CEG Constellation Energy | Reduce -63.1% | 0.01% | −0.02 |
| AXP American Express Co. | Reduce -3.7% | 0.22% | −0.02 |
| ALB Albemarle Corp. | Sold out | 0.00% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.5% | 1.27% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -16.3% | 0.09% | −0.02 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -3.3% | 0.15% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -0.9% | 0.33% | −0.02 |
| KMB Kimberly-Clark Corp. | Reduce -9.1% | 0.06% | −0.02 |
| IVE iShares S&P 500 Value ETF | Reduce -11.4% | 0.09% | −0.01 |
| KCE SS SPDR S&P Cap MKTS ETF | Reduce -0.6% | 0.38% | −0.01 |
| NSC Norfolk Southern Corp. | Reduce -13.4% | 0.19% | −0.01 |
| AME Ametek Inc. | Reduce -7.6% | 0.10% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -4.3% | 0.11% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| GOOGL Alphabet Inc. Class A | Add +2.9% | 1.49% | +0.35 |
| FISV Fiserv Inc. | Add +160.0% | 0.23% | +0.10 |
| NVDA Nvidia Corp. | Add +1.6% | 1.07% | +0.10 |
| PANW Palo Alto Networks Inc. | Add +43.9% | 0.28% | +0.07 |
| GOOG Alphabet Inc. Class C | Add +5.5% | 0.23% | +0.06 |
| GS Goldman Sachs Group Inc. | Add +42.3% | 0.16% | +0.05 |
| LLY Eli Lilly & Co. | Add +28.0% | 0.40% | +0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +190.5% | 0.07% | +0.05 |
| TSLA Tesla Inc. | Add +63.6% | 0.09% | +0.05 |
| AVDV Avantis Intl S/C Value ETF | Add +2.0% | 0.92% | +0.05 |
| VLUE iShares MSCI USA Value Facto | New | 0.04% | +0.04 |
| BDX Becton Dickinson and Co. | Add +56.7% | 0.11% | +0.04 |
| TMO Thermo Fisher Scientific Inc. | Add +3.5% | 0.32% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +55.5% | 0.11% | +0.04 |
| VSS Vanguard Ftse All Wo X-US SC | New | 0.04% | +0.04 |
| CRM Salesforce Inc. | Add +45.2% | 0.27% | +0.04 |
| DD Dupont DE Nemours Inc. | Add +8.0% | 0.32% | +0.04 |
| WM Waste Management Inc. | Add +40.4% | 0.18% | +0.04 |
| SRE Sempra | Add +3.6% | 0.29% | +0.03 |
| ORCL Oracle Corp. | Add +35.8% | 0.09% | +0.03 |
| META Meta Platforms Inc. Class A | Add +121.3% | 0.06% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +4915.0% | 0.03% | +0.03 |
| AVSC Avantis US Small Cap Equity | New | 0.03% | +0.03 |
| VRTX Vertex Pharmaceuticals Inc. | Add +45.7% | 0.14% | +0.02 |
| BA The Boeing Co. | Add +102.0% | 0.04% | +0.02 |
| NFLX Netflix Inc. | Add +55.4% | 0.08% | +0.02 |
| IAU iShares Gold Trust | Add +7.2% | 0.12% | +0.02 |
| PEP Pepsico Inc. | Add +3.6% | 1.14% | +0.01 |
| BABA Alibaba Group Holding-SP ADR | New | 0.01% | +0.01 |
| SCHX Schwab US Large-Cap ETF | New | 0.01% | +0.01 |
| BAC Bank of America Corp. | Add +11.6% | 0.13% | +0.01 |
| LDOS Leidos Holdings Inc. | New | 0.01% | +0.01 |
| C Citigroup Inc. | New | 0.01% | +0.01 |
| SHOP Shopify Inc. Class A | New | 0.01% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.01% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.8% | 0.29% | +0.01 |
| ADSK Autodesk Inc. | New | 0.01% | +0.01 |
| SCHW Schwab (charles) Corp. | New | 0.01% | +0.01 |
| MNST Monster Beverage Corp. | New | 0.01% | +0.01 |
| CCJ Cameco Corp. | New | 0.01% | +0.01 |
| GM General Motors Co. | Add +629.5% | 0.01% | +0.01 |
| WTW Willis Towers Watson PLC | New | 0.01% | +0.01 |
| SONY Sony Group Corp. - SP ADR | New | 0.01% | +0.01 |
| WBD Warner Bros Discovery Inc. | New | 0.01% | +0.01 |
| NWFL Norwood Financial Corp. | Add +91.6% | 0.02% | +0.01 |
| AZN Astrazeneca PLC-Spons ADR | New | 0.01% | +0.01 |
| ICE Intercontinental Exchange Inc. | New | 0.01% | +0.01 |
| PUK Prudential PLC-ADR | New | 0.01% | +0.01 |
| COF Capital One Financial Corp. | New | 0.01% | +0.01 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $926.3M | AAPL, IVV, IEFA, IBM, VOO |
| Q1 2026 | 501 | $840.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q4 2025 | 488 | $846.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2025 | 498 | $826.8M | AAPL, IVV, MSFT, IEFA, IBM |
| Q2 2025 | 385 | $760.4M | AAPL, IVV, MSFT, IBM, IEFA |
| Q1 2025 | 382 | $746.0M | AAPL, IEFA, IVV, IBM, MSFT |
| Q4 2024 | 388 | $779.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2024 | 388 | $792.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q2 2024 | 405 | $759.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q1 2024 | 411 | $762.0M | AAPL, IVV, IEFA, MSFT, IBM |