Community Bank, N.A.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 21, 2025), Community Bank, N.A. reported 382 stock positions worth $746.0 million. Its top holding was Apple (AAPL) at 11.4% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 3.9%) and iShares Core S&P 500 ETF (IVV, 3.6%). Compared with Q4 2024, it opened 15 new positions, sold out of 21, added to 71 and reduced 136. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +918%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −52%).
- Most Recent 13F
- Q2 2026
- Location
- DeWitt, NY
- CIK
- 0001632187
- Portfolio Value
- $746.0M (Q1 2025)
- SEC Filing
- 0001376474-25-000353 ↗ filed Apr 21, 2025
Holdings Value
Holdings 382 stocks · $746.0M
| AAPL Apple Inc. | 11.44% | 384,349 | $85.4M | Reduce -1.6% |
| IEFA iShares Core MSCI Eafe ETF | 3.86% | 380,283 | $28.8M | Add +0.3% |
| IVV iShares Core S&P 500 ETF | 3.55% | 47,132 | $26.5M | Reduce -51.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 3.25% | 97,621 | $24.3M | Reduce -3.5% |
| MSFT Microsoft Corp. | 3.01% | 59,871 | $22.5M | Reduce -2.8% |
| JPM JPMorgan Chase & Co. | 2.46% | 74,825 | $18.4M | Reduce -1.3% |
| VTI VG Morningstar TS MKT ETF-US | 2.00% | 54,317 | $14.9M | Reduce -16.4% |
| BMY Bristol-Myers Squibb Co. | 1.78% | 217,917 | $13.3M | Reduce -2.3% |
| IJR iShares Core S&P Small-Cap E | 1.63% | 116,201 | $12.2M | Reduce -0.0% |
| VOO Vanguard S&P 500 ETF | 1.53% | 22,178 | $11.4M | Add +918.3% |
| ABBV Abbvie Inc. | 1.44% | 51,400 | $10.8M | Add +0.9% |
| CSCO Cisco Systems Inc. | 1.39% | 167,616 | $10.3M | Reduce -0.9% |
| MRK Merck & Co. Inc. | 1.36% | 113,021 | $10.1M | Add +2.2% |
| IJH iShares Core S&P Midcap ETF | 1.28% | 163,208 | $9.5M | Reduce -0.0% |
| VZ Verizon Communications Inc. | 1.26% | 207,526 | $9.4M | Add +0.2% |
| WMT Walmart Inc. | 1.26% | 107,225 | $9.4M | Reduce -1.9% |
| PEP Pepsico Inc. | 1.26% | 62,457 | $9.4M | Reduce -0.4% |
| JEPI JPMorgan Equity Premium Inco | 1.21% | 158,631 | $9.1M | Reduce -0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.20% | 15,950 | $8.9M | Reduce -3.2% |
| PG The Procter & Gamble Co. | 1.17% | 51,124 | $8.7M | Reduce -2.2% |
| IWF iShares Russell 1000 Growth | 1.09% | 22,492 | $8.1M | Reduce -0.1% |
| JNJ Johnson & Johnson | 1.06% | 47,656 | $7.9M | Add +4.0% |
| AVGO Broadcom Inc. | 1.03% | 46,056 | $7.7M | Reduce -6.8% |
| AMZN Amazon.com Inc. | 1.02% | 39,887 | $7.6M | Add +4.2% |
| GOOGL Alphabet Inc. Class A | 1.00% | 48,152 | $7.4M | Add +4.3% |
| IEMG iShares Core MSCI Emerging | 0.99% | 136,309 | $7.4M | Reduce -0.6% |
| KO The Coca-Cola Co. | 0.93% | 97,133 | $7.0M | Reduce -3.0% |
| XOM Exxon Mobil Corp. | 0.90% | 56,556 | $6.7M | Reduce -0.8% |
| CBU Community Financial System I | 0.87% | 114,081 | $6.5M | Reduce -1.6% |
| MDY State Street SPDR S&P Midcap | 0.84% | 11,756 | $6.3M | Reduce -0.6% |
| EMR Emerson Electric Co. | 0.80% | 54,668 | $6.0M | Add +0.7% |
| AVDV Avantis Intl S/C Value ETF | 0.78% | 83,196 | $5.8M | Add +360.0% |
| CVX Chevron Corp. | 0.76% | 33,728 | $5.6M | Reduce -1.4% |
| IWD iShares Russell 1000 Value E | 0.73% | 28,908 | $5.4M | Reduce -0.6% |
| CAT Caterpillar Inc. | 0.71% | 16,018 | $5.3M | Reduce -3.7% |
| ABT Abbott Laboratories | 0.71% | 39,753 | $5.3M | No change |
| PEG Public Service Enterprise GP | 0.70% | 63,769 | $5.2M | Reduce -2.1% |
| NVDA Nvidia Corp. | 0.70% | 48,252 | $5.2M | Reduce -16.7% |
| AVUV Avantis US Small Cap Value | 0.67% | 57,355 | $5.0M | Add +96.7% |
| QCOM Qualcomm Inc. | 0.67% | 32,491 | $5.0M | Add +4.0% |
| AMGN Amgen Inc. | 0.66% | 15,853 | $4.9M | Add +0.3% |
| TXN Texas Instruments Inc. | 0.65% | 26,956 | $4.8M | Add +0.5% |
| ITW Illinois Tool Works | 0.65% | 19,482 | $4.8M | Reduce -1.1% |
| V Visa Inc. Class A | 0.65% | 13,786 | $4.8M | Add +0.6% |
| RTX RTX Corp. | 0.64% | 36,104 | $4.8M | Reduce -2.3% |
| UPS United Parcel Service Class B | 0.64% | 43,205 | $4.8M | Add +13.5% |
| IWS iShares Russell Mid-Cap Valu | 0.62% | 36,608 | $4.6M | Add +2.4% |
| LOW Lowe's Cos Inc. | 0.61% | 19,643 | $4.6M | Reduce -2.7% |
| CB Chubb Ltd. | 0.61% | 14,999 | $4.5M | Add +3.0% |
| MCD McDonald's Corp. | 0.57% | 13,552 | $4.2M | Reduce -4.8% |
| AEP American Electric Power | 0.57% | 38,735 | $4.2M | Add +0.8% |
| GLW Corning Inc. | 0.56% | 91,618 | $4.2M | Reduce -0.7% |
| T AT&T Inc. | 0.55% | 146,405 | $4.1M | Reduce -2.5% |
| NUE Nucor Corp. | 0.55% | 34,252 | $4.1M | Reduce -0.6% |
| NEE Nextera Energy Inc. | 0.54% | 56,932 | $4.0M | Add +4.3% |
| PFF iShares Preferred & Income S | 0.50% | 121,796 | $3.7M | Add +14.2% |
| UNH Unitedhealth Group Inc. | 0.49% | 6,958 | $3.6M | Reduce -1.6% |
| CMI Cummins Inc. | 0.47% | 11,281 | $3.5M | Reduce -0.3% |
| FLCA Franklin Ftse Canada ETF | 0.47% | 94,808 | $3.5M | Add +23.1% |
| HD Home Depot Inc. | 0.47% | 9,559 | $3.5M | Reduce -0.1% |
| ADP Automatic Data Processing | 0.47% | 11,398 | $3.5M | Reduce -4.4% |
| TFC Truist Financial Corp. | 0.46% | 84,009 | $3.5M | Add +1.6% |
| OMC Omnicom Group | 0.45% | 40,725 | $3.4M | Reduce -2.6% |
| SCHA Schwab US Small-Cap ETF | 0.43% | 135,914 | $3.2M | Add +1.5% |
| APD Air Products & Chemicals Inc. | 0.39% | 9,810 | $2.9M | Add +5.2% |
| HON Honeywell International Inc. | 0.38% | 13,534 | $2.9M | Add +16.5% |
| ELV Elevance Health Inc. | 0.37% | 6,426 | $2.8M | Add +6.7% |
| LMT Lockheed Martin Corp. | 0.37% | 6,248 | $2.8M | Reduce -4.6% |
| SBUX Starbucks Corp. | 0.37% | 27,838 | $2.7M | Reduce -5.5% |
| XLE SS Energy Select Sector | 0.36% | 29,039 | $2.7M | Reduce -5.9% |
| PSX Phillips 66 | 0.35% | 21,084 | $2.6M | Add +4.6% |
| SYK Stryker Corp. | 0.34% | 6,839 | $2.5M | Add +3.7% |
| KCE SS SPDR S&P Cap MKTS ETF | 0.33% | 19,540 | $2.5M | Add +107.2% |
| LLY Eli Lilly & Co. | 0.32% | 2,905 | $2.4M | Reduce -3.8% |
| BKGI BNY Mellon GLBL Infra Inc. | 0.32% | 69,207 | $2.4M | Add +59.3% |
| EFA iShares MSCI Eafe ETF | 0.32% | 29,187 | $2.4M | Reduce -4.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.31% | 41,651 | $2.3M | Reduce -8.8% |
| LRCX Lam Research Corp. | 0.31% | 31,431 | $2.3M | Add +6.6% |
| PFE Pfizer Inc. | 0.30% | 89,748 | $2.3M | Add +15.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.30% | 22,956 | $2.3M | Reduce -0.3% |
| TGT Target Corp. | 0.30% | 21,551 | $2.2M | Add +12.5% |
| SHY iShares 1-3 Year Treasury Bo | 0.30% | 26,833 | $2.2M | Add +2.4% |
| TMO Thermo Fisher Scientific Inc. | 0.29% | 4,422 | $2.2M | Reduce -0.5% |
| DD Dupont DE Nemours Inc. | 0.28% | 28,297 | $2.1M | Reduce -9.8% |
| DE Deere & Co. | 0.28% | 4,404 | $2.1M | Reduce -3.8% |
| PNC PNC Financial Services Group | 0.28% | 11,730 | $2.1M | Add +0.9% |
| JAAA Janus Henderson Aaa Clo ETF | 0.27% | 40,092 | $2.0M | Add +78.1% |
| EIPI FT Energy Income ETF | 0.27% | 100,000 | $2.0M | New |
| UNP Union Pacific Corp. | 0.27% | 8,391 | $2.0M | Reduce -10.2% |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 43,441 | $2.0M | Add +0.3% |
| KMI Kinder Morgan Inc. | 0.26% | 67,162 | $1.9M | Add +5.8% |
| CVS CVS Health Corp. | 0.25% | 27,631 | $1.9M | Reduce -9.5% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.25% | 33,104 | $1.8M | Reduce -23.5% |
| MS Morgan Stanley | 0.24% | 15,408 | $1.8M | Reduce -31.8% |
| EOG EOG Resources Inc. | 0.24% | 13,805 | $1.8M | Add +10.9% |
| KVUE Kenvue Inc. | 0.24% | 73,553 | $1.8M | Reduce -14.8% |
| CAG Conagra Brands Inc. | 0.23% | 64,671 | $1.7M | Add +28.7% |
| ADM Archer-Daniels-Midland Co. | 0.23% | 35,586 | $1.7M | Add +19.9% |
| CSX CSX Corp. | 0.23% | 57,660 | $1.7M | Reduce -3.2% |
| BLK BlackRock Inc. | 0.23% | 1,775 | $1.7M | Reduce -1.1% |
Portfolio Sells Q4 2024 → Q1 2025
| IVV iShares Core S&P 500 ETF | Reduce -51.7% | 3.55% | −3.82 |
| AAPL Apple Inc. | Reduce -1.6% | 11.44% | −1.10 |
| AVGO Broadcom Inc. | Reduce -6.8% | 1.03% | −0.44 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -16.4% | 2.00% | −0.41 |
| MSFT Microsoft Corp. | Reduce -2.8% | 3.01% | −0.32 |
| NVDA Nvidia Corp. | Reduce -16.7% | 0.70% | −0.30 |
| ACWI iShares MSCI Acwi ETF | Reduce -82.6% | 0.03% | −0.14 |
| MS Morgan Stanley | Reduce -31.8% | 0.24% | −0.12 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.0% | 1.63% | −0.09 |
| TRV The Travelers Cos Inc. | Reduce -45.0% | 0.15% | −0.09 |
| IWF iShares Russell 1000 Growth | Reduce -0.1% | 1.09% | −0.07 |
| CAT Caterpillar Inc. | Reduce -3.7% | 0.71% | −0.07 |
| KMB Kimberly-Clark Corp. | Reduce -49.1% | 0.09% | −0.07 |
| CARR Carrier Global Corp. | Reduce -71.1% | 0.02% | −0.06 |
| USB US Bancorp | Reduce -21.1% | 0.16% | −0.06 |
| BWA Borgwarner Inc. | Reduce -57.0% | 0.03% | −0.05 |
| DOW Dow Inc. | Reduce -19.8% | 0.13% | −0.05 |
| SRE Sempra | Reduce -6.4% | 0.19% | −0.05 |
| CBU Community Financial System I | Reduce -1.6% | 0.87% | −0.05 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -23.5% | 0.25% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.2% | 1.20% | −0.04 |
| GOOG Alphabet Inc. Class C | Reduce -7.5% | 0.15% | −0.04 |
| FOXA Fox Corp. Class A | Sold out | 0.00% | −0.03 |
| LMT Lockheed Martin Corp. | Reduce -4.6% | 0.37% | −0.03 |
| NKE Nike Inc. Class B | Reduce -6.6% | 0.15% | −0.03 |
| CMI Cummins Inc. | Reduce -0.3% | 0.47% | −0.03 |
| VGT Vanguard Info Tech ETF | Reduce -4.7% | 0.20% | −0.03 |
| GIS General Mills Inc. | Reduce -10.6% | 0.21% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.0% | 1.28% | −0.03 |
| DIS The Walt Disney Co. | Reduce -0.3% | 0.30% | −0.03 |
| LOW Lowe's Cos Inc. | Reduce -2.7% | 0.61% | −0.02 |
| DD Dupont DE Nemours Inc. | Reduce -9.8% | 0.28% | −0.02 |
| MDY State Street SPDR S&P Midcap | Reduce -0.6% | 0.84% | −0.02 |
| CSX CSX Corp. | Reduce -3.2% | 0.23% | −0.02 |
| AXP American Express Co. | Reduce -3.0% | 0.21% | −0.02 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -8.8% | 0.31% | −0.02 |
| ECL Ecolab Inc. | Reduce -60.0% | 0.01% | −0.02 |
| EIX Edison International | Reduce -22.8% | 0.02% | −0.02 |
| SPGI S&P Global Inc. | Reduce -30.0% | 0.05% | −0.02 |
| SGOV iShares 0-3 Month Treasury B | Reduce -74.3% | 0.01% | −0.02 |
| CMCSA Comcast Corp. Class A | Reduce -15.4% | 0.10% | −0.01 |
| CI The Cigna Group | Sold out | 0.00% | −0.01 |
| ROP Roper Technologies Inc. | Reduce -53.8% | 0.02% | −0.01 |
| GSST Goldman Sachs Ultra Short Bo | Sold out | 0.00% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -9.4% | 0.12% | −0.01 |
| EWC iShares MSCI Canada ETF | Reduce -15.8% | 0.10% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -1.2% | 0.17% | −0.01 |
| HDV iShares Core High Dividend E | Reduce -80.9% | 0.00% | −0.01 |
| LDUR PIMCO Enhanced Low Duration | Sold out | 0.00% | −0.01 |
| IBTK iShares Ibonds Dec 2030 Trea | Sold out | 0.00% | −0.01 |
Portfolio Buys Q4 2024 → Q1 2025
| VOO Vanguard S&P 500 ETF | Add +918.3% | 1.53% | +1.38 |
| AVDV Avantis Intl S/C Value ETF | Add +360.0% | 0.78% | +0.63 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.3% | 3.86% | +0.44 |
| AVUV Avantis US Small Cap Value | Add +96.7% | 0.67% | +0.31 |
| ABBV Abbvie Inc. | Add +0.9% | 1.44% | +0.28 |
| EIPI FT Energy Income ETF | New | 0.27% | +0.27 |
| JNJ Johnson & Johnson | Add +4.0% | 1.06% | +0.21 |
| VZ Verizon Communications Inc. | Add +0.2% | 1.26% | +0.20 |
| KCE SS SPDR S&P Cap MKTS ETF | Add +107.2% | 0.33% | +0.16 |
| BKGI BNY Mellon GLBL Infra Inc. | Add +59.3% | 0.32% | +0.15 |
| AMGN Amgen Inc. | Add +0.3% | 0.66% | +0.13 |
| JAAA Janus Henderson Aaa Clo ETF | Add +78.1% | 0.27% | +0.13 |
| AEP American Electric Power | Add +0.8% | 0.57% | +0.11 |
| FLCA Franklin Ftse Canada ETF | Add +23.1% | 0.47% | +0.11 |
| ACLO TCW Aaa Clo ETF | New | 0.10% | +0.10 |
| V Visa Inc. Class A | Add +0.6% | 0.65% | +0.09 |
| CB Chubb Ltd. | Add +3.0% | 0.61% | +0.09 |
| ELV Elevance Health Inc. | Add +6.7% | 0.37% | +0.09 |
| MET Metlife Inc. | Add +78.9% | 0.16% | +0.07 |
| PFF iShares Preferred & Income S | Add +14.2% | 0.50% | +0.07 |
| ARTY iShares Future AI & Tech ETF | New | 0.05% | +0.05 |
| PSX Phillips 66 | Add +4.6% | 0.35% | +0.05 |
| QCOM Qualcomm Inc. | Add +4.0% | 0.67% | +0.05 |
| CAG Conagra Brands Inc. | Add +28.7% | 0.23% | +0.05 |
| HON Honeywell International Inc. | Add +16.5% | 0.38% | +0.05 |
| CMG Chipotle Mexican Grill Inc. | Add +84.2% | 0.12% | +0.05 |
| GS Goldman Sachs Group Inc. | New | 0.05% | +0.05 |
| EOG EOG Resources Inc. | Add +10.9% | 0.24% | +0.04 |
| APD Air Products & Chemicals Inc. | Add +5.2% | 0.39% | +0.04 |
| PFE Pfizer Inc. | Add +15.1% | 0.30% | +0.04 |
| WM Waste Management Inc. | Add +15.9% | 0.14% | +0.04 |
| NEE Nextera Energy Inc. | Add +4.3% | 0.54% | +0.04 |
| FCX Freeport-McMoran Inc. | Add +18.5% | 0.20% | +0.04 |
| ADM Archer-Daniels-Midland Co. | Add +19.9% | 0.23% | +0.04 |
| SYK Stryker Corp. | Add +3.7% | 0.34% | +0.04 |
| GLD SPDR Gold Shares | Add +2.3% | 0.17% | +0.04 |
| KMI Kinder Morgan Inc. | Add +5.8% | 0.26% | +0.03 |
| RY Royal Bank of Canada | Add +31.3% | 0.15% | +0.03 |
| LRCX Lam Research Corp. | Add +6.6% | 0.31% | +0.03 |
| JBBB Janus Henderson B-BBB Clo Et | New | 0.03% | +0.03 |
| PANW Palo Alto Networks Inc. | Add +28.2% | 0.15% | +0.03 |
| AVEM Avantis Emerging Markets Eq | New | 0.03% | +0.03 |
| IWS iShares Russell Mid-Cap Valu | Add +2.4% | 0.62% | +0.03 |
| VNQ Vanguard Real Estate ETF | Add +22.8% | 0.10% | +0.02 |
| LEN Lennar Corp. Class A | Add +43.1% | 0.11% | +0.02 |
| SHY iShares 1-3 Year Treasury Bo | Add +2.4% | 0.30% | +0.02 |
| GUNR NT Mstar GLBL NR ETF | Add +0.0% | 0.21% | +0.02 |
| UPS United Parcel Service Class B | Add +13.5% | 0.64% | +0.02 |
| MBB iShares MBS ETF | Add +2.5% | 0.22% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +0.3% | 0.26% | +0.02 |
Notes & Other Activity Q4 2024 → Q1 2025
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | Sold out | 14 | $385before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $926.3M | AAPL, IVV, IEFA, IBM, VOO |
| Q1 2026 | 501 | $840.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q4 2025 | 488 | $846.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2025 | 498 | $826.8M | AAPL, IVV, MSFT, IEFA, IBM |
| Q2 2025 | 385 | $760.4M | AAPL, IVV, MSFT, IBM, IEFA |
| Q1 2025 | 382 | $746.0M | AAPL, IEFA, IVV, IBM, MSFT |
| Q4 2024 | 388 | $779.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2024 | 388 | $792.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q2 2024 | 405 | $759.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q1 2024 | 411 | $762.0M | AAPL, IVV, IEFA, MSFT, IBM |