Community Bank, N.A.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 4, 2026), Community Bank, N.A. reported 488 stock positions worth $846.1 million. Its top holding was Apple (AAPL) at 12.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 3.8%) and iShares Core MSCI Eafe ETF (IEFA, 3.5%). Compared with Q3 2025, it opened 21 new positions, sold out of 33, added to 77 and reduced 124. The biggest buy was a new position in Intl Business Machines and the biggest sale Intl Business Machines (IBM, shares −12%).

Most Recent 13F
Q2 2026
Location
DeWitt, NY
CIK
0001632187
Portfolio Value
$846.1M (Q4 2025)
SEC Filing
0001376474-26-000122 ↗ filed Feb 4, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $762.0M Q1 2024 Q2 2024: $759.8M Q2 2024 Q3 2024: $792.8M Q3 2024 Q4 2024: $779.8M Q4 2024 Q1 2025: $746.0M Q1 2025 Q2 2025: $760.4M Q2 2025 Q3 2025: $826.8M Q3 2025 Q4 2025: $846.1M $846.1M Q4 2025 Q1 2026: $840.1M Q1 2026 Q2 2026: $926.3M Q2 2026

Holdings 488 stocks · $846.1M

AAPL Apple Inc. 12.09% 376,338 $102.3M Reduce -1.2%
IVV iShares Core S&P 500 ETF 3.79% 46,832 $32.1M Reduce -0.7%
IEFA iShares Core MSCI Eafe ETF 3.54% 334,954 $30.0M Reduce -0.4%
MSFT Microsoft Corp. 3.35% 58,553 $28.3M Add +0.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 3.15% 90,090 $26.7M Reduce -12.5%
JPM JPMorgan Chase & Co. 2.64% 69,259 $22.3M Reduce -2.0%
VOO Vanguard S&P 500 ETF 1.98% 26,731 $16.8M Reduce -0.1%
GOOGL Alphabet Inc. Class A 1.87% 50,477 $15.8M Reduce -0.5%
IJR iShares Core S&P Small-Cap E 1.62% 114,312 $13.7M Reduce -1.0%
AVGO Broadcom Inc. 1.56% 38,022 $13.2M Reduce -1.8%
MRK Merck & Co. Inc. 1.44% 115,751 $12.2M Reduce -0.2%
CSCO Cisco Systems Inc. 1.39% 152,280 $11.7M Reduce -4.4%
BMY Bristol-Myers Squibb Co. 1.35% 211,380 $11.4M Reduce -3.0%
ABBV Abbvie Inc. 1.32% 48,714 $11.1M Reduce -0.2%
IJH iShares Core S&P Midcap ETF 1.28% 163,605 $10.8M Reduce -0.1%
WMT Walmart Inc. 1.26% 95,928 $10.7M Reduce -1.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.25% 15,491 $10.6M Reduce -1.4%
AMZN Amazon.com Inc. 1.25% 45,683 $10.5M Add +5.0%
JEPI JPMorgan Equity Premium Inco 1.20% 177,251 $10.1M Reduce 0.0%
IWF iShares Russell 1000 Growth 1.17% 20,889 $9.9M Reduce -2.6%
PEP Pepsico Inc. 1.16% 68,119 $9.8M Add +1.8%
JNJ Johnson & Johnson 1.15% 46,863 $9.7M Reduce -0.2%
IEMG iShares Core MSCI Emerging 1.10% 137,954 $9.3M Reduce -0.2%
CAT Caterpillar Inc. 1.04% 15,301 $8.8M Add +1.5%
NVDA Nvidia Corp. 1.03% 46,740 $8.7M Reduce -1.7%
VZ Verizon Communications Inc. 0.99% 205,966 $8.4M Reduce -2.4%
PG The Procter & Gamble Co. 0.96% 56,389 $8.1M Add +11.0%
AVDV Avantis Intl S/C Value ETF 0.95% 85,128 $8.0M Add +0.1%
EMR Emerson Electric Co. 0.87% 55,324 $7.3M Add +0.5%
XOM Exxon Mobil Corp. 0.87% 60,974 $7.3M Add +5.6%
MDY State Street SPDR S&P Midcap 0.80% 11,199 $6.8M Reduce -3.0%
RTX RTX Corp. 0.75% 34,693 $6.4M Reduce -1.3%
KO The Coca-Cola Co. 0.75% 90,811 $6.3M Reduce -0.7%
CBU Community Financial System I 0.70% 102,512 $5.9M Reduce -13.5%
AVUV Avantis US Small Cap Value 0.69% 57,130 $5.8M Reduce -0.4%
QCOM Qualcomm Inc. 0.66% 32,849 $5.6M Add +0.6%
GLW Corning Inc. 0.66% 64,054 $5.6M Reduce -28.8%
IWD iShares Russell 1000 Value E 0.64% 25,869 $5.4M Reduce -4.5%
CMI Cummins Inc. 0.64% 10,629 $5.4M Reduce -2.3%
LRCX Lam Research Corp. 0.63% 31,286 $5.4M Reduce -2.8%
NUE Nucor Corp. 0.63% 32,445 $5.3M Reduce -0.7%
AMGN Amgen Inc. 0.62% 16,141 $5.3M Reduce -0.8%
V Visa Inc. Class A 0.62% 14,984 $5.3M Add +3.8%
CVX Chevron Corp. 0.62% 34,302 $5.2M Add +1.8%
PEG Public Service Enterprise GP 0.59% 61,817 $5.0M Add +1.1%
TXN Texas Instruments Inc. 0.59% 28,556 $5.0M Add +9.8%
ABT Abbott Laboratories 0.58% 39,208 $4.9M Add +2.4%
LOW Lowe's Cos Inc. 0.56% 19,505 $4.7M Reduce -1.6%
AEP American Electric Power 0.55% 40,508 $4.7M Add +1.5%
NEE Nextera Energy Inc. 0.55% 57,560 $4.6M Reduce -0.9%
TFC Truist Financial Corp. 0.55% 93,904 $4.6M Add +0.3%
CB Chubb Ltd. 0.54% 14,770 $4.6M Reduce -3.4%
FLCA Franklin Ftse Canada ETF 0.54% 94,706 $4.6M Reduce -0.2%
IWS iShares Russell Mid-Cap Valu 0.54% 32,422 $4.6M Reduce -2.2%
LLY Eli Lilly & Co. 0.52% 4,130 $4.4M Reduce -3.8%
ITW Illinois Tool Works 0.46% 15,722 $3.9M Reduce -7.8%
MCD McDonald's Corp. 0.45% 12,382 $3.8M Reduce -5.4%
PFF iShares Preferred & Income S 0.44% 119,095 $3.7M Reduce -5.6%
OMC Omnicom Group 0.43% 44,683 $3.6M Add +10.2%
SCHA Schwab US Small-Cap ETF 0.41% 123,224 $3.5M Reduce -1.6%
T AT&T Inc. 0.41% 138,793 $3.4M Reduce -1.7%
UPS United Parcel Service Class B 0.40% 33,939 $3.4M Reduce -29.1%
HON Honeywell International Inc. 0.38% 16,644 $3.2M Add +17.1%
TMO Thermo Fisher Scientific Inc. 0.38% 5,558 $3.2M Add +1.1%
APD Air Products & Chemicals Inc. 0.38% 12,922 $3.2M Add +20.5%
BKGI BNY Mellon GLBL Infra Inc. 0.37% 77,949 $3.1M Add +0.3%
EMXC iShares MSCI Emr MRK Ex Chna 0.36% 41,500 $3.0M Reduce -1.1%
LMT Lockheed Martin Corp. 0.36% 6,213 $3.0M Add +2.1%
KCE SS SPDR S&P Cap MKTS ETF 0.35% 19,845 $3.0M Reduce -3.3%
HD Home Depot Inc. 0.35% 8,642 $3.0M Reduce -2.1%
PSX Phillips 66 0.34% 22,402 $2.9M Reduce -0.0%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.33% 24,290 $2.8M Add +2.9%
EFA iShares MSCI Eafe ETF 0.32% 28,454 $2.7M Reduce -1.7%
ELV Elevance Health Inc. 0.31% 7,553 $2.6M Reduce -15.1%
ADP Automatic Data Processing 0.31% 10,228 $2.6M Reduce -1.4%
CRM Salesforce Inc. 0.31% 9,772 $2.6M Add +4.8%
PNC PNC Financial Services Group 0.30% 12,267 $2.6M Add +8.5%
PANW Palo Alto Networks Inc. 0.30% 13,625 $2.5M Add +18.1%
XLE SS Energy Select Sector 0.29% 55,802 $2.5M Reduce -1.7%
SRE Sempra 0.29% 28,246 $2.5M Add +5.6%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.29% 58,054 $2.5M Reduce -0.7%
SHY iShares 1-3 Year Treasury Bo 0.29% 29,510 $2.4M Add +0.9%
GOOG Alphabet Inc. Class C 0.28% 7,614 $2.4M Reduce -0.5%
SYK Stryker Corp. 0.28% 6,749 $2.4M Add +2.9%
INTL BUSINESS MACHINES CORP 0.28% 8,000 $2.4M New
UNH Unitedhealth Group Inc. 0.28% 7,136 $2.4M Add +24.5%
DE Deere & Co. 0.27% 4,938 $2.3M Add +16.1%
FCX Freeport-McMoran Inc. 0.27% 44,515 $2.3M Add +0.6%
KMI Kinder Morgan Inc. 0.26% 80,415 $2.2M Add +5.1%
MBB iShares MBS ETF 0.26% 23,102 $2.2M Add +3.6%
VWO Vanguard Ftse Emerging Marke 0.25% 39,805 $2.1M Add +0.7%
ACWX iShares MSCI Acwi Ex US ETF 0.25% 30,986 $2.1M Reduce -2.2%
CSX CSX Corp. 0.24% 55,660 $2.0M No change
VGT Vanguard Info Tech ETF 0.24% 2,675 $2.0M No change
MS Morgan Stanley 0.24% 11,226 $2.0M No change
MET Metlife Inc. 0.23% 25,182 $2.0M Add +14.4%
EIPI FT Energy Income ETF 0.23% 100,000 $2.0M No change
AXP American Express Co. 0.23% 5,355 $2.0M Reduce -1.4%
CAG Conagra Brands Inc. 0.23% 113,247 $2.0M Add +25.9%
WM Waste Management Inc. 0.23% 8,888 $2.0M Add +32.4%

Show all 488 holdings

Portfolio Sells Q3 2025 → Q4 2025

IBM Intl Business Machines Corp. Reduce -12.5% 3.15% −0.36
GLW Corning Inc. Reduce -28.8% 0.66% −0.23
VTI VG Morningstar TS MKT ETF-US Reduce -73.9% 0.08% −0.21
ADM Archer-Daniels-Midland Co. Reduce -77.0% 0.05% −0.17
DD Dupont DE Nemours Inc. Reduce -2.0% 0.16% −0.16
CBU Community Financial System I Reduce -13.5% 0.70% −0.14
Q Qnity Electronics Inc. Reduce -86.0% 0.02% −0.14
VZ Verizon Communications Inc. Reduce -2.4% 0.99% −0.13
CVS CVS Health Corp. Reduce -67.4% 0.05% −0.09
UPS United Parcel Service Class B Reduce -29.1% 0.40% −0.09
HD Home Depot Inc. Reduce -2.1% 0.35% −0.08
ITW Illinois Tool Works Reduce -7.8% 0.46% −0.08
T AT&T Inc. Reduce -1.7% 0.41% −0.07
BLK BlackRock Inc. Reduce -17.1% 0.18% −0.06
SBUX Starbucks Corp. Reduce -29.0% 0.14% −0.06
NFG National Fuel Gas Co. Reduce -73.5% 0.02% −0.06
JPM JPMorgan Chase & Co. Reduce -2.0% 2.64% −0.06
ADP Automatic Data Processing Reduce -1.4% 0.31% −0.06
KMB Kimberly-Clark Corp. Reduce -83.8% 0.01% −0.06
LEN Lennar Corp. Class A Reduce -21.3% 0.09% −0.05
ABBV Abbvie Inc. Reduce -0.2% 1.32% −0.05
PFF iShares Preferred & Income S Reduce -5.6% 0.44% −0.05
LOW Lowe's Cos Inc. Reduce -1.6% 0.56% −0.05
IWF iShares Russell 1000 Growth Reduce -2.6% 1.17% −0.05
KVUE Kenvue Inc. Reduce -41.2% 0.07% −0.05
NVDA Nvidia Corp. Reduce -1.7% 1.03% −0.04
IJR iShares Core S&P Small-Cap E Reduce -1.0% 1.62% −0.04
ELV Elevance Health Inc. Reduce -15.1% 0.31% −0.03
MCD McDonald's Corp. Reduce -5.4% 0.45% −0.03
MDY State Street SPDR S&P Midcap Reduce -3.0% 0.80% −0.03
NKE Nike Inc. Class B Reduce -9.4% 0.13% −0.03
KCE SS SPDR S&P Cap MKTS ETF Reduce -3.3% 0.35% −0.03
PSX Phillips 66 Reduce -0.0% 0.34% −0.03
EFX Equifax Inc. Reduce -7.0% 0.08% −0.03
JEPI JPMorgan Equity Premium Inco Reduce 0.0% 1.20% −0.02
IVV iShares Core S&P 500 ETF Reduce -0.7% 3.79% −0.02
VGLT Vanguard Long-Term Treasury Reduce -43.4% 0.03% −0.02
IWD iShares Russell 1000 Value E Reduce -4.5% 0.64% −0.02
TGT Target Corp. Reduce -20.2% 0.13% −0.02
EOG EOG Resources Inc. Reduce -0.3% 0.21% −0.02
SOLS Solstice Adv Materials Inc. Reduce -95.4% 0.00% −0.02
IWS iShares Russell Mid-Cap Valu Reduce -2.2% 0.54% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.4% 1.25% −0.02
GIS General Mills Inc. Reduce -6.3% 0.09% −0.02
NSC Norfolk Southern Corp. Reduce -2.8% 0.18% −0.02
ETN Eaton Corp. PLC Reduce -8.3% 0.05% −0.02
IJH iShares Core S&P Midcap ETF Reduce -0.1% 1.28% −0.02
XLU St Sr Utl SL SE SPDR ETF-Usd Reduce -0.7% 0.29% −0.02
ECL Ecolab Inc. Sold out 0.00% −0.01
PFE Pfizer Inc. Reduce -2.2% 0.18% −0.01

Portfolio Buys Q3 2025 → Q4 2025

INTL BUSINESS MACHINES CORP New 0.28% +0.28
CAT Caterpillar Inc. Add +1.5% 1.04% +0.17
AMZN Amazon.com Inc. Add +5.0% 1.25% +0.09
XOM Exxon Mobil Corp. Add +5.6% 0.87% +0.08
CMCSA Comcast Corp. Class A Add +123.3% 0.12% +0.06
TMO Thermo Fisher Scientific Inc. Add +1.1% 0.38% +0.06
FCX Freeport-McMoran Inc. Add +0.6% 0.27% +0.06
WM Waste Management Inc. Add +32.4% 0.23% +0.05
CMG Chipotle Mexican Grill Inc. Add +43.9% 0.19% +0.05
USB US Bancorp Add +21.1% 0.19% +0.04
UNH Unitedhealth Group Inc. Add +24.5% 0.28% +0.04
CRM Salesforce Inc. Add +4.8% 0.31% +0.04
DE Deere & Co. Add +16.1% 0.27% +0.04
CAG Conagra Brands Inc. Add +25.9% 0.23% +0.03
VRTX Vertex Pharmaceuticals Inc. Add +9.3% 0.17% +0.03
AVDV Avantis Intl S/C Value ETF Add +0.1% 0.95% +0.03
TFC Truist Financial Corp. Add +0.3% 0.55% +0.03
PNC PNC Financial Services Group Add +8.5% 0.30% +0.03
IAU iShares Gold Trust Add +12.8% 0.14% +0.03
OMC Omnicom Group Add +10.2% 0.43% +0.03
V Visa Inc. Class A Add +3.8% 0.62% +0.03
BDX Becton Dickinson and Co. Add +20.3% 0.14% +0.02
APD Air Products & Chemicals Inc. Add +20.5% 0.38% +0.02
GS Goldman Sachs Group Inc. Add +5.3% 0.19% +0.02
HON Honeywell International Inc. Add +17.1% 0.38% +0.02
LDOS Leidos Holdings Inc. Add +185.1% 0.03% +0.02
TLT iShares 20+ Year Treasury BD New 0.02% +0.02
GLD SPDR Gold Shares Add +1.7% 0.21% +0.02
PEP Pepsico Inc. Add +1.8% 1.16% +0.02
MET Metlife Inc. Add +14.4% 0.23% +0.02
VUG Vanguard Mrngstar GR ETF-Sui Add +25.2% 0.08% +0.02
MLPX Global X MLP & Energy Infras New 0.01% +0.01
QQQ Invesco QQQ Trust Series 1 Add +8.3% 0.18% +0.01
STX Seagate Technology Holdings New 0.01% +0.01
PANW Palo Alto Networks Inc. Add +18.1% 0.30% +0.01
BNDX Vanguard Total Intl Bond ETF New 0.01% +0.01
BSV Vanguard Short-Term Bond ETF Add +92.3% 0.02% +0.01
PG The Procter & Gamble Co. Add +11.0% 0.96% +0.01
VEA Vanguard Ftse Developed ETF Add +33.9% 0.04% +0.01
AEP American Electric Power Add +1.5% 0.55% +0.01
BAC Bank of America Corp. Add +2.4% 0.14% +0.01
TXN Texas Instruments Inc. Add +9.8% 0.59% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +37.9% 0.02% +0.01
QCOM Qualcomm Inc. Add +0.6% 0.66% +0.01
META Meta Platforms Inc. Class A Add +25.2% 0.07% +0.01
VMBS Vanguard Mortgage-Backed Sec New 0.01% +0.01
BKGI BNY Mellon GLBL Infra Inc. Add +0.3% 0.37% +0.01
BIV Vanguard Intermediate-Term B New 0.01% +0.01
BLV Vanguard Long-Term Bond ETF Add +318.1% 0.01% +0.01
CAH Cardinal Health Inc. New 0.01% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 529$926.3MAAPL, IVV, IEFA, IBM, VOO
Q1 2026 501$840.1MAAPL, IVV, IEFA, MSFT, IBM
Q4 2025 488$846.1MAAPL, IVV, IEFA, MSFT, IBM
Q3 2025 498$826.8MAAPL, IVV, MSFT, IEFA, IBM
Q2 2025 385$760.4MAAPL, IVV, MSFT, IBM, IEFA
Q1 2025 382$746.0MAAPL, IEFA, IVV, IBM, MSFT
Q4 2024 388$779.8MAAPL, IVV, IEFA, MSFT, IBM
Q3 2024 388$792.8MAAPL, IVV, IEFA, MSFT, IBM
Q2 2024 405$759.8MAAPL, IVV, IEFA, MSFT, IBM
Q1 2024 411$762.0MAAPL, IVV, IEFA, MSFT, IBM