Community Bank, N.A.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 25, 2025), Community Bank, N.A. reported 385 stock positions worth $760.4 million. Its top holding was Apple (AAPL) at 10.3% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 3.8%) and Microsoft (MSFT, 3.8%). Compared with Q1 2025, it opened 17 new positions, sold out of 14, added to 71 and reduced 113. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +21%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −87%).
- Most Recent 13F
- Q2 2026
- Location
- DeWitt, NY
- CIK
- 0001632187
- Portfolio Value
- $760.4M (Q2 2025)
- SEC Filing
- 0001376474-25-000672 ↗ filed Jul 25, 2025
Holdings Value
Holdings 385 stocks · $760.4M
| AAPL Apple Inc. | 10.32% | 382,464 | $78.5M | Reduce -0.5% |
| IVV iShares Core S&P 500 ETF | 3.85% | 47,120 | $29.3M | Reduce -0.0% |
| MSFT Microsoft Corp. | 3.78% | 57,820 | $28.8M | Reduce -3.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 3.72% | 95,968 | $28.3M | Reduce -1.7% |
| IEFA iShares Core MSCI Eafe ETF | 3.68% | 335,159 | $28.0M | Reduce -11.9% |
| JPM JPMorgan Chase & Co. | 2.75% | 72,203 | $20.9M | Reduce -3.5% |
| VOO Vanguard S&P 500 ETF | 2.00% | 26,751 | $15.2M | Add +20.6% |
| IJR iShares Core S&P Small-Cap E | 1.67% | 116,191 | $12.7M | Reduce -0.0% |
| CSCO Cisco Systems Inc. | 1.51% | 165,121 | $11.5M | Reduce -1.5% |
| AVGO Broadcom Inc. | 1.49% | 41,014 | $11.3M | Reduce -10.9% |
| BMY Bristol-Myers Squibb Co. | 1.36% | 222,883 | $10.3M | Add +2.3% |
| IJH iShares Core S&P Midcap ETF | 1.33% | 163,129 | $10.1M | Reduce -0.1% |
| JEPI JPMorgan Equity Premium Inco | 1.31% | 175,867 | $10.0M | Add +10.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.28% | 15,794 | $9.8M | Reduce -1.0% |
| WMT Walmart Inc. | 1.28% | 99,220 | $9.7M | Reduce -7.5% |
| IWF iShares Russell 1000 Growth | 1.25% | 22,408 | $9.5M | Reduce -0.4% |
| ABBV Abbvie Inc. | 1.22% | 49,915 | $9.3M | Reduce -2.9% |
| MRK Merck & Co. Inc. | 1.20% | 115,327 | $9.1M | Add +2.0% |
| AMZN Amazon.com Inc. | 1.19% | 41,416 | $9.1M | Add +3.8% |
| VZ Verizon Communications Inc. | 1.16% | 204,669 | $8.9M | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 1.14% | 49,298 | $8.7M | Add +2.4% |
| PEP Pepsico Inc. | 1.12% | 64,594 | $8.5M | Add +3.4% |
| IEMG iShares Core MSCI Emerging | 1.09% | 138,699 | $8.3M | Add +1.8% |
| PG The Procter & Gamble Co. | 1.04% | 49,666 | $7.9M | Reduce -2.9% |
| NVDA Nvidia Corp. | 0.97% | 46,814 | $7.4M | Reduce -3.0% |
| EMR Emerson Electric Co. | 0.95% | 54,324 | $7.2M | Reduce -0.6% |
| JNJ Johnson & Johnson | 0.95% | 47,098 | $7.2M | Reduce -1.2% |
| CBU Community Financial System I | 0.88% | 118,285 | $6.7M | Add +3.7% |
| MDY State Street SPDR S&P Midcap | 0.87% | 11,739 | $6.6M | Reduce -0.1% |
| AVDV Avantis Intl S/C Value ETF | 0.87% | 83,363 | $6.6M | Add +0.2% |
| KO The Coca-Cola Co. | 0.87% | 93,063 | $6.6M | Reduce -4.2% |
| XOM Exxon Mobil Corp. | 0.82% | 57,579 | $6.2M | Add +1.8% |
| CAT Caterpillar Inc. | 0.79% | 15,511 | $6.0M | Reduce -3.2% |
| IWD iShares Russell 1000 Value E | 0.73% | 28,591 | $5.6M | Reduce -1.1% |
| TXN Texas Instruments Inc. | 0.72% | 26,196 | $5.4M | Reduce -2.8% |
| ABT Abbott Laboratories | 0.69% | 38,468 | $5.2M | Reduce -3.2% |
| RTX RTX Corp. | 0.69% | 35,821 | $5.2M | Reduce -0.8% |
| AVUV Avantis US Small Cap Value | 0.69% | 57,367 | $5.2M | Add +0.0% |
| PEG Public Service Enterprise GP | 0.69% | 61,982 | $5.2M | Reduce -2.8% |
| QCOM Qualcomm Inc. | 0.67% | 31,968 | $5.1M | Reduce -1.6% |
| UPS United Parcel Service Class B | 0.65% | 48,822 | $4.9M | Add +13.0% |
| GLW Corning Inc. | 0.64% | 92,144 | $4.8M | Add +0.6% |
| CVX Chevron Corp. | 0.64% | 33,803 | $4.8M | Add +0.2% |
| V Visa Inc. Class A | 0.62% | 13,374 | $4.7M | Reduce -3.0% |
| ITW Illinois Tool Works | 0.62% | 19,037 | $4.7M | Reduce -2.3% |
| IWS iShares Russell Mid-Cap Valu | 0.60% | 34,663 | $4.6M | Reduce -5.3% |
| AMGN Amgen Inc. | 0.59% | 16,109 | $4.5M | Add +1.6% |
| LOW Lowe's Cos Inc. | 0.58% | 19,861 | $4.4M | Add +1.1% |
| CB Chubb Ltd. | 0.58% | 15,108 | $4.4M | Add +0.7% |
| NUE Nucor Corp. | 0.57% | 33,210 | $4.3M | Reduce -3.0% |
| T AT&T Inc. | 0.55% | 143,386 | $4.1M | Reduce -2.1% |
| AEP American Electric Power | 0.54% | 39,405 | $4.1M | Add +1.7% |
| NEE Nextera Energy Inc. | 0.53% | 58,465 | $4.1M | Add +2.7% |
| TFC Truist Financial Corp. | 0.52% | 92,254 | $4.0M | Add +9.8% |
| FLCA Franklin Ftse Canada ETF | 0.52% | 94,786 | $4.0M | Reduce -0.0% |
| MCD McDonald's Corp. | 0.51% | 13,154 | $3.8M | Reduce -2.9% |
| PFF iShares Preferred & Income S | 0.50% | 123,237 | $3.8M | Add +1.2% |
| CMI Cummins Inc. | 0.47% | 10,881 | $3.6M | Reduce -3.5% |
| ADP Automatic Data Processing | 0.45% | 11,150 | $3.4M | Reduce -2.2% |
| HD Home Depot Inc. | 0.44% | 9,154 | $3.4M | Reduce -4.2% |
| HON Honeywell International Inc. | 0.43% | 14,015 | $3.3M | Add +3.5% |
| SCHA Schwab US Small-Cap ETF | 0.42% | 127,064 | $3.2M | Reduce -6.5% |
| LRCX Lam Research Corp. | 0.42% | 32,873 | $3.2M | Add +4.6% |
| BKGI BNY Mellon GLBL Infra Inc. | 0.40% | 77,579 | $3.0M | Add +12.1% |
| KCE SS SPDR S&P Cap MKTS ETF | 0.39% | 20,638 | $3.0M | Add +5.6% |
| OMC Omnicom Group | 0.38% | 40,666 | $2.9M | Reduce -0.1% |
| APD Air Products & Chemicals Inc. | 0.38% | 10,285 | $2.9M | Add +4.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.38% | 23,045 | $2.9M | Add +0.4% |
| LMT Lockheed Martin Corp. | 0.36% | 5,968 | $2.8M | Reduce -4.5% |
| PSX Phillips 66 | 0.35% | 22,627 | $2.7M | Add +7.3% |
| ELV Elevance Health Inc. | 0.35% | 6,917 | $2.7M | Add +7.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.35% | 41,650 | $2.6M | Reduce 0.0% |
| LLY Eli Lilly & Co. | 0.34% | 3,354 | $2.6M | Add +15.5% |
| EFA iShares MSCI Eafe ETF | 0.34% | 29,187 | $2.6M | No change |
| SYK Stryker Corp. | 0.34% | 6,589 | $2.6M | Reduce -3.7% |
| XLE SS Energy Select Sector | 0.32% | 28,492 | $2.4M | Reduce -1.9% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.31% | 29,152 | $2.4M | Add +41.4% |
| TGT Target Corp. | 0.31% | 24,012 | $2.4M | Add +11.4% |
| SHY iShares 1-3 Year Treasury Bo | 0.31% | 28,349 | $2.3M | Add +5.7% |
| DE Deere & Co. | 0.30% | 4,453 | $2.3M | Add +1.1% |
| MBB iShares MBS ETF | 0.28% | 23,019 | $2.2M | Add +33.4% |
| DD Dupont DE Nemours Inc. | 0.28% | 31,428 | $2.2M | Add +11.1% |
| TMO Thermo Fisher Scientific Inc. | 0.28% | 5,312 | $2.2M | Add +20.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.28% | 6,974 | $2.1M | Reduce -87.2% |
| KMI Kinder Morgan Inc. | 0.28% | 71,952 | $2.1M | Add +7.1% |
| ADM Archer-Daniels-Midland Co. | 0.27% | 39,602 | $2.1M | Add +11.3% |
| FCX Freeport-McMoran Inc. | 0.27% | 47,748 | $2.1M | Add +20.7% |
| PNC PNC Financial Services Group | 0.27% | 11,030 | $2.1M | Reduce -6.0% |
| PFE Pfizer Inc. | 0.27% | 83,580 | $2.0M | Reduce -6.9% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.26% | 32,560 | $2.0M | Reduce -1.6% |
| UNH Unitedhealth Group Inc. | 0.26% | 6,358 | $2.0M | Reduce -8.6% |
| SBUX Starbucks Corp. | 0.26% | 21,556 | $2.0M | Reduce -22.6% |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 39,878 | $2.0M | Reduce -8.2% |
| EIPI FT Energy Income ETF | 0.26% | 100,000 | $2.0M | No change |
| SRE Sempra | 0.26% | 25,821 | $2.0M | Add +31.8% |
| EOG EOG Resources Inc. | 0.25% | 16,075 | $1.9M | Add +16.4% |
| CSX CSX Corp. | 0.25% | 57,660 | $1.9M | No change |
| BLK BlackRock Inc. | 0.24% | 1,775 | $1.9M | No change |
| UNP Union Pacific Corp. | 0.24% | 7,850 | $1.8M | Reduce -6.5% |
| AXP American Express Co. | 0.24% | 5,638 | $1.8M | Reduce -1.7% |
Portfolio Sells Q1 2025 → Q2 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -87.2% | 0.28% | −1.72 |
| AAPL Apple Inc. | Reduce -0.5% | 10.32% | −1.13 |
| UNH Unitedhealth Group Inc. | Reduce -8.6% | 0.26% | −0.23 |
| ABBV Abbvie Inc. | Reduce -2.9% | 1.22% | −0.23 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -11.9% | 3.68% | −0.18 |
| GUNR NT Mstar GLBL NR ETF | Reduce -78.6% | 0.05% | −0.17 |
| PG The Procter & Gamble Co. | Reduce -2.9% | 1.04% | −0.13 |
| JNJ Johnson & Johnson | Reduce -1.2% | 0.95% | −0.11 |
| SBUX Starbucks Corp. | Reduce -22.6% | 0.26% | −0.11 |
| VZ Verizon Communications Inc. | Reduce -1.4% | 1.16% | −0.10 |
| GILD Gilead Sciences Inc. | Reduce -71.5% | 0.03% | −0.08 |
| OMC Omnicom Group | Reduce -0.1% | 0.38% | −0.07 |
| TRV The Travelers Cos Inc. | Reduce -44.8% | 0.08% | −0.07 |
| KO The Coca-Cola Co. | Reduce -4.2% | 0.87% | −0.07 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -22.7% | 0.21% | −0.07 |
| MCD McDonald's Corp. | Reduce -2.9% | 0.51% | −0.06 |
| ACLO TCW Aaa Clo ETF | Reduce -60.0% | 0.04% | −0.06 |
| CVS CVS Health Corp. | Reduce -23.2% | 0.19% | −0.06 |
| GIS General Mills Inc. | Reduce -12.7% | 0.15% | −0.05 |
| XLE SS Energy Select Sector | Reduce -1.9% | 0.32% | −0.05 |
| PFE Pfizer Inc. | Reduce -6.9% | 0.27% | −0.04 |
| KVUE Kenvue Inc. | Reduce -1.9% | 0.20% | −0.04 |
| BWA Borgwarner Inc. | Sold out | 0.00% | −0.03 |
| JBBB Janus Henderson B-BBB Clo Et | Sold out | 0.00% | −0.03 |
| MS Morgan Stanley | Reduce -26.1% | 0.21% | −0.03 |
| COP Conocophillips | Reduce -3.7% | 0.12% | −0.03 |
| ITW Illinois Tool Works | Reduce -2.3% | 0.62% | −0.03 |
| HD Home Depot Inc. | Reduce -4.2% | 0.44% | −0.03 |
| UNP Union Pacific Corp. | Reduce -6.5% | 0.24% | −0.03 |
| MA Mastercard Inc. Class A | Reduce -19.1% | 0.12% | −0.03 |
| USFR Wisdomtree Floating Rate Tre | Sold out | 0.00% | −0.03 |
| CMCSA Comcast Corp. Class A | Reduce -22.6% | 0.07% | −0.03 |
| IEF iShares 7-10 Year Treasury B | Reduce -88.3% | 0.00% | −0.02 |
| V Visa Inc. Class A | Reduce -3.0% | 0.62% | −0.02 |
| VCLT Vanguard Long-Term Corp. Bond | Sold out | 0.00% | −0.02 |
| ABT Abbott Laboratories | Reduce -3.2% | 0.69% | −0.02 |
| EXC Exelon Corp. | Reduce -9.8% | 0.09% | −0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -26.6% | 0.05% | −0.02 |
| PEG Public Service Enterprise GP | Reduce -2.8% | 0.69% | −0.02 |
| IWS iShares Russell Mid-Cap Valu | Reduce -5.3% | 0.60% | −0.02 |
| NBTB N B T Bancorp Inc. | Reduce -9.2% | 0.09% | −0.01 |
| ADP Automatic Data Processing | Reduce -2.2% | 0.45% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.01 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -34.4% | 0.04% | −0.01 |
| USB US Bancorp | Reduce -12.8% | 0.15% | −0.01 |
| VGLT Vanguard Long-Term Treasury | Reduce -14.4% | 0.06% | −0.01 |
| DHS Wisdomtree US High Dividend | Reduce -0.9% | 0.18% | −0.01 |
| LMT Lockheed Martin Corp. | Reduce -4.5% | 0.36% | −0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -15.6% | 0.05% | −0.01 |
| STT State Street Corp. | Sold out | 0.00% | −0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| VOO Vanguard S&P 500 ETF | Add +20.6% | 2.00% | +0.47 |
| AMZN Amazon.com Inc. | Add +3.8% | 1.19% | +0.18 |
| GOOGL Alphabet Inc. Class A | Add +2.4% | 1.14% | +0.14 |
| FISV Fiserv Inc. | New | 0.13% | +0.13 |
| LRCX Lam Research Corp. | Add +4.6% | 0.42% | +0.11 |
| IEMG iShares Core MSCI Emerging | Add +1.8% | 1.09% | +0.11 |
| JEPI JPMorgan Equity Premium Inco | Add +10.9% | 1.31% | +0.10 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +41.4% | 0.31% | +0.10 |
| AVDV Avantis Intl S/C Value ETF | Add +0.2% | 0.87% | +0.09 |
| BKGI BNY Mellon GLBL Infra Inc. | Add +12.1% | 0.40% | +0.08 |
| GLW Corning Inc. | Add +0.6% | 0.64% | +0.08 |
| DIS The Walt Disney Co. | Add +0.4% | 0.38% | +0.07 |
| FCX Freeport-McMoran Inc. | Add +20.7% | 0.27% | +0.07 |
| SRE Sempra | Add +31.8% | 0.26% | +0.07 |
| MBB iShares MBS ETF | Add +33.4% | 0.28% | +0.07 |
| GS Goldman Sachs Group Inc. | Add +90.9% | 0.11% | +0.07 |
| KCE SS SPDR S&P Cap MKTS ETF | Add +5.6% | 0.39% | +0.06 |
| PANW Palo Alto Networks Inc. | Add +19.6% | 0.22% | +0.06 |
| TFC Truist Financial Corp. | Add +9.8% | 0.52% | +0.06 |
| MET Metlife Inc. | Add +35.0% | 0.22% | +0.05 |
| ADM Archer-Daniels-Midland Co. | Add +11.3% | 0.27% | +0.05 |
| SPIB SS SPDR P Int C Corp. ETF | Add +38.8% | 0.17% | +0.05 |
| HON Honeywell International Inc. | Add +3.5% | 0.43% | +0.04 |
| CMG Chipotle Mexican Grill Inc. | Add +18.1% | 0.16% | +0.04 |
| VRTX Vertex Pharmaceuticals Inc. | Add +58.8% | 0.12% | +0.03 |
| LEN Lennar Corp. Class A | Add +35.1% | 0.14% | +0.03 |
| NKE Nike Inc. Class B | Add +5.4% | 0.17% | +0.02 |
| CRM Salesforce Inc. | Add +11.4% | 0.23% | +0.02 |
| LLY Eli Lilly & Co. | Add +15.5% | 0.34% | +0.02 |
| KMI Kinder Morgan Inc. | Add +7.1% | 0.28% | +0.02 |
| DE Deere & Co. | Add +1.1% | 0.30% | +0.02 |
| BAC Bank of America Corp. | Add +8.1% | 0.12% | +0.02 |
| DOW Dow Inc. | Add +54.1% | 0.15% | +0.02 |
| AVUV Avantis US Small Cap Value | Add +0.0% | 0.69% | +0.02 |
| EOG EOG Resources Inc. | Add +16.4% | 0.25% | +0.02 |
| CBU Community Financial System I | Add +3.7% | 0.88% | +0.02 |
| XLK SS Technology Select Sector | Add +0.1% | 0.09% | +0.01 |
| SHY iShares 1-3 Year Treasury Bo | Add +5.7% | 0.31% | +0.01 |
| UPS United Parcel Service Class B | Add +13.0% | 0.65% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +0.5% | 0.13% | +0.01 |
| TGT Target Corp. | Add +11.4% | 0.31% | +0.01 |
| JSI JH Securitized Income ETF | Add +12.9% | 0.09% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +19.8% | 0.04% | +0.01 |
| META Meta Platforms Inc. Class A | Add +8.9% | 0.03% | +0.01 |
| DGRO iShares Core Dividend Growth | New | 0.01% | +0.01 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.01% | +0.01 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.01% | +0.01 |
| PSX Phillips 66 | Add +7.3% | 0.35% | +0.01 |
| PRU Prudential Financial Inc. | Add +163.3% | 0.01% | +0.00 |
| BND Vanguard Total Bond Market | Add +13.9% | 0.04% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 529 | $926.3M | AAPL, IVV, IEFA, IBM, VOO |
| Q1 2026 | 501 | $840.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q4 2025 | 488 | $846.1M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2025 | 498 | $826.8M | AAPL, IVV, MSFT, IEFA, IBM |
| Q2 2025 | 385 | $760.4M | AAPL, IVV, MSFT, IBM, IEFA |
| Q1 2025 | 382 | $746.0M | AAPL, IEFA, IVV, IBM, MSFT |
| Q4 2024 | 388 | $779.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q3 2024 | 388 | $792.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q2 2024 | 405 | $759.8M | AAPL, IVV, IEFA, MSFT, IBM |
| Q1 2024 | 411 | $762.0M | AAPL, IVV, IEFA, MSFT, IBM |