Cornerstone Management, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 24, 2025), Cornerstone Management, Inc. reported 53 stock positions worth $516.7 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 25.7% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 17.5%) and JPMorgan Ultra-Short Income (JPST, 15.7%). Compared with Q3 2024, it opened 2 new positions, sold out of 2, added to 19 and reduced 23. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +15%) and the biggest sale iShares Ultra Short Duration (ICSH, shares −93%).
- Most Recent 13F
- Q2 2026
- Location
- DULUTH, GA
- CIK
- 0001587867
- Portfolio Value
- $516.7M (Q4 2024)
- SEC Filing
- 0001085146-25-000477 ↗ filed Jan 24, 2025
Holdings Value
Holdings 53 stocks · $516.7M
| VUG Vanguard Mrngstar GR ETF-Sui | 25.69% | 323,425 | $132.7M | Add +14.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 17.54% | 535,352 | $90.6M | Add +3.4% |
| JPST JPMorgan Ultra-Short Income | 15.74% | 1,614,971 | $81.3M | Add +2.1% |
| AGG iShares Core U.S. Aggregate | 6.84% | 364,801 | $35.3M | Add +10.3% |
| FLRN SS SPDR BB Ig Float RT ETF | 4.49% | 754,541 | $23.2M | Add +13.1% |
| EFA iShares MSCI Eafe ETF | 3.45% | 236,114 | $17.9M | Reduce -1.4% |
| SOVF Sovereign's Capital Flourish | 3.16% | 530,834 | $16.3M | Add +369.6% |
| VTI VG Morningstar TS MKT ETF-US | 2.91% | 51,798 | $15.0M | Reduce -4.5% |
| SPSB SS SPDR P St C Corp. ETF | 2.29% | 396,741 | $11.8M | Add +6.7% |
| MBB iShares MBS ETF | 1.99% | 111,884 | $10.3M | Add +8.4% |
| USRT iShares Core US REIT ETF | 1.47% | 132,530 | $7.6M | Reduce -3.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.42% | 16,188 | $7.3M | Reduce -4.1% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.36% | 25,120 | $7.0M | Reduce -4.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.24% | 32,392 | $6.4M | Reduce -9.3% |
| USHY iShares Broad Usd High Yield | 1.03% | 145,317 | $5.3M | Add +5.2% |
| DFSD Dimensional Short Duration | 0.96% | 105,507 | $4.9M | New |
| DVY iShares Select Dividend ETF | 0.94% | 36,825 | $4.8M | Reduce -0.9% |
| SCZ iShares MSCI Eafe Small-Cap | 0.81% | 68,601 | $4.2M | Reduce -26.1% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.79% | 38,178 | $4.1M | Add +8.3% |
| IEMG iShares Core MSCI Emerging | 0.79% | 77,820 | $4.1M | Reduce -26.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.75% | 14,742 | $3.9M | New |
| GL Globe Life Inc. | 0.51% | 23,689 | $2.6M | Reduce -47.0% |
| AVUV Avantis US Small Cap Value | 0.47% | 25,191 | $2.4M | Reduce -10.6% |
| SRVR Pacer Data & Infrastructure | 0.38% | 64,673 | $1.9M | Reduce -1.9% |
| VIG Vanguard Dividend Apprec ETF | 0.37% | 9,781 | $1.9M | Reduce -0.7% |
| REZ Ishars Res and Multi Reales | 0.31% | 19,813 | $1.6M | Add +0.6% |
| GPN Global Payments Inc. | 0.22% | 10,279 | $1.2M | Reduce -1.9% |
| SPIB SS SPDR P Int C Corp. ETF | 0.19% | 30,486 | $999K | No change |
| AFL Aflac Inc. | 0.17% | 8,624 | $892K | No change |
| INDS Pacer Industrial Real Estate | 0.15% | 22,513 | $795K | Add +0.8% |
| KO The Coca-Cola Co. | 0.15% | 12,400 | $772K | Reduce -0.0% |
| NVDA Nvidia Corp. | 0.11% | 4,115 | $553K | Add +45.9% |
| CATH Global X S&P 500 Ca Val ETF | 0.11% | 7,666 | $543K | Reduce -3.5% |
| SSB Southstate Bank Corp. | 0.09% | 4,818 | $479K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.09% | 10,300 | $453K | No change |
| FNCL Fidelity MSCI Financial Indx | 0.08% | 5,898 | $405K | Add +1.8% |
| GLD SPDR Gold Shares | 0.08% | 1,654 | $400K | Reduce -0.7% |
| AAPL Apple Inc. | 0.07% | 1,427 | $357K | Add +39.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.06% | 1,235 | $333K | Add +5.5% |
| SO The Southern Co. | 0.06% | 3,795 | $312K | Add +0.0% |
| IWF iShares Russell 1000 Growth | 0.06% | 743 | $298K | Reduce -4.5% |
| BND Vanguard Total Bond Market | 0.06% | 4,139 | $298K | Add +5.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.06% | 503 | $295K | Reduce -5.6% |
| TFC Truist Financial Corp. | 0.06% | 6,678 | $290K | Add +12.5% |
| LLY Eli Lilly & Co. | 0.05% | 359 | $277K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.05% | 1,698 | $275K | No change |
| ICSH iShares Ultra Short Duration | 0.05% | 5,398 | $272K | Reduce -93.4% |
| IWD iShares Russell 1000 Value E | 0.05% | 1,446 | $268K | No change |
| PNC PNC Financial Services Group | 0.05% | 1,350 | $260K | No change |
| MSFT Microsoft Corp. | 0.05% | 608 | $256K | Reduce -2.7% |
| SLV iShares Silver Trust | 0.05% | 9,725 | $256K | Reduce -0.1% |
| DIV Global X Superdividend Use | 0.04% | 12,316 | $222K | Reduce -0.3% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.04% | 1,677 | $209K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| ICSH iShares Ultra Short Duration | Reduce -93.4% | 0.05% | −0.82 |
| EFA iShares MSCI Eafe ETF | Reduce -1.4% | 3.45% | −0.72 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -26.1% | 0.81% | −0.50 |
| IEMG iShares Core MSCI Emerging | Reduce -26.3% | 0.79% | −0.48 |
| GL Globe Life Inc. | Reduce -47.0% | 0.51% | −0.48 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.5% | 2.91% | −0.30 |
| USRT iShares Core US REIT ETF | Reduce -3.5% | 1.47% | −0.30 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -9.3% | 1.24% | −0.25 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.1% | 1.42% | −0.20 |
| DVY iShares Select Dividend ETF | Reduce -0.9% | 0.94% | −0.11 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -4.0% | 1.36% | −0.10 |
| AVUV Avantis US Small Cap Value | Reduce -10.6% | 0.47% | −0.09 |
| SRVR Pacer Data & Infrastructure | Reduce -1.9% | 0.38% | −0.07 |
| AVEM Avantis Emerging Markets Eq | Sold out | 0.00% | −0.06 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.05 |
| KO The Coca-Cola Co. | Reduce -0.0% | 0.15% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.7% | 0.37% | −0.04 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -3.5% | 0.11% | −0.01 |
| SLV iShares Silver Trust | Reduce -0.1% | 0.05% | −0.01 |
| GLD SPDR Gold Shares | Reduce -0.7% | 0.08% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.6% | 0.06% | −0.01 |
| MSFT Microsoft Corp. | Reduce -2.7% | 0.05% | −0.01 |
| DIV Global X Superdividend Use | Reduce -0.3% | 0.04% | −0.01 |
| IWF iShares Russell 1000 Growth | Reduce -4.5% | 0.06% | −0.00 |
| GPN Global Payments Inc. | Reduce -1.9% | 0.22% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| VUG Vanguard Mrngstar GR ETF-Sui | Add +14.9% | 25.69% | +3.14 |
| SOVF Sovereign's Capital Flourish | Add +369.6% | 3.16% | +2.44 |
| DFSD Dimensional Short Duration | New | 0.96% | +0.96 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.75% | +0.75 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +13.1% | 4.49% | +0.19 |
| NVDA Nvidia Corp. | Add +45.9% | 0.11% | +0.04 |
| AAPL Apple Inc. | Add +39.6% | 0.07% | +0.02 |
| TFC Truist Financial Corp. | Add +12.5% | 0.06% | +0.00 |
| FNCL Fidelity MSCI Financial Indx | Add +1.8% | 0.08% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +5.5% | 0.06% | +0.00 |
| BND Vanguard Total Bond Market | Add +5.4% | 0.06% | −0.00 |
| SO The Southern Co. | Add +0.0% | 0.06% | −0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +8.3% | 0.79% | −0.04 |
| INDS Pacer Industrial Real Estate | Add +0.8% | 0.15% | −0.05 |
| USHY iShares Broad Usd High Yield | Add +5.2% | 1.03% | −0.05 |
| REZ Ishars Res and Multi Reales | Add +0.6% | 0.31% | −0.05 |
| SPSB SS SPDR P St C Corp. ETF | Add +6.7% | 2.29% | −0.06 |
| MBB iShares MBS ETF | Add +8.4% | 1.99% | −0.08 |
| AGG iShares Core U.S. Aggregate | Add +10.3% | 6.84% | −0.15 |
| JPST JPMorgan Ultra-Short Income | Add +2.1% | 15.74% | −1.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.4% | 17.54% | −1.32 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $695.1M | VUG, JPST, VTV, AGG, FLRN |
| Q1 2026 | 65 | $627.6M | VUG, JPST, VTV, AGG, EFA |
| Q4 2025 | 68 | $613.2M | VUG, VTV, JPST, AGG, EFA |
| Q3 2025 | 63 | $604.7M | VUG, VTV, JPST, AGG, EFA |
| Q2 2025 | 62 | $575.3M | VUG, VTV, JPST, AGG, FLRN |
| Q1 2025 | 54 | $534.1M | VUG, VTV, JPST, AGG, FLRN |
| Q4 2024 | 53 | $516.7M | VUG, VTV, JPST, AGG, FLRN |
| Q3 2024 | 53 | $479.2M | VUG, VTV, JPST, AGG, FLRN |
| Q2 2024 | 54 | $454.8M | VUG, VTV, JPST, AGG, EFA |
| Q1 2024 | 54 | $450.5M | VUG, VTV, JPST, AGG, FLRN |