Cornerstone Management, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 31, 2025), Cornerstone Management, Inc. reported 62 stock positions worth $575.3 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 27.1% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 16.8%) and JPMorgan Ultra-Short Income (JPST, 15.1%). Compared with Q1 2025, it opened 9 new positions, sold out of 1, added to 22 and reduced 17. The biggest buy was Dimensional Short Duration (DFSD, shares +41%) and the biggest sale SS SPDR BB Ig Float RT ETF (FLRN, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- DULUTH, GA
- CIK
- 0001587867
- Portfolio Value
- $575.3M (Q2 2025)
- SEC Filing
- 0001085146-25-004337 ↗ filed Jul 31, 2025
Holdings Value
Holdings 62 stocks · $575.3M
| VUG Vanguard Mrngstar GR ETF-Sui | 27.11% | 355,735 | $156.0M | Reduce -0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 16.84% | 547,969 | $96.8M | Add +1.5% |
| JPST JPMorgan Ultra-Short Income | 15.10% | 1,714,006 | $86.9M | Add +3.8% |
| AGG iShares Core U.S. Aggregate | 6.37% | 369,384 | $36.6M | Add +0.2% |
| FLRN SS SPDR BB Ig Float RT ETF | 3.68% | 685,827 | $21.1M | Reduce -11.1% |
| EFA iShares MSCI Eafe ETF | 3.49% | 224,663 | $20.1M | Reduce -2.1% |
| SOVF Sovereign's Capital Flourish | 2.82% | 538,613 | $16.2M | Add +5.7% |
| VTI VG Morningstar TS MKT ETF-US | 2.72% | 51,402 | $15.6M | Reduce -1.3% |
| SPSB SS SPDR P St C Corp. ETF | 2.29% | 436,472 | $13.2M | Add +6.9% |
| MBB iShares MBS ETF | 1.84% | 112,621 | $10.6M | Reduce -0.7% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.39% | 11 | $8.0M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 1.37% | 16,227 | $7.9M | Add +0.2% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.37% | 28,401 | $7.9M | Add +7.7% |
| USRT iShares Core US REIT ETF | 1.25% | 126,627 | $7.2M | Add +2.3% |
| DFSD Dimensional Short Duration | 1.24% | 148,489 | $7.1M | Add +40.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.07% | 31,672 | $6.2M | Add +0.5% |
| USHY iShares Broad Usd High Yield | 0.96% | 147,998 | $5.6M | Reduce -0.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.82% | 64,905 | $4.7M | Reduce -2.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.82% | 16,808 | $4.7M | Add +3.3% |
| IEMG iShares Core MSCI Emerging | 0.82% | 78,260 | $4.7M | Add +0.8% |
| DVY iShares Select Dividend ETF | 0.80% | 34,753 | $4.6M | Reduce -0.8% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.74% | 38,764 | $4.2M | Reduce -0.1% |
| GL Globe Life Inc. | 0.51% | 23,689 | $2.9M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.47% | 13,147 | $2.7M | Add +45.2% |
| AVUV Avantis US Small Cap Value | 0.37% | 23,636 | $2.2M | Reduce -9.4% |
| SRVR Pacer Data & Infrastructure | 0.36% | 64,673 | $2.1M | No change |
| REZ Ishars Res and Multi Reales | 0.28% | 19,821 | $1.6M | No change |
| XMMO Invesco S&P Midcap Momentum | 0.27% | 12,091 | $1.6M | New |
| FIW First Trust Water ETF | 0.27% | 14,395 | $1.6M | Reduce -0.6% |
| SPIB SS SPDR P Int C Corp. ETF | 0.18% | 30,861 | $1.0M | Reduce -0.1% |
| AFL Aflac Inc. | 0.16% | 8,624 | $909K | No change |
| KO The Coca-Cola Co. | 0.15% | 12,492 | $884K | Add +0.0% |
| INDS Pacer Industrial Real Estate | 0.15% | 22,605 | $836K | No change |
| GPN Global Payments Inc. | 0.14% | 10,279 | $823K | No change |
| WES Western Midstream Partners L | 0.13% | 19,132 | $740K | New |
| NVDA Nvidia Corp. | 0.13% | 4,685 | $740K | Add +63.2% |
| CATH Global X S&P 500 Ca Val ETF | 0.12% | 8,835 | $667K | Add +16.9% |
| ITA iShares U.S. Aerospace & Def | 0.09% | 2,817 | $531K | New |
| FNCL Fidelity MSCI Financial Indx | 0.09% | 7,110 | $526K | Add +15.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.08% | 10,300 | $487K | No change |
| SSB Southstate Bank Corp. | 0.08% | 4,704 | $433K | Reduce -2.4% |
| GLD SPDR Gold Shares | 0.07% | 1,310 | $399K | Reduce -12.8% |
| LLY Eli Lilly & Co. | 0.07% | 509 | $397K | Add +46.3% |
| MSFT Microsoft Corp. | 0.06% | 747 | $372K | Add +25.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.06% | 1,266 | $361K | Add +2.2% |
| SO The Southern Co. | 0.06% | 3,798 | $349K | Add +0.1% |
| BND Vanguard Total Bond Market | 0.06% | 4,374 | $322K | Add +6.0% |
| IWF iShares Russell 1000 Growth | 0.05% | 698 | $296K | No change |
| SLV iShares Silver Trust | 0.05% | 9,022 | $296K | Reduce -4.8% |
| TSLA Tesla Inc. | 0.05% | 924 | $294K | New |
| TFC Truist Financial Corp. | 0.05% | 6,678 | $287K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.05% | 2,067 | $282K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 456 | $282K | Reduce -24.1% |
| DUK Duke Energy Corp. | 0.05% | 2,337 | $276K | New |
| IDU iShares US Utilities ETF | 0.05% | 2,559 | $268K | New |
| IWD iShares Russell 1000 Value E | 0.05% | 1,358 | $264K | No change |
| PNC PNC Financial Services Group | 0.04% | 1,350 | $252K | No change |
| CSX CSX Corp. | 0.04% | 7,262 | $237K | New |
| VTWG Vanguard Russell 2000 Growth | 0.04% | 1,130 | $236K | New |
| AAPL Apple Inc. | 0.04% | 1,107 | $227K | Reduce -22.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.04% | 1,677 | $220K | No change |
| DIV Global X Superdividend Use | 0.04% | 11,663 | $205K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -11.1% | 3.68% | −0.78 |
| MBB iShares MBS ETF | Reduce -0.7% | 1.84% | −0.15 |
| DVY iShares Select Dividend ETF | Reduce -0.8% | 0.80% | −0.08 |
| USHY iShares Broad Usd High Yield | Reduce -0.6% | 0.96% | −0.06 |
| AVUV Avantis US Small Cap Value | Reduce -9.4% | 0.37% | −0.05 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -0.1% | 0.74% | −0.05 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.05 |
| EFA iShares MSCI Eafe ETF | Reduce -2.1% | 3.49% | −0.02 |
| AAPL Apple Inc. | Reduce -22.0% | 0.04% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -24.1% | 0.05% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -0.1% | 0.18% | −0.01 |
| GLD SPDR Gold Shares | Reduce -12.8% | 0.07% | −0.01 |
| SSB Southstate Bank Corp. | Reduce -2.4% | 0.08% | −0.01 |
| SLV iShares Silver Trust | Reduce -4.8% | 0.05% | −0.00 |
| FIW First Trust Water ETF | Reduce -0.6% | 0.27% | −0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -2.1% | 0.82% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.3% | 2.72% | +0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.8% | 27.11% | +2.20 |
Portfolio Buys Q1 2025 → Q2 2025
| DFSD Dimensional Short Duration | Add +40.7% | 1.24% | +0.30 |
| XMMO Invesco S&P Midcap Momentum | New | 0.27% | +0.27 |
| VIG Vanguard Dividend Apprec ETF | Add +45.2% | 0.47% | +0.14 |
| WES Western Midstream Partners L | New | 0.13% | +0.13 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +7.7% | 1.37% | +0.12 |
| ITA iShares U.S. Aerospace & Def | New | 0.09% | +0.09 |
| NVDA Nvidia Corp. | Add +63.2% | 0.13% | +0.07 |
| TSLA Tesla Inc. | New | 0.05% | +0.05 |
| PLTR Palantir Technologies Inc. Class A | New | 0.05% | +0.05 |
| DUK Duke Energy Corp. | New | 0.05% | +0.05 |
| IDU iShares US Utilities ETF | New | 0.05% | +0.05 |
| CSX CSX Corp. | New | 0.04% | +0.04 |
| VTWG Vanguard Russell 2000 Growth | New | 0.04% | +0.04 |
| IEMG iShares Core MSCI Emerging | Add +0.8% | 0.82% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +3.3% | 0.82% | +0.03 |
| MSFT Microsoft Corp. | Add +25.1% | 0.06% | +0.02 |
| CATH Global X S&P 500 Ca Val ETF | Add +16.9% | 0.12% | +0.02 |
| LLY Eli Lilly & Co. | Add +46.3% | 0.07% | +0.02 |
| FNCL Fidelity MSCI Financial Indx | Add +15.3% | 0.09% | +0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +2.2% | 0.06% | +0.00 |
| BND Vanguard Total Bond Market | Add +6.0% | 0.06% | −0.00 |
| SO The Southern Co. | Add +0.1% | 0.06% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +6.9% | 2.29% | −0.01 |
| SOVF Sovereign's Capital Flourish | Add +5.7% | 2.82% | −0.01 |
| KO The Coca-Cola Co. | Add +0.0% | 0.15% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.5% | 1.07% | −0.03 |
| USRT iShares Core US REIT ETF | Add +2.3% | 1.25% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.2% | 1.37% | −0.24 |
| AGG iShares Core U.S. Aggregate | Add +0.2% | 6.37% | −0.46 |
| JPST JPMorgan Ultra-Short Income | Add +3.8% | 15.10% | −0.55 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.5% | 16.84% | −0.63 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $695.1M | VUG, JPST, VTV, AGG, FLRN |
| Q1 2026 | 65 | $627.6M | VUG, JPST, VTV, AGG, EFA |
| Q4 2025 | 68 | $613.2M | VUG, VTV, JPST, AGG, EFA |
| Q3 2025 | 63 | $604.7M | VUG, VTV, JPST, AGG, EFA |
| Q2 2025 | 62 | $575.3M | VUG, VTV, JPST, AGG, FLRN |
| Q1 2025 | 54 | $534.1M | VUG, VTV, JPST, AGG, FLRN |
| Q4 2024 | 53 | $516.7M | VUG, VTV, JPST, AGG, FLRN |
| Q3 2024 | 53 | $479.2M | VUG, VTV, JPST, AGG, FLRN |
| Q2 2024 | 54 | $454.8M | VUG, VTV, JPST, AGG, EFA |
| Q1 2024 | 54 | $450.5M | VUG, VTV, JPST, AGG, FLRN |