Cornerstone Management, Inc.

Name: Cornerstone Management, Inc. 13F holdings, Q3 2025
Creator: Cornerstone Management, Inc.
Published: 2025-10-10

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 10, 2025), Cornerstone Management, Inc. reported 63 stock positions worth $604.7 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 26.2% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 15.9%) and JPMorgan Ultra-Short Income (JPST, 15.7%). Compared with Q2 2025, it opened 1 new position, added to 22 and reduced 22. The biggest buy was JPMorgan Ultra-Short Income (JPST, shares +9%) and the biggest sale Vanguard Mrngstr Val ETF-Aui (VTV, shares −6%).

Most Recent 13F: Q2 2026
Location: DULUTH, GA
CIK: 0001587867
Portfolio Value: $604.7M (Q3 2025)
SEC Filing: 0002085853-25-000066 ↗ filed Oct 10, 2025

Holdings Value

Holdings 63 stocks · $604.7M


VUG Vanguard Mrngstar GR ETF-Sui	26.22%	330,607	$158.6M	Reduce -7.1%
VTV Vanguard Mrngstr Val ETF-Aui	15.95%	517,071	$96.4M	Reduce -5.6%
JPST JPMorgan Ultra-Short Income	15.73%	1,874,619	$95.1M	Add +9.4%
AGG iShares Core U.S. Aggregate	6.79%	409,503	$41.1M	Add +10.9%
EFA iShares MSCI Eafe ETF	3.76%	243,629	$22.7M	Add +8.4%
FLRN SS SPDR BB Ig Float RT ETF	3.49%	684,300	$21.1M	Reduce -0.2%
VTI VG Morningstar TS MKT ETF-US	2.74%	50,402	$16.5M	Reduce -1.9%
SOVF Sovereign's Capital Flourish	2.73%	544,711	$16.5M	Add +1.1%
SPSB SS SPDR P St C Corp. ETF	2.28%	454,284	$13.8M	Add +4.1%
MBB iShares MBS ETF	1.98%	126,141	$12.0M	Add +12.0%
DFSD Dimensional Short Duration	1.68%	210,472	$10.1M	Add +41.7%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.50%	30,415	$9.1M	Add +7.1%
USRT iShares Core US REIT ETF	1.43%	147,076	$8.6M	Add +16.1%
BRK.A Berkshire Hathaway Inc. Class A	1.37%	11	$8.3M	No change
BRK.B Berkshire Hathaway Inc. Class B	1.34%	16,114	$8.1M	Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.03%	29,912	$6.2M	Reduce -5.6%
USHY iShares Broad Usd High Yield	0.99%	158,263	$6.0M	Add +6.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.94%	19,358	$5.7M	Add +15.2%
IEMG iShares Core MSCI Emerging	0.90%	82,178	$5.4M	Add +5.0%
SCZ iShares MSCI Eafe Small-Cap	0.87%	68,429	$5.2M	Add +5.4%
LQD Ishr Ibx Usd Invgd CB ETF-Ui	0.79%	42,772	$4.8M	Add +10.3%
DVY iShares Select Dividend ETF	0.75%	32,017	$4.5M	Reduce -7.9%
VIG Vanguard Dividend Apprec ETF	0.45%	12,502	$2.7M	Reduce -4.9%
AVUV Avantis US Small Cap Value	0.37%	22,736	$2.3M	Reduce -3.8%
SRVR Pacer Data & Infrastructure	0.32%	61,353	$1.9M	Reduce -5.1%
REZ Ishars Res and Multi Reales	0.28%	19,838	$1.7M	Add +0.1%
XMMO Invesco S&P Midcap Momentum	0.27%	12,094	$1.6M	Add +0.0%
FIW First Trust Water ETF	0.27%	14,458	$1.6M	Add +0.4%
GL Globe Life Inc.	0.21%	8,736	$1.2M	Reduce -63.1%
SPIB SS SPDR P Int C Corp. ETF	0.17%	30,861	$1.0M	No change
AFL Aflac Inc.	0.16%	8,624	$963K	No change
NVDA Nvidia Corp.	0.14%	4,700	$877K	Add +0.3%
GPN Global Payments Inc.	0.14%	10,279	$854K	No change
INDS Pacer Industrial Real Estate	0.14%	22,605	$841K	No change
KO The Coca-Cola Co.	0.14%	12,493	$829K	Add +0.0%
CATH Global X S&P 500 Ca Val ETF	0.12%	8,676	$703K	Reduce -1.8%
WES Western Midstream Partners L	0.11%	16,735	$658K	Reduce -12.5%
ITA iShares U.S. Aerospace & Def	0.10%	2,817	$589K	No change
FNCL Fidelity MSCI Financial Indx	0.09%	7,110	$543K	No change
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.09%	10,200	$526K	Reduce -1.0%
SSB Southstate Bank Corp.	0.08%	4,704	$465K	No change
GLD SPDR Gold Shares	0.07%	1,244	$442K	Reduce -5.0%
LLY Eli Lilly & Co.	0.06%	499	$381K	Reduce -2.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.06%	1,223	$377K	Reduce -3.4%
MSFT Microsoft Corp.	0.06%	725	$376K	Reduce -3.0%
SO The Southern Co.	0.06%	3,799	$360K	Add +0.0%
PLTR Palantir Technologies Inc. Class A	0.06%	1,910	$348K	Reduce -7.6%
SLV iShares Silver Trust	0.06%	7,968	$338K	Reduce -11.7%
TSLA Tesla Inc.	0.06%	754	$335K	Reduce -18.4%
IWF iShares Russell 1000 Growth	0.05%	698	$327K	No change
BND Vanguard Total Bond Market	0.05%	4,222	$314K	Reduce -3.5%
TFC Truist Financial Corp.	0.05%	6,678	$305K	No change
SPY SS SPDR S&P 500 ETF Trust-US	0.05%	456	$304K	No change
DUK Duke Energy Corp.	0.05%	2,340	$290K	Add +0.1%
IDU iShares US Utilities ETF	0.05%	2,559	$284K	No change
AAPL Apple Inc.	0.05%	1,107	$282K	No change
IWD iShares Russell 1000 Value E	0.05%	1,358	$276K	No change
PNC PNC Financial Services Group	0.04%	1,350	$271K	No change
VTWG Vanguard Russell 2000 Growth	0.04%	1,130	$264K	No change
CSX CSX Corp.	0.04%	7,262	$258K	No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui	0.04%	1,677	$231K	No change
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.04%	533	$214K	New
DIV Global X Superdividend Use	0.03%	11,728	$207K	Add +0.6%

Portfolio Sells Q2 2025 → Q3 2025


VTV Vanguard Mrngstr Val ETF-Aui	Reduce -5.6%	15.95%	−0.89
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -7.1%	26.22%	−0.89
GL Globe Life Inc.	Reduce -63.1%	0.21%	−0.31
FLRN SS SPDR BB Ig Float RT ETF	Reduce -0.2%	3.49%	−0.18
DVY iShares Select Dividend ETF	Reduce -7.9%	0.75%	−0.05
SRVR Pacer Data & Infrastructure	Reduce -5.1%	0.32%	−0.04
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -5.6%	1.03%	−0.04
BRK.B Berkshire Hathaway Inc. Class B	Reduce -0.7%	1.34%	−0.03
VIG Vanguard Dividend Apprec ETF	Reduce -4.9%	0.45%	−0.02
WES Western Midstream Partners L	Reduce -12.5%	0.11%	−0.02
LLY Eli Lilly & Co.	Reduce -2.0%	0.06%	−0.01
BND Vanguard Total Bond Market	Reduce -3.5%	0.05%	−0.00
MSFT Microsoft Corp.	Reduce -3.0%	0.06%	−0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Reduce -3.4%	0.06%	−0.00
AVUV Avantis US Small Cap Value	Reduce -3.8%	0.37%	−0.00
CATH Global X S&P 500 Ca Val ETF	Reduce -1.8%	0.12%	+0.00
BAC Bank of America Corp.	Reduce -1.0%	0.09%	+0.00
GLD SPDR Gold Shares	Reduce -5.0%	0.07%	+0.00
SLV iShares Silver Trust	Reduce -11.7%	0.06%	+0.00
TSLA Tesla Inc.	Reduce -18.4%	0.06%	+0.00
PLTR Palantir Technologies Inc. Class A	Reduce -7.6%	0.06%	+0.01
VTI VG Morningstar TS MKT ETF-US	Reduce -1.9%	2.74%	+0.02

Portfolio Buys Q2 2025 → Q3 2025


JPST JPMorgan Ultra-Short Income	Add +9.4%	15.73%	+0.63
DFSD Dimensional Short Duration	Add +41.7%	1.68%	+0.44
AGG iShares Core U.S. Aggregate	Add +10.9%	6.79%	+0.42
EFA iShares MSCI Eafe ETF	Add +8.4%	3.76%	+0.27
USRT iShares Core US REIT ETF	Add +16.1%	1.43%	+0.18
MBB iShares MBS ETF	Add +12.0%	1.98%	+0.15
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +7.1%	1.50%	+0.13
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +15.2%	0.94%	+0.12
IEMG iShares Core MSCI Emerging	Add +5.0%	0.90%	+0.08
LQD Ishr Ibx Usd Invgd CB ETF-Ui	Add +10.3%	0.79%	+0.05
SCZ iShares MSCI Eafe Small-Cap	Add +5.4%	0.87%	+0.05
MGK Vngrd Mrgstr MG CP GR ETF-Ui	New	0.04%	+0.04
USHY iShares Broad Usd High Yield	Add +6.9%	0.99%	+0.02
NVDA Nvidia Corp.	Add +0.3%	0.14%	+0.02
XMMO Invesco S&P Midcap Momentum	Add +0.0%	0.27%	+0.00
DUK Duke Energy Corp.	Add +0.1%	0.05%	0.00
SO The Southern Co.	Add +0.0%	0.06%	−0.00
DIV Global X Superdividend Use	Add +0.6%	0.03%	−0.00
FIW First Trust Water ETF	Add +0.4%	0.27%	−0.00
REZ Ishars Res and Multi Reales	Add +0.1%	0.28%	−0.00
SPSB SS SPDR P St C Corp. ETF	Add +4.1%	2.28%	−0.01
KO The Coca-Cola Co.	Add +0.0%	0.14%	−0.02
SOVF Sovereign's Capital Flourish	Add +1.1%	2.73%	−0.10

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	67	$695.1M	VUG, JPST, VTV, AGG, FLRN
Q1 2026	65	$627.6M	VUG, JPST, VTV, AGG, EFA
Q4 2025	68	$613.2M	VUG, VTV, JPST, AGG, EFA
Q3 2025	63	$604.7M	VUG, VTV, JPST, AGG, EFA
Q2 2025	62	$575.3M	VUG, VTV, JPST, AGG, FLRN
Q1 2025	54	$534.1M	VUG, VTV, JPST, AGG, FLRN
Q4 2024	53	$516.7M	VUG, VTV, JPST, AGG, FLRN
Q3 2024	53	$479.2M	VUG, VTV, JPST, AGG, FLRN
Q2 2024	54	$454.8M	VUG, VTV, JPST, AGG, EFA
Q1 2024	54	$450.5M	VUG, VTV, JPST, AGG, FLRN