Cornerstone Management, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), Cornerstone Management, Inc. reported 68 stock positions worth $613.2 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 25.6% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 16.2%) and JPMorgan Ultra-Short Income (JPST, 15.9%). Compared with Q3 2025, it opened 6 new positions, sold out of 1, added to 23 and reduced 21. The biggest buy was Dimensional Short Duration (DFSD, shares +20%) and the biggest sale Vanguard Mrngstar GR ETF-Sui (VUG, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- DULUTH, GA
- CIK
- 0001587867
- Portfolio Value
- $613.2M (Q4 2025)
- SEC Filing
- 0002085853-26-000208 ↗ filed Feb 6, 2026
Holdings Value
Holdings 68 stocks · $613.2M
| VUG Vanguard Mrngstar GR ETF-Sui | 25.55% | 321,170 | $156.7M | Reduce -2.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 16.16% | 518,964 | $99.1M | Add +0.4% |
| JPST JPMorgan Ultra-Short Income | 15.87% | 1,923,884 | $97.3M | Add +2.6% |
| AGG iShares Core U.S. Aggregate | 6.86% | 421,019 | $42.1M | Add +2.8% |
| EFA iShares MSCI Eafe ETF | 3.87% | 246,834 | $23.7M | Add +1.3% |
| FLRN SS SPDR BB Ig Float RT ETF | 3.61% | 720,522 | $22.1M | Add +5.3% |
| SOVF Sovereign's Capital Flourish | 2.79% | 586,569 | $17.1M | Add +7.7% |
| VTI VG Morningstar TS MKT ETF-US | 2.38% | 43,572 | $14.6M | Reduce -13.6% |
| SPSB SS SPDR P St C Corp. ETF | 2.34% | 475,691 | $14.4M | Add +4.7% |
| MBB iShares MBS ETF | 2.01% | 129,395 | $12.3M | Add +2.6% |
| DFSD Dimensional Short Duration | 1.97% | 251,694 | $12.1M | Add +19.6% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.46% | 29,691 | $9.0M | Reduce -2.4% |
| USRT iShares Core US REIT ETF | 1.43% | 154,237 | $8.8M | Add +4.9% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.35% | 11 | $8.3M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 1.28% | 15,627 | $7.9M | Reduce -3.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.03% | 29,867 | $6.3M | Reduce -0.1% |
| USHY iShares Broad Usd High Yield | 0.99% | 161,902 | $6.1M | Add +2.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.93% | 19,669 | $5.7M | Add +1.6% |
| IEMG iShares Core MSCI Emerging | 0.91% | 83,192 | $5.6M | Add +1.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.89% | 70,129 | $5.4M | Add +2.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.79% | 44,214 | $4.9M | Add +3.4% |
| DVY iShares Select Dividend ETF | 0.73% | 31,528 | $4.4M | Reduce -1.5% |
| VIG Vanguard Dividend Apprec ETF | 0.44% | 12,272 | $2.7M | Reduce -1.8% |
| AVUV Avantis US Small Cap Value | 0.37% | 22,321 | $2.3M | Reduce -1.8% |
| FIW First Trust Water ETF | 0.26% | 14,458 | $1.6M | No change |
| XMMO Invesco S&P Midcap Momentum | 0.24% | 10,790 | $1.5M | Reduce -10.8% |
| GL Globe Life Inc. | 0.20% | 8,736 | $1.2M | No change |
| SRVR Pacer Data & Infrastructure | 0.20% | 42,082 | $1.2M | Reduce -31.4% |
| REZ Ishars Res and Multi Reales | 0.18% | 13,686 | $1.1M | Reduce -31.0% |
| SPIB SS SPDR P Int C Corp. ETF | 0.18% | 32,287 | $1.1M | Add +4.6% |
| INDS Pacer Industrial Real Estate | 0.17% | 27,705 | $1.0M | Add +22.6% |
| AFL Aflac Inc. | 0.16% | 8,624 | $951K | No change |
| KO The Coca-Cola Co. | 0.14% | 12,179 | $851K | Reduce -2.5% |
| GPN Global Payments Inc. | 0.13% | 10,279 | $796K | No change |
| NVDA Nvidia Corp. | 0.12% | 4,108 | $766K | Reduce -12.6% |
| LRCX Lam Research Corp. | 0.11% | 4,031 | $690K | New |
| CATH Global X S&P 500 Ca Val ETF | 0.11% | 8,099 | $666K | Reduce -6.7% |
| WES Western Midstream Partners L | 0.11% | 16,735 | $661K | No change |
| ITA iShares U.S. Aerospace & Def | 0.10% | 2,817 | $605K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.09% | 10,200 | $561K | No change |
| FNCL Fidelity MSCI Financial Indx | 0.09% | 7,110 | $553K | No change |
| LLY Eli Lilly & Co. | 0.09% | 489 | $526K | Reduce -2.0% |
| GLD SPDR Gold Shares | 0.07% | 1,154 | $457K | Reduce -7.2% |
| SLV iShares Silver Trust | 0.07% | 7,032 | $453K | Reduce -11.8% |
| SSB Southstate Bank Corp. | 0.07% | 4,704 | $443K | No change |
| WMT Walmart Inc. | 0.07% | 3,972 | $443K | New |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.06% | 1,193 | $376K | Reduce -2.5% |
| MSFT Microsoft Corp. | 0.06% | 735 | $356K | Add +1.4% |
| TSLA Tesla Inc. | 0.06% | 754 | $339K | No change |
| SO The Southern Co. | 0.05% | 3,800 | $331K | Add +0.0% |
| IWF iShares Russell 1000 Growth | 0.05% | 698 | $330K | No change |
| BND Vanguard Total Bond Market | 0.05% | 4,374 | $324K | Add +3.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 456 | $311K | No change |
| AAPL Apple Inc. | 0.05% | 1,122 | $305K | Add +1.4% |
| PLTR Palantir Technologies Inc. Class A | 0.05% | 1,660 | $295K | Reduce -13.1% |
| IWD iShares Russell 1000 Value E | 0.05% | 1,358 | $286K | No change |
| PNC PNC Financial Services Group | 0.05% | 1,350 | $282K | No change |
| IDU iShares US Utilities ETF | 0.05% | 2,559 | $277K | No change |
| DUK Duke Energy Corp. | 0.04% | 2,343 | $275K | Add +0.1% |
| VTWG Vanguard Russell 2000 Growth | 0.04% | 1,130 | $267K | No change |
| CSX CSX Corp. | 0.04% | 7,262 | $263K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.04% | 430 | $249K | New |
| SLX Vaneck Steel ETF | 0.04% | 2,758 | $234K | New |
| TFC Truist Financial Corp. | 0.04% | 4,750 | $234K | Reduce -28.9% |
| META Meta Platforms Inc. Class A | 0.04% | 341 | $225K | New |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.04% | 1,591 | $225K | Reduce -5.1% |
| MRK Merck & Co. Inc. | 0.03% | 1,991 | $210K | New |
| DIV Global X Superdividend Use | 0.03% | 11,787 | $204K | Add +0.5% |
Portfolio Sells Q3 2025 → Q4 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.9% | 25.55% | −0.67 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -13.6% | 2.38% | −0.35 |
| SRVR Pacer Data & Infrastructure | Reduce -31.4% | 0.20% | −0.12 |
| REZ Ishars Res and Multi Reales | Reduce -31.0% | 0.18% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.0% | 1.28% | −0.06 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.04 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -2.4% | 1.46% | −0.03 |
| XMMO Invesco S&P Midcap Momentum | Reduce -10.8% | 0.24% | −0.03 |
| DVY iShares Select Dividend ETF | Reduce -1.5% | 0.73% | −0.03 |
| NVDA Nvidia Corp. | Reduce -12.6% | 0.12% | −0.02 |
| TFC Truist Financial Corp. | Reduce -28.9% | 0.04% | −0.01 |
| PLTR Palantir Technologies Inc. Class A | Reduce -13.1% | 0.05% | −0.01 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -6.7% | 0.11% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.8% | 0.44% | −0.01 |
| AVUV Avantis US Small Cap Value | Reduce -1.8% | 0.37% | −0.00 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Reduce -5.1% | 0.04% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -2.5% | 0.06% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.1% | 1.03% | −0.00 |
| GLD SPDR Gold Shares | Reduce -7.2% | 0.07% | +0.00 |
| KO The Coca-Cola Co. | Reduce -2.5% | 0.14% | +0.00 |
| SLV iShares Silver Trust | Reduce -11.8% | 0.07% | +0.02 |
| LLY Eli Lilly & Co. | Reduce -2.0% | 0.09% | +0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| DFSD Dimensional Short Duration | Add +19.6% | 1.97% | +0.29 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.4% | 16.16% | +0.22 |
| JPST JPMorgan Ultra-Short Income | Add +2.6% | 15.87% | +0.15 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +5.3% | 3.61% | +0.12 |
| LRCX Lam Research Corp. | New | 0.11% | +0.11 |
| EFA iShares MSCI Eafe ETF | Add +1.3% | 3.87% | +0.10 |
| WMT Walmart Inc. | New | 0.07% | +0.07 |
| AGG iShares Core U.S. Aggregate | Add +2.8% | 6.86% | +0.07 |
| SPSB SS SPDR P St C Corp. ETF | Add +4.7% | 2.34% | +0.07 |
| SOVF Sovereign's Capital Flourish | Add +7.7% | 2.79% | +0.06 |
| TMO Thermo Fisher Scientific Inc. | New | 0.04% | +0.04 |
| SLX Vaneck Steel ETF | New | 0.04% | +0.04 |
| META Meta Platforms Inc. Class A | New | 0.04% | +0.04 |
| MRK Merck & Co. Inc. | New | 0.03% | +0.03 |
| INDS Pacer Industrial Real Estate | Add +22.6% | 0.17% | +0.03 |
| MBB iShares MBS ETF | Add +2.6% | 2.01% | +0.02 |
| SCZ iShares MSCI Eafe Small-Cap | Add +2.5% | 0.89% | +0.02 |
| IEMG iShares Core MSCI Emerging | Add +1.2% | 0.91% | +0.02 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +3.4% | 0.79% | +0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Add +4.6% | 0.18% | +0.01 |
| USRT iShares Core US REIT ETF | Add +4.9% | 1.43% | +0.00 |
| AAPL Apple Inc. | Add +1.4% | 0.05% | +0.00 |
| BND Vanguard Total Bond Market | Add +3.6% | 0.05% | +0.00 |
| DIV Global X Superdividend Use | Add +0.5% | 0.03% | −0.00 |
| USHY iShares Broad Usd High Yield | Add +2.3% | 0.99% | −0.00 |
| DUK Duke Energy Corp. | Add +0.1% | 0.04% | −0.00 |
| MSFT Microsoft Corp. | Add +1.4% | 0.06% | −0.00 |
| SO The Southern Co. | Add +0.0% | 0.05% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +1.6% | 0.93% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $695.1M | VUG, JPST, VTV, AGG, FLRN |
| Q1 2026 | 65 | $627.6M | VUG, JPST, VTV, AGG, EFA |
| Q4 2025 | 68 | $613.2M | VUG, VTV, JPST, AGG, EFA |
| Q3 2025 | 63 | $604.7M | VUG, VTV, JPST, AGG, EFA |
| Q2 2025 | 62 | $575.3M | VUG, VTV, JPST, AGG, FLRN |
| Q1 2025 | 54 | $534.1M | VUG, VTV, JPST, AGG, FLRN |
| Q4 2024 | 53 | $516.7M | VUG, VTV, JPST, AGG, FLRN |
| Q3 2024 | 53 | $479.2M | VUG, VTV, JPST, AGG, FLRN |
| Q2 2024 | 54 | $454.8M | VUG, VTV, JPST, AGG, EFA |
| Q1 2024 | 54 | $450.5M | VUG, VTV, JPST, AGG, FLRN |