Cornerstone Management, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), Cornerstone Management, Inc. reported 54 stock positions worth $534.1 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 24.9% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 17.5%) and JPMorgan Ultra-Short Income (JPST, 15.7%). Compared with Q4 2024, it opened 2 new positions, sold out of 1, added to 21 and reduced 19. The biggest buy was a new position in Berkshire Hathaway Class A (BRK.A) and the biggest sale Sovereign's Capital Flourish (SOVF, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- DULUTH, GA
- CIK
- 0001587867
- Portfolio Value
- $534.1M (Q1 2025)
- SEC Filing
- 0001085146-25-002220 ↗ filed Apr 22, 2025
Holdings Value
Holdings 54 stocks · $534.1M
| VUG Vanguard Mrngstar GR ETF-Sui | 24.91% | 358,738 | $133.0M | Add +10.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 17.47% | 540,042 | $93.3M | Add +0.9% |
| JPST JPMorgan Ultra-Short Income | 15.65% | 1,651,264 | $83.6M | Add +2.3% |
| AGG iShares Core U.S. Aggregate | 6.83% | 368,715 | $36.5M | Add +1.1% |
| FLRN SS SPDR BB Ig Float RT ETF | 4.45% | 771,307 | $23.8M | Add +2.2% |
| EFA iShares MSCI Eafe ETF | 3.51% | 229,575 | $18.8M | Reduce -2.8% |
| SOVF Sovereign's Capital Flourish | 2.84% | 509,746 | $15.1M | Reduce -4.0% |
| VTI VG Morningstar TS MKT ETF-US | 2.68% | 52,102 | $14.3M | Add +0.6% |
| SPSB SS SPDR P St C Corp. ETF | 2.30% | 408,229 | $12.3M | Add +2.9% |
| MBB iShares MBS ETF | 1.99% | 113,452 | $10.6M | Add +1.4% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.64% | 11 | $8.8M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 1.61% | 16,188 | $8.6M | No change |
| USRT iShares Core US REIT ETF | 1.33% | 123,754 | $7.1M | Reduce -6.6% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.24% | 26,382 | $6.6M | Add +5.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.10% | 31,504 | $5.9M | Reduce -2.7% |
| USHY iShares Broad Usd High Yield | 1.03% | 148,942 | $5.5M | Add +2.5% |
| DFSD Dimensional Short Duration | 0.94% | 105,507 | $5.0M | No change |
| DVY iShares Select Dividend ETF | 0.88% | 35,046 | $4.7M | Reduce -4.8% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.79% | 38,820 | $4.2M | Add +1.7% |
| SCZ iShares MSCI Eafe Small-Cap | 0.79% | 66,282 | $4.2M | Reduce -3.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.79% | 16,268 | $4.2M | Add +10.3% |
| IEMG iShares Core MSCI Emerging | 0.79% | 77,678 | $4.2M | Reduce -0.2% |
| GL Globe Life Inc. | 0.58% | 23,689 | $3.1M | No change |
| AVUV Avantis US Small Cap Value | 0.43% | 26,090 | $2.3M | Add +3.6% |
| SRVR Pacer Data & Infrastructure | 0.36% | 64,673 | $1.9M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.33% | 9,053 | $1.8M | Reduce -7.4% |
| REZ Ishars Res and Multi Reales | 0.32% | 19,821 | $1.7M | Add +0.0% |
| FIW First Trust Water ETF | 0.27% | 14,484 | $1.5M | New |
| SPIB SS SPDR P Int C Corp. ETF | 0.19% | 30,890 | $1.0M | Add +1.3% |
| GPN Global Payments Inc. | 0.19% | 10,279 | $1.0M | No change |
| AFL Aflac Inc. | 0.18% | 8,624 | $959K | No change |
| KO The Coca-Cola Co. | 0.17% | 12,491 | $895K | Add +0.7% |
| INDS Pacer Industrial Real Estate | 0.16% | 22,605 | $836K | Add +0.4% |
| CATH Global X S&P 500 Ca Val ETF | 0.10% | 7,561 | $511K | Reduce -1.4% |
| SSB Southstate Bank Corp. | 0.08% | 4,818 | $447K | No change |
| GLD SPDR Gold Shares | 0.08% | 1,503 | $433K | Reduce -9.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.08% | 10,300 | $430K | No change |
| FNCL Fidelity MSCI Financial Indx | 0.08% | 6,168 | $429K | Add +4.6% |
| SO The Southern Co. | 0.07% | 3,796 | $349K | Add +0.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.06% | 601 | $336K | Add +19.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.06% | 1,239 | $318K | Add +0.3% |
| AAPL Apple Inc. | 0.06% | 1,420 | $315K | Reduce -0.5% |
| NVDA Nvidia Corp. | 0.06% | 2,871 | $311K | Reduce -30.2% |
| BND Vanguard Total Bond Market | 0.06% | 4,128 | $303K | Reduce -0.3% |
| SLV iShares Silver Trust | 0.06% | 9,476 | $294K | Reduce -2.6% |
| LLY Eli Lilly & Co. | 0.05% | 348 | $287K | Reduce -3.1% |
| TFC Truist Financial Corp. | 0.05% | 6,678 | $275K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.05% | 1,698 | $273K | No change |
| IWD iShares Russell 1000 Value E | 0.05% | 1,358 | $256K | Reduce -6.1% |
| IWF iShares Russell 1000 Growth | 0.05% | 698 | $252K | Reduce -6.1% |
| PNC PNC Financial Services Group | 0.04% | 1,350 | $237K | No change |
| MSFT Microsoft Corp. | 0.04% | 597 | $224K | Reduce -1.8% |
| DIV Global X Superdividend Use | 0.04% | 11,663 | $220K | Reduce -5.3% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.04% | 1,677 | $216K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| SOVF Sovereign's Capital Flourish | Reduce -4.0% | 2.84% | −0.32 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.7% | 1.10% | −0.14 |
| USRT iShares Core US REIT ETF | Reduce -6.6% | 1.33% | −0.14 |
| DVY iShares Select Dividend ETF | Reduce -4.8% | 0.88% | −0.05 |
| ICSH iShares Ultra Short Duration | Sold out | 0.00% | −0.05 |
| NVDA Nvidia Corp. | Reduce -30.2% | 0.06% | −0.05 |
| VIG Vanguard Dividend Apprec ETF | Reduce -7.4% | 0.33% | −0.04 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.4% | 0.79% | −0.02 |
| IWF iShares Russell 1000 Growth | Reduce -6.1% | 0.05% | −0.01 |
| AAPL Apple Inc. | Reduce -0.5% | 0.06% | −0.01 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -1.4% | 0.10% | −0.01 |
| MSFT Microsoft Corp. | Reduce -1.8% | 0.04% | −0.01 |
| IWD iShares Russell 1000 Value E | Reduce -6.1% | 0.05% | −0.00 |
| DIV Global X Superdividend Use | Reduce -5.3% | 0.04% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.2% | 0.79% | −0.00 |
| BND Vanguard Total Bond Market | Reduce -0.3% | 0.06% | −0.00 |
| LLY Eli Lilly & Co. | Reduce -3.1% | 0.05% | +0.00 |
| GLD SPDR Gold Shares | Reduce -9.1% | 0.08% | +0.00 |
| SLV iShares Silver Trust | Reduce -2.6% | 0.06% | +0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -2.8% | 3.51% | +0.06 |
Portfolio Buys Q4 2024 → Q1 2025
| BRK.A Berkshire Hathaway Inc. Class A | New | 1.64% | +1.64 |
| FIW First Trust Water ETF | New | 0.27% | +0.27 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +10.3% | 0.79% | +0.03 |
| KO The Coca-Cola Co. | Add +0.7% | 0.17% | +0.02 |
| REZ Ishars Res and Multi Reales | Add +0.0% | 0.32% | +0.01 |
| SPSB SS SPDR P St C Corp. ETF | Add +2.9% | 2.30% | +0.01 |
| MBB iShares MBS ETF | Add +1.4% | 1.99% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +19.5% | 0.06% | +0.01 |
| SO The Southern Co. | Add +0.0% | 0.07% | +0.00 |
| INDS Pacer Industrial Real Estate | Add +0.4% | 0.16% | +0.00 |
| FNCL Fidelity MSCI Financial Indx | Add +4.6% | 0.08% | +0.00 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +1.7% | 0.79% | +0.00 |
| SPIB SS SPDR P Int C Corp. ETF | Add +1.3% | 0.19% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.3% | 0.06% | −0.00 |
| USHY iShares Broad Usd High Yield | Add +2.5% | 1.03% | −0.01 |
| AGG iShares Core U.S. Aggregate | Add +1.1% | 6.83% | −0.01 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +2.2% | 4.45% | −0.04 |
| AVUV Avantis US Small Cap Value | Add +3.6% | 0.43% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.9% | 17.47% | −0.07 |
| JPST JPMorgan Ultra-Short Income | Add +2.3% | 15.65% | −0.09 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +5.0% | 1.24% | −0.12 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.6% | 2.68% | −0.22 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +10.9% | 24.91% | −0.78 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $695.1M | VUG, JPST, VTV, AGG, FLRN |
| Q1 2026 | 65 | $627.6M | VUG, JPST, VTV, AGG, EFA |
| Q4 2025 | 68 | $613.2M | VUG, VTV, JPST, AGG, EFA |
| Q3 2025 | 63 | $604.7M | VUG, VTV, JPST, AGG, EFA |
| Q2 2025 | 62 | $575.3M | VUG, VTV, JPST, AGG, FLRN |
| Q1 2025 | 54 | $534.1M | VUG, VTV, JPST, AGG, FLRN |
| Q4 2024 | 53 | $516.7M | VUG, VTV, JPST, AGG, FLRN |
| Q3 2024 | 53 | $479.2M | VUG, VTV, JPST, AGG, FLRN |
| Q2 2024 | 54 | $454.8M | VUG, VTV, JPST, AGG, EFA |
| Q1 2024 | 54 | $450.5M | VUG, VTV, JPST, AGG, FLRN |