Cypress Financial Planning LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 7, 2024), Cypress Financial Planning LLC reported 76 stock positions worth $270.5 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 12.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 12.0%) and Vanguard Intermediate-Term T (VGIT, 8.6%). Compared with Q2 2024, it opened 9 new positions, sold out of 1, added to 43 and reduced 23. The biggest buy was Vanguard Real Estate ETF (VNQ, shares +44%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- HADDON HEIGHTS, NJ
- CIK
- 0001937021
- Portfolio Value
- $270.5M (Q3 2024)
- SEC Filing
- 0001085146-24-004689 ↗ filed Oct 7, 2024
Holdings Value
Holdings 76 stocks · $270.5M
| VCIT Vanguard Int-Term Corporate | 12.15% | 392,296 | $32.9M | Add +3.1% |
| IVV iShares Core S&P 500 ETF | 12.03% | 56,392 | $32.5M | Reduce -6.0% |
| VGIT Vanguard Intermediate-Term T | 8.64% | 386,957 | $23.4M | Add +11.7% |
| VEA Vanguard Ftse Developed ETF | 8.38% | 429,181 | $22.7M | Add +1.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 7.97% | 271,414 | $21.6M | Add +5.0% |
| VNQ Vanguard Real Estate ETF | 7.75% | 215,102 | $21.0M | Add +43.5% |
| VXF Vanguard Extended Market ETF | 6.84% | 101,603 | $18.5M | Add +6.2% |
| DGRO iShares Core Dividend Growth | 4.55% | 196,335 | $12.3M | Reduce -4.8% |
| ANGL Vaneck Fallen Angel High YLD | 3.91% | 359,173 | $10.6M | Add +15.2% |
| VWO Vanguard Ftse Emerging Marke | 3.07% | 173,801 | $8.3M | Add +4.3% |
| IEFA iShares Core MSCI Eafe ETF | 3.02% | 104,594 | $8.2M | Add +20.0% |
| VIG Vanguard Dividend Apprec ETF | 2.97% | 40,615 | $8.0M | Reduce -4.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.30% | 10,843 | $6.2M | Reduce -3.1% |
| MS Morgan Stanley | 1.52% | 39,435 | $4.1M | Reduce -1.6% |
| DFS Discover Financial Services | 1.15% | 22,244 | $3.1M | Add +0.0% |
| IEMG iShares Core MSCI Emerging | 1.00% | 47,159 | $2.7M | Add +25.6% |
| LMT Lockheed Martin Corp. | 0.84% | 3,891 | $2.3M | Add +29.3% |
| AAPL Apple Inc. | 0.70% | 8,173 | $1.9M | Add +3.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.63% | 3,726 | $1.7M | Add +0.1% |
| IJR iShares Core S&P Small-Cap E | 0.59% | 13,632 | $1.6M | Add +1.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.46% | 3,224 | $1.2M | Add +134.1% |
| AMZN Amazon.com Inc. | 0.45% | 6,598 | $1.2M | Add +0.4% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.42% | 44,506 | $1.1M | Add +1.6% |
| PSEP Innovator U.S. Equity Power | 0.38% | 26,719 | $1.0M | Add +92.3% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.37% | 8,923 | $1.0M | Reduce -10.1% |
| VGK Vanguard Ftse Europe ETF | 0.33% | 12,730 | $905K | Reduce -0.9% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.30% | 17,345 | $812K | Add +2.3% |
| SHM SS SPDR N Ice St Muni ETF | 0.30% | 16,621 | $800K | Reduce -1.0% |
| SCHX Schwab US Large-Cap ETF | 0.29% | 11,365 | $771K | Add +0.1% |
| EFA iShares MSCI Eafe ETF | 0.28% | 9,132 | $764K | Add +0.7% |
| PAUG Innovator U.S. Equity Power | 0.28% | 20,159 | $763K | Add +48.5% |
| NFLX Netflix Inc. | 0.28% | 1,067 | $757K | Reduce -8.5% |
| MSFT Microsoft Corp. | 0.26% | 1,660 | $714K | Add +1.2% |
| IWF iShares Russell 1000 Growth | 0.26% | 1,863 | $699K | New |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.25% | 9,958 | $672K | Reduce -19.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.21% | 1,987 | $563K | Reduce -2.7% |
| IJS iShares S&P Small-Cap 600 Va | 0.20% | 4,922 | $530K | Reduce -7.8% |
| POCT Innovator U.S. Equity Power | 0.19% | 13,299 | $518K | Reduce -28.3% |
| PJUL Innovator U.S. Equity Power | 0.19% | 12,562 | $509K | Add +11.6% |
| AMT American Tower Corp. | 0.17% | 1,937 | $450K | Add +0.1% |
| IJUL Innovator International Deve | 0.17% | 15,197 | $447K | Add +103.4% |
| IWM iShares Russell 2000 ETF | 0.16% | 1,995 | $441K | Reduce -5.6% |
| PDEC Innovator U.S. Equity Power | 0.16% | 11,321 | $434K | Reduce -10.2% |
| MUB iShares National Muni Bond E | 0.15% | 3,711 | $403K | Add +11.1% |
| JCI Johnson Controls Internation | 0.15% | 5,116 | $397K | Add +0.2% |
| VOO Vanguard S&P 500 ETF | 0.15% | 744 | $393K | Reduce -0.4% |
| HYD Vaneck High Yield Muni ETF | 0.14% | 7,269 | $386K | Add +0.3% |
| GOOG Alphabet Inc. Class C | 0.14% | 2,277 | $381K | Add +43.5% |
| IOCT Innovator Int Dev Power Buff | 0.14% | 12,304 | $379K | Add +6.5% |
| BJAN Innovator U.S. Equity Buffer | 0.14% | 8,073 | $376K | Add +34.8% |
| ISEP Innovator Intl Dev Eq Power | 0.14% | 12,694 | $368K | Add +16.9% |
| QCOM Qualcomm Inc. | 0.14% | 2,154 | $366K | Add +1.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.13% | 9,637 | $362K | Add +0.2% |
| SPIB SS SPDR P Int C Corp. ETF | 0.13% | 10,656 | $359K | Reduce -18.6% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.12% | 9,252 | $328K | Add +0.1% |
| PJAN Innovator U.S. Equity Power | 0.12% | 7,762 | $321K | Reduce -3.8% |
| UNH Unitedhealth Group Inc. | 0.12% | 539 | $315K | Add +0.4% |
| NVDA Nvidia Corp. | 0.12% | 2,570 | $312K | Add +5.9% |
| PFEB Innovator U.S. Equity Power | 0.11% | 8,279 | $298K | Reduce -22.1% |
| JPM JPMorgan Chase & Co. | 0.11% | 1,392 | $294K | Add +31.1% |
| PG The Procter & Gamble Co. | 0.10% | 1,630 | $282K | Add +1.6% |
| PMAY Innovator U.S. Equity Power | 0.10% | 7,805 | $275K | Reduce -22.0% |
| PNOV Innovator U.S. Equity Power | 0.10% | 7,289 | $269K | Reduce -37.9% |
| PMAR Innovator U.S. Equity Power | 0.10% | 6,587 | $259K | Add +4.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.09% | 1,151 | $255K | New |
| PAPR Innovator U.S. Equity Power | 0.09% | 6,962 | $250K | Reduce -22.3% |
| SCHH Schwab US REIT ETF | 0.09% | 10,412 | $241K | New |
| UAN CVR Partners LP | 0.09% | 3,500 | $235K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,301 | $227K | Add +0.1% |
| CAVA Cava Group Inc. | 0.08% | 1,800 | $223K | New |
| VFH Vanguard Financials ETF | 0.08% | 1,992 | $219K | Reduce -7.1% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.08% | 4,567 | $208K | New |
| SPSB SS SPDR P St C Corp. ETF | 0.08% | 6,784 | $205K | New |
| NYF iShares New York Muni Bond E | 0.07% | 3,723 | $202K | New |
| IJAN Innovator International Deve | 0.07% | 6,132 | $202K | New |
| EA Electronic Arts Inc. | 0.07% | 1,396 | $200K | New |
Options reported separately and not counted above: SPY puts ($8K), DFS puts ($1K), MS puts ($225).
Portfolio Sells Q2 2024 → Q3 2024
| IVV iShares Core S&P 500 ETF | Reduce -6.0% | 12.03% | −1.71 |
| DGRO iShares Core Dividend Growth | Reduce -4.8% | 4.55% | −0.42 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.6% | 2.97% | −0.28 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.1% | 2.30% | −0.25 |
| MS Morgan Stanley | Reduce -1.6% | 1.52% | −0.11 |
| POCT Innovator U.S. Equity Power | Reduce -28.3% | 0.19% | −0.11 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.10 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -19.9% | 0.25% | −0.08 |
| PNOV Innovator U.S. Equity Power | Reduce -37.9% | 0.10% | −0.08 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -10.1% | 0.37% | −0.07 |
| NFLX Netflix Inc. | Reduce -8.5% | 0.28% | −0.05 |
| PFEB Innovator U.S. Equity Power | Reduce -22.1% | 0.11% | −0.05 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -18.6% | 0.13% | −0.05 |
| PMAY Innovator U.S. Equity Power | Reduce -22.0% | 0.10% | −0.04 |
| PDEC Innovator U.S. Equity Power | Reduce -10.2% | 0.16% | −0.04 |
| PAPR Innovator U.S. Equity Power | Reduce -22.3% | 0.09% | −0.04 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -1.0% | 0.30% | −0.04 |
| VGK Vanguard Ftse Europe ETF | Reduce -0.9% | 0.33% | −0.02 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -7.8% | 0.20% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.7% | 0.21% | −0.02 |
| PJAN Innovator U.S. Equity Power | Reduce -3.8% | 0.12% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -5.6% | 0.16% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -0.4% | 0.15% | −0.01 |
| VFH Vanguard Financials ETF | Reduce -7.1% | 0.08% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| VNQ Vanguard Real Estate ETF | Add +43.5% | 7.75% | +2.49 |
| IEFA iShares Core MSCI Eafe ETF | Add +20.0% | 3.02% | +0.37 |
| IWF iShares Russell 1000 Growth | New | 0.26% | +0.26 |
| LMT Lockheed Martin Corp. | Add +29.3% | 0.84% | +0.25 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +134.1% | 0.46% | +0.24 |
| ANGL Vaneck Fallen Angel High YLD | Add +15.2% | 3.91% | +0.21 |
| VGIT Vanguard Intermediate-Term T | Add +11.7% | 8.64% | +0.20 |
| PSEP Innovator U.S. Equity Power | Add +92.3% | 0.38% | +0.16 |
| IEMG iShares Core MSCI Emerging | Add +25.6% | 1.00% | +0.16 |
| IBM Intl Business Machines Corp. | New | 0.09% | +0.09 |
| SCHH Schwab US REIT ETF | New | 0.09% | +0.09 |
| CAVA Cava Group Inc. | New | 0.08% | +0.08 |
| VXF Vanguard Extended Market ETF | Add +6.2% | 6.84% | +0.08 |
| IJUL Innovator International Deve | Add +103.4% | 0.17% | +0.08 |
| SPSM SS SPDR P S&P 600 Small Cap | New | 0.08% | +0.08 |
| SPSB SS SPDR P St C Corp. ETF | New | 0.08% | +0.08 |
| IJAN Innovator International Deve | New | 0.07% | +0.07 |
| PAUG Innovator U.S. Equity Power | Add +48.5% | 0.28% | +0.07 |
| NYF iShares New York Muni Bond E | New | 0.07% | +0.07 |
| EA Electronic Arts Inc. | New | 0.07% | +0.07 |
| BJAN Innovator U.S. Equity Buffer | Add +34.8% | 0.14% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +4.3% | 3.07% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +43.5% | 0.14% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +31.1% | 0.11% | +0.02 |
| ISEP Innovator Intl Dev Eq Power | Add +16.9% | 0.14% | +0.01 |
| AMT American Tower Corp. | Add +0.1% | 0.17% | +0.01 |
| AAPL Apple Inc. | Add +3.2% | 0.70% | +0.01 |
| PJUL Innovator U.S. Equity Power | Add +11.6% | 0.19% | +0.01 |
| JCI Johnson Controls Internation | Add +0.2% | 0.15% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +0.4% | 0.12% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.1% | 0.63% | +0.00 |
| MUB iShares National Muni Bond E | Add +11.1% | 0.15% | +0.00 |
| IOCT Innovator Int Dev Power Buff | Add +6.5% | 0.14% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.1% | 0.08% | −0.00 |
| PMAR Innovator U.S. Equity Power | Add +4.8% | 0.10% | −0.00 |
| PG The Procter & Gamble Co. | Add +1.6% | 0.10% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +0.2% | 0.13% | −0.01 |
| NVDA Nvidia Corp. | Add +5.9% | 0.12% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Add +1.4% | 0.59% | −0.01 |
| HYD Vaneck High Yield Muni ETF | Add +0.3% | 0.14% | −0.01 |
| EFA iShares MSCI Eafe ETF | Add +0.7% | 0.28% | −0.01 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +0.1% | 0.12% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Add +0.1% | 0.29% | −0.02 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +2.3% | 0.30% | −0.02 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +1.6% | 0.42% | −0.03 |
| QCOM Qualcomm Inc. | Add +1.3% | 0.14% | −0.04 |
| MSFT Microsoft Corp. | Add +1.2% | 0.26% | −0.04 |
| DFS Discover Financial Services | Add +0.0% | 1.15% | −0.06 |
| AMZN Amazon.com Inc. | Add +0.4% | 0.45% | −0.08 |
| VEA Vanguard Ftse Developed ETF | Add +1.9% | 8.38% | −0.33 |
Options Activity Q2 2024 → Q3 2024
| SPY SS SPDR S&P 500 ETF Trust-US | put | Sold out | 500 | $272Kbefore exit |
| SPY SS SPDR S&P 500 ETF Trust-US | put | New | 500 | $8K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 106 | $408.2M | IVV, VCIT, VGIT, VCSH, VEA |
| Q1 2026 | 99 | $358.8M | VCIT, VGIT, VCSH, IVV, VEA |
| Q4 2025 | 102 | $357.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q3 2025 | 86 | $325.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q2 2025 | 80 | $304.4M | VCIT, IVV, VGIT, VEA, VCSH |
| Q1 2025 | 79 | $277.2M | VCIT, IVV, VGIT, VCSH, VEA |
| Q4 2024 | 79 | $272.5M | IVV, VCIT, VGIT, VCSH, VEA |
| Q3 2024 | 76 | $270.5M | VCIT, IVV, VGIT, VEA, VCSH |
| Q2 2024 | 68 | $239.0M | IVV, VCIT, VEA, VGIT, VCSH |
| Q1 2024 | 66 | $218.4M | VCIT, IVV, VEA, VCSH, VXF |