Cypress Financial Planning LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 15, 2026), Cypress Financial Planning LLC reported 99 stock positions worth $358.8 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 10.5% of the portfolio, followed by Vanguard Intermediate-Term T (VGIT, 10.2%) and Vanguard S/T Corp. Bond ETF (VCSH, 9.8%). Compared with Q4 2025, it opened 7 new positions, sold out of 10, added to 45 and reduced 37. The biggest buy was Vanguard Intermediate-Term T (VGIT, shares +6%) and the biggest sale Capital One Financial (COF, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- HADDON HEIGHTS, NJ
- CIK
- 0001937021
- Portfolio Value
- $358.8M (Q1 2026)
- SEC Filing
- 0001937021-26-000002 ↗ filed Apr 15, 2026
Holdings Value
Holdings 99 stocks · $358.8M
| VCIT Vanguard Int-Term Corporate | 10.50% | 455,130 | $37.7M | Add +3.0% |
| VGIT Vanguard Intermediate-Term T | 10.15% | 611,605 | $36.4M | Add +5.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 9.81% | 444,194 | $35.2M | Add +4.2% |
| IVV iShares Core S&P 500 ETF | 9.57% | 52,574 | $34.3M | Add +3.0% |
| VEA Vanguard Ftse Developed ETF | 8.71% | 487,941 | $31.3M | Add +1.1% |
| VXF Vanguard Extended Market ETF | 6.75% | 117,636 | $24.2M | Add +4.4% |
| DGRO iShares Core Dividend Growth | 5.06% | 258,712 | $18.2M | Add +5.4% |
| VNQ Vanguard Real Estate ETF | 4.84% | 195,683 | $17.4M | Add +2.5% |
| ANGL Vaneck Fallen Angel High YLD | 3.94% | 492,846 | $14.2M | Add +5.4% |
| VWO Vanguard Ftse Emerging Marke | 2.87% | 190,806 | $10.3M | Add +1.6% |
| IEFA iShares Core MSCI Eafe ETF | 2.85% | 112,782 | $10.2M | Add +1.2% |
| VIG Vanguard Dividend Apprec ETF | 2.29% | 38,148 | $8.2M | Add +1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.92% | 10,579 | $6.9M | Reduce -0.5% |
| MS Morgan Stanley | 1.73% | 37,745 | $6.2M | Add +0.1% |
| COF Capital One Financial Corp. | 1.15% | 22,701 | $4.1M | Reduce -0.0% |
| IEMG iShares Core MSCI Emerging | 1.11% | 57,295 | $4.0M | Reduce -0.7% |
| SCHV Schwab US Large-Cap Value | 0.88% | 103,910 | $3.2M | Reduce -5.4% |
| SCHG Schwab US Large-Cap Growth | 0.80% | 98,294 | $2.9M | Reduce -1.6% |
| AAPL Apple Inc. | 0.79% | 11,179 | $2.8M | Add +2.1% |
| IJR iShares Core S&P Small-Cap E | 0.59% | 17,091 | $2.1M | Add +6.3% |
| LMT Lockheed Martin Corp. | 0.52% | 3,069 | $1.9M | Reduce -23.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.51% | 3,784 | $1.8M | Add +0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.46% | 3,798 | $1.7M | Add +2.2% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.43% | 61,908 | $1.5M | Reduce -1.1% |
| AMZN Amazon.com Inc. | 0.41% | 7,118 | $1.5M | Add +4.0% |
| IEF iShares 7-10 Year Treasury B | 0.41% | 15,533 | $1.5M | No change |
| DFCF Dimensional Core Fixed Inc. | 0.39% | 33,139 | $1.4M | Add +4.3% |
| MUB iShares National Muni Bond E | 0.38% | 12,982 | $1.4M | Add +6.2% |
| DFSD Dimensional Short Duration | 0.38% | 28,462 | $1.4M | Add +4.8% |
| DGCB Dimensional Global Credit | 0.37% | 24,761 | $1.3M | Add +4.0% |
| DECP Pgim S&P 500 Buffer 12-Dec | 0.31% | 38,034 | $1.1M | Add +20.1% |
| VGK Vanguard Ftse Europe ETF | 0.29% | 12,782 | $1.1M | Reduce -0.9% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.28% | 9,104 | $992K | Add +0.9% |
| SHM SS SPDR N Ice St Muni ETF | 0.27% | 20,487 | $980K | Add +4.5% |
| NFLX Netflix Inc. | 0.26% | 9,637 | $927K | Reduce -1.0% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.24% | 19,134 | $868K | Add +17.5% |
| EFA iShares MSCI Eafe ETF | 0.24% | 8,894 | $864K | Reduce -2.6% |
| DFAS Dimensional US Small Cap ETF | 0.23% | 11,664 | $830K | Reduce -2.9% |
| DISV Dimensional International SM | 0.22% | 20,418 | $805K | Reduce -10.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.22% | 3,952 | $775K | Add +7.5% |
| FEBP Pgim S&P 500 Buffer 12-Feb | 0.22% | 24,697 | $773K | New |
| IWF iShares Russell 1000 Growth | 0.21% | 1,777 | $758K | No change |
| DUSB Dimension Ultrashort Fi ETF | 0.20% | 13,982 | $709K | Add +18.7% |
| PSEP Innovator U.S. Equity Power | 0.20% | 16,318 | $703K | Reduce -25.6% |
| JPM JPMorgan Chase & Co. | 0.20% | 2,379 | $700K | Add +3.2% |
| SCHX Schwab US Large-Cap ETF | 0.19% | 27,211 | $698K | Add +0.3% |
| JCI Johnson Controls Internation | 0.19% | 5,134 | $672K | No change |
| MRCP Pgim S&P 500 Buffer 12-Mar | 0.18% | 20,868 | $661K | New |
| VTI VG Morningstar TS MKT ETF-US | 0.18% | 2,020 | $648K | Reduce -13.2% |
| NVDA Nvidia Corp. | 0.17% | 3,592 | $626K | Add +11.8% |
| GOOG Alphabet Inc. Class C | 0.17% | 2,169 | $622K | Reduce -0.1% |
| HYD Vaneck High Yield Muni ETF | 0.17% | 12,190 | $611K | Reduce -4.8% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.17% | 13,377 | $611K | Reduce -4.4% |
| SPIB SS SPDR P Int C Corp. ETF | 0.16% | 17,287 | $580K | Reduce -4.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.16% | 7,571 | $579K | Add +5.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.16% | 11,398 | $569K | Reduce -9.3% |
| IJS iShares S&P Small-Cap 600 Va | 0.16% | 4,772 | $565K | No change |
| MSFT Microsoft Corp. | 0.15% | 1,420 | $525K | Add +1.1% |
| V Visa Inc. Class A | 0.15% | 1,735 | $524K | Reduce -11.8% |
| IWM iShares Russell 2000 ETF | 0.14% | 1,995 | $495K | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 0.14% | 811 | $485K | Add +2.8% |
| IDEC Inno Int Dev Power Buff Dec | 0.13% | 14,170 | $461K | Reduce -0.3% |
| USEW Cambria US Ew ETF | 0.12% | 9,073 | $443K | No change |
| MCD McDonald's Corp. | 0.11% | 1,307 | $406K | Reduce -7.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 1,548 | $405K | Reduce -15.5% |
| JANP Pgim S&P 500 Buffer 12-Jan | 0.11% | 12,706 | $405K | New |
| IOCT Innovator Int Dev Power Buff | 0.11% | 11,538 | $404K | No change |
| HEFA Isha Curr Hedged MSCI Eafe | 0.11% | 8,929 | $379K | Reduce -0.7% |
| PEP Pepsico Inc. | 0.10% | 2,425 | $377K | Reduce -6.7% |
| ISEP Innovator Intl Dev Eq Power | 0.10% | 10,793 | $354K | Reduce -18.1% |
| INOV Inno Int Dev Power Buff Nov | 0.09% | 9,662 | $335K | Reduce -1.4% |
| AMT American Tower Corp. | 0.09% | 1,939 | $335K | No change |
| XOM Exxon Mobil Corp. | 0.09% | 1,914 | $325K | Reduce -21.6% |
| IYR iShares US Real Estate ETF | 0.09% | 3,433 | $325K | Reduce -1.8% |
| DFEV Dimensional Emrg MRKT Val | 0.09% | 8,907 | $319K | Reduce -2.8% |
| IJUL Innovator International Deve | 0.08% | 8,971 | $303K | Reduce -2.6% |
| SPSB SS SPDR P St C Corp. ETF | 0.08% | 9,795 | $295K | Add +12.7% |
| ABBV Abbvie Inc. | 0.08% | 1,315 | $286K | Add +3.7% |
| EA Electronic Arts Inc. | 0.08% | 1,401 | $286K | Reduce -0.2% |
| TSLA Tesla Inc. | 0.08% | 767 | $285K | Add +5.1% |
| QCOM Qualcomm Inc. | 0.08% | 2,212 | $285K | Add +1.1% |
| BURL Burlington Stores Inc. | 0.08% | 866 | $282K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.08% | 1,122 | $272K | Add +1.8% |
| SCHH Schwab US REIT ETF | 0.07% | 12,461 | $268K | Add +4.0% |
| IJAN Innovator International Deve | 0.07% | 7,255 | $263K | New |
| SHOP Shopify Inc. Class A | 0.07% | 2,215 | $263K | No change |
| PBNV Pgim S&P 500 Buffer 20-Nov | 0.07% | 8,938 | $258K | No change |
| PG The Procter & Gamble Co. | 0.07% | 1,759 | $254K | Add +15.7% |
| UNH Unitedhealth Group Inc. | 0.07% | 933 | $253K | Add +4.1% |
| PJUL Innovator U.S. Equity Power | 0.07% | 5,454 | $251K | Reduce -49.5% |
| IFEB Innovator Intl D PB ETF-Feb | 0.07% | 8,255 | $246K | New |
| CAVA Cava Group Inc. | 0.07% | 3,000 | $243K | New |
| PDEC Innovator U.S. Equity Power | 0.07% | 5,697 | $242K | Reduce -16.7% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.07% | 4,988 | $241K | Reduce -2.6% |
| JNK SS SPDR BB High Yield Bond | 0.06% | 2,430 | $233K | Add +7.0% |
| IJUN Innov Intl Dev PB ETF - June | 0.06% | 7,609 | $224K | No change |
| AVGO Broadcom Inc. | 0.06% | 697 | $216K | Add +8.9% |
| PLTR Palantir Technologies Inc. Class A | 0.06% | 1,410 | $206K | Add +11.8% |
| PNOV Innovator U.S. Equity Power | 0.06% | 5,029 | $205K | Reduce -49.1% |
Options reported separately and not counted above: QQQ puts ($1.9M), MS puts ($1.6M), SPY puts ($260K).
Portfolio Sells Q4 2025 → Q1 2026
| COF Capital One Financial Corp. | Reduce -0.0% | 1.15% | −0.39 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.5% | 1.92% | −0.12 |
| PAUG Innovator U.S. Equity Power | Sold out | 0.00% | −0.12 |
| PFEB Innovator U.S. Equity Power | Sold out | 0.00% | −0.12 |
| SCHG Schwab US Large-Cap Growth | Reduce -1.6% | 0.80% | −0.11 |
| UAN CVR Partners LP | Sold out | 0.00% | −0.10 |
| POCT Innovator U.S. Equity Power | Sold out | 0.00% | −0.09 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.09 |
| IDEV iShares Core MSCI Dev MKTS | Sold out | 0.00% | −0.08 |
| PMAY Innovator U.S. Equity Power | Sold out | 0.00% | −0.08 |
| PSEP Innovator U.S. Equity Power | Reduce -25.6% | 0.20% | −0.07 |
| PJUL Innovator U.S. Equity Power | Reduce -49.5% | 0.07% | −0.07 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Sold out | 0.00% | −0.07 |
| PMAR Innovator U.S. Equity Power | Sold out | 0.00% | −0.06 |
| PNOV Innovator U.S. Equity Power | Reduce -49.1% | 0.06% | −0.06 |
| BJAN Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.06 |
| V Visa Inc. Class A | Reduce -11.8% | 0.15% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -13.2% | 0.18% | −0.04 |
| LMT Lockheed Martin Corp. | Reduce -23.7% | 0.52% | −0.03 |
| SCHV Schwab US Large-Cap Value | Reduce -5.4% | 0.88% | −0.03 |
| ISEP Innovator Intl Dev Eq Power | Reduce -18.1% | 0.10% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -15.5% | 0.11% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -9.3% | 0.16% | −0.02 |
| DISV Dimensional International SM | Reduce -10.4% | 0.22% | −0.02 |
| GOOG Alphabet Inc. Class C | Reduce -0.1% | 0.17% | −0.02 |
| PDEC Innovator U.S. Equity Power | Reduce -16.7% | 0.07% | −0.02 |
| HYD Vaneck High Yield Muni ETF | Reduce -4.8% | 0.17% | −0.01 |
| SJNK SS SPDR BB St Hi Yield ETF | Reduce -1.1% | 0.43% | −0.01 |
| VGK Vanguard Ftse Europe ETF | Reduce -0.9% | 0.29% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -4.1% | 0.16% | −0.01 |
| MCD McDonald's Corp. | Reduce -7.8% | 0.11% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -2.6% | 0.24% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -4.4% | 0.17% | −0.00 |
| DFAS Dimensional US Small Cap ETF | Reduce -2.9% | 0.23% | −0.00 |
| IYR iShares US Real Estate ETF | Reduce -1.8% | 0.09% | −0.00 |
| IJUL Innovator International Deve | Reduce -2.6% | 0.08% | −0.00 |
| INOV Inno Int Dev Power Buff Nov | Reduce -1.4% | 0.09% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -0.2% | 0.14% | −0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -2.6% | 0.07% | −0.00 |
| EA Electronic Arts Inc. | Reduce -0.2% | 0.08% | −0.00 |
| IDEC Inno Int Dev Power Buff Dec | Reduce -0.3% | 0.13% | −0.00 |
| PEP Pepsico Inc. | Reduce -6.7% | 0.10% | +0.00 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -0.7% | 0.11% | +0.00 |
| DFEV Dimensional Emrg MRKT Val | Reduce -2.8% | 0.09% | +0.00 |
| NFLX Netflix Inc. | Reduce -1.0% | 0.26% | +0.00 |
| XOM Exxon Mobil Corp. | Reduce -21.6% | 0.09% | +0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -0.7% | 1.11% | +0.03 |
Portfolio Buys Q4 2025 → Q1 2026
| VGIT Vanguard Intermediate-Term T | Add +5.8% | 10.15% | +0.45 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +4.2% | 9.81% | +0.30 |
| DGRO iShares Core Dividend Growth | Add +5.4% | 5.06% | +0.26 |
| VEA Vanguard Ftse Developed ETF | Add +1.1% | 8.71% | +0.24 |
| FEBP Pgim S&P 500 Buffer 12-Feb | New | 0.22% | +0.22 |
| MRCP Pgim S&P 500 Buffer 12-Mar | New | 0.18% | +0.18 |
| VCIT Vanguard Int-Term Corporate | Add +3.0% | 10.50% | +0.12 |
| JANP Pgim S&P 500 Buffer 12-Jan | New | 0.11% | +0.11 |
| ANGL Vaneck Fallen Angel High YLD | Add +5.4% | 3.94% | +0.11 |
| VXF Vanguard Extended Market ETF | Add +4.4% | 6.75% | +0.10 |
| BURL Burlington Stores Inc. | New | 0.08% | +0.08 |
| VNQ Vanguard Real Estate ETF | Add +2.5% | 4.84% | +0.08 |
| IJAN Innovator International Deve | New | 0.07% | +0.07 |
| IFEB Innovator Intl D PB ETF-Feb | New | 0.07% | +0.07 |
| CAVA Cava Group Inc. | New | 0.07% | +0.07 |
| VWO Vanguard Ftse Emerging Marke | Add +1.6% | 2.87% | +0.05 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.2% | 2.85% | +0.05 |
| IJR iShares Core S&P Small-Cap E | Add +6.3% | 0.59% | +0.04 |
| DECP Pgim S&P 500 Buffer 12-Dec | Add +20.1% | 0.31% | +0.04 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +17.5% | 0.24% | +0.03 |
| DUSB Dimension Ultrashort Fi ETF | Add +18.7% | 0.20% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +7.5% | 0.22% | +0.02 |
| MUB iShares National Muni Bond E | Add +6.2% | 0.38% | +0.02 |
| DFSD Dimensional Short Duration | Add +4.8% | 0.38% | +0.02 |
| DGCB Dimensional Global Credit | Add +4.0% | 0.37% | +0.01 |
| DFCF Dimensional Core Fixed Inc. | Add +4.3% | 0.39% | +0.01 |
| SHM SS SPDR N Ice St Muni ETF | Add +4.5% | 0.27% | +0.01 |
| PG The Procter & Gamble Co. | Add +15.7% | 0.07% | +0.01 |
| SPSB SS SPDR P St C Corp. ETF | Add +12.7% | 0.08% | +0.01 |
| NVDA Nvidia Corp. | Add +11.8% | 0.17% | +0.01 |
| SCHH Schwab US REIT ETF | Add +4.0% | 0.07% | +0.00 |
| JNK SS SPDR BB High Yield Bond | Add +7.0% | 0.06% | +0.00 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +5.6% | 0.16% | −0.00 |
| ABBV Abbvie Inc. | Add +3.7% | 0.08% | −0.00 |
| AVGO Broadcom Inc. | Add +8.9% | 0.06% | −0.00 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +0.9% | 0.28% | −0.00 |
| VOO Vanguard S&P 500 ETF | Add +2.8% | 0.14% | −0.00 |
| PLTR Palantir Technologies Inc. Class A | Add +11.8% | 0.06% | −0.01 |
| SCHX Schwab US Large-Cap ETF | Add +0.3% | 0.19% | −0.01 |
| UNH Unitedhealth Group Inc. | Add +4.1% | 0.07% | −0.01 |
| JPM JPMorgan Chase & Co. | Add +3.2% | 0.20% | −0.01 |
| TSLA Tesla Inc. | Add +5.1% | 0.08% | −0.01 |
| IBM Intl Business Machines Corp. | Add +1.8% | 0.08% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.2% | 0.51% | −0.03 |
| QCOM Qualcomm Inc. | Add +1.1% | 0.08% | −0.03 |
| AMZN Amazon.com Inc. | Add +4.0% | 0.41% | −0.03 |
| AAPL Apple Inc. | Add +2.1% | 0.79% | −0.04 |
| MSFT Microsoft Corp. | Add +1.1% | 0.15% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Add +1.3% | 2.29% | −0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.2% | 0.46% | −0.05 |
Options Activity Q4 2025 → Q1 2026
| QQQ Invesco QQQ Trust Series 1 | put | Add +9900.0% | 3,200 | $1.9M |
| MS Morgan Stanley | put | Add +9900.0% | 10,000 | $1.6M |
| SPY SS SPDR S&P 500 ETF Trust-US | put | Add +3536.4% | 400 | $260K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 106 | $408.2M | IVV, VCIT, VGIT, VCSH, VEA |
| Q1 2026 | 99 | $358.8M | VCIT, VGIT, VCSH, IVV, VEA |
| Q4 2025 | 102 | $357.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q3 2025 | 86 | $325.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q2 2025 | 80 | $304.4M | VCIT, IVV, VGIT, VEA, VCSH |
| Q1 2025 | 79 | $277.2M | VCIT, IVV, VGIT, VCSH, VEA |
| Q4 2024 | 79 | $272.5M | IVV, VCIT, VGIT, VCSH, VEA |
| Q3 2024 | 76 | $270.5M | VCIT, IVV, VGIT, VEA, VCSH |
| Q2 2024 | 68 | $239.0M | IVV, VCIT, VEA, VGIT, VCSH |
| Q1 2024 | 66 | $218.4M | VCIT, IVV, VEA, VCSH, VXF |