Cypress Financial Planning LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 14, 2025), Cypress Financial Planning LLC reported 79 stock positions worth $272.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 12.0% of the portfolio, followed by Vanguard Int-Term Corporate (VCIT, 11.8%) and Vanguard Intermediate-Term T (VGIT, 8.6%). Compared with Q3 2024, it opened 7 new positions, sold out of 4, added to 40 and reduced 26. The biggest buy was a new position in iShares 7-10 Year Treasury B (IEF) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- HADDON HEIGHTS, NJ
- CIK
- 0001937021
- Portfolio Value
- $272.5M (Q4 2024)
- SEC Filing
- 0001085146-25-000153 ↗ filed Jan 14, 2025
Holdings Value
Holdings 79 stocks · $272.5M
| IVV iShares Core S&P 500 ETF | 11.97% | 55,422 | $32.6M | Reduce -1.7% |
| VCIT Vanguard Int-Term Corporate | 11.76% | 399,215 | $32.0M | Add +1.8% |
| VGIT Vanguard Intermediate-Term T | 8.58% | 402,953 | $23.4M | Add +4.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 8.38% | 292,900 | $22.8M | Add +7.9% |
| VEA Vanguard Ftse Developed ETF | 8.11% | 462,025 | $22.1M | Add +7.7% |
| VNQ Vanguard Real Estate ETF | 7.45% | 227,828 | $20.3M | Add +5.9% |
| VXF Vanguard Extended Market ETF | 6.86% | 98,420 | $18.7M | Reduce -3.1% |
| DGRO iShares Core Dividend Growth | 4.38% | 194,588 | $11.9M | Reduce -0.9% |
| ANGL Vaneck Fallen Angel High YLD | 3.99% | 379,137 | $10.9M | Add +5.6% |
| VIG Vanguard Dividend Apprec ETF | 2.92% | 40,635 | $8.0M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 2.87% | 177,506 | $7.8M | Add +2.1% |
| IEFA iShares Core MSCI Eafe ETF | 2.69% | 104,401 | $7.3M | Reduce -0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.28% | 10,612 | $6.2M | Reduce -2.1% |
| MS Morgan Stanley | 1.82% | 39,448 | $5.0M | Add +0.0% |
| DFS Discover Financial Services | 1.41% | 22,247 | $3.9M | Add +0.0% |
| IEMG iShares Core MSCI Emerging | 0.87% | 45,244 | $2.4M | Reduce -4.1% |
| AAPL Apple Inc. | 0.84% | 9,105 | $2.3M | Add +11.4% |
| LMT Lockheed Martin Corp. | 0.72% | 4,059 | $2.0M | Add +4.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.62% | 3,742 | $1.7M | Add +0.4% |
| IJR iShares Core S&P Small-Cap E | 0.61% | 14,509 | $1.7M | Add +6.4% |
| IEF iShares 7-10 Year Treasury B | 0.56% | 16,576 | $1.5M | New |
| AMZN Amazon.com Inc. | 0.54% | 6,729 | $1.5M | Add +2.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.49% | 3,223 | $1.3M | Reduce -0.0% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.47% | 50,329 | $1.3M | Add +13.1% |
| PSEP Innovator U.S. Equity Power | 0.37% | 25,871 | $1.0M | Reduce -3.2% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.36% | 9,094 | $972K | Add +1.9% |
| NFLX Netflix Inc. | 0.35% | 1,071 | $955K | Add +0.4% |
| VGK Vanguard Ftse Europe ETF | 0.30% | 12,895 | $818K | Add +1.3% |
| PAUG Innovator U.S. Equity Power | 0.28% | 19,873 | $765K | Reduce -1.4% |
| IWF iShares Russell 1000 Growth | 0.27% | 1,863 | $748K | No change |
| SCHX Schwab US Large-Cap ETF | 0.27% | 31,753 | $736K | Reduce -6.9% |
| MSFT Microsoft Corp. | 0.27% | 1,715 | $723K | Add +3.3% |
| SHM SS SPDR N Ice St Muni ETF | 0.26% | 15,234 | $722K | Reduce -8.3% |
| EFA iShares MSCI Eafe ETF | 0.26% | 9,527 | $720K | Add +4.3% |
| MUB iShares National Muni Bond E | 0.26% | 6,538 | $697K | Add +76.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.23% | 9,088 | $627K | Reduce -8.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.22% | 2,046 | $593K | Add +3.0% |
| IJS iShares S&P Small-Cap 600 Va | 0.20% | 4,926 | $535K | Add +0.1% |
| PDEC Innovator U.S. Equity Power | 0.19% | 13,779 | $529K | Add +21.7% |
| POCT Innovator U.S. Equity Power | 0.19% | 13,239 | $524K | Reduce -0.5% |
| PJUL Innovator U.S. Equity Power | 0.19% | 12,273 | $505K | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 0.17% | 868 | $468K | Add +16.7% |
| IWM iShares Russell 2000 ETF | 0.16% | 1,998 | $441K | Add +0.1% |
| GOOG Alphabet Inc. Class C | 0.16% | 2,278 | $434K | Add +0.0% |
| NVDA Nvidia Corp. | 0.15% | 3,042 | $409K | Add +18.4% |
| JCI Johnson Controls Internation | 0.15% | 5,123 | $404K | Add +0.1% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.15% | 8,859 | $404K | Reduce -48.9% |
| BJAN Innovator U.S. Equity Buffer | 0.14% | 8,073 | $387K | No change |
| PNOV Innovator U.S. Equity Power | 0.13% | 9,587 | $363K | Add +31.5% |
| IOCT Innovator Int Dev Power Buff | 0.13% | 12,304 | $361K | No change |
| IYR iShares US Real Estate ETF | 0.13% | 3,874 | $361K | New |
| AMT American Tower Corp. | 0.13% | 1,932 | $354K | Reduce -0.3% |
| ISEP Innovator Intl Dev Eq Power | 0.13% | 12,785 | $352K | Add +0.7% |
| SPIB SS SPDR P Int C Corp. ETF | 0.13% | 10,692 | $350K | Add +0.3% |
| JPM JPMorgan Chase & Co. | 0.13% | 1,421 | $341K | Add +2.1% |
| IJUL Innovator International Deve | 0.12% | 12,173 | $337K | Reduce -19.9% |
| QCOM Qualcomm Inc. | 0.12% | 2,181 | $335K | Add +1.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.12% | 9,459 | $323K | Reduce -1.9% |
| IDEC Inno Int Dev Power Buff Dec | 0.12% | 12,171 | $323K | New |
| HEFA Isha Curr Hedged MSCI Eafe | 0.12% | 9,237 | $321K | Reduce -0.2% |
| PFEB Innovator U.S. Equity Power | 0.11% | 8,279 | $305K | No change |
| JNK SS SPDR BB High Yield Bond | 0.11% | 3,131 | $299K | New |
| HYD Vaneck High Yield Muni ETF | 0.11% | 5,687 | $295K | Reduce -21.8% |
| PG The Procter & Gamble Co. | 0.11% | 1,723 | $289K | Add +5.7% |
| PJAN Innovator U.S. Equity Power | 0.10% | 6,516 | $275K | Reduce -16.1% |
| UNH Unitedhealth Group Inc. | 0.10% | 537 | $272K | Reduce -0.4% |
| PMAY Innovator U.S. Equity Power | 0.10% | 7,517 | $270K | Reduce -3.7% |
| UAN CVR Partners LP | 0.10% | 3,500 | $266K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.09% | 1,162 | $256K | Add +1.0% |
| PMAR Innovator U.S. Equity Power | 0.09% | 6,293 | $253K | Reduce -4.5% |
| SCHH Schwab US REIT ETF | 0.09% | 11,530 | $243K | Add +10.7% |
| PAPR Innovator U.S. Equity Power | 0.09% | 6,539 | $240K | Reduce -6.1% |
| TSLA Tesla Inc. | 0.09% | 587 | $237K | New |
| ABBV Abbvie Inc. | 0.08% | 1,282 | $228K | New |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.08% | 4,010 | $207K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,216 | $206K | Reduce -6.5% |
| SPSB SS SPDR P St C Corp. ETF | 0.08% | 6,869 | $205K | Add +1.3% |
| EA Electronic Arts Inc. | 0.08% | 1,399 | $205K | Add +0.2% |
| CAVA Cava Group Inc. | 0.07% | 1,800 | $203K | No change |
Options reported separately and not counted above: MS puts ($7K), SPY puts ($3K).
Portfolio Sells Q3 2024 → Q4 2024
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.2% | 2.69% | −0.33 |
| DGRO iShares Core Dividend Growth | Reduce -0.9% | 4.38% | −0.17 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -48.9% | 0.15% | −0.15 |
| IEMG iShares Core MSCI Emerging | Reduce -4.1% | 0.87% | −0.13 |
| VFH Vanguard Financials ETF | Sold out | 0.00% | −0.08 |
| SPSM SS SPDR P S&P 600 Small Cap | Sold out | 0.00% | −0.08 |
| IJAN Innovator International Deve | Sold out | 0.00% | −0.07 |
| NYF iShares New York Muni Bond E | Sold out | 0.00% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -1.7% | 11.97% | −0.05 |
| IJUL Innovator International Deve | Reduce -19.9% | 0.12% | −0.04 |
| AMT American Tower Corp. | Reduce -0.3% | 0.13% | −0.04 |
| HYD Vaneck High Yield Muni ETF | Reduce -21.8% | 0.11% | −0.03 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -8.3% | 0.26% | −0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -8.7% | 0.23% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.1% | 2.28% | −0.02 |
| PJAN Innovator U.S. Equity Power | Reduce -16.1% | 0.10% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -0.4% | 0.10% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -1.9% | 0.12% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -6.9% | 0.27% | −0.01 |
| PSEP Innovator U.S. Equity Power | Reduce -3.2% | 0.37% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -6.5% | 0.08% | −0.01 |
| PAPR Innovator U.S. Equity Power | Reduce -6.1% | 0.09% | −0.00 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -0.2% | 0.12% | −0.00 |
| PMAR Innovator U.S. Equity Power | Reduce -4.5% | 0.09% | −0.00 |
| PMAY Innovator U.S. Equity Power | Reduce -3.7% | 0.10% | −0.00 |
| PJUL Innovator U.S. Equity Power | Reduce -2.3% | 0.19% | −0.00 |
| PAUG Innovator U.S. Equity Power | Reduce -1.4% | 0.28% | −0.00 |
| POCT Innovator U.S. Equity Power | Reduce -0.5% | 0.19% | +0.00 |
| VXF Vanguard Extended Market ETF | Reduce -3.1% | 6.86% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.0% | 0.49% | +0.03 |
Portfolio Buys Q3 2024 → Q4 2024
| IEF iShares 7-10 Year Treasury B | New | 0.56% | +0.56 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.9% | 8.38% | +0.41 |
| MS Morgan Stanley | Add +0.0% | 1.82% | +0.30 |
| DFS Discover Financial Services | Add +0.0% | 1.41% | +0.26 |
| AAPL Apple Inc. | Add +11.4% | 0.84% | +0.13 |
| IYR iShares US Real Estate ETF | New | 0.13% | +0.13 |
| IDEC Inno Int Dev Power Buff Dec | New | 0.12% | +0.12 |
| JNK SS SPDR BB High Yield Bond | New | 0.11% | +0.11 |
| MUB iShares National Muni Bond E | Add +76.2% | 0.26% | +0.11 |
| AMZN Amazon.com Inc. | Add +2.0% | 0.54% | +0.09 |
| TSLA Tesla Inc. | New | 0.09% | +0.09 |
| ABBV Abbvie Inc. | New | 0.08% | +0.08 |
| ANGL Vaneck Fallen Angel High YLD | Add +5.6% | 3.99% | +0.08 |
| IGIB iShares 5-10Y Inv Grade Corp. | New | 0.08% | +0.08 |
| NFLX Netflix Inc. | Add +0.4% | 0.35% | +0.07 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +13.1% | 0.47% | +0.04 |
| NVDA Nvidia Corp. | Add +18.4% | 0.15% | +0.03 |
| PDEC Innovator U.S. Equity Power | Add +21.7% | 0.19% | +0.03 |
| PNOV Innovator U.S. Equity Power | Add +31.5% | 0.13% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +16.7% | 0.17% | +0.03 |
| IJR iShares Core S&P Small-Cap E | Add +6.4% | 0.61% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +0.0% | 0.16% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +2.1% | 0.13% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.0% | 0.22% | +0.01 |
| PG The Procter & Gamble Co. | Add +5.7% | 0.11% | +0.00 |
| JCI Johnson Controls Internation | Add +0.1% | 0.15% | +0.00 |
| MSFT Microsoft Corp. | Add +3.3% | 0.27% | +0.00 |
| EA Electronic Arts Inc. | Add +0.2% | 0.08% | +0.00 |
| IJS iShares S&P Small-Cap 600 Va | Add +0.1% | 0.20% | +0.00 |
| SCHH Schwab US REIT ETF | Add +10.7% | 0.09% | −0.00 |
| IBM Intl Business Machines Corp. | Add +1.0% | 0.09% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.3% | 0.08% | −0.00 |
| IWM iShares Russell 2000 ETF | Add +0.1% | 0.16% | −0.00 |
| SPIB SS SPDR P Int C Corp. ETF | Add +0.3% | 0.13% | −0.00 |
| ISEP Innovator Intl Dev Eq Power | Add +0.7% | 0.13% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.4% | 0.62% | −0.01 |
| QCOM Qualcomm Inc. | Add +1.3% | 0.12% | −0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +1.9% | 0.36% | −0.02 |
| EFA iShares MSCI Eafe ETF | Add +4.3% | 0.26% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Add +1.3% | 0.30% | −0.03 |
| VIG Vanguard Dividend Apprec ETF | Add +0.1% | 2.92% | −0.05 |
| VGIT Vanguard Intermediate-Term T | Add +4.1% | 8.58% | −0.07 |
| LMT Lockheed Martin Corp. | Add +4.3% | 0.72% | −0.12 |
| VWO Vanguard Ftse Emerging Marke | Add +2.1% | 2.87% | −0.21 |
| VEA Vanguard Ftse Developed ETF | Add +7.7% | 8.11% | −0.27 |
| VNQ Vanguard Real Estate ETF | Add +5.9% | 7.45% | −0.30 |
| VCIT Vanguard Int-Term Corporate | Add +1.8% | 11.76% | −0.39 |
Options Activity Q3 2024 → Q4 2024
| MS Morgan Stanley | put | Reduce -33.3% | 10,000 | $7K |
| DFS Discover Financial Services | put | Sold out | 7,500 | $1Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 106 | $408.2M | IVV, VCIT, VGIT, VCSH, VEA |
| Q1 2026 | 99 | $358.8M | VCIT, VGIT, VCSH, IVV, VEA |
| Q4 2025 | 102 | $357.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q3 2025 | 86 | $325.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q2 2025 | 80 | $304.4M | VCIT, IVV, VGIT, VEA, VCSH |
| Q1 2025 | 79 | $277.2M | VCIT, IVV, VGIT, VCSH, VEA |
| Q4 2024 | 79 | $272.5M | IVV, VCIT, VGIT, VCSH, VEA |
| Q3 2024 | 76 | $270.5M | VCIT, IVV, VGIT, VEA, VCSH |
| Q2 2024 | 68 | $239.0M | IVV, VCIT, VEA, VGIT, VCSH |
| Q1 2024 | 66 | $218.4M | VCIT, IVV, VEA, VCSH, VXF |