Cypress Financial Planning LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 11, 2025), Cypress Financial Planning LLC reported 80 stock positions worth $304.4 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 11.3% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 10.6%) and Vanguard Intermediate-Term T (VGIT, 8.5%). Compared with Q1 2025, it opened 6 new positions, sold out of 5, added to 39 and reduced 28. The biggest buy was a new position in Capital One Financial (COF) and the biggest sale an exit from Discover Financial Services (DFS).
- Most Recent 13F
- Q2 2026
- Location
- HADDON HEIGHTS, NJ
- CIK
- 0001937021
- Portfolio Value
- $304.4M (Q2 2025)
- SEC Filing
- 0001085146-25-003735 ↗ filed Jul 11, 2025
Holdings Value
Holdings 80 stocks · $304.4M
| VCIT Vanguard Int-Term Corporate | 11.27% | 413,772 | $34.3M | Add +4.1% |
| IVV iShares Core S&P 500 ETF | 10.57% | 51,819 | $32.2M | Add +3.1% |
| VGIT Vanguard Intermediate-Term T | 8.50% | 432,502 | $25.9M | Add +6.2% |
| VEA Vanguard Ftse Developed ETF | 8.37% | 447,059 | $25.5M | Add +2.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 8.31% | 318,167 | $25.3M | Add +6.7% |
| VNQ Vanguard Real Estate ETF | 7.33% | 250,590 | $22.3M | Add +4.5% |
| VXF Vanguard Extended Market ETF | 7.19% | 113,577 | $21.9M | Add +7.5% |
| DGRO iShares Core Dividend Growth | 4.10% | 195,249 | $12.5M | Add +3.5% |
| ANGL Vaneck Fallen Angel High YLD | 3.95% | 411,103 | $12.0M | Add +6.5% |
| VWO Vanguard Ftse Emerging Marke | 2.94% | 181,213 | $9.0M | Add +1.4% |
| IEFA iShares Core MSCI Eafe ETF | 2.82% | 102,831 | $8.6M | Reduce -1.0% |
| XLF SS Financial Select Sector | 2.71% | 157,356 | $8.2M | Add +3.9% |
| VIG Vanguard Dividend Apprec ETF | 2.58% | 38,361 | $7.9M | Reduce -2.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.01% | 9,888 | $6.1M | Reduce -0.4% |
| MS Morgan Stanley | 1.75% | 37,713 | $5.3M | Reduce -4.4% |
| COF Capital One Financial Corp. | 1.59% | 22,801 | $4.9M | New |
| IEMG iShares Core MSCI Emerging | 1.06% | 53,881 | $3.2M | Add +9.0% |
| LMT Lockheed Martin Corp. | 0.62% | 4,095 | $1.9M | Add +0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.60% | 3,759 | $1.8M | Add +0.5% |
| IJR iShares Core S&P Small-Cap E | 0.60% | 16,575 | $1.8M | Add +11.0% |
| AAPL Apple Inc. | 0.59% | 8,826 | $1.8M | Add +0.3% |
| AMZN Amazon.com Inc. | 0.50% | 6,900 | $1.5M | Reduce -0.8% |
| IEF iShares 7-10 Year Treasury B | 0.49% | 15,727 | $1.5M | Reduce -4.8% |
| NFLX Netflix Inc. | 0.45% | 1,021 | $1.4M | Reduce -8.4% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.44% | 53,094 | $1.4M | Add +2.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.40% | 2,751 | $1.2M | Reduce -0.1% |
| VGK Vanguard Ftse Europe ETF | 0.33% | 12,908 | $1.0M | Reduce -0.9% |
| PSEP Innovator U.S. Equity Power | 0.31% | 23,305 | $953K | Reduce -0.3% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.29% | 8,018 | $879K | Add +1.4% |
| EFA iShares MSCI Eafe ETF | 0.28% | 9,442 | $844K | Reduce -2.6% |
| MUB iShares National Muni Bond E | 0.27% | 8,010 | $837K | Add +10.3% |
| SHM SS SPDR N Ice St Muni ETF | 0.27% | 16,993 | $813K | Add +6.6% |
| SCHX Schwab US Large-Cap ETF | 0.26% | 31,783 | $777K | Add +0.1% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.25% | 17,299 | $773K | Add +95.3% |
| IWF iShares Russell 1000 Growth | 0.25% | 1,798 | $763K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 2,385 | $725K | Reduce -0.2% |
| MSFT Microsoft Corp. | 0.22% | 1,363 | $678K | Reduce -17.1% |
| HYD Vaneck High Yield Muni ETF | 0.22% | 13,082 | $657K | Add +120.4% |
| NVDA Nvidia Corp. | 0.20% | 3,860 | $610K | Add +3.6% |
| PAUG Innovator U.S. Equity Power | 0.19% | 14,307 | $579K | Reduce -15.8% |
| IYR iShares US Real Estate ETF | 0.19% | 6,075 | $576K | Add +55.9% |
| PDEC Innovator U.S. Equity Power | 0.19% | 14,126 | $565K | Reduce -1.2% |
| JCI Johnson Controls Internation | 0.18% | 5,128 | $542K | Add +0.1% |
| POCT Innovator U.S. Equity Power | 0.16% | 12,044 | $497K | Add +1.3% |
| IJS iShares S&P Small-Cap 600 Va | 0.16% | 4,862 | $484K | Add +0.0% |
| PJUL Innovator U.S. Equity Power | 0.16% | 10,935 | $480K | Reduce -3.3% |
| VOO Vanguard S&P 500 ETF | 0.16% | 838 | $476K | Add +8.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.16% | 6,529 | $475K | Reduce -4.2% |
| IWM iShares Russell 2000 ETF | 0.15% | 2,116 | $457K | Add +5.6% |
| AMT American Tower Corp. | 0.14% | 1,936 | $428K | No change |
| PFEB Innovator U.S. Equity Power | 0.14% | 11,253 | $428K | Add +2.6% |
| JPM JPMorgan Chase & Co. | 0.14% | 1,440 | $417K | Add +0.9% |
| GOOG Alphabet Inc. Class C | 0.13% | 2,261 | $401K | Reduce -0.2% |
| IOCT Innovator Int Dev Power Buff | 0.13% | 11,653 | $383K | Add +0.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.12% | 1,568 | $372K | New |
| PNOV Innovator U.S. Equity Power | 0.12% | 9,320 | $368K | Add +1.2% |
| IDEC Inno Int Dev Power Buff Dec | 0.12% | 12,171 | $366K | No change |
| IJUL Innovator International Deve | 0.12% | 11,324 | $362K | Reduce -1.4% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.12% | 8,911 | $361K | Reduce -51.9% |
| ISEP Innovator Intl Dev Eq Power | 0.12% | 11,625 | $359K | Reduce -7.8% |
| QCOM Qualcomm Inc. | 0.11% | 2,181 | $347K | Reduce -0.1% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.11% | 9,003 | $342K | New |
| SPIB SS SPDR P Int C Corp. ETF | 0.11% | 9,893 | $332K | Reduce -4.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.11% | 1,096 | $323K | Reduce -5.8% |
| BJAN Innovator U.S. Equity Buffer | 0.11% | 6,428 | $323K | Reduce -7.9% |
| TSLA Tesla Inc. | 0.10% | 990 | $315K | Add +19.3% |
| UAN CVR Partners LP | 0.10% | 3,500 | $311K | No change |
| SHOP Shopify Inc. Class A | 0.09% | 2,503 | $289K | No change |
| PMAY Innovator U.S. Equity Power | 0.09% | 7,273 | $275K | Reduce -1.5% |
| PG The Procter & Gamble Co. | 0.09% | 1,703 | $271K | Add +1.0% |
| SCHH Schwab US REIT ETF | 0.09% | 12,814 | $271K | Add +6.7% |
| JNK SS SPDR BB High Yield Bond | 0.08% | 2,621 | $255K | Reduce -16.2% |
| ABBV Abbvie Inc. | 0.08% | 1,248 | $232K | Add +1.3% |
| PMAR Innovator U.S. Equity Power | 0.07% | 5,361 | $226K | Reduce -26.0% |
| EA Electronic Arts Inc. | 0.07% | 1,399 | $223K | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 0.07% | 5,212 | $222K | New |
| PAPR Innovator U.S. Equity Power | 0.07% | 5,785 | $216K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.07% | 1,215 | $215K | No change |
| SPSB SS SPDR P St C Corp. ETF | 0.07% | 7,109 | $215K | Add +1.2% |
| IJUN Innov Intl Dev PB ETF - June | 0.07% | 7,609 | $211K | New |
Options reported separately and not counted above: QQQ puts ($1.8M), SPY puts ($309K).
Portfolio Sells Q1 2025 → Q2 2025
| DFS Discover Financial Services | Sold out | 0.00% | −1.37 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.8% | 2.58% | −0.18 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -51.9% | 0.12% | −0.12 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.10 |
| IJAN Innovator International Deve | Sold out | 0.00% | −0.08 |
| PJAN Innovator U.S. Equity Power | Sold out | 0.00% | −0.08 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.07 |
| IEF iShares 7-10 Year Treasury B | Reduce -4.8% | 0.49% | −0.07 |
| PAUG Innovator U.S. Equity Power | Reduce -15.8% | 0.19% | −0.04 |
| PMAR Innovator U.S. Equity Power | Reduce -26.0% | 0.07% | −0.03 |
| JNK SS SPDR BB High Yield Bond | Reduce -16.2% | 0.08% | −0.02 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -4.4% | 0.11% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.0% | 2.82% | −0.01 |
| ISEP Innovator Intl Dev Eq Power | Reduce -7.8% | 0.12% | −0.01 |
| BJAN Innovator U.S. Equity Buffer | Reduce -7.9% | 0.11% | −0.01 |
| PSEP Innovator U.S. Equity Power | Reduce -0.3% | 0.31% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -2.6% | 0.28% | −0.01 |
| PDEC Innovator U.S. Equity Power | Reduce -1.2% | 0.19% | −0.01 |
| QCOM Qualcomm Inc. | Reduce -0.1% | 0.11% | −0.01 |
| PJUL Innovator U.S. Equity Power | Reduce -3.3% | 0.16% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -4.2% | 0.16% | −0.01 |
| PMAY Innovator U.S. Equity Power | Reduce -1.5% | 0.09% | −0.01 |
| IJUL Innovator International Deve | Reduce -1.4% | 0.12% | −0.00 |
| VGK Vanguard Ftse Europe ETF | Reduce -0.9% | 0.33% | −0.00 |
| MSFT Microsoft Corp. | Reduce -17.1% | 0.22% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.2% | 0.24% | +0.00 |
| IBM Intl Business Machines Corp. | Reduce -5.8% | 0.11% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.4% | 2.01% | +0.00 |
| GOOG Alphabet Inc. Class C | Reduce -0.2% | 0.13% | +0.00 |
| AMZN Amazon.com Inc. | Reduce -0.8% | 0.50% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.1% | 0.40% | +0.03 |
| NFLX Netflix Inc. | Reduce -8.4% | 0.45% | +0.07 |
| MS Morgan Stanley | Reduce -4.4% | 1.75% | +0.08 |
Portfolio Buys Q1 2025 → Q2 2025
| COF Capital One Financial Corp. | New | 1.59% | +1.59 |
| VXF Vanguard Extended Market ETF | Add +7.5% | 7.19% | +0.62 |
| IVV iShares Core S&P 500 ETF | Add +3.1% | 10.57% | +0.38 |
| VEA Vanguard Ftse Developed ETF | Add +2.2% | 8.37% | +0.35 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 0.12% | +0.12 |
| HEFA Isha Curr Hedged MSCI Eafe | New | 0.11% | +0.11 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +95.3% | 0.25% | +0.11 |
| HYD Vaneck High Yield Muni ETF | Add +120.4% | 0.22% | +0.11 |
| IEMG iShares Core MSCI Emerging | Add +9.0% | 1.06% | +0.10 |
| SPSM SS SPDR P S&P 600 Small Cap | New | 0.07% | +0.07 |
| PAPR Innovator U.S. Equity Power | New | 0.07% | +0.07 |
| IJUN Innov Intl Dev PB ETF - June | New | 0.07% | +0.07 |
| IYR iShares US Real Estate ETF | Add +55.9% | 0.19% | +0.05 |
| NVDA Nvidia Corp. | Add +3.6% | 0.20% | +0.05 |
| IJR iShares Core S&P Small-Cap E | Add +11.0% | 0.60% | +0.03 |
| JCI Johnson Controls Internation | Add +0.1% | 0.18% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +1.4% | 2.94% | +0.03 |
| TSLA Tesla Inc. | Add +19.3% | 0.10% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +8.3% | 0.16% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +0.9% | 0.14% | +0.01 |
| IWM iShares Russell 2000 ETF | Add +5.6% | 0.15% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +0.1% | 0.26% | +0.00 |
| MUB iShares National Muni Bond E | Add +10.3% | 0.27% | −0.00 |
| PFEB Innovator U.S. Equity Power | Add +2.6% | 0.14% | −0.00 |
| IOCT Innovator Int Dev Power Buff | Add +0.7% | 0.13% | −0.00 |
| PNOV Innovator U.S. Equity Power | Add +1.2% | 0.12% | −0.00 |
| POCT Innovator U.S. Equity Power | Add +1.3% | 0.16% | −0.00 |
| SCHH Schwab US REIT ETF | Add +6.7% | 0.09% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.2% | 0.07% | −0.01 |
| SHM SS SPDR N Ice St Muni ETF | Add +6.6% | 0.27% | −0.01 |
| IJS iShares S&P Small-Cap 600 Va | Add +0.0% | 0.16% | −0.01 |
| PG The Procter & Gamble Co. | Add +1.0% | 0.09% | −0.01 |
| XLF SS Financial Select Sector | Add +3.9% | 2.71% | −0.01 |
| ABBV Abbvie Inc. | Add +1.3% | 0.08% | −0.02 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +1.4% | 0.29% | −0.02 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +2.3% | 0.44% | −0.03 |
| LMT Lockheed Martin Corp. | Add +0.8% | 0.62% | −0.03 |
| ANGL Vaneck Fallen Angel High YLD | Add +6.5% | 3.95% | −0.07 |
| DGRO iShares Core Dividend Growth | Add +3.5% | 4.10% | −0.10 |
| AAPL Apple Inc. | Add +0.3% | 0.59% | −0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.5% | 0.60% | −0.12 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +6.7% | 8.31% | −0.18 |
| VGIT Vanguard Intermediate-Term T | Add +6.2% | 8.50% | −0.23 |
| VCIT Vanguard Int-Term Corporate | Add +4.1% | 11.27% | −0.45 |
| VNQ Vanguard Real Estate ETF | Add +4.5% | 7.33% | −0.50 |
Options Activity Q1 2025 → Q2 2025
| MS Morgan Stanley | put | Sold out | 10,000 | $1.2Mbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 106 | $408.2M | IVV, VCIT, VGIT, VCSH, VEA |
| Q1 2026 | 99 | $358.8M | VCIT, VGIT, VCSH, IVV, VEA |
| Q4 2025 | 102 | $357.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q3 2025 | 86 | $325.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q2 2025 | 80 | $304.4M | VCIT, IVV, VGIT, VEA, VCSH |
| Q1 2025 | 79 | $277.2M | VCIT, IVV, VGIT, VCSH, VEA |
| Q4 2024 | 79 | $272.5M | IVV, VCIT, VGIT, VCSH, VEA |
| Q3 2024 | 76 | $270.5M | VCIT, IVV, VGIT, VEA, VCSH |
| Q2 2024 | 68 | $239.0M | IVV, VCIT, VEA, VGIT, VCSH |
| Q1 2024 | 66 | $218.4M | VCIT, IVV, VEA, VCSH, VXF |