Cypress Financial Planning LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 9, 2025), Cypress Financial Planning LLC reported 79 stock positions worth $277.2 million. Its top holding was Vanguard Int-Term Corporate (VCIT) at 11.7% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 10.2%) and Vanguard Intermediate-Term T (VGIT, 8.7%). Compared with Q4 2024, it opened 4 new positions, sold out of 4, added to 35 and reduced 35. The biggest buy was a new position in SS Financial Select Sector (XLF) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- HADDON HEIGHTS, NJ
- CIK
- 0001937021
- Portfolio Value
- $277.2M (Q1 2025)
- SEC Filing
- 0001085146-25-001975 ↗ filed Apr 9, 2025
Holdings Value
Holdings 79 stocks · $277.2M
| VCIT Vanguard Int-Term Corporate | 11.72% | 397,391 | $32.5M | Reduce -0.5% |
| IVV iShares Core S&P 500 ETF | 10.19% | 50,275 | $28.2M | Reduce -9.3% |
| VGIT Vanguard Intermediate-Term T | 8.73% | 407,309 | $24.2M | Add +1.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 8.49% | 298,211 | $23.5M | Add +1.8% |
| VEA Vanguard Ftse Developed ETF | 8.02% | 437,350 | $22.2M | Reduce -5.3% |
| VNQ Vanguard Real Estate ETF | 7.83% | 239,716 | $21.7M | Add +5.2% |
| VXF Vanguard Extended Market ETF | 6.57% | 105,662 | $18.2M | Add +7.4% |
| DGRO iShares Core Dividend Growth | 4.20% | 188,605 | $11.7M | Reduce -3.1% |
| ANGL Vaneck Fallen Angel High YLD | 4.02% | 386,088 | $11.1M | Add +1.8% |
| VWO Vanguard Ftse Emerging Marke | 2.92% | 178,683 | $8.1M | Add +0.7% |
| IEFA iShares Core MSCI Eafe ETF | 2.83% | 103,830 | $7.9M | Reduce -0.6% |
| VIG Vanguard Dividend Apprec ETF | 2.76% | 39,460 | $7.7M | Reduce -2.9% |
| XLF SS Financial Select Sector | 2.72% | 151,476 | $7.5M | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.00% | 9,928 | $5.6M | Reduce -6.5% |
| MS Morgan Stanley | 1.66% | 39,451 | $4.6M | Add +0.0% |
| DFS Discover Financial Services | 1.37% | 22,247 | $3.8M | No change |
| IEMG iShares Core MSCI Emerging | 0.96% | 49,452 | $2.7M | Add +9.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.72% | 3,740 | $2.0M | Reduce -0.1% |
| AAPL Apple Inc. | 0.70% | 8,796 | $2.0M | Reduce -3.4% |
| LMT Lockheed Martin Corp. | 0.65% | 4,062 | $1.8M | Add +0.1% |
| IEF iShares 7-10 Year Treasury B | 0.57% | 16,518 | $1.6M | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 0.56% | 14,936 | $1.6M | Add +2.9% |
| AMZN Amazon.com Inc. | 0.48% | 6,952 | $1.3M | Add +3.3% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.47% | 51,906 | $1.3M | Add +3.1% |
| NFLX Netflix Inc. | 0.38% | 1,115 | $1.0M | Add +4.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.37% | 2,753 | $1.0M | Reduce -14.6% |
| VGK Vanguard Ftse Europe ETF | 0.33% | 13,029 | $915K | Add +1.0% |
| PSEP Innovator U.S. Equity Power | 0.32% | 23,367 | $898K | Reduce -9.7% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.31% | 7,910 | $860K | Reduce -13.0% |
| EFA iShares MSCI Eafe ETF | 0.29% | 9,693 | $792K | Add +1.7% |
| MUB iShares National Muni Bond E | 0.28% | 7,260 | $765K | Add +11.0% |
| SHM SS SPDR N Ice St Muni ETF | 0.27% | 15,941 | $759K | Add +4.6% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 31,749 | $701K | Reduce -0.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.24% | 18,536 | $674K | Add +96.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 2,390 | $657K | Add +16.8% |
| IWF iShares Russell 1000 Growth | 0.23% | 1,798 | $649K | Reduce -3.5% |
| PAUG Innovator U.S. Equity Power | 0.23% | 16,999 | $642K | Reduce -14.5% |
| MSFT Microsoft Corp. | 0.22% | 1,644 | $617K | Reduce -4.1% |
| PDEC Innovator U.S. Equity Power | 0.19% | 14,294 | $537K | Add +3.7% |
| IJS iShares S&P Small-Cap 600 Va | 0.17% | 4,861 | $474K | Reduce -1.3% |
| POCT Innovator U.S. Equity Power | 0.17% | 11,891 | $462K | Reduce -10.2% |
| PJUL Innovator U.S. Equity Power | 0.16% | 11,305 | $454K | Reduce -7.9% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.16% | 6,814 | $448K | Reduce -25.0% |
| AMT American Tower Corp. | 0.15% | 1,936 | $421K | Add +0.2% |
| JCI Johnson Controls Internation | 0.15% | 5,125 | $411K | Add +0.0% |
| NVDA Nvidia Corp. | 0.15% | 3,727 | $404K | Add +22.5% |
| IWM iShares Russell 2000 ETF | 0.14% | 2,004 | $400K | Add +0.3% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.14% | 8,859 | $399K | No change |
| VOO Vanguard S&P 500 ETF | 0.14% | 774 | $398K | Reduce -10.8% |
| PFEB Innovator U.S. Equity Power | 0.14% | 10,972 | $393K | Add +32.5% |
| IYR iShares US Real Estate ETF | 0.13% | 3,896 | $373K | Add +0.6% |
| ISEP Innovator Intl Dev Eq Power | 0.13% | 12,605 | $363K | Reduce -1.4% |
| IOCT Innovator Int Dev Power Buff | 0.13% | 11,576 | $355K | Reduce -5.9% |
| GOOG Alphabet Inc. Class C | 0.13% | 2,266 | $354K | Reduce -0.5% |
| JPM JPMorgan Chase & Co. | 0.13% | 1,427 | $350K | Add +0.4% |
| SPIB SS SPDR P Int C Corp. ETF | 0.12% | 10,349 | $344K | Reduce -3.2% |
| PNOV Innovator U.S. Equity Power | 0.12% | 9,212 | $343K | Reduce -3.9% |
| IDEC Inno Int Dev Power Buff Dec | 0.12% | 12,171 | $340K | No change |
| QCOM Qualcomm Inc. | 0.12% | 2,183 | $335K | Add +0.1% |
| IJUL Innovator International Deve | 0.12% | 11,481 | $334K | Reduce -5.7% |
| BJAN Innovator U.S. Equity Buffer | 0.12% | 6,981 | $326K | Reduce -13.5% |
| HYD Vaneck High Yield Muni ETF | 0.11% | 5,936 | $304K | Add +4.4% |
| JNK SS SPDR BB High Yield Bond | 0.11% | 3,127 | $298K | Reduce -0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.10% | 1,164 | $290K | Add +0.2% |
| PMAR Innovator U.S. Equity Power | 0.10% | 7,246 | $289K | Add +15.1% |
| PG The Procter & Gamble Co. | 0.10% | 1,686 | $287K | Reduce -2.1% |
| UNH Unitedhealth Group Inc. | 0.10% | 548 | $287K | Add +2.0% |
| PMAY Innovator U.S. Equity Power | 0.10% | 7,383 | $264K | Reduce -1.8% |
| UAN CVR Partners LP | 0.09% | 3,500 | $263K | No change |
| SCHH Schwab US REIT ETF | 0.09% | 12,007 | $258K | Add +4.1% |
| ABBV Abbvie Inc. | 0.09% | 1,232 | $258K | Reduce -3.9% |
| SHOP Shopify Inc. Class A | 0.09% | 2,503 | $239K | New |
| TSLA Tesla Inc. | 0.08% | 830 | $215K | Add +41.4% |
| IJAN Innovator International Deve | 0.08% | 6,665 | $213K | New |
| PJAN Innovator U.S. Equity Power | 0.08% | 5,112 | $212K | Reduce -21.6% |
| SPSB SS SPDR P St C Corp. ETF | 0.08% | 7,027 | $212K | Add +2.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,215 | $210K | Reduce -0.1% |
| XOM Exxon Mobil Corp. | 0.07% | 1,727 | $205K | New |
| EA Electronic Arts Inc. | 0.07% | 1,399 | $202K | No change |
Options reported separately and not counted above: QQQ puts ($1.5M), MS puts ($1.2M), SPY puts ($280K).
Portfolio Sells Q4 2024 → Q1 2025
| IVV iShares Core S&P 500 ETF | Reduce -9.3% | 10.19% | −1.78 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.5% | 2.00% | −0.28 |
| DGRO iShares Core Dividend Growth | Reduce -3.1% | 4.20% | −0.18 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.9% | 2.76% | −0.16 |
| AAPL Apple Inc. | Reduce -3.4% | 0.70% | −0.13 |
| HEFA Isha Curr Hedged MSCI Eafe | Sold out | 0.00% | −0.12 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -14.6% | 0.37% | −0.12 |
| PAPR Innovator U.S. Equity Power | Sold out | 0.00% | −0.09 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.3% | 8.02% | −0.09 |
| IGIB iShares 5-10Y Inv Grade Corp. | Sold out | 0.00% | −0.08 |
| CAVA Cava Group Inc. | Sold out | 0.00% | −0.07 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -25.0% | 0.16% | −0.07 |
| PAUG Innovator U.S. Equity Power | Reduce -14.5% | 0.23% | −0.05 |
| PSEP Innovator U.S. Equity Power | Reduce -9.7% | 0.32% | −0.05 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -13.0% | 0.31% | −0.05 |
| MSFT Microsoft Corp. | Reduce -4.1% | 0.22% | −0.04 |
| IWF iShares Russell 1000 Growth | Reduce -3.5% | 0.23% | −0.04 |
| VCIT Vanguard Int-Term Corporate | Reduce -0.5% | 11.72% | −0.04 |
| GOOG Alphabet Inc. Class C | Reduce -0.5% | 0.13% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -10.8% | 0.14% | −0.03 |
| POCT Innovator U.S. Equity Power | Reduce -10.2% | 0.17% | −0.03 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -1.3% | 0.17% | −0.03 |
| BJAN Innovator U.S. Equity Buffer | Reduce -13.5% | 0.12% | −0.02 |
| PJAN Innovator U.S. Equity Power | Reduce -21.6% | 0.08% | −0.02 |
| PJUL Innovator U.S. Equity Power | Reduce -7.9% | 0.16% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.0% | 0.25% | −0.02 |
| PNOV Innovator U.S. Equity Power | Reduce -3.9% | 0.12% | −0.01 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -3.2% | 0.12% | −0.00 |
| IOCT Innovator Int Dev Power Buff | Reduce -5.9% | 0.13% | −0.00 |
| PMAY Innovator U.S. Equity Power | Reduce -1.8% | 0.10% | −0.00 |
| IJUL Innovator International Deve | Reduce -5.7% | 0.12% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -2.1% | 0.10% | −0.00 |
| JNK SS SPDR BB High Yield Bond | Reduce -0.1% | 0.11% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.1% | 0.08% | +0.00 |
| ISEP Innovator Intl Dev Eq Power | Reduce -1.4% | 0.13% | +0.00 |
| IEF iShares 7-10 Year Treasury B | Reduce -0.3% | 0.57% | +0.01 |
| ABBV Abbvie Inc. | Reduce -3.9% | 0.09% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.1% | 0.72% | +0.10 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.6% | 2.83% | +0.14 |
Portfolio Buys Q4 2024 → Q1 2025
| XLF SS Financial Select Sector | New | 2.72% | +2.72 |
| VNQ Vanguard Real Estate ETF | Add +5.2% | 7.83% | +0.38 |
| VGIT Vanguard Intermediate-Term T | Add +1.1% | 8.73% | +0.15 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +96.0% | 0.24% | +0.12 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.8% | 8.49% | +0.11 |
| IEMG iShares Core MSCI Emerging | Add +9.3% | 0.96% | +0.10 |
| SHOP Shopify Inc. Class A | New | 0.09% | +0.09 |
| IJAN Innovator International Deve | New | 0.08% | +0.08 |
| XOM Exxon Mobil Corp. | New | 0.07% | +0.07 |
| VWO Vanguard Ftse Emerging Marke | Add +0.7% | 2.92% | +0.05 |
| ANGL Vaneck Fallen Angel High YLD | Add +1.8% | 4.02% | +0.03 |
| PFEB Innovator U.S. Equity Power | Add +32.5% | 0.14% | +0.03 |
| VGK Vanguard Ftse Europe ETF | Add +1.0% | 0.33% | +0.03 |
| NFLX Netflix Inc. | Add +4.1% | 0.38% | +0.02 |
| AMT American Tower Corp. | Add +0.2% | 0.15% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +1.7% | 0.29% | +0.02 |
| MUB iShares National Muni Bond E | Add +11.0% | 0.28% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +16.8% | 0.24% | +0.02 |
| PMAR Innovator U.S. Equity Power | Add +15.1% | 0.10% | +0.01 |
| IBM Intl Business Machines Corp. | Add +0.2% | 0.10% | +0.01 |
| SHM SS SPDR N Ice St Muni ETF | Add +4.6% | 0.27% | +0.01 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +3.1% | 0.47% | +0.00 |
| SCHH Schwab US REIT ETF | Add +4.1% | 0.09% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +2.0% | 0.10% | +0.00 |
| IYR iShares US Real Estate ETF | Add +0.6% | 0.13% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +0.4% | 0.13% | +0.00 |
| HYD Vaneck High Yield Muni ETF | Add +4.4% | 0.11% | +0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +2.3% | 0.08% | +0.00 |
| JCI Johnson Controls Internation | Add +0.0% | 0.15% | −0.00 |
| PDEC Innovator U.S. Equity Power | Add +3.7% | 0.19% | −0.00 |
| QCOM Qualcomm Inc. | Add +0.1% | 0.12% | −0.00 |
| NVDA Nvidia Corp. | Add +22.5% | 0.15% | −0.00 |
| TSLA Tesla Inc. | Add +41.4% | 0.08% | −0.01 |
| IWM iShares Russell 2000 ETF | Add +0.3% | 0.14% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Add +2.9% | 0.56% | −0.05 |
| AMZN Amazon.com Inc. | Add +3.3% | 0.48% | −0.06 |
| LMT Lockheed Martin Corp. | Add +0.1% | 0.65% | −0.07 |
| MS Morgan Stanley | Add +0.0% | 1.66% | −0.16 |
| VXF Vanguard Extended Market ETF | Add +7.4% | 6.57% | −0.30 |
Options Activity Q4 2024 → Q1 2025
| QQQ Invesco QQQ Trust Series 1 | put | New | 3,200 | $1.5M |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 106 | $408.2M | IVV, VCIT, VGIT, VCSH, VEA |
| Q1 2026 | 99 | $358.8M | VCIT, VGIT, VCSH, IVV, VEA |
| Q4 2025 | 102 | $357.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q3 2025 | 86 | $325.7M | VCIT, IVV, VGIT, VCSH, VEA |
| Q2 2025 | 80 | $304.4M | VCIT, IVV, VGIT, VEA, VCSH |
| Q1 2025 | 79 | $277.2M | VCIT, IVV, VGIT, VCSH, VEA |
| Q4 2024 | 79 | $272.5M | IVV, VCIT, VGIT, VCSH, VEA |
| Q3 2024 | 76 | $270.5M | VCIT, IVV, VGIT, VEA, VCSH |
| Q2 2024 | 68 | $239.0M | IVV, VCIT, VEA, VGIT, VCSH |
| Q1 2024 | 66 | $218.4M | VCIT, IVV, VEA, VCSH, VXF |