Cyr Financial Inc.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 17, 2024), Cyr Financial Inc. reported 43 stock positions worth $107.1 million. Its top holding was Pacer US Cash Cows 100 ETF (COWZ) at 10.2% of the portfolio, followed by Vanguard Total Bond Market (BND, 9.2%) and Invesco QQQ Trust Series 1 (QQQ, 7.9%). Compared with Q2 2024, it opened 7 new positions, sold out of 5, added to 23 and reduced 12. The biggest buy was a new position in SS SPDR P Agg Bond ETF (SPAB) and the biggest sale Vanguard Total Bond Market (BND, shares −68%).
- Most Recent 13F
- Q2 2026
- Location
- HENNEPIN, IL
- CIK
- 0002010666
- Portfolio Value
- $107.1M (Q3 2024)
- SEC Filing
- 0001085146-24-004980 ↗ filed Oct 17, 2024
Holdings Value
Holdings 43 stocks · $107.1M
| COWZ Pacer US Cash Cows 100 ETF | 10.19% | 188,709 | $10.9M | Add +2.8% |
| BND Vanguard Total Bond Market | 9.20% | 131,128 | $9.8M | Reduce -67.8% |
| QQQ Invesco QQQ Trust Series 1 | 7.94% | 17,430 | $8.5M | Add +3.1% |
| XLG Invesco S&P 500 Top 50 ETF | 7.06% | 159,178 | $7.6M | Add +2.5% |
| IQLT iShares MSCI International Q | 6.59% | 170,193 | $7.1M | Add +1.4% |
| SPAB SS SPDR P Agg Bond ETF | 6.59% | 269,855 | $7.1M | New |
| FBND Fidelity Total Bond ETF | 6.53% | 149,612 | $7.0M | New |
| UITB Victoryshares Core Intermedi | 6.52% | 145,734 | $7.0M | New |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 6.10% | 165,891 | $6.5M | Add +2.8% |
| RWJ Invesco S&P Smallcap 600 | 4.35% | 101,896 | $4.7M | Reduce -0.9% |
| SCHD Schwab US DVD Equity ETF | 4.09% | 51,775 | $4.4M | Add +2.4% |
| EWX State Street SPDR S&P Emergi | 3.28% | 56,336 | $3.5M | Add +2.6% |
| IBDT iShares Ibonds Dec 2028 ETF | 1.08% | 45,282 | $1.2M | Reduce -3.5% |
| INMU iShares Intermediate Muni Inc. | 0.89% | 39,395 | $949K | Add +23.5% |
| AAPL Apple Inc. | 0.88% | 4,028 | $938K | Reduce -1.0% |
| MUB iShares National Muni Bond E | 0.87% | 8,545 | $928K | Add +25.1% |
| IWY iShares Russell Top 200 Grow | 0.84% | 4,111 | $905K | Add +0.9% |
| AXON Axon Enterprise Inc. | 0.78% | 2,100 | $839K | Reduce -11.6% |
| CRM Salesforce Inc. | 0.78% | 3,056 | $836K | Reduce -2.7% |
| ANET Arista Networks Inc. | 0.78% | 2,168 | $832K | Add +2.5% |
| PHM Pultegroup Inc. | 0.77% | 5,770 | $828K | Reduce -8.0% |
| ACGL Arch Capital Group Ltd. | 0.77% | 7,382 | $826K | Reduce -5.5% |
| DHI D.R. Horton Inc. | 0.77% | 4,314 | $823K | Reduce -14.2% |
| DSTL Distillate US Fundamental St | 0.76% | 14,391 | $816K | Reduce -0.0% |
| BLDR Builders Firstsource Inc. | 0.76% | 4,203 | $815K | Reduce -9.7% |
| AMZN Amazon.com Inc. | 0.75% | 4,306 | $802K | Add +3.5% |
| UNH Unitedhealth Group Inc. | 0.74% | 1,364 | $798K | Add +1.6% |
| UBER Uber Technologies Inc. | 0.74% | 10,593 | $796K | Add +2.2% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.74% | 13,898 | $788K | Add +3.1% |
| GOOGL Alphabet Inc. Class A | 0.74% | 4,748 | $787K | Add +9.9% |
| MSFT Microsoft Corp. | 0.72% | 1,785 | $768K | Add +5.9% |
| GS Goldman Sachs Group Inc. | 0.71% | 1,538 | $761K | Add +2.8% |
| INTU Intuit Inc. | 0.70% | 1,207 | $750K | Add +4.3% |
| NWSA News Corp. Class A | 0.69% | 27,800 | $740K | Add +6.8% |
| CTVA Corteva Inc. | 0.69% | 12,494 | $735K | New |
| NVDA Nvidia Corp. | 0.65% | 5,775 | $701K | New |
| SUB iShares Short-Term National | 0.62% | 6,300 | $669K | Reduce -9.4% |
| DHR Danaher Corp. | 0.61% | 2,335 | $649K | New |
| PULS Pgim Ultra Short Bond ETF | 0.53% | 11,492 | $572K | Add +37.1% |
| ACWI iShares MSCI Acwi ETF | 0.39% | 3,469 | $415K | Add +6.0% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.30% | 6,405 | $323K | New |
| VOO Vanguard S&P 500 ETF | 0.28% | 565 | $298K | No change |
| XOM Exxon Mobil Corp. | 0.22% | 2,004 | $235K | Add +0.9% |
Portfolio Sells Q2 2024 → Q3 2024
| BND Vanguard Total Bond Market | Reduce -67.8% | 9.20% | −20.12 |
| AIZ Assurant Inc. | Sold out | 0.00% | −0.72 |
| LEN Lennar Corp. Class A | Sold out | 0.00% | −0.71 |
| ALL Allstate Corp. | Sold out | 0.00% | −0.70 |
| OMFL Invesco Russell 1000 DYN M/F | Sold out | 0.00% | −0.27 |
| SPY SS SPDR S&P 500 ETF Trust-US | Sold out | 0.00% | −0.22 |
| SUB iShares Short-Term National | Reduce -9.4% | 0.62% | −0.10 |
| IBDT iShares Ibonds Dec 2028 ETF | Reduce -3.5% | 1.08% | −0.08 |
| CRM Salesforce Inc. | Reduce -2.7% | 0.78% | −0.03 |
| ACGL Arch Capital Group Ltd. | Reduce -5.5% | 0.77% | −0.02 |
| AAPL Apple Inc. | Reduce -1.0% | 0.88% | +0.02 |
| DSTL Distillate US Fundamental St | Reduce -0.0% | 0.76% | +0.02 |
| DHI D.R. Horton Inc. | Reduce -14.2% | 0.77% | +0.06 |
| PHM Pultegroup Inc. | Reduce -8.0% | 0.77% | +0.08 |
| AXON Axon Enterprise Inc. | Reduce -11.6% | 0.78% | +0.09 |
| BLDR Builders Firstsource Inc. | Reduce -9.7% | 0.76% | +0.12 |
| RWJ Invesco S&P Smallcap 600 | Reduce -0.9% | 4.35% | +0.23 |
Portfolio Buys Q2 2024 → Q3 2024
| SPAB SS SPDR P Agg Bond ETF | New | 6.59% | +6.59 |
| FBND Fidelity Total Bond ETF | New | 6.53% | +6.53 |
| UITB Victoryshares Core Intermedi | New | 6.52% | +6.52 |
| CTVA Corteva Inc. | New | 0.69% | +0.69 |
| NVDA Nvidia Corp. | New | 0.65% | +0.65 |
| DHR Danaher Corp. | New | 0.61% | +0.61 |
| SMMU PIMCO SHRT TRM Muni BND ETF | New | 0.30% | +0.30 |
| COWZ Pacer US Cash Cows 100 ETF | Add +2.8% | 10.19% | +0.20 |
| SCHD Schwab US DVD Equity ETF | Add +2.4% | 4.09% | +0.16 |
| MUB iShares National Muni Bond E | Add +25.1% | 0.87% | +0.14 |
| INMU iShares Intermediate Muni Inc. | Add +23.5% | 0.89% | +0.14 |
| PULS Pgim Ultra Short Bond ETF | Add +37.1% | 0.53% | +0.12 |
| EWX State Street SPDR S&P Emergi | Add +2.6% | 3.28% | +0.10 |
| UNH Unitedhealth Group Inc. | Add +1.6% | 0.74% | +0.06 |
| IQLT iShares MSCI International Q | Add +1.4% | 6.59% | +0.05 |
| ANET Arista Networks Inc. | Add +2.5% | 0.78% | +0.04 |
| GS Goldman Sachs Group Inc. | Add +2.8% | 0.71% | +0.04 |
| WRB WR Berkley Corp. | Add +3.1% | 0.74% | +0.03 |
| ACWI iShares MSCI Acwi ETF | Add +6.0% | 0.39% | +0.02 |
| UBER Uber Technologies Inc. | Add +2.2% | 0.74% | −0.01 |
| XOM Exxon Mobil Corp. | Add +0.9% | 0.22% | −0.01 |
| NWSA News Corp. Class A | Add +6.8% | 0.69% | −0.03 |
| IWY iShares Russell Top 200 Grow | Add +0.9% | 0.84% | −0.03 |
| XLG Invesco S&P 500 Top 50 ETF | Add +2.5% | 7.06% | −0.03 |
| MSFT Microsoft Corp. | Add +5.9% | 0.72% | −0.04 |
| GOOGL Alphabet Inc. Class A | Add +9.9% | 0.74% | −0.05 |
| AMZN Amazon.com Inc. | Add +3.5% | 0.75% | −0.05 |
| INTU Intuit Inc. | Add +4.3% | 0.70% | −0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.1% | 7.94% | −0.14 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Add +2.8% | 6.10% | −0.20 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 62 | $192.0M | COWZ, XLG, BND, SPAB, FBND |
| Q1 2026 | 58 | $169.9M | COWZ, XLG, BND, UITB, SPAB |
| Q4 2025 | 58 | $160.4M | COWZ, XLG, BND, UITB, SPAB |
| Q3 2025 | 63 | $146.3M | XLG, COWZ, BND, UITB, SPAB |
| Q2 2025 | 54 | $129.5M | XLG, COWZ, BND, SPAB, UITB |
| Q1 2025Amended | 54 | $111.9M | COWZ, BND, XLG, SPAB, UITB |
| Q4 2024 | 54 | $109.7M | COWZ, XLG, BND, SPAB, UITB |
| Q3 2024 | 43 | $107.1M | COWZ, BND, QQQ, XLG, IQLT |
| Q2 2024 | 41 | $100.1M | BND, COWZ, QQQ, XLG, IQLT |