Cyr Financial Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 5, 2025), Cyr Financial Inc. reported 63 stock positions worth $146.3 million. Its top holding was Invesco S&P 500 Top 50 ETF (XLG) at 9.6% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 8.8%) and Vanguard Total Bond Market (BND, 6.9%). Compared with Q2 2025, it opened 10 new positions, sold out of 1, added to 45 and reduced 7. The biggest buy was Pgim Ultra Short Bond ETF (PULS, shares +122%) and the biggest sale an exit from Axon Enterprise (AXON).
- Most Recent 13F
- Q2 2026
- Location
- HENNEPIN, IL
- CIK
- 0002010666
- Portfolio Value
- $146.3M (Q3 2025)
- SEC Filing
- 0002010666-25-000005 ↗ filed Nov 5, 2025
Holdings Value
Holdings 63 stocks · $146.3M
| XLG Invesco S&P 500 Top 50 ETF | 9.56% | 243,250 | $14.0M | Add +3.7% |
| COWZ Pacer US Cash Cows 100 ETF | 8.76% | 223,003 | $12.8M | Add +4.7% |
| BND Vanguard Total Bond Market | 6.91% | 136,043 | $10.1M | Add +10.0% |
| UITB Victoryshares Core Intermedi | 6.80% | 209,335 | $9.9M | Add +11.7% |
| SPAB SS SPDR P Agg Bond ETF | 6.74% | 381,473 | $9.9M | Add +9.6% |
| FBND Fidelity Total Bond ETF | 6.73% | 213,008 | $9.8M | Add +11.7% |
| IDMO Invesco S&P International DE | 6.00% | 162,745 | $8.8M | Add +2.6% |
| HEFA Isha Curr Hedged MSCI Eafe | 5.75% | 212,616 | $8.4M | Add +4.9% |
| SCHD Schwab US DVD Equity ETF | 4.56% | 244,224 | $6.7M | Add +4.3% |
| QQQ Invesco QQQ Trust Series 1 | 4.28% | 10,435 | $6.3M | Add +1.2% |
| RWJ Invesco S&P Smallcap 600 | 3.92% | 118,787 | $5.7M | Add +2.8% |
| EWX State Street SPDR S&P Emergi | 3.61% | 78,526 | $5.3M | Add +1.1% |
| GE General Electric filed as GE AEROSPACE | 1.06% | 5,180 | $1.6M | Add +0.1% |
| AVGO Broadcom Inc. | 0.99% | 4,402 | $1.5M | Reduce -2.7% |
| NVDA Nvidia Corp. | 0.99% | 7,737 | $1.4M | Add +0.7% |
| IBDT iShares Ibonds Dec 2028 ETF | 0.98% | 56,314 | $1.4M | Add +1.8% |
| IBDU iShares Ibonds Dec 2029 Term | 0.98% | 61,156 | $1.4M | Add +23.2% |
| MSFT Microsoft Corp. | 0.98% | 2,758 | $1.4M | Add +2.6% |
| TSLA Tesla Inc. | 0.97% | 3,176 | $1.4M | Add +0.3% |
| GOOGL Alphabet Inc. Class A | 0.90% | 5,392 | $1.3M | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 0.84% | 3,889 | $1.2M | Add +8.1% |
| UBER Uber Technologies Inc. | 0.82% | 12,192 | $1.2M | Add +2.6% |
| AAPL Apple Inc. | 0.81% | 4,639 | $1.2M | Add +3.7% |
| XOM Exxon Mobil Corp. | 0.79% | 10,254 | $1.2M | Add +6.2% |
| SPMO Invesco S&P 500 Momentum ETF | 0.78% | 9,419 | $1.1M | Add +5.8% |
| META Meta Platforms Inc. Class A | 0.71% | 1,414 | $1.0M | Add +0.1% |
| CPSD CLMS S&P STR Alt Dec | 0.71% | 40,411 | $1.0M | Reduce -6.0% |
| AMZN Amazon.com Inc. | 0.70% | 4,697 | $1.0M | Add +3.9% |
| MUB iShares National Muni Bond E | 0.70% | 9,624 | $1.0M | Add +9.9% |
| CSCO Cisco Systems Inc. | 0.69% | 14,794 | $1.0M | Add +2.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.69% | 2,012 | $1.0M | Add +3.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.68% | 19,954 | $999K | Add +7.6% |
| NFLX Netflix Inc. | 0.68% | 829 | $994K | Add +1.3% |
| JMUB JPMorgan Municipal ETF | 0.67% | 19,421 | $980K | Add +13.0% |
| HD Home Depot Inc. | 0.64% | 2,297 | $931K | Add +2.6% |
| IBHI iShares Ibonds 2029 TM HY Inc. | 0.63% | 38,707 | $923K | Add +18.3% |
| LLY Eli Lilly & Co. | 0.58% | 1,116 | $852K | Add +3.0% |
| COST Costco Wholesale Corp. | 0.55% | 877 | $812K | Add +3.5% |
| CRM Salesforce Inc. | 0.55% | 3,414 | $809K | Add +4.3% |
| UNH Unitedhealth Group Inc. | 0.52% | 2,192 | $757K | Add +12.9% |
| PULS Pgim Ultra Short Bond ETF | 0.44% | 12,841 | $640K | Add +122.4% |
| IWY iShares Russell Top 200 Grow | 0.38% | 2,007 | $549K | Add +3.6% |
| VOO Vanguard S&P 500 ETF | 0.30% | 723 | $443K | Add +0.7% |
| CEG Constellation Energy | 0.27% | 1,219 | $401K | Add +78.7% |
| IBTJ iShares Ibonds Dec 2029 Term | 0.27% | 17,850 | $392K | Add +18.3% |
| CAT Caterpillar Inc. | 0.26% | 811 | $387K | Add +2.5% |
| ITDC iShares Lifepath Target 2035 | 0.25% | 10,807 | $367K | Add +1.8% |
| IQLT iShares MSCI International Q | 0.23% | 7,509 | $332K | Reduce -1.2% |
| IBHH iShares Ibonds 2028 TM HY Inc. | 0.22% | 13,243 | $316K | Add +36.9% |
| IBTI iShares Ibonds Dec 2028 Term | 0.18% | 11,645 | $261K | New |
| IBTG iShares Ibonds Dec 2026 Term | 0.17% | 10,906 | $250K | New |
| SUB iShares Short-Term National | 0.17% | 2,336 | $249K | Reduce -0.3% |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 0.16% | 9,575 | $233K | New |
| IBHG iShares Ibonds 2027 HY Inc. | 0.16% | 10,334 | $232K | New |
| IBHF iShares Ibond 2026 HY & Inc. | 0.16% | 9,858 | $231K | New |
| IBDR iShares Ibonds Dec 2026 Term | 0.16% | 9,481 | $230K | New |
| ACWI iShares MSCI Acwi ETF | 0.16% | 1,661 | $230K | Reduce -1.6% |
| IBTH iShares Ibonds Dec 2027 Term | 0.16% | 10,149 | $229K | New |
| CPNJ Calamos NSDQ100 Alt ETF | 0.15% | 8,132 | $217K | No change |
| GS Goldman Sachs Group Inc. | 0.14% | 264 | $210K | Reduce -12.3% |
| ITDH iShares Target Date 2060 | 0.14% | 5,645 | $209K | New |
| TFLO iShares Treasury Floating Ra | 0.14% | 4,107 | $208K | New |
| IBHE iShares Ibonds 2025 H/Y Inc. | 0.14% | 8,641 | $201K | New |
Portfolio Sells Q2 2025 → Q3 2025
| AXON Axon Enterprise Inc. | Sold out | 0.00% | −0.18 |
| CPSD CLMS S&P STR Alt Dec | Reduce -6.0% | 0.71% | −0.12 |
| IQLT iShares MSCI International Q | Reduce -1.2% | 0.23% | −0.03 |
| SUB iShares Short-Term National | Reduce -0.3% | 0.17% | −0.02 |
| GS Goldman Sachs Group Inc. | Reduce -12.3% | 0.14% | −0.02 |
| ACWI iShares MSCI Acwi ETF | Reduce -1.6% | 0.16% | −0.01 |
| AVGO Broadcom Inc. | Reduce -2.7% | 0.99% | +0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -1.1% | 0.90% | +0.15 |
Portfolio Buys Q2 2025 → Q3 2025
| PULS Pgim Ultra Short Bond ETF | Add +122.4% | 0.44% | +0.22 |
| TSLA Tesla Inc. | Add +0.3% | 0.97% | +0.19 |
| IBTI iShares Ibonds Dec 2028 Term | New | 0.18% | +0.18 |
| IBTG iShares Ibonds Dec 2026 Term | New | 0.17% | +0.17 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | New | 0.16% | +0.16 |
| IBHG iShares Ibonds 2027 HY Inc. | New | 0.16% | +0.16 |
| IBHF iShares Ibond 2026 HY & Inc. | New | 0.16% | +0.16 |
| IBDR iShares Ibonds Dec 2026 Term | New | 0.16% | +0.16 |
| IBTH iShares Ibonds Dec 2027 Term | New | 0.16% | +0.16 |
| ITDH iShares Target Date 2060 | New | 0.14% | +0.14 |
| TFLO iShares Treasury Floating Ra | New | 0.14% | +0.14 |
| IBHE iShares Ibonds 2025 H/Y Inc. | New | 0.14% | +0.14 |
| XLG Invesco S&P 500 Top 50 ETF | Add +3.7% | 9.56% | +0.12 |
| CEG Constellation Energy | Add +78.7% | 0.27% | +0.10 |
| AAPL Apple Inc. | Add +3.7% | 0.81% | +0.10 |
| IBDU iShares Ibonds Dec 2029 Term | Add +23.2% | 0.98% | +0.09 |
| RWJ Invesco S&P Smallcap 600 | Add +2.8% | 3.92% | +0.06 |
| UNH Unitedhealth Group Inc. | Add +12.9% | 0.52% | +0.05 |
| NVDA Nvidia Corp. | Add +0.7% | 0.99% | +0.05 |
| IBHH iShares Ibonds 2028 TM HY Inc. | Add +36.9% | 0.22% | +0.04 |
| GE General Electric | Add +0.1% | 1.06% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +8.1% | 0.84% | +0.03 |
| IBHI iShares Ibonds 2029 TM HY Inc. | Add +18.3% | 0.63% | +0.03 |
| CAT Caterpillar Inc. | Add +2.5% | 0.26% | +0.03 |
| IBTJ iShares Ibonds Dec 2029 Term | Add +18.3% | 0.27% | +0.01 |
| JMUB JPMorgan Municipal ETF | Add +13.0% | 0.67% | +0.01 |
| IWY iShares Russell Top 200 Grow | Add +3.6% | 0.38% | +0.01 |
| SPMO Invesco S&P 500 Momentum ETF | Add +5.8% | 0.78% | +0.01 |
| HD Home Depot Inc. | Add +2.6% | 0.64% | +0.00 |
| FBND Fidelity Total Bond ETF | Add +11.7% | 6.73% | −0.01 |
| MUB iShares National Muni Bond E | Add +9.9% | 0.70% | −0.01 |
| VOO Vanguard S&P 500 ETF | Add +0.7% | 0.30% | −0.01 |
| UITB Victoryshares Core Intermedi | Add +11.7% | 6.80% | −0.01 |
| XOM Exxon Mobil Corp. | Add +6.2% | 0.79% | −0.01 |
| ITDC iShares Lifepath Target 2035 | Add +1.8% | 0.25% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +7.6% | 0.68% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.5% | 0.69% | −0.04 |
| UBER Uber Technologies Inc. | Add +2.6% | 0.82% | −0.04 |
| MSFT Microsoft Corp. | Add +2.6% | 0.98% | −0.06 |
| AMZN Amazon.com Inc. | Add +3.9% | 0.70% | −0.06 |
| LLY Eli Lilly & Co. | Add +3.0% | 0.58% | −0.07 |
| CSCO Cisco Systems Inc. | Add +2.0% | 0.69% | −0.09 |
| COST Costco Wholesale Corp. | Add +3.5% | 0.55% | −0.09 |
| META Meta Platforms Inc. Class A | Add +0.1% | 0.71% | −0.10 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +1.8% | 0.98% | −0.10 |
| EWX State Street SPDR S&P Emergi | Add +1.1% | 3.61% | −0.11 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.2% | 4.28% | −0.11 |
| BND Vanguard Total Bond Market | Add +10.0% | 6.91% | −0.12 |
| CRM Salesforce Inc. | Add +4.3% | 0.55% | −0.14 |
| SPAB SS SPDR P Agg Bond ETF | Add +9.6% | 6.74% | −0.15 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 62 | $192.0M | COWZ, XLG, BND, SPAB, FBND |
| Q1 2026 | 58 | $169.9M | COWZ, XLG, BND, UITB, SPAB |
| Q4 2025 | 58 | $160.4M | COWZ, XLG, BND, UITB, SPAB |
| Q3 2025 | 63 | $146.3M | XLG, COWZ, BND, UITB, SPAB |
| Q2 2025 | 54 | $129.5M | XLG, COWZ, BND, SPAB, UITB |
| Q1 2025Amended | 54 | $111.9M | COWZ, BND, XLG, SPAB, UITB |
| Q4 2024 | 54 | $109.7M | COWZ, XLG, BND, SPAB, UITB |
| Q3 2024 | 43 | $107.1M | COWZ, BND, QQQ, XLG, IQLT |
| Q2 2024 | 41 | $100.1M | BND, COWZ, QQQ, XLG, IQLT |