Cyr Financial Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 24, 2026), Cyr Financial Inc. reported 58 stock positions worth $169.9 million. Its top holding was Pacer US Cash Cows 100 ETF (COWZ) at 9.4% of the portfolio, followed by Invesco S&P 500 Top 50 ETF (XLG, 8.0%) and Vanguard Total Bond Market (BND, 7.8%). Compared with Q4 2025, it opened 3 new positions, sold out of 3, added to 40 and reduced 13. The biggest buy was Pacer US Cash Cows 100 ETF (COWZ, shares +6%) and the biggest sale an exit from Netflix (NFLX).
- Most Recent 13F
- Q2 2026
- Location
- HENNEPIN, IL
- CIK
- 0002010666
- Portfolio Value
- $169.9M (Q1 2026)
- SEC Filing
- 0002010666-26-000005 ↗ filed Apr 24, 2026
Holdings Value
Holdings 58 stocks · $169.9M
| COWZ Pacer US Cash Cows 100 ETF | 9.36% | 254,245 | $15.9M | Add +5.9% |
| XLG Invesco S&P 500 Top 50 ETF | 8.03% | 250,019 | $13.6M | Add +8.3% |
| BND Vanguard Total Bond Market | 7.75% | 178,859 | $13.2M | Add +7.9% |
| UITB Victoryshares Core Intermedi | 7.72% | 278,857 | $13.1M | Add +8.2% |
| SPAB SS SPDR P Agg Bond ETF | 7.70% | 510,395 | $13.1M | Add +8.3% |
| FBND Fidelity Total Bond ETF | 7.67% | 285,529 | $13.0M | Add +8.6% |
| HEFA Isha Curr Hedged MSCI Eafe | 6.21% | 248,421 | $10.6M | Add +7.6% |
| IDMO Invesco S&P International DE | 6.12% | 189,714 | $10.4M | Add +7.5% |
| FDVV Fidelity High Dividend ETF | 5.08% | 156,329 | $8.6M | Add +12.7% |
| QQQ Invesco QQQ Trust Series 1 | 4.10% | 12,075 | $7.0M | Add +7.7% |
| RWJ Invesco S&P Smallcap 600 | 3.91% | 131,655 | $6.6M | Add +5.2% |
| EDIV State Street SPDR S&P Emergi | 2.68% | 115,403 | $4.6M | Add +12.2% |
| XOM Exxon Mobil Corp. | 1.15% | 11,532 | $2.0M | Add +2.7% |
| GE General Electric filed as GE AEROSPACE | 0.82% | 4,924 | $1.4M | Add +4.9% |
| IBDU iShares Ibonds Dec 2029 Term | 0.82% | 59,848 | $1.4M | Reduce -2.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.82% | 27,883 | $1.4M | Add +26.1% |
| IBDT iShares Ibonds Dec 2028 ETF | 0.81% | 54,126 | $1.4M | Reduce -2.2% |
| AAPL Apple Inc. | 0.76% | 5,091 | $1.3M | Add +10.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.75% | 2,663 | $1.3M | Add +13.2% |
| JPM JPMorgan Chase & Co. | 0.75% | 4,324 | $1.3M | Add +8.9% |
| JMUB JPMorgan Municipal ETF | 0.74% | 25,252 | $1.3M | Add +15.4% |
| CSCO Cisco Systems Inc. | 0.74% | 16,108 | $1.2M | Add +8.6% |
| NVDA Nvidia Corp. | 0.73% | 7,147 | $1.2M | Add +7.0% |
| TSLA Tesla Inc. | 0.73% | 3,341 | $1.2M | Add +8.2% |
| WMT Walmart Inc. | 0.73% | 9,958 | $1.2M | Add +13.9% |
| GOOGL Alphabet Inc. Class A | 0.73% | 4,291 | $1.2M | Add +5.4% |
| MSFT Microsoft Corp. | 0.72% | 3,306 | $1.2M | Add +15.6% |
| MUB iShares National Muni Bond E | 0.69% | 11,002 | $1.2M | Add +10.1% |
| AVGO Broadcom Inc. | 0.68% | 3,743 | $1.2M | Add +8.3% |
| AMZN Amazon.com Inc. | 0.68% | 5,556 | $1.2M | Add +9.8% |
| ABBV Abbvie Inc. | 0.68% | 5,303 | $1.2M | Add +20.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.68% | 7,222 | $1.2M | Add +18.3% |
| LLY Eli Lilly & Co. | 0.66% | 1,226 | $1.1M | Add +13.6% |
| PLTR Palantir Technologies Inc. Class A | 0.66% | 7,689 | $1.1M | Add +21.4% |
| META Meta Platforms Inc. Class A | 0.63% | 1,877 | $1.1M | Add +13.1% |
| UBER Uber Technologies Inc. | 0.62% | 14,673 | $1.1M | Add +12.9% |
| CPSD CLMS S&P STR Alt Dec | 0.60% | 39,057 | $1.0M | Reduce -0.6% |
| SPMO Invesco S&P 500 Momentum ETF | 0.58% | 8,750 | $981K | Reduce -3.6% |
| ORCL Oracle Corp. | 0.56% | 6,487 | $954K | Add +44.7% |
| IBHI iShares Ibonds 2029 TM HY Inc. | 0.48% | 35,168 | $819K | Reduce -4.7% |
| EWX State Street SPDR S&P Emergi | 0.36% | 9,242 | $611K | Reduce -18.2% |
| PULS Pgim Ultra Short Bond ETF | 0.35% | 12,144 | $601K | Add +0.0% |
| IWY iShares Russell Top 200 Grow | 0.29% | 1,970 | $490K | Add +0.1% |
| CAT Caterpillar Inc. | 0.28% | 660 | $467K | Reduce -18.7% |
| VOO Vanguard S&P 500 ETF | 0.26% | 752 | $449K | Add +3.9% |
| SCHD Schwab US DVD Equity ETF | 0.25% | 13,763 | $422K | Reduce -27.0% |
| CEG Constellation Energy | 0.20% | 1,219 | $340K | No change |
| IAU iShares Gold Trust | 0.20% | 3,859 | $340K | New |
| IBDV iShares Ibonds Dec 2030 Corp. | 0.18% | 14,250 | $312K | Reduce -8.7% |
| IBTJ iShares Ibonds Dec 2029 Term | 0.18% | 14,094 | $308K | Reduce -8.8% |
| SGOV iShares 0-3 Month Treasury B | 0.16% | 2,758 | $278K | New |
| ITDC iShares Lifepath Target 2035 | 0.14% | 7,260 | $245K | Reduce -28.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 744 | $239K | New |
| IBHH iShares Ibonds 2028 TM HY Inc. | 0.14% | 9,923 | $233K | Reduce -14.1% |
| IQLT iShares MSCI International Q | 0.14% | 5,021 | $232K | Reduce -6.5% |
| ITDH iShares Target Date 2060 | 0.13% | 6,115 | $227K | Add +4.3% |
| TFLO iShares Treasury Floating Ra | 0.13% | 4,380 | $222K | Add +1.7% |
| CPNJ Calamos NSDQ100 Alt ETF | 0.13% | 8,132 | $220K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| NFLX Netflix Inc. | Sold out | 0.00% | −0.15 |
| IBTI iShares Ibonds Dec 2028 Term | Sold out | 0.00% | −0.13 |
| CAIE Calamos Autocallable Inc. ETF | Sold out | 0.00% | −0.12 |
| EWX State Street SPDR S&P Emergi | Reduce -18.2% | 0.36% | −0.10 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -3.6% | 0.58% | −0.10 |
| IBDU iShares Ibonds Dec 2029 Term | Reduce -2.9% | 0.82% | −0.08 |
| SCHD Schwab US DVD Equity ETF | Reduce -27.0% | 0.25% | −0.07 |
| IBDT iShares Ibonds Dec 2028 ETF | Reduce -2.2% | 0.81% | −0.07 |
| ITDC iShares Lifepath Target 2035 | Reduce -28.2% | 0.14% | −0.07 |
| IBHI iShares Ibonds 2029 TM HY Inc. | Reduce -4.7% | 0.48% | −0.06 |
| CPSD CLMS S&P STR Alt Dec | Reduce -0.6% | 0.60% | −0.04 |
| IBHH iShares Ibonds 2028 TM HY Inc. | Reduce -14.1% | 0.14% | −0.03 |
| IBDV iShares Ibonds Dec 2030 Corp. | Reduce -8.7% | 0.18% | −0.03 |
| IBTJ iShares Ibonds Dec 2029 Term | Reduce -8.8% | 0.18% | −0.03 |
| IQLT iShares MSCI International Q | Reduce -6.5% | 0.14% | −0.02 |
| CAT Caterpillar Inc. | Reduce -18.7% | 0.28% | −0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| COWZ Pacer US Cash Cows 100 ETF | Add +5.9% | 9.36% | +0.35 |
| XOM Exxon Mobil Corp. | Add +2.7% | 1.15% | +0.31 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +7.6% | 6.21% | +0.26 |
| IAU iShares Gold Trust | New | 0.20% | +0.20 |
| FDVV Fidelity High Dividend ETF | Add +12.7% | 5.08% | +0.18 |
| EDIV State Street SPDR S&P Emergi | Add +12.2% | 2.68% | +0.17 |
| SGOV iShares 0-3 Month Treasury B | New | 0.16% | +0.16 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.14% | +0.14 |
| SPAB SS SPDR P Agg Bond ETF | Add +8.3% | 7.70% | +0.13 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +26.1% | 0.82% | +0.13 |
| WMT Walmart Inc. | Add +13.9% | 0.73% | +0.12 |
| FBND Fidelity Total Bond ETF | Add +8.6% | 7.67% | +0.12 |
| RWJ Invesco S&P Smallcap 600 | Add +5.2% | 3.91% | +0.11 |
| UITB Victoryshares Core Intermedi | Add +8.2% | 7.72% | +0.10 |
| BND Vanguard Total Bond Market | Add +7.9% | 7.75% | +0.10 |
| TJX TJX Companies Inc. | Add +18.3% | 0.68% | +0.09 |
| JMUB JPMorgan Municipal ETF | Add +15.4% | 0.74% | +0.05 |
| ABBV Abbvie Inc. | Add +20.5% | 0.68% | +0.05 |
| CSCO Cisco Systems Inc. | Add +8.6% | 0.74% | +0.02 |
| MUB iShares National Muni Bond E | Add +10.1% | 0.69% | +0.02 |
| ORCL Oracle Corp. | Add +44.7% | 0.56% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +13.2% | 0.75% | +0.01 |
| IDMO Invesco S&P International DE | Add +7.5% | 6.12% | +0.01 |
| ITDH iShares Target Date 2060 | Add +4.3% | 0.13% | −0.00 |
| TFLO iShares Treasury Floating Ra | Add +1.7% | 0.13% | −0.01 |
| VOO Vanguard S&P 500 ETF | Add +3.9% | 0.26% | −0.02 |
| PULS Pgim Ultra Short Bond ETF | Add +0.0% | 0.35% | −0.02 |
| AAPL Apple Inc. | Add +10.2% | 0.76% | −0.02 |
| PLTR Palantir Technologies Inc. Class A | Add +21.4% | 0.66% | −0.04 |
| UBER Uber Technologies Inc. | Add +12.9% | 0.62% | −0.04 |
| NVDA Nvidia Corp. | Add +7.0% | 0.73% | −0.04 |
| AMZN Amazon.com Inc. | Add +9.8% | 0.68% | −0.05 |
| JPM JPMorgan Chase & Co. | Add +8.9% | 0.75% | −0.05 |
| META Meta Platforms Inc. Class A | Add +13.1% | 0.63% | −0.05 |
| IWY iShares Russell Top 200 Grow | Add +0.1% | 0.29% | −0.05 |
| LLY Eli Lilly & Co. | Add +13.6% | 0.66% | −0.06 |
| AVGO Broadcom Inc. | Add +8.3% | 0.68% | −0.06 |
| GOOGL Alphabet Inc. Class A | Add +5.4% | 0.73% | −0.07 |
| GE General Electric | Add +4.9% | 0.82% | −0.08 |
| TSLA Tesla Inc. | Add +8.2% | 0.73% | −0.14 |
| MSFT Microsoft Corp. | Add +15.6% | 0.72% | −0.14 |
| QQQ Invesco QQQ Trust Series 1 | Add +7.7% | 4.10% | −0.19 |
| XLG Invesco S&P 500 Top 50 ETF | Add +8.3% | 8.03% | −0.51 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 62 | $192.0M | COWZ, XLG, BND, SPAB, FBND |
| Q1 2026 | 58 | $169.9M | COWZ, XLG, BND, UITB, SPAB |
| Q4 2025 | 58 | $160.4M | COWZ, XLG, BND, UITB, SPAB |
| Q3 2025 | 63 | $146.3M | XLG, COWZ, BND, UITB, SPAB |
| Q2 2025 | 54 | $129.5M | XLG, COWZ, BND, SPAB, UITB |
| Q1 2025Amended | 54 | $111.9M | COWZ, BND, XLG, SPAB, UITB |
| Q4 2024 | 54 | $109.7M | COWZ, XLG, BND, SPAB, UITB |
| Q3 2024 | 43 | $107.1M | COWZ, BND, QQQ, XLG, IQLT |
| Q2 2024 | 41 | $100.1M | BND, COWZ, QQQ, XLG, IQLT |