Cyr Financial Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), Cyr Financial Inc. reported 54 stock positions worth $129.5 million. Its top holding was Invesco S&P 500 Top 50 ETF (XLG) at 9.4% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 9.1%) and Vanguard Total Bond Market (BND, 7.0%). Compared with Q1 2025, it opened 5 new positions, sold out of 5, added to 35 and reduced 14. The biggest buy was Invesco S&P 500 Top 50 ETF (XLG, shares +16%) and the biggest sale Vanguard Total Bond Market (BND, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- HENNEPIN, IL
- CIK
- 0002010666
- Portfolio Value
- $129.5M (Q2 2025)
- SEC Filing
- 0001085146-25-003934 ↗ filed Jul 17, 2025
Holdings Value
Holdings 54 stocks · $129.5M
| XLG Invesco S&P 500 Top 50 ETF | 9.44% | 234,611 | $12.2M | Add +16.2% |
| COWZ Pacer US Cash Cows 100 ETF | 9.07% | 213,053 | $11.7M | Add +8.0% |
| BND Vanguard Total Bond Market | 7.03% | 123,654 | $9.1M | Reduce -4.9% |
| SPAB SS SPDR P Agg Bond ETF | 6.88% | 348,150 | $8.9M | Add +10.0% |
| UITB Victoryshares Core Intermedi | 6.81% | 187,335 | $8.8M | Add +10.1% |
| FBND Fidelity Total Bond ETF | 6.74% | 190,626 | $8.7M | Add +11.2% |
| IDMO Invesco S&P International DE | 6.28% | 158,632 | $8.1M | Add +16.0% |
| HEFA Isha Curr Hedged MSCI Eafe | 5.94% | 202,754 | $7.7M | Add +23.8% |
| SCHD Schwab US DVD Equity ETF | 4.79% | 234,041 | $6.2M | Add +9.2% |
| QQQ Invesco QQQ Trust Series 1 | 4.39% | 10,313 | $5.7M | Reduce -7.5% |
| RWJ Invesco S&P Smallcap 600 | 3.86% | 115,557 | $5.0M | Add +9.8% |
| EWX State Street SPDR S&P Emergi | 3.72% | 77,657 | $4.8M | Add +11.2% |
| IBDT iShares Ibonds Dec 2028 ETF | 1.09% | 55,324 | $1.4M | Add +23.8% |
| MSFT Microsoft Corp. | 1.03% | 2,689 | $1.3M | Add +38.9% |
| GE General Electric filed as GE AEROSPACE | 1.03% | 5,176 | $1.3M | Add +13.8% |
| AVGO Broadcom Inc. | 0.96% | 4,525 | $1.2M | Add +62.9% |
| NVDA Nvidia Corp. | 0.94% | 7,683 | $1.2M | Add +26.1% |
| IBDU iShares Ibonds Dec 2029 Term | 0.89% | 49,639 | $1.2M | Add +364.0% |
| UBER Uber Technologies Inc. | 0.86% | 11,888 | $1.1M | Reduce -9.4% |
| NFLX Netflix Inc. | 0.85% | 818 | $1.1M | Add +28.2% |
| CPSD CLMS S&P STR Alt Dec | 0.82% | 42,990 | $1.1M | Reduce -30.0% |
| JPM JPMorgan Chase & Co. | 0.81% | 3,599 | $1.0M | Add +32.3% |
| META Meta Platforms Inc. Class A | 0.80% | 1,412 | $1.0M | Add +30.5% |
| XOM Exxon Mobil Corp. | 0.80% | 9,652 | $1.0M | Add +16.4% |
| CSCO Cisco Systems Inc. | 0.78% | 14,506 | $1.0M | Add +30.6% |
| TSLA Tesla Inc. | 0.78% | 3,166 | $1.0M | Add +67.3% |
| SPMO Invesco S&P 500 Momentum ETF | 0.77% | 8,905 | $1.0M | Reduce -8.6% |
| AMZN Amazon.com Inc. | 0.77% | 4,519 | $991K | Add +14.2% |
| GOOGL Alphabet Inc. Class A | 0.74% | 5,452 | $961K | Add +17.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.73% | 1,944 | $944K | Add +17.8% |
| AAPL Apple Inc. | 0.71% | 4,472 | $918K | Add +13.1% |
| MUB iShares National Muni Bond E | 0.71% | 8,753 | $915K | Add +1.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.70% | 18,538 | $909K | Add +103.9% |
| CRM Salesforce Inc. | 0.69% | 3,273 | $893K | Add +18.5% |
| JMUB JPMorgan Municipal ETF | 0.66% | 17,183 | $853K | Add +255.1% |
| LLY Eli Lilly & Co. | 0.65% | 1,083 | $844K | Add +31.9% |
| COST Costco Wholesale Corp. | 0.65% | 847 | $839K | Add +32.5% |
| HD Home Depot Inc. | 0.63% | 2,238 | $821K | Add +36.4% |
| IBHI iShares Ibonds 2029 TM HY Inc. | 0.60% | 32,712 | $775K | New |
| UNH Unitedhealth Group Inc. | 0.47% | 1,942 | $606K | Add +22.4% |
| IWY iShares Russell Top 200 Grow | 0.37% | 1,938 | $478K | Reduce -10.0% |
| VOO Vanguard S&P 500 ETF | 0.32% | 718 | $408K | Reduce -4.3% |
| ITDC iShares Lifepath Target 2035 | 0.26% | 10,620 | $342K | Add +1.6% |
| IBTJ iShares Ibonds Dec 2029 Term | 0.26% | 15,095 | $331K | New |
| IQLT iShares MSCI International Q | 0.25% | 7,601 | $329K | Reduce -78.9% |
| CAT Caterpillar Inc. | 0.24% | 791 | $307K | Reduce -16.1% |
| PULS Pgim Ultra Short Bond ETF | 0.22% | 5,774 | $287K | Reduce -20.0% |
| SUB iShares Short-Term National | 0.19% | 2,342 | $249K | Reduce -51.4% |
| AXON Axon Enterprise Inc. | 0.18% | 278 | $230K | Reduce -56.1% |
| IBHH iShares Ibonds 2028 TM HY Inc. | 0.18% | 9,675 | $230K | New |
| CEG Constellation Energy | 0.17% | 682 | $220K | New |
| ACWI iShares MSCI Acwi ETF | 0.17% | 1,688 | $217K | Reduce -38.9% |
| GS Goldman Sachs Group Inc. | 0.16% | 301 | $213K | Reduce -29.8% |
| CPNJ Calamos NSDQ100 Alt ETF | 0.16% | 8,132 | $213K | New |
Portfolio Sells Q1 2025 → Q2 2025
| BND Vanguard Total Bond Market | Reduce -4.9% | 7.03% | −1.50 |
| IQLT iShares MSCI International Q | Reduce -78.9% | 0.25% | −1.03 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Sold out | 0.00% | −0.87 |
| INMU iShares Intermediate Muni Inc. | Sold out | 0.00% | −0.58 |
| CPSD CLMS S&P STR Alt Dec | Reduce -30.0% | 0.82% | −0.49 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Sold out | 0.00% | −0.34 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -7.5% | 4.39% | −0.28 |
| SUB iShares Short-Term National | Reduce -51.4% | 0.19% | −0.26 |
| WRB WR Berkley Corp. | Sold out | 0.00% | −0.23 |
| DSTL Distillate US Fundamental St | Sold out | 0.00% | −0.20 |
| ACWI iShares MSCI Acwi ETF | Reduce -38.9% | 0.17% | −0.12 |
| AXON Axon Enterprise Inc. | Reduce -56.1% | 0.18% | −0.12 |
| PULS Pgim Ultra Short Bond ETF | Reduce -20.0% | 0.22% | −0.10 |
| GS Goldman Sachs Group Inc. | Reduce -29.8% | 0.16% | −0.04 |
| CAT Caterpillar Inc. | Reduce -16.1% | 0.24% | −0.04 |
| IWY iShares Russell Top 200 Grow | Reduce -10.0% | 0.37% | −0.04 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -8.6% | 0.77% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -4.3% | 0.32% | −0.03 |
| UBER Uber Technologies Inc. | Reduce -9.4% | 0.86% | +0.00 |
Portfolio Buys Q1 2025 → Q2 2025
| XLG Invesco S&P 500 Top 50 ETF | Add +16.2% | 9.44% | +1.14 |
| IDMO Invesco S&P International DE | Add +16.0% | 6.28% | +0.88 |
| IBDU iShares Ibonds Dec 2029 Term | Add +364.0% | 0.89% | +0.67 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +23.8% | 5.94% | +0.63 |
| IBHI iShares Ibonds 2029 TM HY Inc. | New | 0.60% | +0.60 |
| AVGO Broadcom Inc. | Add +62.9% | 0.96% | +0.55 |
| JMUB JPMorgan Municipal ETF | Add +255.1% | 0.66% | +0.44 |
| MSFT Microsoft Corp. | Add +38.9% | 1.03% | +0.38 |
| NVDA Nvidia Corp. | Add +26.1% | 0.94% | +0.35 |
| TSLA Tesla Inc. | Add +67.3% | 0.78% | +0.34 |
| NFLX Netflix Inc. | Add +28.2% | 0.85% | +0.31 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +103.9% | 0.70% | +0.30 |
| IBTJ iShares Ibonds Dec 2029 Term | New | 0.26% | +0.26 |
| META Meta Platforms Inc. Class A | Add +30.5% | 0.80% | +0.25 |
| GE General Electric | Add +13.8% | 1.03% | +0.22 |
| JPM JPMorgan Chase & Co. | Add +32.3% | 0.81% | +0.21 |
| EWX State Street SPDR S&P Emergi | Add +11.2% | 3.72% | +0.19 |
| IBHH iShares Ibonds 2028 TM HY Inc. | New | 0.18% | +0.18 |
| CEG Constellation Energy | New | 0.17% | +0.17 |
| CSCO Cisco Systems Inc. | Add +30.6% | 0.78% | +0.16 |
| CPNJ Calamos NSDQ100 Alt ETF | New | 0.16% | +0.16 |
| COST Costco Wholesale Corp. | Add +32.5% | 0.65% | +0.11 |
| GOOGL Alphabet Inc. Class A | Add +17.5% | 0.74% | +0.10 |
| HD Home Depot Inc. | Add +36.4% | 0.63% | +0.10 |
| AMZN Amazon.com Inc. | Add +14.2% | 0.77% | +0.09 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +23.8% | 1.09% | +0.08 |
| LLY Eli Lilly & Co. | Add +31.9% | 0.65% | +0.05 |
| RWJ Invesco S&P Smallcap 600 | Add +9.8% | 3.86% | +0.04 |
| CRM Salesforce Inc. | Add +18.5% | 0.69% | +0.03 |
| ITDC iShares Lifepath Target 2035 | Add +1.6% | 0.26% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +17.8% | 0.73% | −0.06 |
| AAPL Apple Inc. | Add +13.1% | 0.71% | −0.08 |
| XOM Exxon Mobil Corp. | Add +16.4% | 0.80% | −0.08 |
| MUB iShares National Muni Bond E | Add +1.1% | 0.71% | −0.11 |
| FBND Fidelity Total Bond ETF | Add +11.2% | 6.74% | −0.26 |
| UNH Unitedhealth Group Inc. | Add +22.4% | 0.47% | −0.27 |
| UITB Victoryshares Core Intermedi | Add +10.1% | 6.81% | −0.33 |
| SPAB SS SPDR P Agg Bond ETF | Add +10.0% | 6.88% | −0.34 |
| SCHD Schwab US DVD Equity ETF | Add +9.2% | 4.79% | −0.56 |
| COWZ Pacer US Cash Cows 100 ETF | Add +8.0% | 9.07% | −0.59 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 62 | $192.0M | COWZ, XLG, BND, SPAB, FBND |
| Q1 2026 | 58 | $169.9M | COWZ, XLG, BND, UITB, SPAB |
| Q4 2025 | 58 | $160.4M | COWZ, XLG, BND, UITB, SPAB |
| Q3 2025 | 63 | $146.3M | XLG, COWZ, BND, UITB, SPAB |
| Q2 2025 | 54 | $129.5M | XLG, COWZ, BND, SPAB, UITB |
| Q1 2025Amended | 54 | $111.9M | COWZ, BND, XLG, SPAB, UITB |
| Q4 2024 | 54 | $109.7M | COWZ, XLG, BND, SPAB, UITB |
| Q3 2024 | 43 | $107.1M | COWZ, BND, QQQ, XLG, IQLT |
| Q2 2024 | 41 | $100.1M | BND, COWZ, QQQ, XLG, IQLT |