Cyr Financial Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed July 18, 2025), Cyr Financial Inc. reported 54 stock positions worth $111.9 million. Its top holding was Pacer US Cash Cows 100 ETF (COWZ) at 9.7% of the portfolio, followed by Vanguard Total Bond Market (BND, 8.5%) and Invesco S&P 500 Top 50 ETF (XLG, 8.3%). Compared with Q4 2024, it opened 3 new positions, sold out of 3, added to 38 and reduced 11. The biggest buy was a new position in CLMS S&P STR Alt Dec (CPSD) and the biggest sale Pgim Ultra Short Bond ETF (PULS, shares −52%).
- Most Recent 13F
- Q2 2026
- Location
- HENNEPIN, IL
- CIK
- 0002010666
- Portfolio Value
- $111.9M (Q1 2025)
- SEC Filing
- 0001085146-25-003969 ↗ filed Jul 18, 2025
Holdings Value
Holdings 54 stocks · $111.9M
| COWZ Pacer US Cash Cows 100 ETF | 9.65% | 197,314 | $10.8M | Add +1.8% |
| BND Vanguard Total Bond Market | 8.53% | 130,035 | $9.6M | Add +3.3% |
| XLG Invesco S&P 500 Top 50 ETF | 8.30% | 201,945 | $9.3M | Add +0.2% |
| SPAB SS SPDR P Agg Bond ETF | 7.22% | 316,527 | $8.1M | Add +3.4% |
| UITB Victoryshares Core Intermedi | 7.14% | 170,188 | $8.0M | Add +3.8% |
| FBND Fidelity Total Bond ETF | 6.99% | 171,493 | $7.8M | Add +3.7% |
| IDMO Invesco S&P International DE | 5.40% | 136,762 | $6.0M | Add +5.0% |
| SCHD Schwab US DVD Equity ETF | 5.35% | 214,288 | $6.0M | Add +4.0% |
| HEFA Isha Curr Hedged MSCI Eafe | 5.31% | 163,776 | $5.9M | Add +4.3% |
| QQQ Invesco QQQ Trust Series 1 | 4.67% | 11,153 | $5.2M | Add +0.7% |
| RWJ Invesco S&P Smallcap 600 | 3.83% | 105,215 | $4.3M | Add +2.4% |
| EWX State Street SPDR S&P Emergi | 3.53% | 69,835 | $4.0M | Add +2.8% |
| CPSD CLMS S&P STR Alt Dec | 1.31% | 61,411 | $1.5M | New |
| IQLT iShares MSCI International Q | 1.28% | 36,078 | $1.4M | Reduce -1.8% |
| IBDT iShares Ibonds Dec 2028 ETF | 1.01% | 44,692 | $1.1M | Add +2.0% |
| XOM Exxon Mobil Corp. | 0.88% | 8,293 | $986K | Add +5.5% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.87% | 27,209 | $971K | Reduce -15.2% |
| UBER Uber Technologies Inc. | 0.85% | 13,117 | $956K | Add +1.8% |
| MUB iShares National Muni Bond E | 0.82% | 8,662 | $913K | Reduce -4.6% |
| GE General Electric filed as GE AEROSPACE | 0.81% | 4,549 | $911K | Add +3.5% |
| SPMO Invesco S&P 500 Momentum ETF | 0.81% | 9,738 | $901K | Reduce -5.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.79% | 1,651 | $879K | Add +4.2% |
| AAPL Apple Inc. | 0.78% | 3,955 | $879K | Add +2.7% |
| UNH Unitedhealth Group Inc. | 0.74% | 1,586 | $831K | Add +4.7% |
| AMZN Amazon.com Inc. | 0.67% | 3,958 | $753K | Add +0.5% |
| CRM Salesforce Inc. | 0.66% | 2,762 | $741K | Add +3.8% |
| MSFT Microsoft Corp. | 0.65% | 1,936 | $727K | Add +3.1% |
| GOOGL Alphabet Inc. Class A | 0.64% | 4,639 | $717K | Add +2.5% |
| CSCO Cisco Systems Inc. | 0.61% | 11,110 | $686K | Add +5.0% |
| LLY Eli Lilly & Co. | 0.61% | 821 | $678K | Add +12.5% |
| JPM JPMorgan Chase & Co. | 0.60% | 2,720 | $667K | Add +4.6% |
| NVDA Nvidia Corp. | 0.59% | 6,094 | $660K | Add +3.1% |
| INMU iShares Intermediate Muni Inc. | 0.58% | 27,448 | $649K | Reduce -18.7% |
| META Meta Platforms Inc. Class A | 0.56% | 1,082 | $624K | Add +4.8% |
| COST Costco Wholesale Corp. | 0.54% | 639 | $604K | Add +5.8% |
| HD Home Depot Inc. | 0.54% | 1,641 | $601K | Add +6.1% |
| NFLX Netflix Inc. | 0.53% | 638 | $595K | Add +0.3% |
| SUB iShares Short-Term National | 0.45% | 4,820 | $509K | Reduce -19.3% |
| TSLA Tesla Inc. | 0.44% | 1,892 | $490K | Add +28.8% |
| AVGO Broadcom Inc. | 0.42% | 2,778 | $465K | Add +0.9% |
| IWY iShares Russell Top 200 Grow | 0.41% | 2,153 | $454K | Add +3.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.40% | 9,093 | $451K | Add +106.5% |
| VOO Vanguard S&P 500 ETF | 0.34% | 750 | $385K | Add +28.0% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.34% | 7,554 | $378K | No change |
| PULS Pgim Ultra Short Bond ETF | 0.32% | 7,220 | $359K | Reduce -52.1% |
| AXON Axon Enterprise Inc. | 0.30% | 633 | $333K | Reduce -1.7% |
| ACWI iShares MSCI Acwi ETF | 0.29% | 2,764 | $322K | Reduce -11.5% |
| ITDC iShares Lifepath Target 2035 | 0.28% | 10,449 | $313K | Add +4.3% |
| CAT Caterpillar Inc. | 0.28% | 943 | $311K | Add +0.2% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.23% | 3,613 | $257K | Reduce -1.9% |
| IBDU iShares Ibonds Dec 2029 Term | 0.22% | 10,698 | $247K | New |
| JMUB JPMorgan Municipal ETF | 0.22% | 4,839 | $242K | New |
| GS Goldman Sachs Group Inc. | 0.21% | 429 | $234K | No change |
| DSTL Distillate US Fundamental St | 0.20% | 4,080 | $221K | Reduce -0.8% |
Portfolio Sells Q4 2024 → Q1 2025
| PULS Pgim Ultra Short Bond ETF | Reduce -52.1% | 0.32% | −0.36 |
| ANET Arista Networks Inc. | Sold out | 0.00% | −0.24 |
| NWSA News Corp. Class A | Sold out | 0.00% | −0.19 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Reduce -15.2% | 0.87% | −0.19 |
| CPNJ Calamos NSDQ100 Alt ETF | Sold out | 0.00% | −0.18 |
| INMU iShares Intermediate Muni Inc. | Reduce -18.7% | 0.58% | −0.15 |
| SUB iShares Short-Term National | Reduce -19.3% | 0.45% | −0.12 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -5.3% | 0.81% | −0.09 |
| MUB iShares National Muni Bond E | Reduce -4.6% | 0.82% | −0.07 |
| AXON Axon Enterprise Inc. | Reduce -1.7% | 0.30% | −0.05 |
| ACWI iShares MSCI Acwi ETF | Reduce -11.5% | 0.29% | −0.05 |
| DSTL Distillate US Fundamental St | Reduce -0.8% | 0.20% | −0.01 |
| WRB WR Berkley Corp. | Reduce -1.9% | 0.23% | +0.03 |
| IQLT iShares MSCI International Q | Reduce -1.8% | 1.28% | +0.04 |
Portfolio Buys Q4 2024 → Q1 2025
| CPSD CLMS S&P STR Alt Dec | New | 1.31% | +1.31 |
| IDMO Invesco S&P International DE | Add +5.0% | 5.40% | +0.57 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +4.3% | 5.31% | +0.34 |
| BND Vanguard Total Bond Market | Add +3.3% | 8.53% | +0.28 |
| UITB Victoryshares Core Intermedi | Add +3.8% | 7.14% | +0.27 |
| SPAB SS SPDR P Agg Bond ETF | Add +3.4% | 7.22% | +0.24 |
| FBND Fidelity Total Bond ETF | Add +3.7% | 6.99% | +0.23 |
| SCHD Schwab US DVD Equity ETF | Add +4.0% | 5.35% | +0.22 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.22% | +0.22 |
| JMUB JPMorgan Municipal ETF | New | 0.22% | +0.22 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +106.5% | 0.40% | +0.20 |
| UBER Uber Technologies Inc. | Add +1.8% | 0.85% | +0.14 |
| GE General Electric | Add +3.5% | 0.81% | +0.14 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +4.2% | 0.79% | +0.13 |
| XOM Exxon Mobil Corp. | Add +5.5% | 0.88% | +0.11 |
| LLY Eli Lilly & Co. | Add +12.5% | 0.61% | +0.09 |
| VOO Vanguard S&P 500 ETF | Add +28.0% | 0.34% | +0.06 |
| UNH Unitedhealth Group Inc. | Add +4.7% | 0.74% | +0.04 |
| CSCO Cisco Systems Inc. | Add +5.0% | 0.61% | +0.04 |
| COST Costco Wholesale Corp. | Add +5.8% | 0.54% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +4.6% | 0.60% | +0.03 |
| NFLX Netflix Inc. | Add +0.3% | 0.53% | +0.01 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +2.0% | 1.01% | +0.01 |
| ITDC iShares Lifepath Target 2035 | Add +4.3% | 0.28% | +0.01 |
| META Meta Platforms Inc. Class A | Add +4.8% | 0.56% | +0.01 |
| HD Home Depot Inc. | Add +6.1% | 0.54% | −0.01 |
| CAT Caterpillar Inc. | Add +0.2% | 0.28% | −0.03 |
| IWY iShares Russell Top 200 Grow | Add +3.5% | 0.41% | −0.04 |
| MSFT Microsoft Corp. | Add +3.1% | 0.65% | −0.07 |
| AAPL Apple Inc. | Add +2.7% | 0.78% | −0.09 |
| EWX State Street SPDR S&P Emergi | Add +2.8% | 3.53% | −0.10 |
| TSLA Tesla Inc. | Add +28.8% | 0.44% | −0.10 |
| AMZN Amazon.com Inc. | Add +0.5% | 0.67% | −0.12 |
| NVDA Nvidia Corp. | Add +3.1% | 0.59% | −0.13 |
| GOOGL Alphabet Inc. Class A | Add +2.5% | 0.64% | −0.14 |
| CRM Salesforce Inc. | Add +3.8% | 0.66% | −0.15 |
| AVGO Broadcom Inc. | Add +0.9% | 0.42% | −0.17 |
| COWZ Pacer US Cash Cows 100 ETF | Add +1.8% | 9.65% | −0.33 |
| RWJ Invesco S&P Smallcap 600 | Add +2.4% | 3.83% | −0.46 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.7% | 4.67% | −0.49 |
| XLG Invesco S&P 500 Top 50 ETF | Add +0.2% | 8.30% | −0.88 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 62 | $192.0M | COWZ, XLG, BND, SPAB, FBND |
| Q1 2026 | 58 | $169.9M | COWZ, XLG, BND, UITB, SPAB |
| Q4 2025 | 58 | $160.4M | COWZ, XLG, BND, UITB, SPAB |
| Q3 2025 | 63 | $146.3M | XLG, COWZ, BND, UITB, SPAB |
| Q2 2025 | 54 | $129.5M | XLG, COWZ, BND, SPAB, UITB |
| Q1 2025Amended | 54 | $111.9M | COWZ, BND, XLG, SPAB, UITB |
| Q4 2024 | 54 | $109.7M | COWZ, XLG, BND, SPAB, UITB |
| Q3 2024 | 43 | $107.1M | COWZ, BND, QQQ, XLG, IQLT |
| Q2 2024 | 41 | $100.1M | BND, COWZ, QQQ, XLG, IQLT |