Investments & Financial Planning, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 15, 2024), Investments & Financial Planning, LLC reported 33 stock positions worth $157.9 million. Its top holding was Vanguard Most SM-Cap ETF-Usd (VB) at 23.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 20.0%) and iShares Core S&P Midcap ETF (IJH, 15.6%). Compared with Q2 2024, it opened 1 new position, sold out of 1, added to 13 and reduced 16. The biggest buy was Vanguard Most SM-Cap ETF-Usd (VB, shares +0%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- LEXINGTON, KY
- CIK
- 0001909307
- Portfolio Value
- $157.9M (Q3 2024)
- SEC Filing
- 0001909307-24-000010 ↗ filed Oct 15, 2024
Holdings Value
Holdings 33 stocks · $157.9M
| VB Vanguard Most SM-Cap ETF-Usd | 22.99% | 153,063 | $36.3M | Add +0.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 20.03% | 381,274 | $31.6M | Reduce -3.0% |
| IJH iShares Core S&P Midcap ETF | 15.59% | 395,142 | $24.6M | Reduce -0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.34% | 55,878 | $14.7M | Add +2.1% |
| CGGR Cap Group Growth Equity | 5.11% | 232,143 | $8.1M | Reduce -1.4% |
| URTH iShares MSCI World ETF | 4.73% | 47,563 | $7.5M | Add +1.2% |
| VT Vanguard Tot World STK ETF | 4.70% | 62,019 | $7.4M | Reduce -3.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.54% | 90,324 | $7.2M | Add +14.5% |
| NVDA Nvidia Corp. | 1.77% | 23,032 | $2.8M | No change |
| BIV Vanguard Intermediate-Term B | 1.51% | 30,516 | $2.4M | Add +3.9% |
| BNDX Vanguard Total Intl Bond ETF | 1.25% | 39,260 | $2.0M | Reduce -1.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.99% | 4,074 | $1.6M | Reduce -4.6% |
| TSLA Tesla Inc. | 0.91% | 5,506 | $1.4M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.83% | 7,543 | $1.3M | Reduce -0.3% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.63% | 22,779 | $989K | Add +12.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.54% | 12,678 | $856K | Reduce -8.3% |
| MUB iShares National Muni Bond E | 0.46% | 6,658 | $723K | Reduce -3.9% |
| AAPL Apple Inc. | 0.44% | 2,973 | $693K | Add +0.1% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.42% | 10,009 | $664K | Add +5.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.36% | 10,872 | $575K | Reduce -1.4% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.31% | 4,377 | $495K | Reduce -6.4% |
| SPAB SS SPDR P Agg Bond ETF | 0.31% | 18,649 | $487K | Add +4.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.29% | 2,778 | $466K | Reduce -14.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.26% | 10,814 | $406K | Reduce -0.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.24% | 1,892 | $380K | Reduce -35.4% |
| VIG Vanguard Dividend Apprec ETF | 0.23% | 1,864 | $369K | No change |
| AMZN Amazon.com Inc. | 0.22% | 1,884 | $351K | Add +0.1% |
| SUB iShares Short-Term National | 0.18% | 2,655 | $282K | Reduce -1.5% |
| SCHV Schwab US Large-Cap Value | 0.17% | 3,407 | $274K | Add +0.1% |
| JNK SS SPDR BB High Yield Bond | 0.17% | 2,772 | $271K | Reduce -1.1% |
| MSFT Microsoft Corp. | 0.16% | 586 | $252K | Add +0.2% |
| SCHG Schwab US Large-Cap Growth | 0.16% | 2,364 | $246K | Add +0.0% |
| SPEM State Street SP PTF Em ETF | 0.14% | 5,174 | $214K | New |
Portfolio Sells Q2 2024 → Q3 2024
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -3.0% | 20.03% | −1.11 |
| BA The Boeing Co. | Sold out | 0.00% | −0.14 |
| VT Vanguard Tot World STK ETF | Reduce -3.0% | 4.70% | −0.14 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -35.4% | 0.24% | −0.12 |
| CGGR Cap Group Growth Equity | Reduce -1.4% | 5.11% | −0.08 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -4.6% | 0.99% | −0.08 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -8.3% | 0.54% | −0.05 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -1.0% | 1.25% | −0.05 |
| MUB iShares National Muni Bond E | Reduce -3.9% | 0.46% | −0.04 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -14.7% | 0.29% | −0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -6.4% | 0.31% | −0.02 |
| SUB iShares Short-Term National | Reduce -1.5% | 0.18% | −0.01 |
| JNK SS SPDR BB High Yield Bond | Reduce -1.1% | 0.17% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.4% | 15.59% | +0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.0% | 0.26% | +0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -1.4% | 0.36% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.3% | 0.83% | +0.02 |
Portfolio Buys Q2 2024 → Q3 2024
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.1% | 22.99% | +0.60 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +14.5% | 4.54% | +0.45 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.1% | 9.34% | +0.44 |
| SPEM State Street SP PTF Em ETF | New | 0.14% | +0.14 |
| URTH iShares MSCI World ETF | Add +1.2% | 4.73% | +0.07 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +12.8% | 0.63% | +0.05 |
| BIV Vanguard Intermediate-Term B | Add +3.9% | 1.51% | +0.04 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +5.9% | 0.42% | +0.02 |
| AAPL Apple Inc. | Add +0.1% | 0.44% | +0.02 |
| SPAB SS SPDR P Agg Bond ETF | Add +4.7% | 0.31% | +0.01 |
| SCHV Schwab US Large-Cap Value | Add +0.1% | 0.17% | +0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 0.16% | −0.00 |
| MSFT Microsoft Corp. | Add +0.2% | 0.16% | −0.02 |
| AMZN Amazon.com Inc. | Add +0.1% | 0.22% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $211.2M | VB, SPYG, IJH, VO, CGGR |
| Q1 2026 | 36 | $183.7M | VB, SPYG, IJH, VO, VCSH |
| Q4 2025 | 37 | $186.3M | VB, SPYG, IJH, VO, CGGR |
| Q3 2025 | 37 | $185.1M | VB, SPYG, IJH, VO, CGGR |
| Q2 2025 | 37 | $173.6M | VB, SPYG, IJH, VO, CGGR |
| Q1 2025 | 34 | $154.0M | VB, SPYG, IJH, VO, CGGR |
| Q4 2024 | 33 | $162.2M | VB, SPYG, IJH, VO, CGGR |
| Q3 2024 | 33 | $157.9M | VB, SPYG, IJH, VO, CGGR |
| Q2 2024 | 33 | $148.9M | VB, SPYG, IJH, VO, CGGR |
| Q1 2024 | 33 | $145.9M | VB, SPYG, IJH, VO, CGGR |