Investments & Financial Planning, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 30, 2025), Investments & Financial Planning, LLC reported 34 stock positions worth $154.0 million. Its top holding was Vanguard Most SM-Cap ETF-Usd (VB) at 22.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 19.3%) and iShares Core S&P Midcap ETF (IJH, 15.0%). Compared with Q4 2024, it opened 2 new positions, sold out of 1, added to 19 and reduced 10. The biggest buy was Vngrd Mrngstr MD-Cap ETF-Usd (VO, shares +2%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- LEXINGTON, KY
- CIK
- 0001909307
- Portfolio Value
- $154.0M (Q1 2025)
- SEC Filing
- 0001909307-25-000005 ↗ filed Apr 30, 2025
Holdings Value
Holdings 34 stocks · $154.0M
| VB Vanguard Most SM-Cap ETF-Usd | 22.01% | 152,823 | $33.9M | Add +0.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 19.28% | 369,339 | $29.7M | Reduce -1.0% |
| IJH iShares Core S&P Midcap ETF | 15.04% | 396,879 | $23.2M | Reduce 0.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.64% | 57,416 | $14.8M | Add +1.6% |
| CGGR Cap Group Growth Equity | 5.53% | 248,817 | $8.5M | Add +3.4% |
| URTH iShares MSCI World ETF | 5.09% | 51,215 | $7.8M | Add +3.2% |
| VT Vanguard Tot World STK ETF | 4.68% | 62,106 | $7.2M | Add +0.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.65% | 90,627 | $7.2M | Reduce -1.8% |
| BIV Vanguard Intermediate-Term B | 1.99% | 40,071 | $3.1M | Add +11.4% |
| NVDA Nvidia Corp. | 1.69% | 24,037 | $2.6M | Add +4.4% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.18% | 42,689 | $1.8M | Add +25.4% |
| BNDX Vanguard Total Intl Bond ETF | 1.00% | 31,638 | $1.5M | Reduce -10.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.96% | 3,975 | $1.5M | Reduce -1.3% |
| TSLA Tesla Inc. | 0.94% | 5,557 | $1.4M | Add +0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.85% | 7,616 | $1.3M | Add +0.5% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.58% | 13,914 | $893K | Add +17.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.53% | 12,340 | $811K | Reduce -1.0% |
| MUB iShares National Muni Bond E | 0.50% | 7,315 | $771K | Add +9.6% |
| AAPL Apple Inc. | 0.43% | 2,975 | $661K | No change |
| SPYV SS SPDR P S&P 500 Value ETF | 0.40% | 11,956 | $611K | Add +6.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.31% | 4,326 | $470K | Reduce -0.9% |
| SPAB SS SPDR P Agg Bond ETF | 0.29% | 17,628 | $450K | Reduce -2.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.29% | 2,799 | $449K | Add +0.4% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.27% | 11,601 | $422K | Add +10.0% |
| AMZN Amazon.com Inc. | 0.23% | 1,884 | $358K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.23% | 1,922 | $358K | Add +1.3% |
| SCHV Schwab US Large-Cap Value | 0.22% | 12,995 | $345K | Add +27.6% |
| VIG Vanguard Dividend Apprec ETF | 0.22% | 1,778 | $345K | Reduce -2.4% |
| SUB iShares Short-Term National | 0.21% | 3,069 | $324K | Add +19.5% |
| JNK SS SPDR BB High Yield Bond | 0.16% | 2,546 | $243K | Reduce -0.0% |
| MSFT Microsoft Corp. | 0.15% | 632 | $237K | New |
| SCHG Schwab US Large-Cap Growth | 0.15% | 9,458 | $237K | Add +0.0% |
| UNH Unitedhealth Group Inc. | 0.15% | 428 | $224K | New |
| BA The Boeing Co. | 0.13% | 1,191 | $203K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.0% | 19.28% | −0.93 |
| IJH iShares Core S&P Midcap ETF | Reduce 0.0% | 15.04% | −0.20 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.14 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -10.5% | 1.00% | −0.07 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.3% | 0.96% | −0.06 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -1.0% | 0.53% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.4% | 0.22% | +0.00 |
| JNK SS SPDR BB High Yield Bond | Reduce -0.0% | 0.16% | +0.01 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -2.2% | 0.29% | +0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -0.9% | 0.31% | +0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.8% | 4.65% | +0.21 |
Portfolio Buys Q4 2024 → Q1 2025
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +1.6% | 9.64% | +0.45 |
| URTH iShares MSCI World ETF | Add +3.2% | 5.09% | +0.34 |
| BIV Vanguard Intermediate-Term B | Add +11.4% | 1.99% | +0.34 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +25.4% | 1.18% | +0.28 |
| VT Vanguard Tot World STK ETF | Add +0.1% | 4.68% | +0.18 |
| MSFT Microsoft Corp. | New | 0.15% | +0.15 |
| UNH Unitedhealth Group Inc. | New | 0.15% | +0.15 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +17.7% | 0.58% | +0.12 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.5% | 0.85% | +0.06 |
| MUB iShares National Muni Bond E | Add +9.6% | 0.50% | +0.06 |
| SCHV Schwab US Large-Cap Value | Add +27.6% | 0.22% | +0.06 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +10.0% | 0.27% | +0.05 |
| SUB iShares Short-Term National | Add +19.5% | 0.21% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +6.5% | 0.40% | +0.04 |
| CGGR Cap Group Growth Equity | Add +3.4% | 5.53% | +0.02 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.4% | 0.29% | +0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.3% | 0.23% | +0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 0.15% | −0.01 |
| NVDA Nvidia Corp. | Add +4.4% | 1.69% | −0.21 |
| TSLA Tesla Inc. | Add +0.8% | 0.94% | −0.44 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.5% | 22.01% | −0.51 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $211.2M | VB, SPYG, IJH, VO, CGGR |
| Q1 2026 | 36 | $183.7M | VB, SPYG, IJH, VO, VCSH |
| Q4 2025 | 37 | $186.3M | VB, SPYG, IJH, VO, CGGR |
| Q3 2025 | 37 | $185.1M | VB, SPYG, IJH, VO, CGGR |
| Q2 2025 | 37 | $173.6M | VB, SPYG, IJH, VO, CGGR |
| Q1 2025 | 34 | $154.0M | VB, SPYG, IJH, VO, CGGR |
| Q4 2024 | 33 | $162.2M | VB, SPYG, IJH, VO, CGGR |
| Q3 2024 | 33 | $157.9M | VB, SPYG, IJH, VO, CGGR |
| Q2 2024 | 33 | $148.9M | VB, SPYG, IJH, VO, CGGR |
| Q1 2024 | 33 | $145.9M | VB, SPYG, IJH, VO, CGGR |