Investments & Financial Planning, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), Investments & Financial Planning, LLC reported 33 stock positions worth $162.2 million. Its top holding was Vanguard Most SM-Cap ETF-Usd (VB) at 22.5% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 20.2%) and iShares Core S&P Midcap ETF (IJH, 15.2%). Compared with Q3 2024, it opened 2 new positions, sold out of 2, added to 16 and reduced 12. The biggest buy was Tesla (TSLA, shares +0%) and the biggest sale Vanguard Most SM-Cap ETF-Usd (VB, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- LEXINGTON, KY
- CIK
- 0001909307
- Portfolio Value
- $162.2M (Q4 2024)
- SEC Filing
- 0001909307-25-000002 ↗ filed Jan 28, 2025
Holdings Value
Holdings 33 stocks · $162.2M
| VB Vanguard Most SM-Cap ETF-Usd | 22.52% | 152,058 | $36.5M | Reduce -0.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 20.21% | 373,020 | $32.8M | Reduce -2.2% |
| IJH iShares Core S&P Midcap ETF | 15.24% | 396,889 | $24.7M | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.20% | 56,484 | $14.9M | Add +1.1% |
| CGGR Cap Group Growth Equity | 5.51% | 240,713 | $8.9M | Add +3.7% |
| URTH iShares MSCI World ETF | 4.75% | 49,609 | $7.7M | Add +4.3% |
| VT Vanguard Tot World STK ETF | 4.49% | 62,072 | $7.3M | Add +0.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.44% | 92,314 | $7.2M | Add +2.2% |
| NVDA Nvidia Corp. | 1.91% | 23,032 | $3.1M | No change |
| BIV Vanguard Intermediate-Term B | 1.66% | 35,977 | $2.7M | Add +17.9% |
| TSLA Tesla Inc. | 1.37% | 5,511 | $2.2M | Add +0.1% |
| BNDX Vanguard Total Intl Bond ETF | 1.07% | 35,366 | $1.7M | Reduce -9.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.02% | 4,027 | $1.7M | Reduce -1.1% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.89% | 34,044 | $1.5M | Add +49.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.79% | 7,578 | $1.3M | Add +0.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.53% | 12,459 | $859K | Reduce -1.7% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.46% | 11,820 | $746K | Add +18.1% |
| AAPL Apple Inc. | 0.46% | 2,975 | $745K | Add +0.1% |
| MUB iShares National Muni Bond E | 0.44% | 6,674 | $711K | Add +0.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.35% | 11,222 | $574K | Add +3.2% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.29% | 4,365 | $466K | Reduce -0.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.28% | 2,787 | $451K | Add +0.3% |
| SPAB SS SPDR P Agg Bond ETF | 0.28% | 18,022 | $450K | Reduce -3.4% |
| AMZN Amazon.com Inc. | 0.25% | 1,884 | $413K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.23% | 1,898 | $376K | Add +0.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.22% | 10,543 | $360K | Reduce -2.5% |
| VIG Vanguard Dividend Apprec ETF | 0.22% | 1,821 | $357K | Reduce -2.3% |
| SUB iShares Short-Term National | 0.17% | 2,569 | $271K | Reduce -3.2% |
| SCHV Schwab US Large-Cap Value | 0.16% | 10,180 | $265K | Reduce -0.4% |
| SCHG Schwab US Large-Cap Growth | 0.16% | 9,457 | $264K | No change |
| JNK SS SPDR BB High Yield Bond | 0.15% | 2,547 | $243K | Reduce -8.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.14% | 1,996 | $222K | New |
| BA The Boeing Co. | 0.13% | 1,191 | $211K | New |
Portfolio Sells Q3 2024 → Q4 2024
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.7% | 22.52% | −0.47 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -9.9% | 1.07% | −0.18 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.16 |
| SPEM State Street SP PTF Em ETF | Sold out | 0.00% | −0.14 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.5% | 0.22% | −0.04 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -3.4% | 0.28% | −0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -0.3% | 0.29% | −0.03 |
| JNK SS SPDR BB High Yield Bond | Reduce -8.1% | 0.15% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.3% | 0.22% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -1.7% | 0.53% | −0.01 |
| SUB iShares Short-Term National | Reduce -3.2% | 0.17% | −0.01 |
| SCHV Schwab US Large-Cap Value | Reduce -0.4% | 0.16% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.1% | 1.02% | +0.03 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -2.2% | 20.21% | +0.18 |
Portfolio Buys Q3 2024 → Q4 2024
| TSLA Tesla Inc. | Add +0.1% | 1.37% | +0.46 |
| CGGR Cap Group Growth Equity | Add +3.7% | 5.51% | +0.40 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +49.5% | 0.89% | +0.27 |
| BIV Vanguard Intermediate-Term B | Add +17.9% | 1.66% | +0.14 |
| DIS The Walt Disney Co. | New | 0.14% | +0.14 |
| BA The Boeing Co. | New | 0.13% | +0.13 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +18.1% | 0.46% | +0.04 |
| URTH iShares MSCI World ETF | Add +4.3% | 4.75% | +0.03 |
| AAPL Apple Inc. | Add +0.1% | 0.46% | +0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.3% | 0.23% | −0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +3.2% | 0.35% | −0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.3% | 0.28% | −0.02 |
| MUB iShares National Muni Bond E | Add +0.2% | 0.44% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.5% | 0.79% | −0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +2.2% | 4.44% | −0.10 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +1.1% | 9.20% | −0.14 |
| VT Vanguard Tot World STK ETF | Add +0.1% | 4.49% | −0.21 |
| IJH iShares Core S&P Midcap ETF | Add +0.4% | 15.24% | −0.35 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $211.2M | VB, SPYG, IJH, VO, CGGR |
| Q1 2026 | 36 | $183.7M | VB, SPYG, IJH, VO, VCSH |
| Q4 2025 | 37 | $186.3M | VB, SPYG, IJH, VO, CGGR |
| Q3 2025 | 37 | $185.1M | VB, SPYG, IJH, VO, CGGR |
| Q2 2025 | 37 | $173.6M | VB, SPYG, IJH, VO, CGGR |
| Q1 2025 | 34 | $154.0M | VB, SPYG, IJH, VO, CGGR |
| Q4 2024 | 33 | $162.2M | VB, SPYG, IJH, VO, CGGR |
| Q3 2024 | 33 | $157.9M | VB, SPYG, IJH, VO, CGGR |
| Q2 2024 | 33 | $148.9M | VB, SPYG, IJH, VO, CGGR |
| Q1 2024 | 33 | $145.9M | VB, SPYG, IJH, VO, CGGR |