Investments & Financial Planning, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 12, 2025), Investments & Financial Planning, LLC reported 37 stock positions worth $173.6 million. Its top holding was Vanguard Most SM-Cap ETF-Usd (VB) at 21.4% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 20.5%) and iShares Core S&P Midcap ETF (IJH, 14.5%). Compared with Q1 2025, it opened 3 new positions, added to 18 and reduced 13. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +1%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- LEXINGTON, KY
- CIK
- 0001909307
- Portfolio Value
- $173.6M (Q2 2025)
- SEC Filing
- 0001909307-25-000010 ↗ filed Aug 12, 2025
Holdings Value
Holdings 37 stocks · $173.6M
| VB Vanguard Most SM-Cap ETF-Usd | 21.36% | 156,471 | $37.1M | Add +2.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 20.53% | 374,028 | $35.7M | Add +1.3% |
| IJH iShares Core S&P Midcap ETF | 14.47% | 404,959 | $25.1M | Add +2.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 9.48% | 58,805 | $16.5M | Add +2.4% |
| CGGR Cap Group Growth Equity | 6.16% | 263,134 | $10.7M | Add +5.8% |
| URTH iShares MSCI World ETF | 5.32% | 54,495 | $9.2M | Add +6.4% |
| VT Vanguard Tot World STK ETF | 4.59% | 62,009 | $8.0M | Reduce -0.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 3.87% | 84,538 | $6.7M | Reduce -6.7% |
| NVDA Nvidia Corp. | 2.20% | 24,219 | $3.8M | Add +0.8% |
| BIV Vanguard Intermediate-Term B | 1.84% | 41,296 | $3.2M | Add +3.1% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.12% | 45,093 | $1.9M | Add +5.6% |
| TSLA Tesla Inc. | 1.02% | 5,557 | $1.8M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.00% | 3,962 | $1.7M | Reduce -0.3% |
| BNDX Vanguard Total Intl Bond ETF | 0.83% | 29,207 | $1.4M | Reduce -7.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.76% | 7,504 | $1.3M | Reduce -1.5% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.54% | 14,400 | $941K | Add +3.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.51% | 12,295 | $894K | Reduce -0.4% |
| MUB iShares National Muni Bond E | 0.43% | 7,197 | $752K | Reduce -1.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.36% | 12,001 | $628K | Add +0.4% |
| AAPL Apple Inc. | 0.35% | 2,975 | $610K | No change |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.27% | 4,275 | $469K | Reduce -1.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.27% | 11,565 | $468K | Reduce -0.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.27% | 2,807 | $462K | Add +0.3% |
| SPAB SS SPDR P Agg Bond ETF | 0.26% | 17,385 | $445K | Reduce -1.4% |
| AMZN Amazon.com Inc. | 0.24% | 1,909 | $419K | Add +1.3% |
| VIG Vanguard Dividend Apprec ETF | 0.23% | 1,941 | $397K | Add +9.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.22% | 1,946 | $379K | Add +1.3% |
| SCHV Schwab US Large-Cap Value | 0.21% | 13,019 | $360K | Add +0.2% |
| MSFT Microsoft Corp. | 0.18% | 633 | $315K | Add +0.2% |
| SUB iShares Short-Term National | 0.16% | 2,661 | $283K | Reduce -13.3% |
| SCHG Schwab US Large-Cap Growth | 0.16% | 9,359 | $273K | Reduce -1.1% |
| BA The Boeing Co. | 0.14% | 1,191 | $250K | No change |
| JNK SS SPDR BB High Yield Bond | 0.14% | 2,456 | $239K | Reduce -3.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.14% | 1,926 | $239K | New |
| SCHW Schwab (charles) Corp. | 0.13% | 2,548 | $232K | New |
| SPEM State Street SP PTF Em ETF | 0.12% | 4,870 | $208K | New |
| UNH Unitedhealth Group Inc. | 0.12% | 642 | $200K | Add +50.0% |
Portfolio Sells Q1 2025 → Q2 2025
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -6.7% | 3.87% | −0.78 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -7.7% | 0.83% | −0.17 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.5% | 0.76% | −0.09 |
| VT Vanguard Tot World STK ETF | Reduce -0.2% | 4.59% | −0.09 |
| MUB iShares National Muni Bond E | Reduce -1.6% | 0.43% | −0.07 |
| SUB iShares Short-Term National | Reduce -13.3% | 0.16% | −0.05 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -1.4% | 0.26% | −0.04 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -1.2% | 0.27% | −0.04 |
| JNK SS SPDR BB High Yield Bond | Reduce -3.5% | 0.14% | −0.02 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -0.4% | 0.51% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.3% | 0.27% | −0.00 |
| SCHG Schwab US Large-Cap Growth | Reduce -1.1% | 0.16% | +0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 1.00% | +0.04 |
Portfolio Buys Q1 2025 → Q2 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Add +1.3% | 20.53% | +1.26 |
| CGGR Cap Group Growth Equity | Add +5.8% | 6.16% | +0.63 |
| NVDA Nvidia Corp. | Add +0.8% | 2.20% | +0.51 |
| URTH iShares MSCI World ETF | Add +6.4% | 5.32% | +0.22 |
| DIS The Walt Disney Co. | New | 0.14% | +0.14 |
| SCHW Schwab (charles) Corp. | New | 0.13% | +0.13 |
| SPEM State Street SP PTF Em ETF | New | 0.12% | +0.12 |
| MSFT Microsoft Corp. | Add +0.2% | 0.18% | +0.03 |
| AMZN Amazon.com Inc. | Add +1.3% | 0.24% | +0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +9.2% | 0.23% | +0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.3% | 0.22% | −0.01 |
| SCHV Schwab US Large-Cap Value | Add +0.2% | 0.21% | −0.02 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.3% | 0.27% | −0.03 |
| UNH Unitedhealth Group Inc. | Add +50.0% | 0.12% | −0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +0.4% | 0.36% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +3.5% | 0.54% | −0.04 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +5.6% | 1.12% | −0.06 |
| BIV Vanguard Intermediate-Term B | Add +3.1% | 1.84% | −0.15 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.4% | 9.48% | −0.17 |
| IJH iShares Core S&P Midcap ETF | Add +2.0% | 14.47% | −0.57 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +2.4% | 21.36% | −0.65 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $211.2M | VB, SPYG, IJH, VO, CGGR |
| Q1 2026 | 36 | $183.7M | VB, SPYG, IJH, VO, VCSH |
| Q4 2025 | 37 | $186.3M | VB, SPYG, IJH, VO, CGGR |
| Q3 2025 | 37 | $185.1M | VB, SPYG, IJH, VO, CGGR |
| Q2 2025 | 37 | $173.6M | VB, SPYG, IJH, VO, CGGR |
| Q1 2025 | 34 | $154.0M | VB, SPYG, IJH, VO, CGGR |
| Q4 2024 | 33 | $162.2M | VB, SPYG, IJH, VO, CGGR |
| Q3 2024 | 33 | $157.9M | VB, SPYG, IJH, VO, CGGR |
| Q2 2024 | 33 | $148.9M | VB, SPYG, IJH, VO, CGGR |
| Q1 2024 | 33 | $145.9M | VB, SPYG, IJH, VO, CGGR |