Kaizen Financial Strategies
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Kaizen Financial Strategies reported 162 stock positions worth $226.2 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 8.4% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 7.8%) and Apple (AAPL, 7.1%). Compared with Q3 2025, it opened 15 new positions, sold out of 3, added to 68 and reduced 53. The biggest buy was Alphabet Class C (GOOG, shares +5%) and the biggest sale Apple (AAPL, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- CAMPBELL, CA
- CIK
- 0001842013
- Portfolio Value
- $226.2M (Q4 2025)
- SEC Filing
- 0001842013-26-000002 ↗ filed Jan 21, 2026
Holdings Value
Holdings 162 stocks · $226.2M
| SPY SS SPDR S&P 500 ETF Trust-US | 8.37% | 27,768 | $18.9M | Add +0.6% |
| SCHG Schwab US Large-Cap Growth | 7.84% | 543,716 | $17.7M | Reduce -0.6% |
| AAPL Apple Inc. | 7.12% | 59,258 | $16.1M | Reduce -3.4% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 5.88% | 304,926 | $13.3M | Add +5.0% |
| NVDA Nvidia Corp. | 4.45% | 53,976 | $10.1M | Reduce -4.2% |
| VCRB Vanguard Core Bond ETF | 4.45% | 129,117 | $10.1M | Add +0.8% |
| SCHI Schwab 5-10 Year Corporate B | 3.54% | 348,578 | $8.0M | Add +4.0% |
| GOOG Alphabet Inc. Class C | 3.29% | 23,703 | $7.4M | Add +5.5% |
| JIRE JPMorgan Int Res Enh Eqty | 2.63% | 79,310 | $5.9M | Add +5.3% |
| AMZN Amazon.com Inc. | 2.27% | 22,224 | $5.1M | Add +7.9% |
| BX Blackstone Inc. | 1.85% | 27,127 | $4.2M | Add +0.8% |
| SCHQ Schwab Long-Term US Treasury | 1.69% | 120,863 | $3.8M | Reduce -8.9% |
| VIG Vanguard Dividend Apprec ETF | 1.68% | 17,295 | $3.8M | Add +6.7% |
| MSFT Microsoft Corp. | 1.61% | 7,522 | $3.6M | Add +2.4% |
| GOOGL Alphabet Inc. Class A | 1.58% | 11,405 | $3.6M | Reduce -2.2% |
| SMH Vaneck Semiconductor ETF | 1.52% | 9,528 | $3.4M | Add +0.1% |
| TSLA Tesla Inc. | 1.33% | 6,669 | $3.0M | Add +0.5% |
| QQQ Invesco QQQ Trust Series 1 | 1.09% | 4,027 | $2.5M | Reduce -6.0% |
| SCHR Schwab Intermediate-Term US | 1.04% | 93,542 | $2.3M | Add +14.2% |
| FNDB Schwab Fndmntl US BRD Mr ETF | 0.96% | 81,881 | $2.2M | Reduce -4.0% |
| XLK SS Technology Select Sector | 0.87% | 13,690 | $2.0M | Reduce -5.1% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.87% | 4,092 | $2.0M | Reduce -10.4% |
| LLY Eli Lilly & Co. | 0.86% | 1,805 | $1.9M | Reduce -18.8% |
| SPYI Neos S&P 500 High Income ETF | 0.84% | 36,384 | $1.9M | Add +3.8% |
| QQQI Neos Nasdaq-100 High Inc. ETF | 0.83% | 34,707 | $1.9M | Add +2.8% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.79% | 49,560 | $1.8M | Reduce -1.3% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.70% | 50,144 | $1.6M | Reduce -1.9% |
| VOO Vanguard S&P 500 ETF | 0.62% | 2,219 | $1.4M | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.61% | 2,099 | $1.4M | Add +4.6% |
| AMD Advanced Micro Devices | 0.53% | 5,602 | $1.2M | Reduce -0.4% |
| CRM Salesforce Inc. | 0.51% | 4,355 | $1.2M | Reduce -18.6% |
| KTOS Kratos Defense & Security | 0.51% | 15,100 | $1.1M | No change |
| TEI Templeton Emrg MKTS Inc. | 0.49% | 171,380 | $1.1M | Add +4.8% |
| BLOK Amplify Blockchain Tech ETF | 0.48% | 19,230 | $1.1M | Reduce -3.0% |
| AGX Argan Inc. | 0.47% | 3,423 | $1.1M | Reduce -25.5% |
| VGSH Vanguard Short-Term Treasury | 0.46% | 17,701 | $1.0M | Reduce -10.4% |
| VPLS Vanguard Core-Plus Bond ETF | 0.46% | 13,188 | $1.0M | Add +12.9% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.43% | 21,443 | $969K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.43% | 5,444 | $968K | Reduce -0.1% |
| V Visa Inc. Class A | 0.42% | 2,700 | $947K | Reduce -6.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.42% | 2,821 | $946K | No change |
| ABBV Abbvie Inc. | 0.42% | 4,139 | $946K | Add +2.0% |
| VWO Vanguard Ftse Emerging Marke | 0.42% | 17,544 | $943K | Add +1.9% |
| QTUM Defiance Quantum ETF | 0.41% | 8,416 | $923K | No change |
| XTL SS SPDR S&P Telecom ETF | 0.41% | 5,995 | $919K | Reduce -4.0% |
| COST Costco Wholesale Corp. | 0.39% | 1,027 | $885K | Add +0.3% |
| XLRE SS Real Estate Select Sector | 0.39% | 21,917 | $884K | Add +18.5% |
| XLF SS Financial Select Sector | 0.38% | 15,733 | $862K | Add +8.2% |
| LRCX Lam Research Corp. | 0.35% | 4,590 | $786K | Reduce -4.3% |
| GE General Electric filed as GE AEROSPACE | 0.34% | 2,513 | $774K | Add +7.0% |
| JPM JPMorgan Chase & Co. | 0.34% | 2,356 | $759K | Add +0.2% |
| RSPT Invesco S&P 500 Equal Weight | 0.33% | 16,400 | $746K | No change |
| XLC SS Comm Select Sector SPDR | 0.33% | 6,272 | $738K | Reduce -7.6% |
| IUSG iShares Core S&P U.S. Growth | 0.32% | 4,339 | $729K | Add +0.2% |
| CAT Caterpillar Inc. | 0.31% | 1,205 | $690K | Add +0.3% |
| SCHK Schwab 1000 Index ETF | 0.30% | 21,003 | $689K | No change |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.29% | 6,014 | $663K | Reduce -3.0% |
| NEE Nextera Energy Inc. | 0.29% | 8,062 | $647K | Reduce -5.0% |
| XSD SS SPDR S&P Semiconductor | 0.29% | 2,010 | $646K | No change |
| PDI PIMCO Dynamic Income Fund | 0.28% | 36,060 | $639K | Add +3.6% |
| EDD Morgan Stanley Emrg MRK Dom | 0.28% | 115,969 | $630K | No change |
| KGC Kinross Gold Corp. | 0.28% | 22,301 | $628K | Reduce -2.0% |
| EPOL iShares MSCI Poland ETF | 0.28% | 17,718 | $623K | Add +14.7% |
| STAG Stag Industrial Inc. | 0.27% | 16,747 | $616K | Add +0.6% |
| AXP American Express Co. | 0.27% | 1,661 | $614K | Reduce -4.7% |
| ACHR Archer Aviation Inc. Class A | 0.27% | 81,051 | $610K | Add +25.7% |
| CIBR First Trust Nasdaq Cybersecu | 0.26% | 8,378 | $599K | Add +0.3% |
| USLM United States Lime & Mineral | 0.26% | 4,978 | $596K | Reduce -7.9% |
| OKLO Oklo Inc. | 0.26% | 8,242 | $591K | Reduce -5.7% |
| XITK SS SPDR F Inno Tech ETF | 0.26% | 3,314 | $591K | No change |
| AMAT Applied Materials Inc. | 0.25% | 2,243 | $577K | Reduce -12.7% |
| UGL Proshares Ultra Gold | 0.25% | 10,289 | $571K | Add +1.2% |
| RGLD Royal Gold Inc. | 0.25% | 2,569 | $571K | No change |
| UEC Uranium Energy Corp. | 0.25% | 47,511 | $555K | No change |
| GLD SPDR Gold Shares | 0.24% | 1,377 | $546K | No change |
| NFLX Netflix Inc. | 0.23% | 5,458 | $512K | Reduce -30.0% |
| IWM iShares Russell 2000 ETF | 0.22% | 2,062 | $508K | Add +0.1% |
| CAH Cardinal Health Inc. | 0.22% | 2,460 | $506K | Reduce -5.8% |
| XSW SS SPDR S&P Soft & Serv ETF | 0.22% | 2,685 | $502K | No change |
| PGR Progressive Corp. | 0.21% | 2,068 | $471K | Reduce -8.6% |
| VYM Vanguard High DVD Yield ETF | 0.21% | 3,281 | $471K | New |
| WES Western Midstream Partners L | 0.20% | 11,713 | $463K | Add +21.9% |
| ORCL Oracle Corp. | 0.20% | 2,323 | $453K | Reduce -8.7% |
| XAWFX Alliancebernstein GL Hi Inc. | 0.20% | 42,337 | $453K | Add +9.8% |
| AMGN Amgen Inc. | 0.20% | 1,369 | $448K | Add +0.7% |
| WDC Western Digital Corp. | 0.20% | 2,576 | $444K | Add +0.2% |
| IMCG iShares Morningstar Mid-Cap | 0.20% | 5,538 | $442K | Add +0.3% |
| FALN iShares Fallen Angels ETF | 0.20% | 16,182 | $442K | Add +5.6% |
| ETR Entergy Corp. | 0.20% | 4,778 | $442K | Reduce -2.0% |
| USO United States Oil Fund LP | 0.19% | 6,372 | $441K | Reduce -8.2% |
| BTC Grayscale Bitcoin Mini ETF | 0.19% | 11,135 | $431K | New |
| KIE SS SPDR S&P Insurance ETF | 0.19% | 7,150 | $430K | No change |
| HACK Amplify Cybersecurity ETF | 0.19% | 5,323 | $428K | Reduce -0.2% |
| BIB Proshares Ultra Nasd Biotech | 0.19% | 5,315 | $424K | New |
| EWI iShares MSCI Italy ETF | 0.19% | 7,800 | $424K | No change |
| GEV GE Vernova Inc. | 0.19% | 648 | $423K | Add +59.2% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.18% | 1,374 | $415K | Add +8.0% |
| ANGL Vaneck Fallen Angel High YLD | 0.18% | 14,124 | $415K | Reduce -0.1% |
| MS Morgan Stanley | 0.18% | 2,271 | $403K | Add +0.6% |
| SCHA Schwab US Small-Cap ETF | 0.18% | 14,117 | $402K | Add +27.6% |
Options reported separately and not counted above: IWM calls ($46K), SMH calls ($45K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $401K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 320 | $401K | No change |
Total filed on the 13F, all lines: $226.6M.
Portfolio Sells Q3 2025 → Q4 2025
| AAPL Apple Inc. | Reduce -3.4% | 7.12% | −0.37 |
| NVDA Nvidia Corp. | Reduce -4.2% | 4.45% | −0.35 |
| SCHQ Schwab Long-Term US Treasury | Reduce -8.9% | 1.69% | −0.25 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.6% | 7.84% | −0.19 |
| SMR Nuscale Power Corp. | Reduce -18.5% | 0.10% | −0.18 |
| AGX Argan Inc. | Reduce -25.5% | 0.47% | −0.17 |
| NFLX Netflix Inc. | Reduce -30.0% | 0.23% | −0.16 |
| OKLO Oklo Inc. | Reduce -5.7% | 0.26% | −0.16 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.14 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −0.11 |
| BLOK Amplify Blockchain Tech ETF | Reduce -3.0% | 0.48% | −0.10 |
| ARM Arm Holdings PLC-ADR | Reduce -14.9% | 0.14% | −0.10 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -10.4% | 0.87% | −0.10 |
| ET Energy Transfer LP | Sold out | 0.00% | −0.10 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -6.0% | 1.09% | −0.09 |
| LLY Eli Lilly & Co. | Reduce -18.8% | 0.86% | −0.09 |
| ORCL Oracle Corp. | Reduce -8.7% | 0.20% | −0.08 |
| AMD Advanced Micro Devices | Reduce -0.4% | 0.53% | −0.07 |
| XLK SS Technology Select Sector | Reduce -5.1% | 0.87% | −0.07 |
| CRM Salesforce Inc. | Reduce -18.6% | 0.51% | −0.07 |
| VGSH Vanguard Short-Term Treasury | Reduce -10.4% | 0.46% | −0.07 |
| LEN Lennar Corp. Class A | Reduce -9.1% | 0.16% | −0.05 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Reduce -1.3% | 0.79% | −0.05 |
| AVGO Broadcom Inc. | Reduce -16.3% | 0.16% | −0.04 |
| PANW Palo Alto Networks Inc. | Reduce -5.5% | 0.15% | −0.04 |
| FNDB Schwab Fndmntl US BRD Mr ETF | Reduce -4.0% | 0.96% | −0.03 |
| NEE Nextera Energy Inc. | Reduce -5.0% | 0.29% | −0.03 |
| USO United States Oil Fund LP | Reduce -8.2% | 0.19% | −0.03 |
| V Visa Inc. Class A | Reduce -6.2% | 0.42% | −0.02 |
| XLC SS Comm Select Sector SPDR | Reduce -7.6% | 0.33% | −0.02 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -3.0% | 0.29% | −0.02 |
| SPG Simon Property Group Inc. | Reduce -9.8% | 0.17% | −0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -9.9% | 0.10% | −0.02 |
| AXP American Express Co. | Reduce -4.7% | 0.27% | −0.02 |
| AMAT Applied Materials Inc. | Reduce -12.7% | 0.25% | −0.02 |
| HACK Amplify Cybersecurity ETF | Reduce -0.2% | 0.19% | −0.02 |
| ETR Entergy Corp. | Reduce -2.0% | 0.20% | −0.02 |
| USLM United States Lime & Mineral | Reduce -7.9% | 0.26% | −0.02 |
| LDOS Leidos Holdings Inc. | Reduce -0.2% | 0.14% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.6% | 0.16% | −0.01 |
| VCTR Victory Capital Holding - A | Reduce -6.2% | 0.17% | −0.01 |
| CAH Cardinal Health Inc. | Reduce -5.8% | 0.22% | −0.01 |
| SLM SLM Corp. | Reduce -5.5% | 0.10% | −0.01 |
| HESM Hess Midstream LP Class A | Reduce -5.4% | 0.14% | −0.01 |
| PGR Progressive Corp. | Reduce -8.6% | 0.21% | −0.01 |
| MMM 3M Co. | Reduce -0.2% | 0.13% | −0.01 |
| OKE Oneok Inc. | Reduce -8.8% | 0.16% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -2.3% | 0.15% | −0.01 |
| XTL SS SPDR S&P Telecom ETF | Reduce -4.0% | 0.41% | −0.01 |
| FNF Fidelity National Financial | Reduce -3.3% | 0.09% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| GOOG Alphabet Inc. Class C | Add +5.5% | 3.29% | +0.38 |
| CGDV Cap Group Dividend Value | Add +5.0% | 5.88% | +0.32 |
| VYM Vanguard High DVD Yield ETF | New | 0.21% | +0.21 |
| BTC Grayscale Bitcoin Mini ETF | New | 0.19% | +0.19 |
| BIB Proshares Ultra Nasd Biotech | New | 0.19% | +0.19 |
| VNM Vaneck Vietnam ETF | New | 0.16% | +0.16 |
| SOXL Direx Dail Semi Bu 3X Et-Usd | New | 0.14% | +0.14 |
| EWS iShares MSCI Singapore ETF | New | 0.14% | +0.14 |
| LULU Lululemon Athletica Inc. | New | 0.11% | +0.11 |
| EME Emcor Group Inc. | New | 0.11% | +0.11 |
| SCHR Schwab Intermediate-Term US | Add +14.2% | 1.04% | +0.10 |
| PSLV Sprott Physical Silver Trust | New | 0.10% | +0.10 |
| BX Blackstone Inc. | Add +0.8% | 1.85% | +0.10 |
| VIG Vanguard Dividend Apprec ETF | Add +6.7% | 1.68% | +0.10 |
| XME SS SPDR S&P Metals Mining | New | 0.10% | +0.10 |
| JIRE JPMorgan Int Res Enh Eqty | Add +5.3% | 2.63% | +0.10 |
| AES AES Corp. | New | 0.09% | +0.09 |
| SCHW Schwab (charles) Corp. | New | 0.09% | +0.09 |
| JEPI JPMorgan Equity Premium Inco | New | 0.09% | +0.09 |
| TNA Dir Dai SML Ca Bul 3X Et-Usd | New | 0.09% | +0.09 |
| GEV GE Vernova Inc. | Add +59.2% | 0.19% | +0.09 |
| CLF Cleveland-Cliffs Inc. | New | 0.07% | +0.07 |
| SCHI Schwab 5-10 Year Corporate B | Add +4.0% | 3.54% | +0.05 |
| META Meta Platforms Inc. Class A | Add +4.6% | 0.61% | +0.05 |
| XLRE SS Real Estate Select Sector | Add +18.5% | 0.39% | +0.05 |
| XLY SS Consumer Disc Select Sect | Add +37.4% | 0.16% | +0.04 |
| SCHA Schwab US Small-Cap ETF | Add +27.6% | 0.18% | +0.04 |
| VPLS Vanguard Core-Plus Bond ETF | Add +12.9% | 0.46% | +0.04 |
| EPOL iShares MSCI Poland ETF | Add +14.7% | 0.28% | +0.04 |
| WES Western Midstream Partners L | Add +21.9% | 0.20% | +0.04 |
| XLF SS Financial Select Sector | Add +8.2% | 0.38% | +0.04 |
| UGL Proshares Ultra Gold | Add +1.2% | 0.25% | +0.03 |
| SNDK Sandisk Corp. | Add +10.7% | 0.13% | +0.03 |
| DFCA Dimensional Calfornia MB ETF | Add +23.8% | 0.13% | +0.02 |
| VTEC Vanguard Ca Tax-Ex Bond | Add +19.9% | 0.15% | +0.02 |
| TEI Templeton Emrg MKTS Inc. | Add +4.8% | 0.49% | +0.02 |
| NEM Newmont Corp. | Add +0.2% | 0.13% | +0.02 |
| SPYI Neos S&P 500 High Income ETF | Add +3.8% | 0.84% | +0.02 |
| GE General Electric | Add +7.0% | 0.34% | +0.02 |
| ABBV Abbvie Inc. | Add +2.0% | 0.42% | +0.02 |
| BABA Alibaba Group Holding-SP ADR | Add +31.3% | 0.14% | +0.01 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +8.0% | 0.18% | +0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +11.1% | 0.12% | +0.01 |
| MS Morgan Stanley | Add +0.6% | 0.18% | +0.01 |
| XAWFX Alliancebernstein GL Hi Inc. | Add +9.8% | 0.20% | +0.01 |
| GLDM SPDR Gold Minishares Trust | Add +2.2% | 0.14% | +0.01 |
| QCOM Qualcomm Inc. | Add +10.2% | 0.17% | +0.01 |
| ACHR Archer Aviation Inc. Class A | Add +25.7% | 0.27% | +0.01 |
| FALN iShares Fallen Angels ETF | Add +5.6% | 0.20% | +0.01 |
| WDC Western Digital Corp. | Add +0.2% | 0.20% | +0.01 |
Options Activity Q3 2025 → Q4 2025
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 169 | $252.8M | SCHG, AAPL, SPY, CGDV, NVDA |
| Q1 2026 | 169 | $235.8M | SPY, SCHG, AAPL, CGDV, NVDA |
| Q4 2025 | 162 | $226.2M | SPY, SCHG, AAPL, CGDV, NVDA |
| Q3 2025 | 150 | $220.8M | SPY, SCHG, AAPL, CGDV, NVDA |
| Q2 2025 | 147 | $196.0M | SPY, SCHG, AAPL, CGDV, VCRB |
| Q1 2025 | 136 | $172.4M | SPY, AAPL, SCHG, VCRB, CGDV |
| Q4 2024 | 131 | $175.8M | SPY, AAPL, SCHG, NVDA, VCRB |
| Q3 2024 | 133 | $171.6M | AAPL, SPY, SCHG, VIG, VCRB |
| Q2 2024 | 131 | $160.0M | AAPL, SPY, SCHG, VIG, VCRB |
| Q1 2024 | 122 | $146.9M | SPY, SCHG, AAPL, VIG, SCHZ |