Mustard Seed Financial, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 12, 2025), Mustard Seed Financial, LLC reported 81 stock positions worth $124.3 million. Its top holding was Vanguard Short-Term Bond ETF (BSV) at 12.4% of the portfolio, followed by Vanguard Intermediate-Term B (BIV, 7.6%) and Vanguard S/T Corp. Bond ETF (VCSH, 6.6%). Compared with Q4 2024, it opened 4 new positions, sold out of 4, added to 43 and reduced 14. The biggest buy was Vanguard Intermediate-Term B (BIV, shares +10%) and the biggest sale an exit from Valero Energy (VLO).
- Most Recent 13F
- Q2 2026
- Location
- Magnolia, AR
- CIK
- 0002011321
- Portfolio Value
- $124.3M (Q1 2025)
- SEC Filing
- 0001172661-25-001695 ↗ filed May 12, 2025
Holdings Value
Holdings 81 stocks · $124.3M
| BSV Vanguard Short-Term Bond ETF | 12.40% | 196,901 | $15.4M | Reduce -1.2% |
| BIV Vanguard Intermediate-Term B | 7.56% | 122,764 | $9.4M | Add +9.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.61% | 104,074 | $8.2M | Add +7.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.51% | 18,476 | $6.9M | Add +6.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 5.31% | 38,212 | $6.6M | Add +0.5% |
| VXUS Vanguard Total Intl Stock | 4.21% | 84,285 | $5.2M | Add +1.3% |
| DFLV Dim US Large Cap Value ETF | 3.73% | 151,728 | $4.6M | Add +6.9% |
| DFAI Dimensional International Co. | 3.20% | 127,453 | $4.0M | Add +4.7% |
| WMT Walmart Inc. | 3.11% | 44,040 | $3.9M | Add +0.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 2.93% | 22,656 | $3.6M | Add +1.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.71% | 67,837 | $3.4M | Add +15.4% |
| NVDA Nvidia Corp. | 2.56% | 29,316 | $3.2M | Add +0.8% |
| AAPL Apple Inc. | 1.84% | 10,317 | $2.3M | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.82% | 9,270 | $2.3M | Add +2.5% |
| XOM Exxon Mobil Corp. | 1.78% | 18,644 | $2.2M | Add +0.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.62% | 10,828 | $2.0M | Add +2.0% |
| PG The Procter & Gamble Co. | 1.59% | 11,568 | $2.0M | Reduce -2.9% |
| LLY Eli Lilly & Co. | 1.53% | 2,299 | $1.9M | Add +0.1% |
| DFAE Dimensional Emerging Core Eq | 1.45% | 69,383 | $1.8M | Add +3.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.27% | 6,288 | $1.6M | Add +5.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.23% | 5,946 | $1.5M | Add +0.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.17% | 5,626 | $1.5M | Add +4.2% |
| ABBV Abbvie Inc. | 1.02% | 6,057 | $1.3M | No change |
| VTIP Vanguard Short-Term Tips | 1.00% | 25,032 | $1.2M | Add +0.0% |
| VOO Vanguard S&P 500 ETF | 1.00% | 2,418 | $1.2M | Add +1.7% |
| DFSV Dimensional US Small Cap Val | 0.91% | 40,112 | $1.1M | Add +5.4% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.88% | 13,309 | $1.1M | Add +1.0% |
| FBTC Fidelity Wise Origin Bitcoin | 0.88% | 15,198 | $1.1M | Add +0.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.77% | 4,315 | $957K | Add +12.6% |
| VNQ Vanguard Real Estate ETF | 0.75% | 10,267 | $930K | Add +0.7% |
| DFUV Dimensional US Marketwide Va | 0.74% | 22,216 | $916K | Add +0.0% |
| DFUS Dimensional US Eq MKT ETF | 0.67% | 13,782 | $834K | Reduce -0.2% |
| CADE Cadence Bank | 0.67% | 27,393 | $832K | Reduce -3.8% |
| MSFT Microsoft Corp. | 0.66% | 2,181 | $819K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.63% | 17,189 | $778K | Add +0.4% |
| DFIV Dimensional International Va | 0.59% | 18,620 | $733K | Reduce -5.0% |
| SFNC Simmons First Natl Corp. Class A | 0.57% | 34,402 | $706K | Add +1.9% |
| VT Vanguard Tot World STK ETF | 0.54% | 5,803 | $673K | Add +1.9% |
| ABT Abbott Laboratories | 0.53% | 4,955 | $657K | No change |
| PEP Pepsico Inc. | 0.52% | 4,346 | $652K | Reduce -6.5% |
| SPSB SS SPDR P St C Corp. ETF | 0.50% | 20,803 | $626K | Add +1.5% |
| DFIC Dimensional International Co. | 0.44% | 19,798 | $550K | Reduce -9.4% |
| VEA Vanguard Ftse Developed ETF | 0.43% | 10,507 | $534K | Add +6.6% |
| CAT Caterpillar Inc. | 0.42% | 1,592 | $525K | No change |
| MUR Murphy Oil Corp. | 0.41% | 17,861 | $507K | Add +2.9% |
| CVX Chevron Corp. | 0.39% | 2,862 | $479K | Reduce -25.9% |
| ORCL Oracle Corp. | 0.38% | 3,415 | $478K | Reduce -9.7% |
| MUSA Murphy USA Inc. | 0.38% | 1,015 | $477K | Reduce -9.6% |
| AMZN Amazon.com Inc. | 0.38% | 2,496 | $475K | No change |
| DFAW Dimensional World Eqty ETF | 0.37% | 7,443 | $456K | Add +42.6% |
| OZK Bank Ozk | 0.37% | 10,465 | $455K | Add +0.0% |
| BND Vanguard Total Bond Market | 0.36% | 6,168 | $453K | Reduce -4.3% |
| VYM Vanguard High DVD Yield ETF | 0.35% | 3,378 | $436K | Add +0.1% |
| NFLX Netflix Inc. | 0.34% | 457 | $426K | Reduce -9.9% |
| JPM JPMorgan Chase & Co. | 0.33% | 1,689 | $414K | No change |
| RSP Invesco S&P 500 Equal Weight | 0.33% | 2,348 | $407K | No change |
| VGT Vanguard Info Tech ETF | 0.29% | 659 | $357K | Add +7.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.29% | 6,948 | $355K | Add +0.5% |
| UNH Unitedhealth Group Inc. | 0.28% | 675 | $354K | No change |
| MSTR Strategy Inc. filed as MICROSTRATEGY INC | 0.27% | 1,179 | $340K | No change |
| META Meta Platforms Inc. Class A | 0.27% | 583 | $336K | No change |
| VFH Vanguard Financials ETF | 0.27% | 2,800 | $335K | No change |
| GOOGL Alphabet Inc. Class A | 0.26% | 2,060 | $319K | No change |
| DFEM Dimensional Emrg MRKT Core | 0.25% | 11,971 | $317K | Reduce -3.2% |
| DFAS Dimensional US Small Cap ETF | 0.24% | 5,024 | $300K | Add +0.1% |
| JNJ Johnson & Johnson | 0.24% | 1,771 | $294K | Add +0.1% |
| VCIT Vanguard Int-Term Corporate | 0.23% | 3,561 | $291K | Add +0.4% |
| TXN Texas Instruments Inc. | 0.23% | 1,613 | $290K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.23% | 504 | $282K | No change |
| DFAT Dimensional US Target Value | 0.22% | 5,204 | $268K | No change |
| GOOG Alphabet Inc. Class C | 0.20% | 1,580 | $247K | No change |
| T AT&T Inc. | 0.19% | 8,535 | $241K | New |
| AXP American Express Co. | 0.19% | 863 | $232K | No change |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.18% | 2,788 | $224K | Add +4.8% |
| ETR Entergy Corp. | 0.18% | 2,562 | $219K | New |
| MFC Manulife Financial Corp. | 0.17% | 6,940 | $216K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.17% | 1,113 | $216K | Add +0.2% |
| MCD McDonald's Corp. | 0.16% | 651 | $203K | New |
| XYL Xylem Inc. | 0.16% | 1,683 | $201K | New |
| SLI Standard Lithium Ltd. | 0.08% | 77,963 | $99K | Reduce -11.8% |
| CLF Cleveland-Cliffs Inc. | 0.08% | 11,453 | $94K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| VLO Valero Energy Corp. | Sold out | 0.00% | −0.30 |
| JBHT Hunt (jb) Transprt SVCS Inc. | Sold out | 0.00% | −0.18 |
| ROST Ross Stores Inc. | Sold out | 0.00% | −0.17 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.17 |
| CADE Cadence Bank | Reduce -3.8% | 0.67% | −0.13 |
| ORCL Oracle Corp. | Reduce -9.7% | 0.38% | −0.13 |
| BSV Vanguard Short-Term Bond ETF | Reduce -1.2% | 12.40% | −0.11 |
| MUSA Murphy USA Inc. | Reduce -9.6% | 0.38% | −0.07 |
| CVX Chevron Corp. | Reduce -25.9% | 0.39% | −0.07 |
| PEP Pepsico Inc. | Reduce -6.5% | 0.52% | −0.05 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.2% | 0.67% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -2.9% | 1.59% | −0.04 |
| SLI Standard Lithium Ltd. | Reduce -11.8% | 0.08% | −0.03 |
| NFLX Netflix Inc. | Reduce -9.9% | 0.34% | −0.02 |
| DFIC Dimensional International Co. | Reduce -9.4% | 0.44% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -4.3% | 0.36% | −0.01 |
| DFEM Dimensional Emrg MRKT Core | Reduce -3.2% | 0.25% | −0.01 |
| DFIV Dimensional International Va | Reduce -5.0% | 0.59% | +0.02 |
Portfolio Buys Q4 2024 → Q1 2025
| BIV Vanguard Intermediate-Term B | Add +9.7% | 7.56% | +0.77 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.9% | 6.61% | +0.50 |
| DFAI Dimensional International Co. | Add +4.7% | 3.20% | +0.31 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +15.4% | 2.71% | +0.31 |
| DFLV Dim US Large Cap Value ETF | Add +6.9% | 3.73% | +0.27 |
| VXUS Vanguard Total Intl Stock | Add +1.3% | 4.21% | +0.23 |
| T AT&T Inc. | New | 0.19% | +0.19 |
| ETR Entergy Corp. | New | 0.18% | +0.18 |
| MCD McDonald's Corp. | New | 0.16% | +0.16 |
| XYL Xylem Inc. | New | 0.16% | +0.16 |
| XOM Exxon Mobil Corp. | Add +0.0% | 1.78% | +0.15 |
| DFAW Dimensional World Eqty ETF | Add +42.6% | 0.37% | +0.10 |
| LLY Eli Lilly & Co. | Add +0.1% | 1.53% | +0.09 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.5% | 5.31% | +0.08 |
| DFAE Dimensional Emerging Core Eq | Add +3.3% | 1.45% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +6.6% | 0.43% | +0.05 |
| JNJ Johnson & Johnson | Add +0.1% | 0.24% | +0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +12.6% | 0.77% | +0.02 |
| VTIP Vanguard Short-Term Tips | Add +0.0% | 1.00% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +0.4% | 0.63% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.2% | 1.17% | +0.01 |
| VNQ Vanguard Real Estate ETF | Add +0.7% | 0.75% | +0.01 |
| SPSB SS SPDR P St C Corp. ETF | Add +1.5% | 0.50% | +0.01 |
| VCIT Vanguard Int-Term Corporate | Add +0.4% | 0.23% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Add +0.1% | 0.35% | +0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +0.5% | 0.29% | −0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.0% | 0.74% | −0.00 |
| VT Vanguard Tot World STK ETF | Add +1.9% | 0.54% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +0.2% | 0.17% | −0.00 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +4.8% | 0.18% | −0.01 |
| OZK Bank Ozk | Add +0.0% | 0.37% | −0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +1.1% | 2.93% | −0.02 |
| MUR Murphy Oil Corp. | Add +2.9% | 0.41% | −0.02 |
| VGT Vanguard Info Tech ETF | Add +7.9% | 0.29% | −0.02 |
| DFAS Dimensional US Small Cap ETF | Add +0.1% | 0.24% | −0.02 |
| SFNC Simmons First Natl Corp. Class A | Add +1.9% | 0.57% | −0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +2.5% | 1.82% | −0.04 |
| VOO Vanguard S&P 500 ETF | Add +1.7% | 1.00% | −0.04 |
| DFSV Dimensional US Small Cap Val | Add +5.4% | 0.91% | −0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.3% | 1.23% | −0.07 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +5.6% | 1.27% | −0.08 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +2.0% | 1.62% | −0.09 |
| WMT Walmart Inc. | Add +0.2% | 3.11% | −0.12 |
| ARKB ARK 21SHARES Bitcoin ETF | Add +1.0% | 0.88% | −0.12 |
| FBTC Fidelity Wise Origin Bitcoin | Add +0.0% | 0.88% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +6.2% | 5.51% | −0.29 |
| NVDA Nvidia Corp. | Add +0.8% | 2.56% | −0.62 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 97 | $192.5M | BSV, VCSH, VUG, BIV, DFLV |
| Q1 2026 | 92 | $166.9M | BSV, VCSH, VUG, BIV, DFLV |
| Q4 2025 | 86 | $159.1M | BSV, VCSH, VUG, BIV, VTV |
| Q3 2025 | 92 | $155.6M | BSV, VCSH, VUG, BIV, VTV |
| Q2 2025 | 86 | $138.8M | BSV, BIV, VCSH, VUG, VTV |
| Q1 2025 | 81 | $124.3M | BSV, BIV, VCSH, VUG, VTV |
| Q4 2024 | 81 | $123.1M | BSV, BIV, VCSH, VUG, VTV |
| Q3 2024 | 83 | $120.5M | BSV, BIV, VCSH, VTV, VUG |
| Q2 2024 | 79 | $104.5M | BSV, VCSH, VTV, VUG, BIV |
| Q1 2024 | 78 | $100.2M | BSV, VCSH, VTV, VUG, VXUS |