Mustard Seed Financial, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Mustard Seed Financial, LLC reported 92 stock positions worth $155.6 million. Its top holding was Vanguard Short-Term Bond ETF (BSV) at 10.0% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 7.8%) and Vanguard Mrngstar GR ETF-Sui (VUG, 6.5%). Compared with Q2 2025, it opened 6 new positions, added to 37 and reduced 29. The biggest buy was Vanguard S/T Corp. Bond ETF (VCSH, shares +32%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −1%).

Most Recent 13F
Q2 2026
Location
Magnolia, AR
CIK
0002011321
Portfolio Value
$155.6M (Q3 2025)
SEC Filing
0001172661-25-004333 ↗ filed Oct 20, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $100.2M Q1 2024 Q2 2024: $104.5M Q2 2024 Q3 2024: $120.5M Q3 2024 Q4 2024: $123.1M Q4 2024 Q1 2025: $124.3M Q1 2025 Q2 2025: $138.8M Q2 2025 Q3 2025: $155.6M $155.6M Q3 2025 Q4 2025: $159.1M Q4 2025 Q1 2026: $166.9M Q1 2026 Q2 2026: $192.5M Q2 2026

Holdings 92 stocks · $155.6M
BSV Vanguard Short-Term Bond ETF 9.96% 196,305 $15.5M Reduce -1.0%
VCSH Vanguard S/T Corp. Bond ETF 7.85% 152,682 $12.2M Add +32.4%
VUG Vanguard Mrngstar GR ETF-Sui 6.55% 21,234 $10.2M Add +1.6%
BIV Vanguard Intermediate-Term B 6.46% 128,754 $10.1M Add +0.7%
VTV Vanguard Mrngstr Val ETF-Aui 4.65% 38,814 $7.2M Reduce -1.2%
VTEB Vanguard Tax-Exempt Bond ETF 4.06% 126,200 $6.3M Add +35.7%
VXUS Vanguard Total Intl Stock 3.93% 83,118 $6.1M Reduce -0.2%
DFLV Dim US Large Cap Value ETF 3.89% 183,701 $6.0M Add +8.6%
DFAI Dimensional International Co. 3.46% 148,046 $5.4M Add +4.5%
NVDA Nvidia Corp. 3.44% 28,665 $5.3M Reduce -2.2%
WMT Walmart Inc. 2.76% 41,630 $4.3M Reduce -2.0%
VOE Vngrd Mrngstr MD-Cap Val ETF 2.67% 23,831 $4.2M Add +0.3%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.93% 10,235 $3.0M Add +1.8%
DFAE Dimensional Emerging Core Eq 1.64% 80,678 $2.5M Add +4.7%
AAPL Apple Inc. 1.47% 9,010 $2.3M Reduce -13.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.46% 10,857 $2.3M Reduce -0.9%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.42% 7,406 $2.2M Add +4.1%
XOM Exxon Mobil Corp. 1.31% 18,108 $2.0M Reduce -2.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.19% 6,021 $1.9M Add +1.2%
PG The Procter & Gamble Co. 1.14% 11,577 $1.8M Add +0.0%
LLY Eli Lilly & Co. 1.13% 2,304 $1.8M Add +0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.07% 5,644 $1.7M Add +0.4%
VUSB Vanguard Ultra Short Bond Et 0.99% 30,765 $1.5M New
FBTC Fidelity Wise Origin Bitcoin 0.98% 15,347 $1.5M Add +0.0%
DFSV Dimensional US Small Cap Val 0.98% 47,824 $1.5M Add +6.6%
ARKB ARK 21SHARES Bitcoin ETF 0.92% 37,819 $1.4M Add +0.1%
ABBV Abbvie Inc. 0.90% 6,057 $1.4M No change
VOO Vanguard S&P 500 ETF 0.90% 2,283 $1.4M Add +2.3%
VB Vanguard Most SM-Cap ETF-Usd 0.87% 5,330 $1.4M Add +11.3%
DFSD Dimensional Short Duration 0.83% 26,848 $1.3M New
VTIP Vanguard Short-Term Tips 0.79% 24,156 $1.2M Reduce -0.3%
MSFT Microsoft Corp. 0.73% 2,193 $1.1M Reduce -0.1%
DFUV Dimensional US Marketwide Va 0.64% 22,445 $1.0M Add +1.0%
DFUS Dimensional US Eq MKT ETF 0.64% 13,784 $998K Add +0.0%
CADE Cadence Bank 0.64% 26,424 $992K Reduce -3.6%
ORCL Oracle Corp. 0.61% 3,395 $955K Reduce -0.6%
VNQ Vanguard Real Estate ETF 0.61% 10,309 $942K Add +0.8%
VWO Vanguard Ftse Emerging Marke 0.58% 16,653 $902K Reduce -0.5%
DFIV Dimensional International Va 0.53% 17,905 $826K Reduce -4.1%
VT Vanguard Tot World STK ETF 0.52% 5,882 $811K Add +1.3%
CAT Caterpillar Inc. 0.49% 1,592 $760K No change
DFAW Dimensional World Eqty ETF 0.47% 10,146 $729K Reduce -3.2%
VYM Vanguard High DVD Yield ETF 0.44% 4,827 $680K Add +42.7%
SPSB SS SPDR P St C Corp. ETF 0.43% 22,142 $671K Add +2.8%
ABT Abbott Laboratories 0.43% 4,955 $664K No change
SFNC Simmons First Natl Corp. Class A 0.42% 34,352 $659K Reduce -0.1%
DFIC Dimensional International Co. 0.42% 19,848 $651K Add +0.8%
PEP Pepsico Inc. 0.40% 4,375 $614K Reduce -0.2%
VEA Vanguard Ftse Developed ETF 0.37% 9,640 $578K Add +3.0%
MUR Murphy Oil Corp. 0.37% 20,078 $570K Reduce -6.5%
NFLX Netflix Inc. 0.35% 457 $548K No change
AMZN Amazon.com Inc. 0.35% 2,446 $537K Reduce -2.0%
OZK Bank Ozk 0.33% 10,185 $519K Reduce -3.1%
JPM JPMorgan Chase & Co. 0.32% 1,576 $497K No change
CVX Chevron Corp. 0.29% 2,930 $455K Add +1.5%
RSP Invesco S&P 500 Equal Weight 0.29% 2,348 $445K No change
VGT Vanguard Info Tech ETF 0.28% 592 $442K Reduce -4.7%
BND Vanguard Total Bond Market 0.28% 5,851 $435K Reduce -2.1%
META Meta Platforms Inc. Class A 0.28% 583 $428K No change
MUSA Murphy USA Inc. 0.27% 1,065 $413K Reduce -3.5%
GOOG Alphabet Inc. Class C 0.25% 1,581 $385K No change
SPYV SS SPDR P S&P 500 Value ETF 0.25% 6,914 $383K Reduce -1.4%
DFEM Dimensional Emrg MRKT Core 0.25% 11,887 $381K Reduce -0.1%
VFH Vanguard Financials ETF 0.24% 2,800 $367K No change
DFAS Dimensional US Small Cap ETF 0.24% 5,348 $366K Add +1.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.22% 512 $341K Add +1.4%
GOOGL Alphabet Inc. Class A 0.21% 1,360 $331K Reduce -34.0%
SPYG SS SPDR P S&P 500 Growth ETF 0.20% 3,048 $319K Add +2.6%
VIG Vanguard Dividend Apprec ETF 0.20% 1,461 $315K Add +5.5%
VCIT Vanguard Int-Term Corporate 0.20% 3,711 $312K Add +4.2%
DFAT Dimensional US Target Value 0.19% 5,204 $303K No change
JNJ Johnson & Johnson 0.19% 1,626 $301K Reduce -10.4%
TXN Texas Instruments Inc. 0.19% 1,613 $296K No change
AXP American Express Co. 0.18% 863 $287K No change
SLI Standard Lithium Ltd. 0.17% 78,063 $263K No change
VLO Valero Energy Corp. 0.16% 1,500 $255K No change
QQQ Invesco QQQ Trust Series 1 0.16% 422 $253K Add +2.4%
XYL Xylem Inc. 0.16% 1,693 $250K Add +0.3%
DCOR Dimensional US Core Eq 1 ETF 0.16% 3,387 $244K Add +4.6%
VTI VG Morningstar TS MKT ETF-US 0.16% 736 $242K No change
ETR Entergy Corp. 0.15% 2,571 $240K Add +0.3%
GE General Electric filed as GE AEROSPACE 0.15% 789 $237K No change
UNH Unitedhealth Group Inc. 0.15% 675 $233K No change
T AT&T Inc. 0.15% 8,251 $233K Reduce -3.3%
DDS Dillards Inc. Class A 0.14% 355 $218K New
MFC Manulife Financial Corp. 0.14% 6,940 $216K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.14% 5,043 $216K Reduce -5.2%
INTC Intel Corp. 0.14% 6,396 $215K New
ROST Ross Stores Inc. 0.14% 1,400 $213K New
MSTR Strategy Inc. 0.14% 652 $210K No change
XLE SS Energy Select Sector 0.13% 2,246 $201K New
CLF Cleveland-Cliffs Inc. 0.09% 11,453 $140K No change

Portfolio Sells Q2 2025 → Q3 2025
BSV Vanguard Short-Term Bond ETF Reduce -1.0% 9.96% −1.29
VTV Vanguard Mrngstr Val ETF-Aui Reduce -1.2% 4.65% −0.35
WMT Walmart Inc. Reduce -2.0% 2.76% −0.23
VXUS Vanguard Total Intl Stock Reduce -0.2% 3.93% −0.22
XOM Exxon Mobil Corp. Reduce -2.9% 1.31% −0.14
VTIP Vanguard Short-Term Tips Reduce -0.3% 0.79% −0.09
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.9% 1.46% −0.08
AAPL Apple Inc. Reduce -13.3% 1.47% −0.06
MUSA Murphy USA Inc. Reduce -3.5% 0.27% −0.06
MSFT Microsoft Corp. Reduce -0.1% 0.73% −0.06
AMZN Amazon.com Inc. Reduce -2.0% 0.35% −0.05
GOOGL Alphabet Inc. Class A Reduce -34.0% 0.21% −0.05
SFNC Simmons First Natl Corp. Class A Reduce -0.1% 0.42% −0.05
DFIV Dimensional International Va Reduce -4.1% 0.53% −0.05
DFAW Dimensional World Eqty ETF Reduce -3.2% 0.47% −0.04
BND Vanguard Total Bond Market Reduce -2.1% 0.28% −0.04
T AT&T Inc. Reduce -3.3% 0.15% −0.03
OZK Bank Ozk Reduce -3.1% 0.33% −0.02
PEP Pepsico Inc. Reduce -0.2% 0.40% −0.02
SPYV SS SPDR P S&P 500 Value ETF Reduce -1.4% 0.25% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Reduce -5.2% 0.14% −0.02
VWO Vanguard Ftse Emerging Marke Reduce -0.5% 0.58% −0.02
VGT Vanguard Info Tech ETF Reduce -4.7% 0.28% −0.01
DFEM Dimensional Emrg MRKT Core Reduce -0.1% 0.25% −0.01
JNJ Johnson & Johnson Reduce -10.4% 0.19% −0.01
CADE Cadence Bank Reduce -3.6% 0.64% +0.01
MUR Murphy Oil Corp. Reduce -6.5% 0.37% +0.02
ORCL Oracle Corp. Reduce -0.6% 0.61% +0.08
NVDA Nvidia Corp. Reduce -2.2% 3.44% +0.10

Portfolio Buys Q2 2025 → Q3 2025
VCSH Vanguard S/T Corp. Bond ETF Add +32.4% 7.85% +1.24
VUSB Vanguard Ultra Short Bond Et New 0.99% +0.99
DFSD Dimensional Short Duration New 0.83% +0.83
VTEB Vanguard Tax-Exempt Bond ETF Add +35.7% 4.06% +0.78
DDS Dillards Inc. Class A New 0.14% +0.14
INTC Intel Corp. New 0.14% +0.14
ROST Ross Stores Inc. New 0.14% +0.14
XLE SS Energy Select Sector New 0.13% +0.13
VYM Vanguard High DVD Yield ETF Add +42.7% 0.44% +0.11
DFLV Dim US Large Cap Value ETF Add +8.6% 3.89% +0.10
VB Vanguard Most SM-Cap ETF-Usd Add +11.3% 0.87% +0.05
DFSV Dimensional US Small Cap Val Add +6.6% 0.98% +0.03
DFAE Dimensional Emerging Core Eq Add +4.7% 1.64% +0.03
XYL Xylem Inc. Add +0.3% 0.16% +0.00
SPYG SS SPDR P S&P 500 Growth ETF Add +2.6% 0.20% +0.00
DCOR Dimensional US Core Eq 1 ETF Add +4.6% 0.16% +0.00
ETR Entergy Corp. Add +0.3% 0.15% +0.00
QQQ Invesco QQQ Trust Series 1 Add +2.4% 0.16% −0.00
VIG Vanguard Dividend Apprec ETF Add +5.5% 0.20% −0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Add +4.1% 1.42% −0.00
CVX Chevron Corp. Add +1.5% 0.29% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +1.4% 0.22% −0.01
DFAS Dimensional US Small Cap ETF Add +1.5% 0.24% −0.01
VCIT Vanguard Int-Term Corporate Add +4.2% 0.20% −0.01
VEA Vanguard Ftse Developed ETF Add +3.0% 0.37% −0.01
VOO Vanguard S&P 500 ETF Add +2.3% 0.90% −0.01
VT Vanguard Tot World STK ETF Add +1.3% 0.52% −0.02
DFIC Dimensional International Co. Add +0.8% 0.42% −0.02
DFUS Dimensional US Eq MKT ETF Add +0.0% 0.64% −0.02
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +1.2% 1.19% −0.03
DFUV Dimensional US Marketwide Va Add +1.0% 0.64% −0.03
SPSB SS SPDR P St C Corp. ETF Add +2.8% 0.43% −0.04
ARKB ARK 21SHARES Bitcoin ETF Add +0.1% 0.92% −0.05
VNQ Vanguard Real Estate ETF Add +0.8% 0.61% −0.05
VUG Vanguard Mrngstar GR ETF-Sui Add +1.6% 6.55% −0.05
FBTC Fidelity Wise Origin Bitcoin Add +0.0% 0.98% −0.05
DFAI Dimensional International Co. Add +4.5% 3.46% −0.07
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.4% 1.07% −0.07
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +1.8% 1.93% −0.13
VOE Vngrd Mrngstr MD-Cap Val ETF Add +0.3% 2.67% −0.14
LLY Eli Lilly & Co. Add +0.1% 1.13% −0.16
PG The Procter & Gamble Co. Add +0.0% 1.14% −0.18
BIV Vanguard Intermediate-Term B Add +0.7% 6.46% −0.66

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 97$192.5MBSV, VCSH, VUG, BIV, DFLV
Q1 2026 92$166.9MBSV, VCSH, VUG, BIV, DFLV
Q4 2025 86$159.1MBSV, VCSH, VUG, BIV, VTV
Q3 2025 92$155.6MBSV, VCSH, VUG, BIV, VTV
Q2 2025 86$138.8MBSV, BIV, VCSH, VUG, VTV
Q1 2025 81$124.3MBSV, BIV, VCSH, VUG, VTV
Q4 2024 81$123.1MBSV, BIV, VCSH, VUG, VTV
Q3 2024 83$120.5MBSV, BIV, VCSH, VTV, VUG
Q2 2024 79$104.5MBSV, VCSH, VTV, VUG, BIV
Q1 2024 78$100.2MBSV, VCSH, VTV, VUG, VXUS