Mustard Seed Financial, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Mustard Seed Financial, LLC reported 86 stock positions worth $159.1 million. Its top holding was Vanguard Short-Term Bond ETF (BSV) at 10.0% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 8.8%) and Vanguard Mrngstar GR ETF-Sui (VUG, 6.8%). Compared with Q3 2025, it opened 3 new positions, sold out of 9, added to 36 and reduced 32. The biggest buy was Vanguard S/T Corp. Bond ETF (VCSH, shares +15%) and the biggest sale Nvidia (NVDA, shares −21%).
- Most Recent 13F
- Q2 2026
- Location
- Magnolia, AR
- CIK
- 0002011321
- Portfolio Value
- $159.1M (Q4 2025)
- SEC Filing
- 0001172661-26-000292 ↗ filed Jan 23, 2026
Holdings Value
Holdings 86 stocks · $159.1M
| BSV Vanguard Short-Term Bond ETF | 9.95% | 200,892 | $15.8M | Add +2.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 8.79% | 175,412 | $14.0M | Add +14.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 6.81% | 22,198 | $10.8M | Add +4.5% |
| BIV Vanguard Intermediate-Term B | 6.22% | 127,134 | $9.9M | Reduce -1.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.64% | 38,681 | $7.4M | Reduce -0.3% |
| DFLV Dim US Large Cap Value ETF | 4.34% | 201,613 | $6.9M | Add +9.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 4.11% | 129,885 | $6.5M | Add +2.9% |
| VXUS Vanguard Total Intl Stock | 3.89% | 81,951 | $6.2M | Reduce -1.4% |
| DFAI Dimensional International Co. | 3.84% | 160,260 | $6.1M | Add +8.3% |
| WMT Walmart Inc. | 2.88% | 41,131 | $4.6M | Reduce -1.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 2.70% | 24,179 | $4.3M | Add +1.5% |
| NVDA Nvidia Corp. | 2.66% | 22,666 | $4.2M | Reduce -20.9% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.88% | 10,727 | $3.0M | Add +4.8% |
| DFAE Dimensional Emerging Core Eq | 1.78% | 86,944 | $2.8M | Add +7.8% |
| VUSB Vanguard Ultra Short Bond Et | 1.65% | 52,692 | $2.6M | Add +71.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.52% | 8,011 | $2.4M | Add +8.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.47% | 11,048 | $2.3M | Add +1.8% |
| AAPL Apple Inc. | 1.38% | 8,103 | $2.2M | Reduce -10.1% |
| XOM Exxon Mobil Corp. | 1.36% | 17,963 | $2.2M | Reduce -0.8% |
| DFSD Dimensional Short Duration | 1.29% | 42,821 | $2.1M | Add +59.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.23% | 6,208 | $2.0M | Add +3.1% |
| DFSV Dimensional US Small Cap Val | 1.10% | 53,392 | $1.8M | Add +11.6% |
| PG The Procter & Gamble Co. | 1.04% | 11,581 | $1.7M | Add +0.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.94% | 5,138 | $1.5M | Reduce -9.0% |
| LLY Eli Lilly & Co. | 0.88% | 1,305 | $1.4M | Reduce -43.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.88% | 5,400 | $1.4M | Add +1.3% |
| ABBV Abbvie Inc. | 0.83% | 5,790 | $1.3M | Reduce -4.4% |
| VOO Vanguard S&P 500 ETF | 0.79% | 2,008 | $1.3M | Reduce -12.1% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.78% | 42,548 | $1.2M | Add +12.5% |
| FBTC Fidelity Wise Origin Bitcoin | 0.77% | 15,977 | $1.2M | Add +4.1% |
| VTIP Vanguard Short-Term Tips | 0.75% | 24,258 | $1.2M | Add +0.4% |
| DFAW Dimensional World Eqty ETF | 0.68% | 14,523 | $1.1M | Add +43.1% |
| DFUV Dimensional US Marketwide Va | 0.66% | 22,671 | $1.1M | Add +1.0% |
| MSFT Microsoft Corp. | 0.66% | 2,181 | $1.1M | Reduce -0.6% |
| CADE Cadence Bank | 0.64% | 23,887 | $1.0M | Reduce -9.6% |
| MUSA Murphy USA Inc. | 0.64% | 2,515 | $1.0M | Add +136.2% |
| DFUS Dimensional US Eq MKT ETF | 0.62% | 13,381 | $992K | Reduce -2.9% |
| VNQ Vanguard Real Estate ETF | 0.57% | 10,278 | $910K | Reduce -0.3% |
| DFIV Dimensional International Va | 0.56% | 17,865 | $891K | Reduce -0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.56% | 16,573 | $891K | Reduce -0.5% |
| VT Vanguard Tot World STK ETF | 0.52% | 5,885 | $830K | Add +0.1% |
| MUR Murphy Oil Corp. | 0.45% | 22,973 | $718K | Add +14.4% |
| VYM Vanguard High DVD Yield ETF | 0.44% | 4,867 | $699K | Add +0.8% |
| DFIC Dimensional International Co. | 0.43% | 19,640 | $677K | Reduce -1.1% |
| ORCL Oracle Corp. | 0.42% | 3,397 | $662K | Add +0.1% |
| SFNC Simmons First Natl Corp. Class A | 0.41% | 34,352 | $648K | No change |
| ABT Abbott Laboratories | 0.39% | 4,955 | $621K | No change |
| VEA Vanguard Ftse Developed ETF | 0.38% | 9,775 | $611K | Add +1.4% |
| AMZN Amazon.com Inc. | 0.35% | 2,446 | $565K | No change |
| SPSB SS SPDR P St C Corp. ETF | 0.32% | 16,980 | $513K | Reduce -23.3% |
| PEP Pepsico Inc. | 0.32% | 3,571 | $513K | Reduce -18.4% |
| GOOG Alphabet Inc. Class C | 0.31% | 1,581 | $496K | No change |
| RSP Invesco S&P 500 Equal Weight | 0.28% | 2,348 | $450K | No change |
| VGT Vanguard Info Tech ETF | 0.28% | 592 | $446K | No change |
| OZK Bank Ozk | 0.28% | 9,612 | $442K | Reduce -5.6% |
| SLI Standard Lithium Ltd. | 0.26% | 92,253 | $412K | Add +18.2% |
| GOOGL Alphabet Inc. Class A | 0.26% | 1,300 | $407K | Reduce -4.4% |
| JPM JPMorgan Chase & Co. | 0.26% | 1,263 | $407K | Reduce -19.9% |
| DFEM Dimensional Emrg MRKT Core | 0.26% | 12,267 | $406K | Add +3.2% |
| BND Vanguard Total Bond Market | 0.25% | 5,434 | $402K | Reduce -7.1% |
| VFH Vanguard Financials ETF | 0.23% | 2,800 | $374K | No change |
| DFAS Dimensional US Small Cap ETF | 0.23% | 5,287 | $368K | Reduce -1.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.22% | 516 | $352K | Add +0.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.21% | 3,108 | $332K | Add +2.0% |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 1,464 | $322K | Add +0.2% |
| DFAT Dimensional US Target Value | 0.19% | 5,204 | $310K | No change |
| VCIT Vanguard Int-Term Corporate | 0.19% | 3,683 | $308K | Reduce -0.8% |
| CVX Chevron Corp. | 0.18% | 1,911 | $291K | Reduce -34.8% |
| TXN Texas Instruments Inc. | 0.18% | 1,613 | $280K | No change |
| NFLX Netflix Inc. | 0.17% | 2,920 | $274K | Reduce -36.1% |
| ALB Albemarle Corp. | 0.17% | 1,928 | $273K | New |
| JNJ Johnson & Johnson | 0.17% | 1,294 | $268K | Reduce -20.4% |
| DCOR Dimensional US Core Eq 1 ETF | 0.16% | 3,523 | $259K | Add +4.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 422 | $259K | No change |
| ROST Ross Stores Inc. | 0.16% | 1,400 | $252K | No change |
| MFC Manulife Financial Corp. | 0.16% | 6,940 | $252K | No change |
| GE General Electric filed as GE AEROSPACE | 0.15% | 789 | $243K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.15% | 715 | $240K | Reduce -2.9% |
| ETR Entergy Corp. | 0.15% | 2,572 | $238K | Add +0.0% |
| JBHT Hunt (jb) Transprt SVCS Inc. | 0.15% | 1,200 | $233K | New |
| SPYV SS SPDR P S&P 500 Value ETF | 0.15% | 4,091 | $232K | Reduce -40.8% |
| XYL Xylem Inc. | 0.15% | 1,698 | $231K | Add +0.3% |
| DDS Dillards Inc. Class A | 0.14% | 355 | $215K | No change |
| T AT&T Inc. | 0.13% | 8,205 | $204K | Reduce -0.6% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.13% | 420 | $202K | New |
| CLF Cleveland-Cliffs Inc. | 0.10% | 11,453 | $152K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| NVDA Nvidia Corp. | Reduce -20.9% | 2.66% | −0.78 |
| CAT Caterpillar Inc. | Sold out | 0.00% | −0.49 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.28 |
| LLY Eli Lilly & Co. | Reduce -43.4% | 0.88% | −0.25 |
| BIV Vanguard Intermediate-Term B | Reduce -1.3% | 6.22% | −0.24 |
| AXP American Express Co. | Sold out | 0.00% | −0.18 |
| NFLX Netflix Inc. | Reduce -36.1% | 0.17% | −0.18 |
| VLO Valero Energy Corp. | Sold out | 0.00% | −0.16 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.15 |
| SPDW Ste STR SPDR PT DW Eu ETF | Sold out | 0.00% | −0.14 |
| INTC Intel Corp. | Sold out | 0.00% | −0.14 |
| MSTR Strategy Inc. | Sold out | 0.00% | −0.14 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -9.0% | 0.94% | −0.13 |
| CVX Chevron Corp. | Reduce -34.8% | 0.18% | −0.11 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -23.3% | 0.32% | −0.11 |
| VOO Vanguard S&P 500 ETF | Reduce -12.1% | 0.79% | −0.11 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -40.8% | 0.15% | −0.10 |
| AAPL Apple Inc. | Reduce -10.1% | 1.38% | −0.09 |
| PEP Pepsico Inc. | Reduce -18.4% | 0.32% | −0.07 |
| ABBV Abbvie Inc. | Reduce -4.4% | 0.83% | −0.07 |
| MSFT Microsoft Corp. | Reduce -0.6% | 0.66% | −0.07 |
| JPM JPMorgan Chase & Co. | Reduce -19.9% | 0.26% | −0.06 |
| OZK Bank Ozk | Reduce -5.6% | 0.28% | −0.06 |
| VXUS Vanguard Total Intl Stock | Reduce -1.4% | 3.89% | −0.04 |
| VNQ Vanguard Real Estate ETF | Reduce -0.3% | 0.57% | −0.03 |
| BND Vanguard Total Bond Market | Reduce -7.1% | 0.25% | −0.03 |
| JNJ Johnson & Johnson | Reduce -20.4% | 0.17% | −0.03 |
| T AT&T Inc. | Reduce -0.6% | 0.13% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.5% | 0.56% | −0.02 |
| DFUS Dimensional US Eq MKT ETF | Reduce -2.9% | 0.62% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.3% | 4.64% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Reduce -0.8% | 0.19% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.9% | 0.15% | −0.00 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.1% | 0.23% | −0.00 |
| CADE Cadence Bank | Reduce -9.6% | 0.64% | +0.01 |
| DFIC Dimensional International Co. | Reduce -1.1% | 0.43% | +0.01 |
| DFIV Dimensional International Va | Reduce -0.2% | 0.56% | +0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -4.4% | 0.26% | +0.04 |
| XOM Exxon Mobil Corp. | Reduce -0.8% | 1.36% | +0.05 |
| WMT Walmart Inc. | Reduce -1.2% | 2.88% | +0.12 |
Portfolio Buys Q3 2025 → Q4 2025
| VCSH Vanguard S/T Corp. Bond ETF | Add +14.9% | 8.79% | +0.95 |
| VUSB Vanguard Ultra Short Bond Et | Add +71.3% | 1.65% | +0.66 |
| DFSD Dimensional Short Duration | Add +59.5% | 1.29% | +0.46 |
| DFLV Dim US Large Cap Value ETF | Add +9.8% | 4.34% | +0.45 |
| DFAI Dimensional International Co. | Add +8.3% | 3.84% | +0.38 |
| MUSA Murphy USA Inc. | Add +136.2% | 0.64% | +0.37 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +4.5% | 6.81% | +0.26 |
| DFAW Dimensional World Eqty ETF | Add +43.1% | 0.68% | +0.21 |
| ALB Albemarle Corp. | New | 0.17% | +0.17 |
| JBHT Hunt (jb) Transprt SVCS Inc. | New | 0.15% | +0.15 |
| DFAE Dimensional Emerging Core Eq | Add +7.8% | 1.78% | +0.14 |
| DIA SS SPDR Dow Jones Indus Avg | New | 0.13% | +0.13 |
| DFSV Dimensional US Small Cap Val | Add +11.6% | 1.10% | +0.13 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +8.2% | 1.52% | +0.10 |
| SLI Standard Lithium Ltd. | Add +18.2% | 0.26% | +0.09 |
| MUR Murphy Oil Corp. | Add +14.4% | 0.45% | +0.08 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +2.9% | 4.11% | +0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +3.1% | 1.23% | +0.04 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +1.5% | 2.70% | +0.02 |
| DFUV Dimensional US Marketwide Va | Add +1.0% | 0.66% | +0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.8% | 1.47% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +1.4% | 0.38% | +0.01 |
| DFEM Dimensional Emrg MRKT Core | Add +3.2% | 0.26% | +0.01 |
| DCOR Dimensional US Core Eq 1 ETF | Add +4.0% | 0.16% | +0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.3% | 0.88% | +0.00 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +2.0% | 0.21% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.8% | 0.22% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Add +0.8% | 0.44% | +0.00 |
| VT Vanguard Tot World STK ETF | Add +0.1% | 0.52% | +0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +0.2% | 0.20% | −0.00 |
| ETR Entergy Corp. | Add +0.0% | 0.15% | −0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +2.3% | 9.95% | −0.01 |
| XYL Xylem Inc. | Add +0.3% | 0.15% | −0.02 |
| VTIP Vanguard Short-Term Tips | Add +0.4% | 0.75% | −0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +4.8% | 1.88% | −0.05 |
| PG The Procter & Gamble Co. | Add +0.0% | 1.04% | −0.10 |
| ARKB ARK 21SHARES Bitcoin ETF | Add +12.5% | 0.78% | −0.15 |
| ORCL Oracle Corp. | Add +0.1% | 0.42% | −0.20 |
| FBTC Fidelity Wise Origin Bitcoin | Add +4.1% | 0.77% | −0.22 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 97 | $192.5M | BSV, VCSH, VUG, BIV, DFLV |
| Q1 2026 | 92 | $166.9M | BSV, VCSH, VUG, BIV, DFLV |
| Q4 2025 | 86 | $159.1M | BSV, VCSH, VUG, BIV, VTV |
| Q3 2025 | 92 | $155.6M | BSV, VCSH, VUG, BIV, VTV |
| Q2 2025 | 86 | $138.8M | BSV, BIV, VCSH, VUG, VTV |
| Q1 2025 | 81 | $124.3M | BSV, BIV, VCSH, VUG, VTV |
| Q4 2024 | 81 | $123.1M | BSV, BIV, VCSH, VUG, VTV |
| Q3 2024 | 83 | $120.5M | BSV, BIV, VCSH, VTV, VUG |
| Q2 2024 | 79 | $104.5M | BSV, VCSH, VTV, VUG, BIV |
| Q1 2024 | 78 | $100.2M | BSV, VCSH, VTV, VUG, VXUS |