Mustard Seed Financial, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), Mustard Seed Financial, LLC reported 86 stock positions worth $138.8 million. Its top holding was Vanguard Short-Term Bond ETF (BSV) at 11.2% of the portfolio, followed by Vanguard Intermediate-Term B (BIV, 7.1%) and Vanguard S/T Corp. Bond ETF (VCSH, 6.6%). Compared with Q1 2025, it opened 6 new positions, sold out of 1, added to 45 and reduced 15. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +13%) and the biggest sale an exit from McDonald's (MCD).

Most Recent 13F
Q2 2026
Location
Magnolia, AR
CIK
0002011321
Portfolio Value
$138.8M (Q2 2025)
SEC Filing
0001172661-25-002638 ↗ filed Jul 17, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $100.2M Q1 2024 Q2 2024: $104.5M Q2 2024 Q3 2024: $120.5M Q3 2024 Q4 2024: $123.1M Q4 2024 Q1 2025: $124.3M Q1 2025 Q2 2025: $138.8M $138.8M Q2 2025 Q3 2025: $155.6M Q3 2025 Q4 2025: $159.1M Q4 2025 Q1 2026: $166.9M Q1 2026 Q2 2026: $192.5M Q2 2026

Holdings 86 stocks · $138.8M
BSV Vanguard Short-Term Bond ETF 11.24% 198,344 $15.6M Add +0.7%
BIV Vanguard Intermediate-Term B 7.12% 127,802 $9.9M Add +4.1%
VCSH Vanguard S/T Corp. Bond ETF 6.61% 115,358 $9.2M Add +10.8%
VUG Vanguard Mrngstar GR ETF-Sui 6.60% 20,893 $9.2M Add +13.1%
VTV Vanguard Mrngstr Val ETF-Aui 5.00% 39,274 $6.9M Add +2.8%
VXUS Vanguard Total Intl Stock 4.15% 83,289 $5.8M Reduce -1.2%
DFLV Dim US Large Cap Value ETF 3.78% 169,182 $5.2M Add +11.5%
DFAI Dimensional International Co. 3.53% 141,602 $4.9M Add +11.1%
NVDA Nvidia Corp. 3.34% 29,316 $4.6M No change
VTEB Vanguard Tax-Exempt Bond ETF 3.28% 92,970 $4.6M Add +37.0%
WMT Walmart Inc. 2.99% 42,487 $4.2M Reduce -3.5%
VOE Vngrd Mrngstr MD-Cap Val ETF 2.81% 23,753 $3.9M Add +4.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd 2.06% 10,058 $2.9M Add +8.5%
DFAE Dimensional Emerging Core Eq 1.61% 77,079 $2.2M Add +11.1%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.54% 10,956 $2.1M Add +1.2%
AAPL Apple Inc. 1.54% 10,388 $2.1M Add +0.7%
XOM Exxon Mobil Corp. 1.45% 18,646 $2.0M Add +0.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.42% 7,115 $2.0M Add +13.2%
PG The Procter & Gamble Co. 1.33% 11,572 $1.8M Add +0.0%
LLY Eli Lilly & Co. 1.29% 2,301 $1.8M Add +0.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.22% 5,950 $1.7M Add +0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.13% 5,620 $1.6M Reduce -0.1%
FBTC Fidelity Wise Origin Bitcoin 1.04% 15,346 $1.4M Add +1.0%
ARKB ARK 21SHARES Bitcoin ETF 0.97% 37,791 $1.4M Reduce -5.3%
DFSV Dimensional US Small Cap Val 0.95% 44,856 $1.3M Add +11.8%
VOO Vanguard S&P 500 ETF 0.91% 2,232 $1.3M Reduce -7.7%
VTIP Vanguard Short-Term Tips 0.88% 24,226 $1.2M Reduce -3.2%
VB Vanguard Most SM-Cap ETF-Usd 0.82% 4,789 $1.1M Add +11.0%
ABBV Abbvie Inc. 0.81% 6,057 $1.1M No change
MSFT Microsoft Corp. 0.79% 2,196 $1.1M Add +0.7%
DFUV Dimensional US Marketwide Va 0.68% 22,219 $939K Add +0.0%
DFUS Dimensional US Eq MKT ETF 0.67% 13,783 $924K Add +0.0%
VNQ Vanguard Real Estate ETF 0.66% 10,223 $910K Reduce -0.4%
CADE Cadence Bank 0.63% 27,409 $877K Add +0.1%
VWO Vanguard Ftse Emerging Marke 0.60% 16,730 $827K Reduce -2.7%
DFIV Dimensional International Va 0.58% 18,672 $800K Add +0.3%
ORCL Oracle Corp. 0.54% 3,415 $747K No change
VT Vanguard Tot World STK ETF 0.54% 5,805 $746K Add +0.0%
DFAW Dimensional World Eqty ETF 0.51% 10,486 $703K Add +40.9%
ABT Abbott Laboratories 0.49% 4,955 $674K No change
SFNC Simmons First Natl Corp. Class A 0.47% 34,402 $652K No change
SPSB SS SPDR P St C Corp. ETF 0.47% 21,548 $651K Add +3.6%
CAT Caterpillar Inc. 0.45% 1,592 $618K No change
DFIC Dimensional International Co. 0.44% 19,700 $612K Reduce -0.5%
NFLX Netflix Inc. 0.44% 457 $612K No change
PEP Pepsico Inc. 0.42% 4,384 $579K Add +0.9%
AMZN Amazon.com Inc. 0.39% 2,496 $548K No change
VEA Vanguard Ftse Developed ETF 0.38% 9,357 $533K Reduce -10.9%
OZK Bank Ozk 0.36% 10,509 $495K Add +0.4%
MUR Murphy Oil Corp. 0.35% 21,480 $483K Add +20.3%
JPM JPMorgan Chase & Co. 0.33% 1,576 $457K Reduce -6.7%
VYM Vanguard High DVD Yield ETF 0.32% 3,382 $451K Add +0.1%
MUSA Murphy USA Inc. 0.32% 1,103 $449K Add +8.7%
BND Vanguard Total Bond Market 0.32% 5,974 $440K Reduce -3.1%
META Meta Platforms Inc. Class A 0.31% 583 $430K No change
RSP Invesco S&P 500 Equal Weight 0.31% 2,348 $427K No change
CVX Chevron Corp. 0.30% 2,887 $413K Add +0.9%
VGT Vanguard Info Tech ETF 0.30% 621 $412K Reduce -5.8%
SPYV SS SPDR P S&P 500 Value ETF 0.26% 7,009 $367K Add +0.9%
GOOGL Alphabet Inc. Class A 0.26% 2,060 $363K No change
VFH Vanguard Financials ETF 0.26% 2,800 $356K No change
DFEM Dimensional Emrg MRKT Core 0.25% 11,896 $353K Reduce -0.6%
DFAS Dimensional US Small Cap ETF 0.24% 5,267 $336K Add +4.8%
TXN Texas Instruments Inc. 0.24% 1,613 $335K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.22% 505 $312K Add +0.2%
VCIT Vanguard Int-Term Corporate 0.21% 3,561 $295K No change
VIG Vanguard Dividend Apprec ETF 0.20% 1,385 $283K Add +24.4%
SPYG SS SPDR P S&P 500 Growth ETF 0.20% 2,970 $283K Add +6.5%
DFAT Dimensional US Target Value 0.20% 5,204 $281K No change
GOOG Alphabet Inc. Class C 0.20% 1,581 $280K Add +0.1%
JNJ Johnson & Johnson 0.20% 1,815 $277K Add +2.5%
AXP American Express Co. 0.20% 863 $275K No change
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.19% 652 $264K Reduce -44.7%
T AT&T Inc. 0.18% 8,535 $247K No change
QQQ Invesco QQQ Trust Series 1 0.16% 412 $227K New
VTI VG Morningstar TS MKT ETF-US 0.16% 736 $224K New
MFC Manulife Financial Corp. 0.16% 6,940 $222K No change
XYL Xylem Inc. 0.16% 1,688 $218K Add +0.3%
DCOR Dimensional US Core Eq 1 ETF 0.16% 3,239 $217K New
SPDW Ste STR SPDR PT DW Eu ETF 0.16% 5,319 $215K New
ETR Entergy Corp. 0.15% 2,564 $213K Add +0.1%
UNH Unitedhealth Group Inc. 0.15% 675 $211K No change
GE General Electric filed as GE AEROSPACE 0.15% 789 $203K New
VLO Valero Energy Corp. 0.15% 1,500 $202K New
SLI Standard Lithium Ltd. 0.11% 78,063 $153K Add +0.1%
CLF Cleveland-Cliffs Inc. 0.06% 11,453 $87K No change

Portfolio Sells Q1 2025 → Q2 2025
MCD McDonald's Corp. Sold out 0.00% −0.16
VTIP Vanguard Short-Term Tips Reduce -3.2% 0.88% −0.13
WMT Walmart Inc. Reduce -3.5% 2.99% −0.12
VNQ Vanguard Real Estate ETF Reduce -0.4% 0.66% −0.09
VOO Vanguard S&P 500 ETF Reduce -7.7% 0.91% −0.09
MSTR Strategy Inc. Reduce -44.7% 0.19% −0.08
VXUS Vanguard Total Intl Stock Reduce -1.2% 4.15% −0.07
BND Vanguard Total Bond Market Reduce -3.1% 0.32% −0.05
VEA Vanguard Ftse Developed ETF Reduce -10.9% 0.38% −0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.1% 1.13% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -2.7% 0.60% −0.03
JPM JPMorgan Chase & Co. Reduce -6.7% 0.33% −0.00
DFIC Dimensional International Co. Reduce -0.5% 0.44% −0.00
DFEM Dimensional Emrg MRKT Core Reduce -0.6% 0.25% −0.00
VGT Vanguard Info Tech ETF Reduce -5.8% 0.30% +0.01
ARKB ARK 21SHARES Bitcoin ETF Reduce -5.3% 0.97% +0.09

Portfolio Buys Q1 2025 → Q2 2025
VUG Vanguard Mrngstar GR ETF-Sui Add +13.1% 6.60% +1.09
VTEB Vanguard Tax-Exempt Bond ETF Add +37.0% 3.28% +0.58
DFAI Dimensional International Co. Add +11.1% 3.53% +0.32
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +8.5% 2.06% +0.24
QQQ Invesco QQQ Trust Series 1 New 0.16% +0.16
DFAE Dimensional Emerging Core Eq Add +11.1% 1.61% +0.16
VTI VG Morningstar TS MKT ETF-US New 0.16% +0.16
FBTC Fidelity Wise Origin Bitcoin Add +1.0% 1.04% +0.16
DCOR Dimensional US Core Eq 1 ETF New 0.16% +0.16
SPDW Ste STR SPDR PT DW Eu ETF New 0.16% +0.16
GE General Electric New 0.15% +0.15
VBK Van Morst SML-Cap Gro-Usd Inc. Add +13.2% 1.42% +0.15
VLO Valero Energy Corp. New 0.15% +0.15
DFAW Dimensional World Eqty ETF Add +40.9% 0.51% +0.14
MSFT Microsoft Corp. Add +0.7% 0.79% +0.13
DFLV Dim US Large Cap Value ETF Add +11.5% 3.78% +0.05
VB Vanguard Most SM-Cap ETF-Usd Add +11.0% 0.82% +0.05
DFSV Dimensional US Small Cap Val Add +11.8% 0.95% +0.04
SLI Standard Lithium Ltd. Add +0.1% 0.11% +0.03
VIG Vanguard Dividend Apprec ETF Add +24.4% 0.20% +0.03
SPYG SS SPDR P S&P 500 Growth ETF Add +6.5% 0.20% +0.02
GOOG Alphabet Inc. Class C Add +0.1% 0.20% +0.00
DFAS Dimensional US Small Cap ETF Add +4.8% 0.24% +0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.2% 0.22% −0.00
VCSH Vanguard S/T Corp. Bond ETF Add +10.8% 6.61% −0.00
VT Vanguard Tot World STK ETF Add +0.0% 0.54% −0.00
XYL Xylem Inc. Add +0.3% 0.16% −0.00
DFUS Dimensional US Eq MKT ETF Add +0.0% 0.67% −0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.1% 1.22% −0.01
OZK Bank Ozk Add +0.4% 0.36% −0.01
DFIV Dimensional International Va Add +0.3% 0.58% −0.01
SPYV SS SPDR P S&P 500 Value ETF Add +0.9% 0.26% −0.02
ETR Entergy Corp. Add +0.1% 0.15% −0.02
VYM Vanguard High DVD Yield ETF Add +0.1% 0.32% −0.03
SPSB SS SPDR P St C Corp. ETF Add +3.6% 0.47% −0.04
JNJ Johnson & Johnson Add +2.5% 0.20% −0.04
CADE Cadence Bank Add +0.1% 0.63% −0.04
DFUV Dimensional US Marketwide Va Add +0.0% 0.68% −0.06
MUR Murphy Oil Corp. Add +20.3% 0.35% −0.06
MUSA Murphy USA Inc. Add +8.7% 0.32% −0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Add +1.2% 1.54% −0.08
CVX Chevron Corp. Add +0.9% 0.30% −0.09
PEP Pepsico Inc. Add +0.9% 0.42% −0.11
VOE Vngrd Mrngstr MD-Cap Val ETF Add +4.8% 2.81% −0.11
LLY Eli Lilly & Co. Add +0.1% 1.29% −0.24
PG The Procter & Gamble Co. Add +0.0% 1.33% −0.26
AAPL Apple Inc. Add +0.7% 1.54% −0.31
VTV Vanguard Mrngstr Val ETF-Aui Add +2.8% 5.00% −0.31
XOM Exxon Mobil Corp. Add +0.0% 1.45% −0.34
BIV Vanguard Intermediate-Term B Add +4.1% 7.12% −0.44

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 97$192.5MBSV, VCSH, VUG, BIV, DFLV
Q1 2026 92$166.9MBSV, VCSH, VUG, BIV, DFLV
Q4 2025 86$159.1MBSV, VCSH, VUG, BIV, VTV
Q3 2025 92$155.6MBSV, VCSH, VUG, BIV, VTV
Q2 2025 86$138.8MBSV, BIV, VCSH, VUG, VTV
Q1 2025 81$124.3MBSV, BIV, VCSH, VUG, VTV
Q4 2024 81$123.1MBSV, BIV, VCSH, VUG, VTV
Q3 2024 83$120.5MBSV, BIV, VCSH, VTV, VUG
Q2 2024 79$104.5MBSV, VCSH, VTV, VUG, BIV
Q1 2024 78$100.2MBSV, VCSH, VTV, VUG, VXUS