Mustard Seed Financial, LLC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 27, 2026), Mustard Seed Financial, LLC reported 92 stock positions worth $166.9 million. Its top holding was Vanguard Short-Term Bond ETF (BSV) at 9.6% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 8.7%) and Vanguard Mrngstar GR ETF-Sui (VUG, 6.2%). Compared with Q4 2025, it opened 8 new positions, sold out of 2, added to 40 and reduced 25. The biggest buy was Vanguard Ultra Short Bond Et (VUSB, shares +52%) and the biggest sale an exit from Cadence Bank (CADE).

Most Recent 13F
Q2 2026
Location
Magnolia, AR
CIK
0002011321
Portfolio Value
$166.9M (Q1 2026)
SEC Filing
0001172661-26-001541 ↗ filed Apr 27, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $100.2M Q1 2024 Q2 2024: $104.5M Q2 2024 Q3 2024: $120.5M Q3 2024 Q4 2024: $123.1M Q4 2024 Q1 2025: $124.3M Q1 2025 Q2 2025: $138.8M Q2 2025 Q3 2025: $155.6M Q3 2025 Q4 2025: $159.1M Q4 2025 Q1 2026: $166.9M $166.9M Q1 2026 Q2 2026: $192.5M Q2 2026

Holdings 92 stocks · $166.9M
BSV Vanguard Short-Term Bond ETF 9.60% 204,233 $16.0M Add +1.7%
VCSH Vanguard S/T Corp. Bond ETF 8.66% 182,355 $14.5M Add +4.0%
VUG Vanguard Mrngstar GR ETF-Sui 6.18% 23,599 $10.3M Add +6.3%
BIV Vanguard Intermediate-Term B 6.15% 133,068 $10.3M Add +4.7%
DFLV Dim US Large Cap Value ETF 4.77% 222,848 $8.0M Add +10.5%
VTV Vanguard Mrngstr Val ETF-Aui 4.44% 37,774 $7.4M Reduce -2.3%
VTEB Vanguard Tax-Exempt Bond ETF 4.42% 147,764 $7.4M Add +13.8%
DFAI Dimensional International Co. 3.93% 168,266 $6.6M Add +5.0%
VXUS Vanguard Total Intl Stock 3.77% 81,690 $6.3M Reduce -0.3%
WMT Walmart Inc. 3.08% 41,310 $5.1M Add +0.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 2.71% 24,508 $4.5M Add +1.4%
VUSB Vanguard Ultra Short Bond Et 2.39% 80,011 $4.0M Add +51.9%
NVDA Nvidia Corp. 2.37% 22,666 $4.0M No change
DFSD Dimensional Short Duration 1.82% 63,337 $3.0M Add +47.9%
DFAE Dimensional Emerging Core Eq 1.80% 88,613 $3.0M Add +1.9%
XOM Exxon Mobil Corp. 1.78% 17,465 $3.0M Reduce -2.8%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.73% 11,201 $2.9M Add +4.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.50% 8,307 $2.5M Add +3.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.33% 10,195 $2.2M Reduce -7.7%
DFSV Dimensional US Small Cap Val 1.25% 59,679 $2.1M Add +11.8%
AAPL Apple Inc. 1.24% 8,123 $2.1M Add +0.3%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.11% 6,172 $1.8M Reduce -0.6%
PG The Procter & Gamble Co. 0.96% 11,117 $1.6M Reduce -4.0%
VB Vanguard Most SM-Cap ETF-Usd 0.90% 5,740 $1.5M Add +6.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.84% 4,886 $1.4M Reduce -4.9%
VTIP Vanguard Short-Term Tips 0.82% 27,235 $1.4M Add +12.3%
ABBV Abbvie Inc. 0.75% 5,790 $1.3M No change
VOO Vanguard S&P 500 ETF 0.73% 2,033 $1.2M Add +1.3%
MUSA Murphy USA Inc. 0.72% 2,437 $1.2M Reduce -3.1%
LLY Eli Lilly & Co. 0.72% 1,306 $1.2M Add +0.1%
DFAW Dimensional World Eqty ETF 0.70% 15,860 $1.2M Add +9.2%
DFUV Dimensional US Marketwide Va 0.66% 22,675 $1.1M Add +0.0%
DFUS Dimensional US Eq MKT ETF 0.61% 14,447 $1.0M Add +8.0%
FBTC Fidelity Wise Origin Bitcoin 0.58% 16,494 $974K Add +3.2%
ARKB ARK 21SHARES Bitcoin ETF 0.57% 42,568 $957K Add +0.1%
DUSB Dimension Ultrashort Fi ETF 0.55% 17,990 $912K New
VNQ Vanguard Real Estate ETF 0.55% 10,272 $911K Reduce -0.1%
HBAN Huntington Bancshares Inc. 0.54% 57,356 $898K New
MUR Murphy Oil Corp. 0.53% 21,448 $885K Reduce -6.6%
DFIV Dimensional International Va 0.52% 16,324 $862K Reduce -8.6%
VWO Vanguard Ftse Emerging Marke 0.51% 15,759 $852K Reduce -4.9%
VT Vanguard Tot World STK ETF 0.49% 5,900 $816K Add +0.3%
MSFT Microsoft Corp. 0.46% 2,081 $770K Reduce -4.6%
DFIC Dimensional International Co. 0.41% 19,096 $678K Reduce -2.8%
SFNC Simmons First Natl Corp. Class A 0.40% 34,352 $668K No change
VYM Vanguard High DVD Yield ETF 0.38% 4,253 $630K Reduce -12.6%
VEA Vanguard Ftse Developed ETF 0.36% 9,284 $595K Reduce -5.0%
SPSB SS SPDR P St C Corp. ETF 0.32% 17,548 $528K Add +3.4%
AMZN Amazon.com Inc. 0.31% 2,445 $509K Reduce -0.0%
ABT Abbott Laboratories 0.30% 4,935 $507K Reduce -0.4%
ORCL Oracle Corp. 0.30% 3,397 $500K No change
PEP Pepsico Inc. 0.29% 3,121 $485K Reduce -12.6%
GOOG Alphabet Inc. Class C 0.27% 1,581 $453K No change
RSP Invesco S&P 500 Equal Weight 0.27% 2,348 $451K No change
OZK Bank Ozk 0.26% 9,612 $441K No change
DFEM Dimensional Emrg MRKT Core 0.25% 12,082 $417K Reduce -1.5%
VGT Vanguard Info Tech ETF 0.25% 594 $415K Add +0.3%
CVX Chevron Corp. 0.24% 1,911 $395K No change
BND Vanguard Total Bond Market 0.23% 5,218 $384K Reduce -4.0%
JPM JPMorgan Chase & Co. 0.23% 1,287 $379K Add +1.9%
DFAS Dimensional US Small Cap ETF 0.22% 5,261 $374K Reduce -0.5%
GOOGL Alphabet Inc. Class A 0.22% 1,300 $374K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.22% 553 $360K Add +7.2%
VFH Vanguard Financials ETF 0.20% 2,800 $338K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.20% 3,412 $334K Add +9.8%
SLI Standard Lithium Ltd. 0.20% 97,753 $333K Add +6.0%
DFAT Dimensional US Target Value 0.19% 5,204 $325K No change
VIG Vanguard Dividend Apprec ETF 0.19% 1,474 $317K Add +0.7%
JNJ Johnson & Johnson 0.19% 1,295 $317K Add +0.1%
TXN Texas Instruments Inc. 0.19% 1,613 $313K No change
ETR Entergy Corp. 0.18% 2,744 $308K Add +6.7%
VCIT Vanguard Int-Term Corporate 0.18% 3,683 $305K No change
ROST Ross Stores Inc. 0.18% 1,400 $303K No change
XLE SS Energy Select Sector 0.17% 4,745 $291K New
ALB Albemarle Corp. 0.17% 1,588 $285K Reduce -17.6%
NFLX Netflix Inc. 0.17% 2,920 $281K No change
UNH Unitedhealth Group Inc. 0.16% 970 $262K New
DCOR Dimensional US Core Eq 1 ETF 0.15% 3,537 $255K Add +0.4%
JBHT Hunt (jb) Transprt SVCS Inc. 0.15% 1,200 $254K No change
SPYV SS SPDR P S&P 500 Value ETF 0.15% 4,422 $250K Add +8.1%
VDE Vanguard Energy ETF 0.14% 1,395 $241K New
MFC Manulife Financial Corp. 0.14% 6,940 $239K No change
T AT&T Inc. 0.14% 8,206 $238K Add +0.0%
INTC Intel Corp. 0.14% 5,310 $234K New
QQQ Invesco QQQ Trust Series 1 0.14% 402 $232K Reduce -4.7%
VTI VG Morningstar TS MKT ETF-US 0.14% 719 $231K Add +0.6%
PWR Quanta Services Inc. 0.13% 402 $221K New
GE General Electric filed as GE AEROSPACE 0.13% 735 $209K Reduce -6.8%
XYL Xylem Inc. 0.12% 1,704 $204K Add +0.3%
DDS Dillards Inc. Class A 0.12% 355 $203K No change
GLD SPDR Gold Shares 0.12% 465 $200K New
CLF Cleveland-Cliffs Inc. 0.06% 11,453 $97K No change

Portfolio Sells Q4 2025 → Q1 2026
CADE Cadence Bank Sold out 0.00% −0.64
VTV Vanguard Mrngstr Val ETF-Aui Reduce -2.3% 4.44% −0.20
MSFT Microsoft Corp. Reduce -4.6% 0.46% −0.20
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -7.7% 1.33% −0.14
DIA SS SPDR Dow Jones Indus Avg Sold out 0.00% −0.13
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -0.6% 1.11% −0.12
VXUS Vanguard Total Intl Stock Reduce -0.3% 3.77% −0.11
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -4.9% 0.84% −0.10
ABT Abbott Laboratories Reduce -0.4% 0.30% −0.09
PG The Procter & Gamble Co. Reduce -4.0% 0.96% −0.08
VYM Vanguard High DVD Yield ETF Reduce -12.6% 0.38% −0.06
AMZN Amazon.com Inc. Reduce -0.0% 0.31% −0.05
VWO Vanguard Ftse Emerging Marke Reduce -4.9% 0.51% −0.05
DFIV Dimensional International Va Reduce -8.6% 0.52% −0.04
PEP Pepsico Inc. Reduce -12.6% 0.29% −0.03
GE General Electric Reduce -6.8% 0.13% −0.03
VEA Vanguard Ftse Developed ETF Reduce -5.0% 0.36% −0.03
VNQ Vanguard Real Estate ETF Reduce -0.1% 0.55% −0.03
QQQ Invesco QQQ Trust Series 1 Reduce -4.7% 0.14% −0.02
BND Vanguard Total Bond Market Reduce -4.0% 0.23% −0.02
DFIC Dimensional International Co. Reduce -2.8% 0.41% −0.02
DFAS Dimensional US Small Cap ETF Reduce -0.5% 0.22% −0.01
DFEM Dimensional Emrg MRKT Core Reduce -1.5% 0.25% −0.01
ALB Albemarle Corp. Reduce -17.6% 0.17% −0.00
MUR Murphy Oil Corp. Reduce -6.6% 0.53% +0.08
MUSA Murphy USA Inc. Reduce -3.1% 0.72% +0.08
XOM Exxon Mobil Corp. Reduce -2.8% 1.78% +0.42

Portfolio Buys Q4 2025 → Q1 2026
VUSB Vanguard Ultra Short Bond Et Add +51.9% 2.39% +0.74
DUSB Dimension Ultrashort Fi ETF New 0.55% +0.55
HBAN Huntington Bancshares Inc. New 0.54% +0.54
DFSD Dimensional Short Duration Add +47.9% 1.82% +0.53
DFLV Dim US Large Cap Value ETF Add +10.5% 4.77% +0.43
VTEB Vanguard Tax-Exempt Bond ETF Add +13.8% 4.42% +0.31
WMT Walmart Inc. Add +0.4% 3.08% +0.20
XLE SS Energy Select Sector New 0.17% +0.17
UNH Unitedhealth Group Inc. New 0.16% +0.16
DFSV Dimensional US Small Cap Val Add +11.8% 1.25% +0.15
VDE Vanguard Energy ETF New 0.14% +0.14
INTC Intel Corp. New 0.14% +0.14
PWR Quanta Services Inc. New 0.13% +0.13
GLD SPDR Gold Shares New 0.12% +0.12
DFAI Dimensional International Co. Add +5.0% 3.93% +0.09
VTIP Vanguard Short-Term Tips Add +12.3% 0.82% +0.06
ETR Entergy Corp. Add +6.7% 0.18% +0.04
DFAW Dimensional World Eqty ETF Add +9.2% 0.70% +0.03
VB Vanguard Most SM-Cap ETF-Usd Add +6.3% 0.90% +0.03
JNJ Johnson & Johnson Add +0.1% 0.19% +0.02
DFAE Dimensional Emerging Core Eq Add +1.9% 1.80% +0.02
T AT&T Inc. Add +0.0% 0.14% +0.01
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.4% 2.71% +0.01
SPYV SS SPDR P S&P 500 Value ETF Add +8.1% 0.15% +0.00
DFUV Dimensional US Marketwide Va Add +0.0% 0.66% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +7.2% 0.22% −0.01
SPSB SS SPDR P St C Corp. ETF Add +3.4% 0.32% −0.01
SPYG SS SPDR P S&P 500 Growth ETF Add +9.8% 0.20% −0.01
DFUS Dimensional US Eq MKT ETF Add +8.0% 0.61% −0.01
DCOR Dimensional US Core Eq 1 ETF Add +0.4% 0.15% −0.01
VIG Vanguard Dividend Apprec ETF Add +0.7% 0.19% −0.01
VTI VG Morningstar TS MKT ETF-US Add +0.6% 0.14% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Add +3.7% 1.50% −0.02
XYL Xylem Inc. Add +0.3% 0.12% −0.02
JPM JPMorgan Chase & Co. Add +1.9% 0.23% −0.03
VGT Vanguard Info Tech ETF Add +0.3% 0.25% −0.03
VT Vanguard Tot World STK ETF Add +0.3% 0.49% −0.03
SLI Standard Lithium Ltd. Add +6.0% 0.20% −0.06
VOO Vanguard S&P 500 ETF Add +1.3% 0.73% −0.06
BIV Vanguard Intermediate-Term B Add +4.7% 6.15% −0.07
VCSH Vanguard S/T Corp. Bond ETF Add +4.0% 8.66% −0.13
AAPL Apple Inc. Add +0.3% 1.24% −0.15
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +4.4% 1.73% −0.16
LLY Eli Lilly & Co. Add +0.1% 0.72% −0.16
FBTC Fidelity Wise Origin Bitcoin Add +3.2% 0.58% −0.18
ARKB ARK 21SHARES Bitcoin ETF Add +0.1% 0.57% −0.20
BSV Vanguard Short-Term Bond ETF Add +1.7% 9.60% −0.36
VUG Vanguard Mrngstar GR ETF-Sui Add +6.3% 6.18% −0.63

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 97$192.5MBSV, VCSH, VUG, BIV, DFLV
Q1 2026 92$166.9MBSV, VCSH, VUG, BIV, DFLV
Q4 2025 86$159.1MBSV, VCSH, VUG, BIV, VTV
Q3 2025 92$155.6MBSV, VCSH, VUG, BIV, VTV
Q2 2025 86$138.8MBSV, BIV, VCSH, VUG, VTV
Q1 2025 81$124.3MBSV, BIV, VCSH, VUG, VTV
Q4 2024 81$123.1MBSV, BIV, VCSH, VUG, VTV
Q3 2024 83$120.5MBSV, BIV, VCSH, VTV, VUG
Q2 2024 79$104.5MBSV, VCSH, VTV, VUG, BIV
Q1 2024 78$100.2MBSV, VCSH, VTV, VUG, VXUS