Obsidian Personal Planning Solutions LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 9, 2024), Obsidian Personal Planning Solutions LLC reported 99 stock positions worth $152.3 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 8.4% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 6.9%) and SS SPDR P St C Corp. ETF (SPSB, 6.6%). Compared with Q4 2023, it opened 24 new positions, sold out of 6, added to 31 and reduced 37. The biggest buy was a new position in SS SPDR P Int C Corp. ETF (SPIB) and the biggest sale Vanguard Short-Term Tips (VTIP, shares −97%).
- Most Recent 13F
- Q3 2025
- Location
- ROCKVILLE, MD
- CIK
- 0001909128
- Portfolio Value
- $152.3M (Q1 2024)
- SEC Filing
- 0001986152-24-000017 ↗ filed May 9, 2024
Holdings Value
Holdings 99 stocks · $152.3M
| VTV Vanguard Mrngstr Val ETF-Aui | 8.41% | 81,867 | $12.8M | Add +3.6% |
| IJR iShares Core S&P Small-Cap E | 6.91% | 100,863 | $10.5M | Add +23.0% |
| SPSB SS SPDR P St C Corp. ETF | 6.56% | 337,918 | $10.0M | Reduce -16.1% |
| SPIB SS SPDR P Int C Corp. ETF | 5.41% | 256,481 | $8.2M | New |
| SPDW Ste STR SPDR PT DW Eu ETF | 4.39% | 193,158 | $6.7M | Add +1.0% |
| VMBS Vanguard Mortgage-Backed Sec | 3.87% | 133,204 | $5.9M | New |
| FLOT iShares Floating Rate Bond E | 3.83% | 114,246 | $5.8M | Add +15.7% |
| XMLV Invesco S&P Midcap Low Volat | 3.79% | 105,950 | $5.8M | Add +7.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 3.71% | 80,283 | $5.6M | Reduce -18.9% |
| EFG iShares MSCI Eafe Growth ETF | 3.42% | 52,607 | $5.2M | Add +0.6% |
| SCHD Schwab US DVD Equity ETF | 3.41% | 67,512 | $5.2M | Add +11.8% |
| CGGR Cap Group Growth Equity | 3.37% | 169,027 | $5.1M | New |
| CIBR First Trust Nasdaq Cybersecu | 2.95% | 83,204 | $4.5M | Add +2.9% |
| RSPM Invesco S&P 500 Equal Weight | 2.70% | 119,170 | $4.1M | Add +10.7% |
| PRF Invesco Rafi US 1000 ETF | 2.66% | 110,167 | $4.1M | Reduce -1.9% |
| XAR SS SPDR S&P Aerospace Def | 2.65% | 29,627 | $4.0M | Add +10.6% |
| SPEM State Street SP PTF Em ETF | 2.50% | 104,366 | $3.8M | Add +72.5% |
| AAPL Apple Inc. | 2.02% | 18,027 | $3.1M | Reduce -8.1% |
| XLB SS Materials Select Sector | 1.85% | 31,760 | $2.8M | Add +6.3% |
| MEAR Ishrs Short Mat Muni Act ETF | 1.83% | 55,566 | $2.8M | Add +1.2% |
| SUB iShares Short-Term National | 1.78% | 25,977 | $2.7M | Add +10.5% |
| MSFT Microsoft Corp. | 1.47% | 5,739 | $2.2M | Reduce -4.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.45% | 6,716 | $2.2M | Reduce -7.5% |
| VEA Vanguard Ftse Developed ETF | 1.04% | 32,543 | $1.6M | Reduce -5.9% |
| PEP Pepsico Inc. | 0.76% | 6,612 | $1.2M | Add +1.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.66% | 6,083 | $1.0M | Reduce -2.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.63% | 2,412 | $957K | Reduce -4.8% |
| COST Costco Wholesale Corp. | 0.55% | 1,168 | $844K | Reduce -6.8% |
| AMZN Amazon.com Inc. | 0.55% | 4,764 | $834K | Add +0.4% |
| VWO Vanguard Ftse Emerging Marke | 0.54% | 19,411 | $819K | Reduce -0.9% |
| CAT Caterpillar Inc. | 0.38% | 1,720 | $575K | Reduce -9.9% |
| UNP Union Pacific Corp. | 0.37% | 2,387 | $566K | Add +0.7% |
| V Visa Inc. Class A | 0.36% | 2,037 | $547K | Reduce -3.2% |
| DHR Danaher Corp. | 0.34% | 2,076 | $512K | Reduce -8.8% |
| PG The Procter & Gamble Co. | 0.33% | 3,102 | $506K | Reduce -4.5% |
| GOOGL Alphabet Inc. Class A | 0.33% | 3,099 | $504K | New |
| TXN Texas Instruments Inc. | 0.33% | 2,850 | $503K | No change |
| JPM JPMorgan Chase & Co. | 0.32% | 2,552 | $489K | Add +28.0% |
| XLK SS Technology Select Sector | 0.32% | 2,445 | $480K | Add +16.2% |
| MAR Marriott International Class A | 0.31% | 2,019 | $477K | Reduce -4.7% |
| MCD McDonald's Corp. | 0.31% | 1,744 | $476K | Add +0.1% |
| CAMT Camtek Ltd. | 0.31% | 5,827 | $472K | No change |
| HON Honeywell International Inc. | 0.29% | 2,292 | $442K | Add +0.8% |
| VYM Vanguard High DVD Yield ETF | 0.28% | 3,631 | $423K | Reduce -2.0% |
| META Meta Platforms Inc. Class A | 0.28% | 981 | $422K | Add +32.6% |
| RTX RTX Corp. | 0.26% | 3,933 | $399K | Reduce -0.9% |
| PPG PPG Industries Inc. | 0.25% | 2,945 | $380K | Reduce -5.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.24% | 1,689 | $361K | New |
| GOOG Alphabet Inc. Class C | 0.24% | 2,187 | $360K | New |
| JNJ Johnson & Johnson | 0.23% | 2,415 | $349K | Reduce -19.3% |
| MRK Merck & Co. Inc. | 0.22% | 2,649 | $342K | Add +2.0% |
| FOUR SHIFT4 Payments Inc. Class A | 0.22% | 5,898 | $341K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.22% | 9,168 | $339K | Reduce -22.9% |
| DGRW Wisdomtree U.S. Quality Divi | 0.22% | 4,647 | $339K | Reduce -2.7% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.22% | 1,494 | $334K | Reduce -10.8% |
| IVV iShares Core S&P 500 ETF | 0.21% | 638 | $322K | Reduce -3.6% |
| AGGY Wisdomtree Yield Enhanced US | 0.21% | 7,614 | $321K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.21% | 1,776 | $320K | Reduce -20.2% |
| LRCX Lam Research Corp. | 0.21% | 358 | $320K | Add +20.5% |
| YUM Yum! Brands Inc. | 0.21% | 2,241 | $317K | Reduce -3.2% |
| MINT PIMCO Enhanced Short Maturit | 0.20% | 3,086 | $310K | No change |
| WM Waste Management Inc. | 0.20% | 1,450 | $302K | Reduce -2.8% |
| ABBV Abbvie Inc. | 0.19% | 1,798 | $292K | Add +3.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.19% | 9,215 | $292K | New |
| BX Blackstone Inc. | 0.19% | 2,500 | $292K | No change |
| CVX Chevron Corp. | 0.17% | 1,649 | $266K | New |
| BSV Vanguard Short-Term Bond ETF | 0.17% | 3,494 | $265K | Reduce -18.8% |
| MUB iShares National Muni Bond E | 0.17% | 2,403 | $256K | No change |
| CSX CSX Corp. | 0.17% | 7,625 | $253K | Add +1.6% |
| VOO Vanguard S&P 500 ETF | 0.17% | 547 | $252K | Add +8.3% |
| AXP American Express Co. | 0.17% | 1,077 | $252K | New |
| AMAT Applied Materials Inc. | 0.16% | 1,255 | $249K | New |
| VXUS Vanguard Total Intl Stock | 0.16% | 4,159 | $245K | New |
| DUK Duke Energy Corp. | 0.16% | 2,487 | $244K | Reduce -11.8% |
| AMGN Amgen Inc. | 0.16% | 891 | $244K | Add +1.1% |
| VLO Valero Energy Corp. | 0.16% | 1,500 | $240K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.16% | 1,004 | $239K | New |
| VZ Verizon Communications Inc. | 0.16% | 6,019 | $238K | Reduce -13.7% |
| HD Home Depot Inc. | 0.16% | 711 | $238K | Add +2.9% |
| DTD Wisdomtree US Total Dividend | 0.15% | 3,449 | $234K | Reduce -26.8% |
| VTIP Vanguard Short-Term Tips | 0.15% | 4,860 | $232K | Reduce -96.9% |
| CSCO Cisco Systems Inc. | 0.15% | 4,940 | $232K | Reduce -1.5% |
| ITA iShares U.S. Aerospace & Def | 0.15% | 1,761 | $229K | No change |
| CRM Salesforce Inc. | 0.15% | 847 | $228K | Reduce -3.8% |
| DDWM Wisdomtree DY Inter Eq FD-US | 0.15% | 6,713 | $227K | Add +6.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.15% | 934 | $226K | New |
| MCK McKesson Corp. | 0.15% | 414 | $222K | New |
| AFL Aflac Inc. | 0.14% | 2,617 | $219K | New |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.14% | 3,275 | $219K | New |
| UPS United Parcel Service Class B | 0.14% | 1,462 | $216K | Add +2.0% |
| MTGP Wisdomtree Mtge Plus Bond | 0.14% | 5,113 | $216K | New |
| DE Deere & Co. | 0.14% | 539 | $211K | Reduce -1.6% |
| LIN Linde PLC | 0.14% | 474 | $209K | New |
| IVE iShares S&P 500 Value ETF | 0.14% | 1,161 | $208K | New |
| DFS Discover Financial Services | 0.14% | 1,630 | $207K | New |
| COR Cencora Inc. | 0.13% | 854 | $204K | New |
| VOOV Vanguard S&P 500 Value ETF | 0.13% | 1,175 | $203K | New |
| XLC SS Comm Select Sector SPDR | 0.13% | 2,584 | $201K | Reduce -24.2% |
| T AT&T Inc. | 0.12% | 10,988 | $186K | Reduce -3.5% |
Portfolio Sells Q4 2023 → Q1 2024
| VTIP Vanguard Short-Term Tips | Reduce -96.9% | 0.15% | −5.56 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -16.1% | 6.56% | −2.57 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -18.9% | 3.71% | −1.20 |
| AAPL Apple Inc. | Reduce -8.1% | 2.02% | −0.86 |
| PRF Invesco Rafi US 1000 ETF | Reduce -1.9% | 2.66% | −0.35 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -7.5% | 1.45% | −0.26 |
| AON Aon PLC Class A | Sold out | 0.00% | −0.25 |
| MSFT Microsoft Corp. | Reduce -4.3% | 1.47% | −0.25 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.9% | 1.04% | −0.23 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.20 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.18 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.16 |
| ESGU iShares ESG Aware MSCI USA | Sold out | 0.00% | −0.16 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.16 |
| JNJ Johnson & Johnson | Reduce -19.3% | 0.23% | −0.13 |
| IBM Intl Business Machines Corp. | Reduce -2.9% | 0.66% | −0.12 |
| PPG PPG Industries Inc. | Reduce -5.0% | 0.25% | −0.10 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -20.2% | 0.21% | −0.09 |
| BAC Bank of America Corp. | Reduce -22.9% | 0.22% | −0.08 |
| DTD Wisdomtree US Total Dividend | Reduce -26.8% | 0.15% | −0.08 |
| BSV Vanguard Short-Term Bond ETF | Reduce -18.8% | 0.17% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.9% | 0.54% | −0.08 |
| COST Costco Wholesale Corp. | Reduce -6.8% | 0.55% | −0.08 |
| DHR Danaher Corp. | Reduce -8.8% | 0.34% | −0.06 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -10.8% | 0.22% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.8% | 0.63% | −0.06 |
| V Visa Inc. Class A | Reduce -3.2% | 0.36% | −0.06 |
| XLC SS Comm Select Sector SPDR | Reduce -24.2% | 0.13% | −0.06 |
| CAT Caterpillar Inc. | Reduce -9.9% | 0.38% | −0.05 |
| MAR Marriott International Class A | Reduce -4.7% | 0.31% | −0.05 |
| DUK Duke Energy Corp. | Reduce -11.8% | 0.16% | −0.05 |
| VZ Verizon Communications Inc. | Reduce -13.7% | 0.16% | −0.04 |
| CSCO Cisco Systems Inc. | Reduce -1.5% | 0.15% | −0.04 |
| VYM Vanguard High DVD Yield ETF | Reduce -2.0% | 0.28% | −0.04 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -2.7% | 0.22% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -4.5% | 0.33% | −0.03 |
| IVV iShares Core S&P 500 ETF | Reduce -3.6% | 0.21% | −0.03 |
| DE Deere & Co. | Reduce -1.6% | 0.14% | −0.03 |
| CRM Salesforce Inc. | Reduce -3.8% | 0.15% | −0.03 |
| T AT&T Inc. | Reduce -3.5% | 0.12% | −0.02 |
| YUM Yum! Brands Inc. | Reduce -3.2% | 0.21% | −0.02 |
| WM Waste Management Inc. | Reduce -2.8% | 0.20% | −0.01 |
| RTX RTX Corp. | Reduce -0.9% | 0.26% | +0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| SPIB SS SPDR P Int C Corp. ETF | New | 5.41% | +5.41 |
| VMBS Vanguard Mortgage-Backed Sec | New | 3.87% | +3.87 |
| CGGR Cap Group Growth Equity | New | 3.37% | +3.37 |
| SPEM State Street SP PTF Em ETF | Add +72.5% | 2.50% | +0.87 |
| GOOGL Alphabet Inc. Class A | New | 0.33% | +0.33 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 0.24% | +0.24 |
| GOOG Alphabet Inc. Class C | New | 0.24% | +0.24 |
| FOUR SHIFT4 Payments Inc. Class A | New | 0.22% | +0.22 |
| CGDV Cap Group Dividend Value | New | 0.19% | +0.19 |
| CVX Chevron Corp. | New | 0.17% | +0.17 |
| AXP American Express Co. | New | 0.17% | +0.17 |
| AMAT Applied Materials Inc. | New | 0.16% | +0.16 |
| VXUS Vanguard Total Intl Stock | New | 0.16% | +0.16 |
| VLO Valero Energy Corp. | New | 0.16% | +0.16 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.16% | +0.16 |
| IJR iShares Core S&P Small-Cap E | Add +23.0% | 6.91% | +0.16 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | New | 0.15% | +0.15 |
| MCK McKesson Corp. | New | 0.15% | +0.15 |
| AFL Aflac Inc. | New | 0.14% | +0.14 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.14% | +0.14 |
| MTGP Wisdomtree Mtge Plus Bond | New | 0.14% | +0.14 |
| LIN Linde PLC | New | 0.14% | +0.14 |
| IVE iShares S&P 500 Value ETF | New | 0.14% | +0.14 |
| DFS Discover Financial Services | New | 0.14% | +0.14 |
| COR Cencora Inc. | New | 0.13% | +0.13 |
| VOOV Vanguard S&P 500 Value ETF | New | 0.13% | +0.13 |
| META Meta Platforms Inc. Class A | Add +32.6% | 0.28% | +0.08 |
| JPM JPMorgan Chase & Co. | Add +28.0% | 0.32% | +0.06 |
| LRCX Lam Research Corp. | Add +20.5% | 0.21% | +0.03 |
| FLOT iShares Floating Rate Bond E | Add +15.7% | 3.83% | +0.03 |
| MRK Merck & Co. Inc. | Add +2.0% | 0.22% | +0.01 |
| XLK SS Technology Select Sector | Add +16.2% | 0.32% | +0.01 |
| AMZN Amazon.com Inc. | Add +0.4% | 0.55% | −0.00 |
| VOO Vanguard S&P 500 ETF | Add +8.3% | 0.17% | −0.00 |
| DDWM Wisdomtree DY Inter Eq FD-US | Add +6.3% | 0.15% | −0.01 |
| ABBV Abbvie Inc. | Add +3.6% | 0.19% | −0.01 |
| HD Home Depot Inc. | Add +2.9% | 0.16% | −0.03 |
| UPS United Parcel Service Class B | Add +2.0% | 0.14% | −0.03 |
| CSX CSX Corp. | Add +1.6% | 0.17% | −0.03 |
| AMGN Amgen Inc. | Add +1.1% | 0.16% | −0.03 |
| RSPM Invesco S&P 500 Equal Weight | Add +10.7% | 2.70% | −0.05 |
| UNP Union Pacific Corp. | Add +0.7% | 0.37% | −0.07 |
| HON Honeywell International Inc. | Add +0.8% | 0.29% | −0.07 |
| PEP Pepsico Inc. | Add +1.6% | 0.76% | −0.08 |
| MCD McDonald's Corp. | Add +0.1% | 0.31% | −0.08 |
| SCHD Schwab US DVD Equity ETF | Add +11.8% | 3.41% | −0.09 |
| XLB SS Materials Select Sector | Add +6.3% | 1.85% | −0.10 |
| SUB iShares Short-Term National | Add +10.5% | 1.78% | −0.10 |
| XAR SS SPDR S&P Aerospace Def | Add +10.6% | 2.65% | −0.11 |
| XMLV Invesco S&P Midcap Low Volat | Add +7.8% | 3.79% | −0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 119 | $288.0M | IBTH, SPIB, IJR, VTV, JPIE |
| Q2 2025 | 113 | $247.1M | SPIB, IJR, VTV, JPIE, SCHD |
| Q1 2025 | 105 | $223.9M | SPIB, IJR, VTV, JPIE, SCHD |
| Q4 2024 | 105 | $207.3M | SPIB, VTV, IJR, SPDW, SPYG |
| Q3 2024 | 101 | $191.3M | SPIB, VTV, IJR, SPDW, VMBS |
| Q2 2024 | 97 | $163.8M | VTV, IJR, SPSB, SPIB, SPDW |
| Q1 2024 | 99 | $152.3M | VTV, IJR, SPSB, SPIB, SPDW |