Obsidian Personal Planning Solutions LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 7, 2024), Obsidian Personal Planning Solutions LLC reported 101 stock positions worth $191.3 million. Its top holding was SS SPDR P Int C Corp. ETF (SPIB) at 12.5% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 8.3%) and iShares Core S&P Small-Cap E (IJR, 7.2%). Compared with Q2 2024, it opened 12 new positions, sold out of 8, added to 30 and reduced 36. The biggest buy was SS SPDR P Int C Corp. ETF (SPIB, shares +162%) and the biggest sale an exit from SS SPDR P St C Corp. ETF (SPSB).

Most Recent 13F
Q3 2025
Location
ROCKVILLE, MD
CIK
0001909128
Portfolio Value
$191.3M (Q3 2024)
SEC Filing
0001986152-24-000054 ↗ filed Nov 7, 2024

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $152.3M Q1 2024 Q2 2024: $163.8M Q2 2024 Q3 2024: $191.3M $191.3M Q3 2024 Q4 2024: $207.3M Q4 2024 Q1 2025: $223.9M Q1 2025 Q2 2025: $247.1M Q2 2025 Q3 2025: $288.0M Q3 2025

Holdings 101 stocks · $191.3M
SPIB SS SPDR P Int C Corp. ETF 12.49% 723,132 $23.9M Add +161.6%
VTV Vanguard Mrngstr Val ETF-Aui 8.28% 91,998 $15.8M Add +7.3%
IJR iShares Core S&P Small-Cap E 7.20% 120,940 $13.8M Add +10.4%
SPDW Ste STR SPDR PT DW Eu ETF 4.23% 227,053 $8.1M Add +11.3%
VMBS Vanguard Mortgage-Backed Sec 4.10% 171,230 $7.8M Add +16.8%
SPYG SS SPDR P S&P 500 Growth ETF 3.93% 91,229 $7.5M Add +6.6%
XMLV Invesco S&P Midcap Low Volat 3.85% 120,459 $7.4M Add +8.8%
FLOT iShares Floating Rate Bond E 3.63% 136,101 $6.9M Add +12.3%
CGGR Cap Group Growth Equity 3.62% 199,135 $6.9M Add +8.7%
EFG iShares MSCI Eafe Growth ETF 3.47% 65,833 $6.6M Add +16.3%
SCHD Schwab US DVD Equity ETF 3.42% 231,654 $6.5M Add +222.1%
CIBR First Trust Nasdaq Cybersecu 3.19% 101,473 $6.1M Add +12.9%
SPEM State Street SP PTF Em ETF 2.82% 134,034 $5.4M Add +17.5%
XAR SS SPDR S&P Aerospace Def 2.80% 34,782 $5.3M Add +10.2%
RSPM Invesco S&P 500 Equal Weight 2.63% 138,167 $5.0M Add +10.5%
PRF Invesco Rafi US 1000 ETF 2.61% 124,247 $5.0M Add +7.2%
MDYG SS SPDR S&P 400 MC GR ETF 2.33% 51,371 $4.5M New
AAPL Apple Inc. 2.12% 17,941 $4.1M Reduce -0.5%
XLB SS Materials Select Sector 1.79% 36,588 $3.4M Add +10.0%
JMUB JPMorgan Municipal ETF 1.65% 62,623 $3.2M New
MEAR Ishrs Short Mat Muni Act ETF 1.65% 62,763 $3.1M Add +12.0%
VUG Vanguard Mrngstar GR ETF-Sui 1.31% 6,543 $2.5M Reduce -3.1%
MSFT Microsoft Corp. 1.13% 5,303 $2.2M Add +0.9%
VEA Vanguard Ftse Developed ETF 0.83% 31,613 $1.6M Reduce -2.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.65% 5,981 $1.2M Reduce -0.1%
COST Costco Wholesale Corp. 0.51% 1,109 $969K Reduce -0.8%
PEP Pepsico Inc. 0.49% 5,589 $928K Add +0.0%
AMZN Amazon.com Inc. 0.47% 4,861 $906K Add +2.0%
VWO Vanguard Ftse Emerging Marke 0.46% 18,944 $882K Reduce -2.4%
BRK.B Berkshire Hathaway Inc. Class B 0.36% 1,516 $684K No change
CAT Caterpillar Inc. 0.30% 1,548 $582K Reduce -10.0%
JPM JPMorgan Chase & Co. 0.30% 2,582 $573K Reduce -0.1%
TXN Texas Instruments Inc. 0.30% 2,790 $567K No change
META Meta Platforms Inc. Class A 0.29% 986 $560K Reduce -0.3%
GOOGL Alphabet Inc. Class A 0.29% 3,228 $552K Add +4.4%
XLK SS Technology Select Sector 0.29% 2,470 $549K No change
MAR Marriott International Class A 0.27% 1,975 $514K Reduce -2.2%
PG The Procter & Gamble Co. 0.27% 3,078 $508K Reduce -0.8%
V Visa Inc. Class A 0.27% 1,751 $507K Reduce -2.5%
UNP Union Pacific Corp. 0.26% 2,165 $502K Reduce -1.5%
DHR Danaher Corp. 0.26% 2,038 $501K Reduce -1.8%
MCD McDonald's Corp. 0.26% 1,710 $499K Reduce -2.2%
RTX RTX Corp. 0.25% 3,952 $478K No change
HON Honeywell International Inc. 0.24% 2,266 $466K No change
VYM Vanguard High DVD Yield ETF 0.24% 3,614 $462K Reduce -0.5%
BX Blackstone Inc. 0.22% 2,500 $419K No change
VOO Vanguard S&P 500 ETF 0.21% 768 $401K Add +22.7%
VB Vanguard Most SM-Cap ETF-Usd 0.20% 1,660 $391K Reduce -0.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.20% 9,272 $388K Add +0.9%
GOOG Alphabet Inc. Class C 0.20% 2,187 $378K No change
IVV iShares Core S&P 500 ETF 0.19% 649 $371K No change
ABBV Abbvie Inc. 0.19% 1,795 $366K Reduce -0.2%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.19% 1,494 $364K No change
JNJ Johnson & Johnson 0.19% 2,232 $357K Reduce -8.0%
CAMT Camtek Ltd. 0.18% 4,377 $348K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.18% 1,748 $348K Reduce -1.6%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.17% 9,215 $331K No change
DGRW Wisdomtree U.S. Quality Divi 0.17% 4,037 $331K Reduce -13.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.17% 1,211 $318K Add +0.3%
WM Waste Management Inc. 0.16% 1,450 $313K No change
MINT PIMCO Enhanced Short Maturit 0.16% 3,086 $311K No change
AFL Aflac Inc. 0.16% 2,846 $298K Add +0.1%
AXP American Express Co. 0.15% 1,047 $283K Reduce -1.0%
HD Home Depot Inc. 0.14% 699 $275K Reduce -0.8%
MRK Merck & Co. Inc. 0.14% 2,644 $271K Reduce -0.5%
CSX CSX Corp. 0.14% 7,911 $266K Add +6.0%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.14% 3,275 $262K No change
NVDA Nvidia Corp. 0.14% 1,958 $260K Reduce -7.0%
CSCO Cisco Systems Inc. 0.13% 4,706 $258K Reduce -3.3%
VXUS Vanguard Total Intl Stock 0.13% 4,159 $257K No change
VZ Verizon Communications Inc. 0.13% 6,065 $256K Add +0.4%
ITA iShares U.S. Aerospace & Def 0.13% 1,761 $254K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.13% 953 $254K Add +2.6%
DUK Duke Energy Corp. 0.13% 2,154 $248K Reduce -13.8%
MUB iShares National Muni Bond E 0.13% 2,310 $247K Reduce -3.9%
YUM Yum! Brands Inc. 0.13% 1,881 $247K No change
DTD Wisdomtree US Total Dividend 0.13% 3,217 $246K Reduce -6.7%
T AT&T Inc. 0.13% 10,894 $246K Reduce -0.5%
CVX Chevron Corp. 0.13% 1,649 $245K Reduce -0.5%
XLC SS Comm Select Sector SPDR 0.12% 2,584 $238K No change
DDWM Wisdomtree DY Inter Eq FD-US 0.12% 6,825 $236K Add +1.7%
TMUS T-Mobile US Inc. 0.12% 1,053 $235K New
AMAT Applied Materials Inc. 0.12% 1,255 $228K No change
SHW The Sherwin-Williams Co. 0.12% 631 $226K New
IVE iShares S&P 500 Value ETF 0.12% 1,161 $226K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.12% 2,960 $223K New
VOOV Vanguard S&P 500 Value ETF 0.12% 1,175 $221K No change
AVGO Broadcom Inc. 0.11% 1,289 $219K Reduce -7.9%
LIN Linde PLC 0.11% 473 $216K Reduce -0.2%
DE Deere & Co. 0.11% 532 $215K New
MA Mastercard Inc. Class A 0.11% 430 $215K New
PGR Progressive Corp. 0.11% 883 $214K New
AGGY Wisdomtree Yield Enhanced US 0.11% 4,924 $214K Reduce -35.7%
VOOG Vanguard S&P 500 Growth ETF 0.11% 615 $211K No change
MCK McKesson Corp. 0.11% 414 $207K No change
VCSH Vanguard S/T Corp. Bond ETF 0.11% 2,601 $204K New
AON Aon PLC Class A 0.11% 555 $204K New
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.11% 1,785 $202K New
ESGU iShares ESG Aware MSCI USA 0.11% 1,615 $201K Reduce -4.8%
BSV Vanguard Short-Term Bond ETF 0.10% 2,583 $201K Reduce -14.9%

Show all 101 holdings

Portfolio Sells Q2 2024 → Q3 2024
SPSB SS SPDR P St C Corp. ETF Sold out 0.00% −6.39
SUB iShares Short-Term National Sold out 0.00% −1.68
LRCX Lam Research Corp. Sold out 0.00% −0.23
VUG Vanguard Mrngstar GR ETF-Sui Reduce -3.1% 1.31% −0.23
PPG PPG Industries Inc. Sold out 0.00% −0.23
AAPL Apple Inc. Reduce -0.5% 2.12% −0.20
VEA Vanguard Ftse Developed ETF Reduce -2.0% 0.83% −0.15
VLO Valero Energy Corp. Sold out 0.00% −0.14
MTGP Wisdomtree Mtge Plus Bond Sold out 0.00% −0.14
ADBE Adobe Inc. Sold out 0.00% −0.14
VTIP Vanguard Short-Term Tips Sold out 0.00% −0.13
AGGY Wisdomtree Yield Enhanced US Reduce -35.7% 0.11% −0.09
COST Costco Wholesale Corp. Reduce -0.8% 0.51% −0.07
MRK Merck & Co. Inc. Reduce -0.5% 0.14% −0.06
VWO Vanguard Ftse Emerging Marke Reduce -2.4% 0.46% −0.06
DHR Danaher Corp. Reduce -1.8% 0.26% −0.05
DGRW Wisdomtree U.S. Quality Divi Reduce -13.1% 0.17% −0.05
PG The Procter & Gamble Co. Reduce -0.8% 0.27% −0.05
CAT Caterpillar Inc. Reduce -10.0% 0.30% −0.05
UNP Union Pacific Corp. Reduce -1.5% 0.26% −0.04
BSV Vanguard Short-Term Bond ETF Reduce -14.9% 0.10% −0.04
JNJ Johnson & Johnson Reduce -8.0% 0.19% −0.03
CVX Chevron Corp. Reduce -0.5% 0.13% −0.03
MAR Marriott International Class A Reduce -2.2% 0.27% −0.03
MUB iShares National Muni Bond E Reduce -3.9% 0.13% −0.03
DUK Duke Energy Corp. Reduce -13.8% 0.13% −0.02
NVDA Nvidia Corp. Reduce -7.0% 0.14% −0.02
AVGO Broadcom Inc. Reduce -7.9% 0.11% −0.02
V Visa Inc. Class A Reduce -2.5% 0.27% −0.02
VYM Vanguard High DVD Yield ETF Reduce -0.5% 0.24% −0.02
DTD Wisdomtree US Total Dividend Reduce -6.7% 0.13% −0.02
JPM JPMorgan Chase & Co. Reduce -0.1% 0.30% −0.02
ESGU iShares ESG Aware MSCI USA Reduce -4.8% 0.11% −0.02
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.2% 0.20% −0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.6% 0.18% −0.02
LIN Linde PLC Reduce -0.2% 0.11% −0.01
META Meta Platforms Inc. Class A Reduce -0.3% 0.29% −0.01
MCD McDonald's Corp. Reduce -2.2% 0.26% −0.01
CSCO Cisco Systems Inc. Reduce -3.3% 0.13% −0.01
HD Home Depot Inc. Reduce -0.8% 0.14% −0.00
AXP American Express Co. Reduce -1.0% 0.15% −0.00
T AT&T Inc. Reduce -0.5% 0.13% +0.00
ABBV Abbvie Inc. Reduce -0.2% 0.19% +0.00
IBM Intl Business Machines Corp. Reduce -0.1% 0.65% +0.01

Portfolio Buys Q2 2024 → Q3 2024
SPIB SS SPDR P Int C Corp. ETF Add +161.6% 12.49% +7.00
MDYG SS SPDR S&P 400 MC GR ETF New 2.33% +2.33
JMUB JPMorgan Municipal ETF New 1.65% +1.65
SPEM State Street SP PTF Em ETF Add +17.5% 2.82% +0.19
TMUS T-Mobile US Inc. New 0.12% +0.12
SHW The Sherwin-Williams Co. New 0.12% +0.12
BNY Bank of New York Mellon Corp. New 0.12% +0.12
XMLV Invesco S&P Midcap Low Volat Add +8.8% 3.85% +0.12
DE Deere & Co. New 0.11% +0.11
MA Mastercard Inc. Class A New 0.11% +0.11
PGR Progressive Corp. New 0.11% +0.11
VCSH Vanguard S/T Corp. Bond ETF New 0.11% +0.11
AON Aon PLC Class A New 0.11% +0.11
TJX TJX Companies Inc. New 0.11% +0.11
LMT Lockheed Martin Corp. New 0.10% +0.10
XAR SS SPDR S&P Aerospace Def Add +10.2% 2.80% +0.10
CIBR First Trust Nasdaq Cybersecu Add +12.9% 3.19% +0.09
IJR iShares Core S&P Small-Cap E Add +10.4% 7.20% +0.07
VMBS Vanguard Mortgage-Backed Sec Add +16.8% 4.10% +0.04
VOO Vanguard S&P 500 ETF Add +22.7% 0.21% +0.02
SCHD Schwab US DVD Equity ETF Add +222.1% 3.42% +0.00
RSPM Invesco S&P 500 Equal Weight Add +10.5% 2.63% +0.00
AFL Aflac Inc. Add +0.1% 0.16% +0.00
XLB SS Materials Select Sector Add +10.0% 1.79% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Add +2.6% 0.13% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.3% 0.17% −0.01
CSX CSX Corp. Add +6.0% 0.14% −0.01
DDWM Wisdomtree DY Inter Eq FD-US Add +1.7% 0.12% −0.02
VZ Verizon Communications Inc. Add +0.4% 0.13% −0.02
BAC Bank of America Corp. Add +0.9% 0.20% −0.02
CGGR Cap Group Growth Equity Add +8.7% 3.62% −0.05
GOOGL Alphabet Inc. Class A Add +4.4% 0.29% −0.06
EFG iShares MSCI Eafe Growth ETF Add +16.3% 3.47% −0.06
MEAR Ishrs Short Mat Muni Act ETF Add +12.0% 1.65% −0.07
PRF Invesco Rafi US 1000 ETF Add +7.2% 2.61% −0.07
PEP Pepsico Inc. Add +0.0% 0.49% −0.08
AMZN Amazon.com Inc. Add +2.0% 0.47% −0.09
VTV Vanguard Mrngstr Val ETF-Aui Add +7.3% 8.28% −0.12
SPDW Ste STR SPDR PT DW Eu ETF Add +11.3% 4.23% −0.14
FLOT iShares Floating Rate Bond E Add +12.3% 3.63% −0.15
SPYG SS SPDR P S&P 500 Growth ETF Add +6.6% 3.93% −0.26
MSFT Microsoft Corp. Add +0.9% 1.13% −0.31

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 119$288.0MIBTH, SPIB, IJR, VTV, JPIE
Q2 2025 113$247.1MSPIB, IJR, VTV, JPIE, SCHD
Q1 2025 105$223.9MSPIB, IJR, VTV, JPIE, SCHD
Q4 2024 105$207.3MSPIB, VTV, IJR, SPDW, SPYG
Q3 2024 101$191.3MSPIB, VTV, IJR, SPDW, VMBS
Q2 2024 97$163.8MVTV, IJR, SPSB, SPIB, SPDW
Q1 2024 99$152.3MVTV, IJR, SPSB, SPIB, SPDW