Obsidian Personal Planning Solutions LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Obsidian Personal Planning Solutions LLC reported 113 stock positions worth $247.1 million. Its top holding was SS SPDR P Int C Corp. ETF (SPIB) at 9.0% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 6.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 5.8%). Compared with Q1 2025, it opened 9 new positions, sold out of 1, added to 41 and reduced 20. The biggest buy was SS SPDR S&P Aerospace Def (XAR, shares +2%) and the biggest sale an exit from Discover Financial Services (DFS).

Most Recent 13F
Q3 2025
Location
ROCKVILLE, MD
CIK
0001909128
Portfolio Value
$247.1M (Q2 2025)
SEC Filing
0001986152-25-000066 ↗ filed Aug 14, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $152.3M Q1 2024 Q2 2024: $163.8M Q2 2024 Q3 2024: $191.3M Q3 2024 Q4 2024: $207.3M Q4 2024 Q1 2025: $223.9M Q1 2025 Q2 2025: $247.1M $247.1M Q2 2025 Q3 2025: $288.0M Q3 2025

Holdings 113 stocks · $247.1M
SPIB SS SPDR P Int C Corp. ETF 8.97% 659,808 $22.2M Add +2.5%
IJR iShares Core S&P Small-Cap E 6.18% 139,695 $15.3M Add +3.0%
VTV Vanguard Mrngstr Val ETF-Aui 5.84% 81,641 $14.4M Add +1.6%
JPIE JPMorgan Income ETF 5.39% 287,787 $13.3M Add +3.2%
SCHD Schwab US DVD Equity ETF 4.63% 431,559 $11.4M Add +4.0%
SPDW Ste STR SPDR PT DW Eu ETF 4.41% 269,316 $10.9M Add +2.7%
EFG iShares MSCI Eafe Growth ETF 4.06% 89,673 $10.0M Add +3.4%
SPYG SS SPDR P S&P 500 Growth ETF 3.85% 99,853 $9.5M Add +2.6%
CGGR Cap Group Growth Equity 3.73% 226,782 $9.2M Add +2.8%
XAR SS SPDR S&P Aerospace Def 3.54% 41,471 $8.7M Add +2.4%
VMBS Vanguard Mortgage-Backed Sec 3.51% 187,223 $8.7M Add +3.5%
CIBR First Trust Nasdaq Cybersecu 3.42% 111,837 $8.5M Add +1.9%
IBTH iShares Ibonds Dec 2027 Term 3.29% 361,985 $8.1M Add +15.2%
XMLV Invesco S&P Midcap Low Volat 3.12% 124,851 $7.7M Add +2.2%
FLOT iShares Floating Rate Bond E 3.10% 150,294 $7.7M Add +2.1%
MDYG SS SPDR S&P 400 MC GR ETF 2.58% 73,385 $6.4M Add +3.2%
SPEM State Street SP PTF Em ETF 2.30% 132,714 $5.7M Add +2.6%
VHT Vanguard Health Care ETF 1.73% 17,222 $4.3M Add +3.0%
XLE SS Energy Select Sector 1.64% 47,674 $4.0M Add +5.6%
AAPL Apple Inc. 1.47% 17,753 $3.6M Add +2.9%
XLB SS Materials Select Sector 1.43% 40,251 $3.5M Add +3.4%
JMUB JPMorgan Municipal ETF 1.39% 68,938 $3.4M Add +1.3%
MEAR Ishrs Short Mat Muni Act ETF 1.35% 66,303 $3.3M Add +1.8%
XLF SS Financial Select Sector 1.20% 56,387 $3.0M Add +4.7%
VUG Vanguard Mrngstar GR ETF-Sui 1.09% 6,139 $2.7M Add +0.1%
MSFT Microsoft Corp. 1.02% 5,060 $2.5M Add +0.2%
RSPM Invesco S&P 500 Equal Weight 0.82% 62,553 $2.0M Reduce -1.3%
VEA Vanguard Ftse Developed ETF 0.71% 30,906 $1.8M Reduce -0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.70% 5,898 $1.7M Reduce -1.1%
VOO Vanguard S&P 500 ETF 0.56% 2,453 $1.4M Add +58.3%
AMZN Amazon.com Inc. 0.53% 5,938 $1.3M Add +11.6%
PRF Invesco Rafi US 1000 ETF 0.51% 29,595 $1.3M Reduce -2.0%
COST Costco Wholesale Corp. 0.42% 1,060 $1.0M No change
VWO Vanguard Ftse Emerging Marke 0.35% 17,703 $876K Reduce -0.2%
META Meta Platforms Inc. Class A 0.32% 1,083 $799K Add +9.9%
JPM JPMorgan Chase & Co. 0.30% 2,540 $736K No change
BRK.B Berkshire Hathaway Inc. Class B 0.30% 1,506 $731K Reduce -0.4%
PEP Pepsico Inc. 0.29% 5,434 $717K Add +0.0%
CAT Caterpillar Inc. 0.27% 1,726 $670K Add +6.9%
XLK SS Technology Select Sector 0.27% 2,631 $666K Add +6.7%
V Visa Inc. Class A 0.25% 1,747 $620K Add +0.3%
TXN Texas Instruments Inc. 0.23% 2,790 $579K No change
RTX RTX Corp. 0.23% 3,952 $577K No change
VYM Vanguard High DVD Yield ETF 0.23% 4,179 $557K No change
UNP Union Pacific Corp. 0.20% 2,167 $499K Add +0.1%
MCD McDonald's Corp. 0.20% 1,697 $496K Add +0.1%
GOOGL Alphabet Inc. Class A 0.20% 2,810 $495K Reduce -13.5%
CSX CSX Corp. 0.20% 15,021 $490K No change
HON Honeywell International Inc. 0.19% 2,054 $478K No change
IVV iShares Core S&P 500 ETF 0.19% 758 $471K No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.18% 11,449 $452K Add +12.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.17% 9,093 $430K Add +0.0%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.17% 1,494 $425K No change
VB Vanguard Most SM-Cap ETF-Usd 0.16% 1,647 $390K No change
DHR Danaher Corp. 0.16% 1,953 $386K No change
MA Mastercard Inc. Class A 0.16% 684 $384K Add +41.3%
GOOG Alphabet Inc. Class C 0.15% 2,131 $378K Reduce -1.4%
BX Blackstone Inc. 0.15% 2,500 $374K No change
VXUS Vanguard Total Intl Stock 0.15% 5,396 $373K Add +8.8%
DGRW Wisdomtree U.S. Quality Divi 0.14% 4,222 $354K No change
AVGO Broadcom Inc. 0.14% 1,272 $351K Reduce -1.5%
CAMT Camtek Ltd. 0.14% 4,000 $338K No change
JNJ Johnson & Johnson 0.14% 2,207 $337K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.14% 1,721 $336K No change
AXP American Express Co. 0.13% 1,045 $333K Reduce -0.1%
ITA iShares U.S. Aerospace & Def 0.13% 1,761 $332K No change
WM Waste Management Inc. 0.13% 1,441 $330K No change
PG The Procter & Gamble Co. 0.13% 2,069 $330K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.13% 1,177 $329K No change
CSCO Cisco Systems Inc. 0.13% 4,706 $327K No change
ABBV Abbvie Inc. 0.13% 1,747 $324K Reduce -0.3%
DTD Wisdomtree US Total Dividend 0.13% 3,978 $316K Reduce -5.1%
MINT PIMCO Enhanced Short Maturit 0.13% 3,086 $310K No change
MAR Marriott International Class A 0.12% 1,126 $308K Reduce -32.1%
T AT&T Inc. 0.12% 10,536 $305K Reduce -5.0%
MCK McKesson Corp. 0.12% 414 $303K No change
AFL Aflac Inc. 0.12% 2,852 $301K Add +0.1%
XLC SS Comm Select Sector SPDR 0.11% 2,584 $280K No change
IWR iShares Russell Mid-Cap ETF 0.11% 3,015 $277K New
COF Capital One Financial Corp. 0.11% 1,275 $271K New
DE Deere & Co. 0.11% 532 $271K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.11% 2,941 $268K Reduce -0.2%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.11% 3,275 $267K No change
LRCX Lam Research Corp. 0.11% 2,713 $264K New
COR Cencora Inc. 0.10% 854 $256K No change
DUK Duke Energy Corp. 0.10% 2,154 $254K No change
YUM Yum! Brands Inc. 0.10% 1,714 $254K Reduce -4.6%
TMUS T-Mobile US Inc. 0.10% 1,050 $250K Reduce -0.1%
VZ Verizon Communications Inc. 0.10% 5,723 $248K Add +0.1%
HD Home Depot Inc. 0.10% 675 $247K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.10% 890 $246K No change
VOOG Vanguard S&P 500 Growth ETF 0.10% 615 $244K No change
VOOV Vanguard S&P 500 Value ETF 0.10% 1,292 $244K Reduce -3.7%
MUB iShares National Muni Bond E 0.10% 2,310 $241K No change
WMT Walmart Inc. 0.10% 2,460 $241K No change
PGR Progressive Corp. 0.10% 883 $236K No change
AGGY Wisdomtree Yield Enhanced US 0.09% 5,364 $234K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.09% 1,359 $224K New
NVDA Nvidia Corp. 0.09% 1,409 $223K New
LIN Linde PLC 0.09% 473 $222K No change

Show all 113 holdings

Portfolio Sells Q1 2025 → Q2 2025
DFS Discover Financial Services Sold out 0.00% −0.10
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.4% 0.30% −0.06
MAR Marriott International Class A Reduce -32.1% 0.12% −0.05
RSPM Invesco S&P 500 Equal Weight Reduce -1.3% 0.82% −0.05
GOOGL Alphabet Inc. Class A Reduce -13.5% 0.20% −0.03
PRF Invesco Rafi US 1000 ETF Reduce -2.0% 0.51% −0.02
ABBV Abbvie Inc. Reduce -0.3% 0.13% −0.02
YUM Yum! Brands Inc. Reduce -4.6% 0.10% −0.02
VEA Vanguard Ftse Developed ETF Reduce -0.2% 0.71% −0.02
TMUS T-Mobile US Inc. Reduce -0.1% 0.10% −0.01
T AT&T Inc. Reduce -5.0% 0.12% −0.01
DDWM Wisdomtree DY Inter Eq FD-US Reduce -8.9% 0.09% −0.01
TJX TJX Companies Inc. Reduce -0.1% 0.09% −0.01
DTD Wisdomtree US Total Dividend Reduce -5.1% 0.13% −0.01
VOOV Vanguard S&P 500 Value ETF Reduce -3.7% 0.10% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -0.2% 0.35% −0.00
GOOG Alphabet Inc. Class C Reduce -1.4% 0.15% −0.00
BNY Bank of New York Mellon Corp. Reduce -0.2% 0.11% +0.00
AXP American Express Co. Reduce -0.1% 0.13% +0.01
AVGO Broadcom Inc. Reduce -1.5% 0.14% +0.03
IBM Intl Business Machines Corp. Reduce -1.1% 0.70% +0.06

Portfolio Buys Q1 2025 → Q2 2025
XAR SS SPDR S&P Aerospace Def Add +2.4% 3.54% +0.45
CGGR Cap Group Growth Equity Add +2.8% 3.73% +0.30
SPYG SS SPDR P S&P 500 Growth ETF Add +2.6% 3.85% +0.29
VOO Vanguard S&P 500 ETF Add +58.3% 0.56% +0.21
CIBR First Trust Nasdaq Cybersecu Add +1.9% 3.42% +0.16
IBTH iShares Ibonds Dec 2027 Term Add +15.2% 3.29% +0.13
MSFT Microsoft Corp. Add +0.2% 1.02% +0.13
IJR iShares Core S&P Small-Cap E Add +3.0% 6.18% +0.11
IWR iShares Russell Mid-Cap ETF New 0.11% +0.11
COF Capital One Financial Corp. New 0.11% +0.11
LRCX Lam Research Corp. New 0.11% +0.11
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.09% +0.09
NVDA Nvidia Corp. New 0.09% +0.09
AMZN Amazon.com Inc. Add +11.6% 0.53% +0.09
VGT Vanguard Info Tech ETF New 0.09% +0.09
ESGU iShares ESG Aware MSCI USA New 0.08% +0.08
META Meta Platforms Inc. Class A Add +9.9% 0.32% +0.08
VLO Valero Energy Corp. New 0.08% +0.08
HEDJ Wisdomtree Europe Hedged Equ New 0.08% +0.08
MDYG SS SPDR S&P 400 MC GR ETF Add +3.2% 2.58% +0.07
VUG Vanguard Mrngstar GR ETF-Sui Add +0.1% 1.09% +0.05
CAT Caterpillar Inc. Add +6.9% 0.27% +0.05
XLK SS Technology Select Sector Add +6.7% 0.27% +0.04
MA Mastercard Inc. Class A Add +41.3% 0.16% +0.04
EFG iShares MSCI Eafe Growth ETF Add +3.4% 4.06% +0.02
CGDV Cap Group Dividend Value Add +12.5% 0.18% +0.02
XLF SS Financial Select Sector Add +4.7% 1.20% +0.02
SPEM State Street SP PTF Em ETF Add +2.6% 2.30% +0.02
XLE SS Energy Select Sector Add +5.6% 1.64% +0.01
BAC Bank of America Corp. Add +0.0% 0.17% +0.01
VXUS Vanguard Total Intl Stock Add +8.8% 0.15% +0.01
UNP Union Pacific Corp. Add +0.1% 0.20% −0.01
VZ Verizon Communications Inc. Add +0.1% 0.10% −0.01
AFL Aflac Inc. Add +0.1% 0.12% −0.02
V Visa Inc. Class A Add +0.3% 0.25% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Add +2.7% 4.41% −0.02
XLB SS Materials Select Sector Add +3.4% 1.43% −0.03
PEP Pepsico Inc. Add +0.0% 0.29% −0.04
MCD McDonald's Corp. Add +0.1% 0.20% −0.04
MEAR Ishrs Short Mat Muni Act ETF Add +1.8% 1.35% −0.11
JMUB JPMorgan Municipal ETF Add +1.3% 1.39% −0.13
VTV Vanguard Mrngstr Val ETF-Aui Add +1.6% 5.84% −0.14
SCHD Schwab US DVD Equity ETF Add +4.0% 4.63% −0.15
XMLV Invesco S&P Midcap Low Volat Add +2.2% 3.12% −0.16
AAPL Apple Inc. Add +2.9% 1.47% −0.16
VHT Vanguard Health Care ETF Add +3.0% 1.73% −0.18
VMBS Vanguard Mortgage-Backed Sec Add +3.5% 3.51% −0.23
FLOT iShares Floating Rate Bond E Add +2.1% 3.10% −0.24
JPIE JPMorgan Income ETF Add +3.2% 5.39% −0.34
SPIB SS SPDR P Int C Corp. ETF Add +2.5% 8.97% −0.60

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 119$288.0MIBTH, SPIB, IJR, VTV, JPIE
Q2 2025 113$247.1MSPIB, IJR, VTV, JPIE, SCHD
Q1 2025 105$223.9MSPIB, IJR, VTV, JPIE, SCHD
Q4 2024 105$207.3MSPIB, VTV, IJR, SPDW, SPYG
Q3 2024 101$191.3MSPIB, VTV, IJR, SPDW, VMBS
Q2 2024 97$163.8MVTV, IJR, SPSB, SPIB, SPDW
Q1 2024 99$152.3MVTV, IJR, SPSB, SPIB, SPDW