Obsidian Personal Planning Solutions LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 16, 2025), Obsidian Personal Planning Solutions LLC reported 105 stock positions worth $223.9 million. Its top holding was SS SPDR P Int C Corp. ETF (SPIB) at 9.6% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 6.1%) and Vanguard Mrngstr Val ETF-Aui (VTV, 6.0%). Compared with Q4 2024, it opened 8 new positions, sold out of 8, added to 24 and reduced 42. The biggest buy was a new position in JPMorgan Income ETF (JPIE) and the biggest sale SS SPDR P Int C Corp. ETF (SPIB, shares −14%).

Most Recent 13F
Q3 2025
Location
ROCKVILLE, MD
CIK
0001909128
Portfolio Value
$223.9M (Q1 2025)
SEC Filing
0001986152-25-000046 ↗ filed May 16, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $152.3M Q1 2024 Q2 2024: $163.8M Q2 2024 Q3 2024: $191.3M Q3 2024 Q4 2024: $207.3M Q4 2024 Q1 2025: $223.9M $223.9M Q1 2025 Q2 2025: $247.1M Q2 2025 Q3 2025: $288.0M Q3 2025

Holdings 105 stocks · $223.9M
SPIB SS SPDR P Int C Corp. ETF 9.57% 643,420 $21.4M Reduce -14.0%
IJR iShares Core S&P Small-Cap E 6.06% 135,615 $13.6M Add +3.3%
VTV Vanguard Mrngstr Val ETF-Aui 5.98% 80,398 $13.4M Reduce -16.5%
JPIE JPMorgan Income ETF 5.73% 278,961 $12.8M New
SCHD Schwab US DVD Equity ETF 4.78% 414,778 $10.7M Add +70.2%
SPDW Ste STR SPDR PT DW Eu ETF 4.43% 262,220 $9.9M Add +7.4%
EFG iShares MSCI Eafe Growth ETF 4.04% 86,689 $9.0M Add +20.8%
VMBS Vanguard Mortgage-Backed Sec 3.74% 180,847 $8.4M Reduce -2.8%
SPYG SS SPDR P S&P 500 Growth ETF 3.56% 97,323 $8.0M Add +1.9%
CGGR Cap Group Growth Equity 3.43% 220,613 $7.7M Add +4.7%
FLOT iShares Floating Rate Bond E 3.35% 147,187 $7.5M Add +2.9%
XMLV Invesco S&P Midcap Low Volat 3.27% 122,146 $7.3M Reduce -1.9%
CIBR First Trust Nasdaq Cybersecu 3.26% 109,785 $7.3M Add +4.1%
IBTH iShares Ibonds Dec 2027 Term 3.17% 314,176 $7.1M New
XAR SS SPDR S&P Aerospace Def 3.09% 40,511 $6.9M Add +11.5%
MDYG SS SPDR S&P 400 MC GR ETF 2.51% 71,100 $5.6M Add +26.6%
SPEM State Street SP PTF Em ETF 2.28% 129,341 $5.1M Reduce -9.4%
VHT Vanguard Health Care ETF 1.91% 16,719 $4.3M New
AAPL Apple Inc. 1.64% 17,247 $3.7M Reduce -2.3%
XLE SS Energy Select Sector 1.62% 45,156 $3.6M New
JMUB JPMorgan Municipal ETF 1.51% 68,082 $3.4M Add +2.0%
XLB SS Materials Select Sector 1.46% 38,931 $3.3M Reduce -1.0%
MEAR Ishrs Short Mat Muni Act ETF 1.46% 65,139 $3.3M Reduce -0.7%
XLF SS Financial Select Sector 1.17% 53,880 $2.6M New
VUG Vanguard Mrngstar GR ETF-Sui 1.04% 6,134 $2.3M Reduce -2.6%
MSFT Microsoft Corp. 0.89% 5,051 $2.0M Reduce -0.7%
RSPM Invesco S&P 500 Equal Weight 0.87% 63,400 $2.0M Reduce -54.5%
VEA Vanguard Ftse Developed ETF 0.73% 30,955 $1.6M Reduce -0.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.64% 5,964 $1.4M Reduce -1.4%
PRF Invesco Rafi US 1000 ETF 0.53% 30,197 $1.2M Reduce -76.5%
COST Costco Wholesale Corp. 0.47% 1,060 $1.1M Reduce -0.2%
AMZN Amazon.com Inc. 0.44% 5,320 $981K Add +1.9%
BRK.B Berkshire Hathaway Inc. Class B 0.36% 1,512 $807K Reduce -0.8%
VWO Vanguard Ftse Emerging Marke 0.36% 17,742 $803K Reduce -5.5%
VOO Vanguard S&P 500 ETF 0.35% 1,550 $790K Add +3.1%
PEP Pepsico Inc. 0.33% 5,432 $736K Reduce -2.8%
JPM JPMorgan Chase & Co. 0.28% 2,540 $621K No change
V Visa Inc. Class A 0.27% 1,742 $602K Reduce -1.2%
MCD McDonald's Corp. 0.24% 1,696 $542K Add +0.1%
META Meta Platforms Inc. Class A 0.24% 985 $541K No change
VYM Vanguard High DVD Yield ETF 0.23% 4,179 $520K Add +15.6%
XLK SS Technology Select Sector 0.23% 2,465 $518K Reduce -0.2%
GOOGL Alphabet Inc. Class A 0.23% 3,249 $516K Reduce -0.0%
CAT Caterpillar Inc. 0.22% 1,614 $499K Reduce -0.4%
RTX RTX Corp. 0.22% 3,952 $498K No change
UNP Union Pacific Corp. 0.21% 2,166 $467K Add +0.1%
TXN Texas Instruments Inc. 0.20% 2,790 $447K No change
HON Honeywell International Inc. 0.19% 2,054 $432K Reduce -3.4%
IVV iShares Core S&P 500 ETF 0.19% 758 $423K Reduce -5.4%
CSX CSX Corp. 0.19% 15,021 $422K Add +89.9%
MAR Marriott International Class A 0.18% 1,659 $396K Reduce -17.8%
DHR Danaher Corp. 0.17% 1,953 $389K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.17% 1,494 $372K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.16% 9,092 $363K Reduce -1.9%
VB Vanguard Most SM-Cap ETF-Usd 0.16% 1,647 $356K No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.16% 10,175 $356K No change
GOOG Alphabet Inc. Class C 0.16% 2,162 $348K No change
JNJ Johnson & Johnson 0.15% 2,207 $345K Reduce -1.1%
ABBV Abbvie Inc. 0.15% 1,753 $342K Reduce -0.1%
PG The Procter & Gamble Co. 0.15% 2,069 $336K Reduce -0.5%
WM Waste Management Inc. 0.15% 1,441 $336K Reduce -0.6%
BX Blackstone Inc. 0.15% 2,500 $329K No change
DGRW Wisdomtree U.S. Quality Divi 0.15% 4,222 $328K Add +4.6%
VXUS Vanguard Total Intl Stock 0.14% 4,959 $317K Add +19.2%
DTD Wisdomtree US Total Dividend 0.14% 4,190 $312K Add +30.3%
MINT PIMCO Enhanced Short Maturit 0.14% 3,086 $310K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.14% 1,721 $310K Reduce -1.5%
AFL Aflac Inc. 0.14% 2,850 $310K Add +0.1%
T AT&T Inc. 0.14% 11,091 $307K Reduce -1.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.13% 1,177 $301K Reduce -2.8%
MCK McKesson Corp. 0.13% 414 $295K No change
AXP American Express Co. 0.12% 1,046 $279K No change
ITA iShares U.S. Aerospace & Def 0.12% 1,761 $276K No change
CSCO Cisco Systems Inc. 0.12% 4,706 $272K No change
YUM Yum! Brands Inc. 0.12% 1,797 $270K Reduce -4.5%
MA Mastercard Inc. Class A 0.12% 484 $265K No change
DUK Duke Energy Corp. 0.12% 2,154 $263K No change
CAMT Camtek Ltd. 0.12% 4,000 $261K Reduce -8.6%
TMUS T-Mobile US Inc. 0.12% 1,051 $260K Reduce -0.1%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.12% 3,275 $258K No change
VZ Verizon Communications Inc. 0.11% 5,720 $252K Add +0.1%
COR Cencora Inc. 0.11% 854 $250K No change
PGR Progressive Corp. 0.11% 883 $249K No change
AVGO Broadcom Inc. 0.11% 1,291 $248K Reduce -0.9%
XLC SS Comm Select Sector SPDR 0.11% 2,584 $247K No change
DE Deere & Co. 0.11% 532 $247K No change
HD Home Depot Inc. 0.11% 675 $243K Reduce -3.0%
MUB iShares National Muni Bond E 0.11% 2,310 $242K No change
WMT Walmart Inc. 0.11% 2,460 $239K Add +10.1%
VOOV Vanguard S&P 500 Value ETF 0.11% 1,342 $238K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.11% 2,946 $237K No change
MRK Merck & Co. Inc. 0.11% 2,763 $235K No change
AGGY Wisdomtree Yield Enhanced US 0.10% 5,364 $232K Add +8.9%
DFS Discover Financial Services 0.10% 1,241 $227K No change
DDWM Wisdomtree DY Inter Eq FD-US 0.10% 5,952 $226K Reduce -12.8%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.10% 1,738 $224K Reduce -2.5%
SHW The Sherwin-Williams Co. 0.10% 631 $223K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.10% 890 $221K Reduce -6.6%
LIN Linde PLC 0.10% 473 $214K No change
MARM Ftvestus Max Buff ETF March 0.09% 6,741 $212K New

Show all 105 holdings

Portfolio Sells Q4 2024 → Q1 2025
SPIB SS SPDR P Int C Corp. ETF Reduce -14.0% 9.57% −2.32
VTV Vanguard Mrngstr Val ETF-Aui Reduce -16.5% 5.98% −2.23
PRF Invesco Rafi US 1000 ETF Reduce -76.5% 0.53% −2.08
RSPM Invesco S&P 500 Equal Weight Reduce -54.5% 0.87% −1.42
XMLV Invesco S&P Midcap Low Volat Reduce -1.9% 3.27% −0.45
SPEM State Street SP PTF Em ETF Reduce -9.4% 2.28% −0.39
AAPL Apple Inc. Reduce -2.3% 1.64% −0.37
VMBS Vanguard Mortgage-Backed Sec Reduce -2.8% 3.74% −0.35
IWR iShares Russell Mid-Cap ETF Sold out 0.00% −0.25
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.6% 1.04% −0.23
XLB SS Materials Select Sector Reduce -1.0% 1.46% −0.23
MEAR Ishrs Short Mat Muni Act ETF Reduce -0.7% 1.46% −0.13
MSFT Microsoft Corp. Reduce -0.7% 0.89% −0.13
NVDA Nvidia Corp. Sold out 0.00% −0.12
IVE iShares S&P 500 Value ETF Sold out 0.00% −0.11
SPSB SS SPDR P St C Corp. ETF Sold out 0.00% −0.11
MAR Marriott International Class A Reduce -17.8% 0.18% −0.11
LRCX Lam Research Corp. Sold out 0.00% −0.10
IBM Intl Business Machines Corp. Reduce -1.4% 0.64% −0.10
ESGU iShares ESG Aware MSCI USA Sold out 0.00% −0.10
AON Aon PLC Class A Sold out 0.00% −0.10
CVX Chevron Corp. Sold out 0.00% −0.10
GOOGL Alphabet Inc. Class A Reduce -0.0% 0.23% −0.09
CAMT Camtek Ltd. Reduce -8.6% 0.12% −0.08
PEP Pepsico Inc. Reduce -2.8% 0.33% −0.08
CAT Caterpillar Inc. Reduce -0.4% 0.22% −0.07
BAC Bank of America Corp. Reduce -1.9% 0.16% −0.04
IVV iShares Core S&P 500 ETF Reduce -5.4% 0.19% −0.04
XLK SS Technology Select Sector Reduce -0.2% 0.23% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -5.5% 0.36% −0.04
HON Honeywell International Inc. Reduce -3.4% 0.19% −0.04
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -6.6% 0.10% −0.04
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.5% 0.14% −0.03
COST Costco Wholesale Corp. Reduce -0.2% 0.47% −0.03
HD Home Depot Inc. Reduce -3.0% 0.11% −0.03
AVGO Broadcom Inc. Reduce -0.9% 0.11% −0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -2.8% 0.13% −0.03
V Visa Inc. Class A Reduce -1.2% 0.27% −0.02
DDWM Wisdomtree DY Inter Eq FD-US Reduce -12.8% 0.10% −0.02
PG The Procter & Gamble Co. Reduce -0.5% 0.15% −0.02
VEA Vanguard Ftse Developed ETF Reduce -0.1% 0.73% −0.02
JNJ Johnson & Johnson Reduce -1.1% 0.15% −0.01
TJX TJX Companies Inc. Reduce -2.5% 0.10% −0.01
BSV Vanguard Short-Term Bond ETF Reduce -0.4% 0.09% −0.01
WM Waste Management Inc. Reduce -0.6% 0.15% −0.00
ABBV Abbvie Inc. Reduce -0.1% 0.15% −0.00
TMUS T-Mobile US Inc. Reduce -0.1% 0.12% −0.00
YUM Yum! Brands Inc. Reduce -4.5% 0.12% +0.00
T AT&T Inc. Reduce -1.1% 0.14% +0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.8% 0.36% +0.02

Portfolio Buys Q4 2024 → Q1 2025
JPIE JPMorgan Income ETF New 5.73% +5.73
IBTH iShares Ibonds Dec 2027 Term New 3.17% +3.17
VHT Vanguard Health Care ETF New 1.91% +1.91
XLE SS Energy Select Sector New 1.62% +1.62
SCHD Schwab US DVD Equity ETF Add +70.2% 4.78% +1.51
XLF SS Financial Select Sector New 1.17% +1.17
EFG iShares MSCI Eafe Growth ETF Add +20.8% 4.04% +0.52
SPDW Ste STR SPDR PT DW Eu ETF Add +7.4% 4.43% +0.24
MARM Ftvestus Max Buff ETF March New 0.09% +0.09
IAU iShares Gold Trust New 0.09% +0.09
BND Vanguard Total Bond Market New 0.09% +0.09
MDYG SS SPDR S&P 400 MC GR ETF Add +26.6% 2.51% +0.08
CSX CSX Corp. Add +89.9% 0.19% +0.06
VXUS Vanguard Total Intl Stock Add +19.2% 0.14% +0.02
DTD Wisdomtree US Total Dividend Add +30.3% 0.14% +0.02
XAR SS SPDR S&P Aerospace Def Add +11.5% 3.09% +0.02
MCD McDonald's Corp. Add +0.1% 0.24% +0.01
VZ Verizon Communications Inc. Add +0.1% 0.11% +0.00
AGGY Wisdomtree Yield Enhanced US Add +8.9% 0.10% +0.00
VYM Vanguard High DVD Yield ETF Add +15.6% 0.23% +0.00
WMT Walmart Inc. Add +10.1% 0.11% +0.00
AFL Aflac Inc. Add +0.1% 0.14% −0.01
DGRW Wisdomtree U.S. Quality Divi Add +4.6% 0.15% −0.02
VOO Vanguard S&P 500 ETF Add +3.1% 0.35% −0.05
UNP Union Pacific Corp. Add +0.1% 0.21% −0.05
JMUB JPMorgan Municipal ETF Add +2.0% 1.51% −0.11
AMZN Amazon.com Inc. Add +1.9% 0.44% −0.16
CIBR First Trust Nasdaq Cybersecu Add +4.1% 3.26% −0.18
FLOT iShares Floating Rate Bond E Add +2.9% 3.35% −0.18
CGGR Cap Group Growth Equity Add +4.7% 3.43% −0.56
SPYG SS SPDR P S&P 500 Growth ETF Add +1.9% 3.56% −0.59
IJR iShares Core S&P Small-Cap E Add +3.3% 6.06% −1.44

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 119$288.0MIBTH, SPIB, IJR, VTV, JPIE
Q2 2025 113$247.1MSPIB, IJR, VTV, JPIE, SCHD
Q1 2025 105$223.9MSPIB, IJR, VTV, JPIE, SCHD
Q4 2024 105$207.3MSPIB, VTV, IJR, SPDW, SPYG
Q3 2024 101$191.3MSPIB, VTV, IJR, SPDW, VMBS
Q2 2024 97$163.8MVTV, IJR, SPSB, SPIB, SPDW
Q1 2024 99$152.3MVTV, IJR, SPSB, SPIB, SPDW