Obsidian Personal Planning Solutions LLC

In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 25, 2024), Obsidian Personal Planning Solutions LLC reported 97 stock positions worth $163.8 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 8.4% of the portfolio, followed by iShares Core S&P Small-Cap E (IJR, 7.1%) and SS SPDR P St C Corp. ETF (SPSB, 6.4%). Compared with Q1 2024, it opened 5 new positions, sold out of 7, added to 39 and reduced 22. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +7%) and the biggest sale Berkshire Hathaway Class B (BRK.B, shares −37%).

Most Recent 13F
Q3 2025
Location
ROCKVILLE, MD
CIK
0001909128
Portfolio Value
$163.8M (Q2 2024)
SEC Filing
0001986152-24-000033 ↗ filed Jul 25, 2024

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $152.3M Q1 2024 Q2 2024: $163.8M $163.8M Q2 2024 Q3 2024: $191.3M Q3 2024 Q4 2024: $207.3M Q4 2024 Q1 2025: $223.9M Q1 2025 Q2 2025: $247.1M Q2 2025 Q3 2025: $288.0M Q3 2025

Holdings 97 stocks · $163.8M
VTV Vanguard Mrngstr Val ETF-Aui 8.39% 85,744 $13.8M Add +4.7%
IJR iShares Core S&P Small-Cap E 7.13% 109,558 $11.7M Add +8.6%
SPSB SS SPDR P St C Corp. ETF 6.39% 352,475 $10.5M Add +4.3%
SPIB SS SPDR P Int C Corp. ETF 5.49% 276,469 $9.0M Add +7.8%
SPDW Ste STR SPDR PT DW Eu ETF 4.37% 204,067 $7.2M Add +5.7%
SPYG SS SPDR P S&P 500 Growth ETF 4.18% 85,559 $6.9M Add +6.6%
VMBS Vanguard Mortgage-Backed Sec 4.06% 146,622 $6.7M Add +10.1%
FLOT iShares Floating Rate Bond E 3.78% 121,164 $6.2M Add +6.1%
XMLV Invesco S&P Midcap Low Volat 3.73% 110,735 $6.1M Add +4.5%
CGGR Cap Group Growth Equity 3.68% 183,266 $6.0M Add +8.4%
EFG iShares MSCI Eafe Growth ETF 3.53% 56,603 $5.8M Add +7.6%
SCHD Schwab US DVD Equity ETF 3.41% 71,921 $5.6M Add +6.5%
CIBR First Trust Nasdaq Cybersecu 3.09% 89,863 $5.1M Add +8.0%
XAR SS SPDR S&P Aerospace Def 2.70% 31,564 $4.4M Add +6.5%
PRF Invesco Rafi US 1000 ETF 2.68% 115,907 $4.4M Add +5.2%
RSPM Invesco S&P 500 Equal Weight 2.63% 125,026 $4.3M Add +4.9%
SPEM State Street SP PTF Em ETF 2.62% 114,065 $4.3M Add +9.3%
AAPL Apple Inc. 2.32% 18,036 $3.8M Add +0.1%
XLB SS Materials Select Sector 1.79% 33,266 $2.9M Add +4.7%
MEAR Ishrs Short Mat Muni Act ETF 1.72% 56,031 $2.8M Add +0.8%
SUB iShares Short-Term National 1.68% 26,339 $2.8M Add +1.4%
VUG Vanguard Mrngstar GR ETF-Sui 1.54% 6,755 $2.5M Add +0.6%
MSFT Microsoft Corp. 1.43% 5,253 $2.3M Reduce -8.5%
VEA Vanguard Ftse Developed ETF 0.97% 32,274 $1.6M Reduce -0.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.63% 5,988 $1.0M Reduce -1.6%
COST Costco Wholesale Corp. 0.58% 1,118 $950K Reduce -4.3%
PEP Pepsico Inc. 0.56% 5,588 $922K Reduce -15.5%
AMZN Amazon.com Inc. 0.56% 4,764 $921K No change
VWO Vanguard Ftse Emerging Marke 0.52% 19,411 $849K No change
BRK.B Berkshire Hathaway Inc. Class B 0.38% 1,516 $617K Reduce -37.1%
CAT Caterpillar Inc. 0.35% 1,720 $573K No change
GOOGL Alphabet Inc. Class A 0.34% 3,093 $563K Reduce -0.2%
XLK SS Technology Select Sector 0.34% 2,470 $559K Add +1.0%
CAMT Camtek Ltd. 0.33% 4,377 $548K Reduce -24.9%
TXN Texas Instruments Inc. 0.33% 2,790 $543K Reduce -2.1%
JPM JPMorgan Chase & Co. 0.32% 2,585 $523K Add +1.3%
DHR Danaher Corp. 0.32% 2,076 $519K No change
PG The Procter & Gamble Co. 0.31% 3,102 $512K No change
META Meta Platforms Inc. Class A 0.30% 989 $499K Add +0.8%
UNP Union Pacific Corp. 0.30% 2,197 $497K Reduce -8.0%
MAR Marriott International Class A 0.30% 2,019 $488K No change
HON Honeywell International Inc. 0.30% 2,266 $484K Reduce -1.1%
V Visa Inc. Class A 0.29% 1,796 $471K Reduce -11.8%
MCD McDonald's Corp. 0.27% 1,748 $445K Add +0.2%
VYM Vanguard High DVD Yield ETF 0.26% 3,631 $431K No change
GOOG Alphabet Inc. Class C 0.24% 2,187 $401K No change
RTX RTX Corp. 0.24% 3,952 $397K Add +0.5%
LRCX Lam Research Corp. 0.23% 358 $381K No change
PPG PPG Industries Inc. 0.23% 2,945 $371K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.22% 9,187 $365K Add +0.2%
VB Vanguard Most SM-Cap ETF-Usd 0.22% 1,664 $363K Reduce -1.5%
DGRW Wisdomtree U.S. Quality Divi 0.22% 4,647 $363K No change
IVV iShares Core S&P 500 ETF 0.22% 649 $355K Add +1.7%
JNJ Johnson & Johnson 0.22% 2,427 $355K Add +0.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.21% 1,494 $343K No change
AGGY Wisdomtree Yield Enhanced US 0.20% 7,660 $329K Add +0.6%
MRK Merck & Co. Inc. 0.20% 2,658 $329K Add +0.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.20% 1,776 $324K No change
VOO Vanguard S&P 500 ETF 0.19% 626 $313K Add +14.4%
MINT PIMCO Enhanced Short Maturit 0.19% 3,086 $311K No change
BX Blackstone Inc. 0.19% 2,500 $310K No change
WM Waste Management Inc. 0.19% 1,450 $309K No change
ABBV Abbvie Inc. 0.19% 1,798 $308K No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.19% 9,215 $304K No change
AMAT Applied Materials Inc. 0.18% 1,255 $296K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.18% 1,208 $292K Add +20.3%
NVDA Nvidia Corp. 0.16% 2,105 $260K New
CVX Chevron Corp. 0.16% 1,657 $259K Add +0.5%
MUB iShares National Muni Bond E 0.16% 2,403 $256K No change
AFL Aflac Inc. 0.15% 2,844 $254K Add +8.7%
VXUS Vanguard Total Intl Stock 0.15% 4,159 $251K No change
DUK Duke Energy Corp. 0.15% 2,500 $251K Add +0.5%
CSX CSX Corp. 0.15% 7,461 $250K Reduce -2.1%
YUM Yum! Brands Inc. 0.15% 1,881 $249K Reduce -16.1%
VZ Verizon Communications Inc. 0.15% 6,040 $249K Add +0.3%
AXP American Express Co. 0.15% 1,058 $245K Reduce -1.8%
DTD Wisdomtree US Total Dividend 0.15% 3,449 $244K No change
HD Home Depot Inc. 0.15% 705 $243K Reduce -0.8%
MCK McKesson Corp. 0.15% 414 $242K No change
VLO Valero Energy Corp. 0.14% 1,500 $235K No change
BSV Vanguard Short-Term Bond ETF 0.14% 3,037 $233K Reduce -13.1%
ITA iShares U.S. Aerospace & Def 0.14% 1,761 $233K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.14% 929 $232K Reduce -0.5%
CSCO Cisco Systems Inc. 0.14% 4,864 $231K Reduce -1.5%
DDWM Wisdomtree DY Inter Eq FD-US 0.14% 6,713 $229K No change
MTGP Wisdomtree Mtge Plus Bond 0.14% 5,223 $225K Add +2.1%
AVGO Broadcom Inc. 0.14% 140 $225K New
XLU St Sr Utl SL SE SPDR ETF-Usd 0.14% 3,275 $223K No change
ADBE Adobe Inc. 0.14% 400 $222K New
XLC SS Comm Select Sector SPDR 0.14% 2,584 $221K No change
VTIP Vanguard Short-Term Tips 0.13% 4,370 $212K Reduce -10.1%
IVE iShares S&P 500 Value ETF 0.13% 1,161 $211K No change
T AT&T Inc. 0.13% 10,947 $209K Reduce -0.4%
LIN Linde PLC 0.13% 474 $208K No change
VOOV Vanguard S&P 500 Value ETF 0.13% 1,175 $207K No change
VOOG Vanguard S&P 500 Growth ETF 0.13% 615 $205K New
ESGU iShares ESG Aware MSCI USA 0.12% 1,697 $202K New

Portfolio Sells Q1 2024 → Q2 2024
BRK.B Berkshire Hathaway Inc. Class B Reduce -37.1% 0.38% −0.25
FOUR SHIFT4 Payments Inc. Class A Sold out 0.00% −0.22
PEP Pepsico Inc. Reduce -15.5% 0.56% −0.20
AMGN Amgen Inc. Sold out 0.00% −0.16
CRM Salesforce Inc. Sold out 0.00% −0.15
UPS United Parcel Service Class B Sold out 0.00% −0.14
DE Deere & Co. Sold out 0.00% −0.14
DFS Discover Financial Services Sold out 0.00% −0.14
COR Cencora Inc. Sold out 0.00% −0.13
V Visa Inc. Class A Reduce -11.8% 0.29% −0.07
UNP Union Pacific Corp. Reduce -8.0% 0.30% −0.07
VEA Vanguard Ftse Developed ETF Reduce -0.8% 0.97% −0.06
YUM Yum! Brands Inc. Reduce -16.1% 0.15% −0.06
MSFT Microsoft Corp. Reduce -8.5% 1.43% −0.03
BSV Vanguard Short-Term Bond ETF Reduce -13.1% 0.14% −0.03
IBM Intl Business Machines Corp. Reduce -1.6% 0.63% −0.03
VTIP Vanguard Short-Term Tips Reduce -10.1% 0.13% −0.02
AXP American Express Co. Reduce -1.8% 0.15% −0.02
VB Vanguard Most SM-Cap ETF-Usd Reduce -1.5% 0.22% −0.02
CSX CSX Corp. Reduce -2.1% 0.15% −0.01
CSCO Cisco Systems Inc. Reduce -1.5% 0.14% −0.01
HD Home Depot Inc. Reduce -0.8% 0.15% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.5% 0.14% −0.01
TXN Texas Instruments Inc. Reduce -2.1% 0.33% +0.00
HON Honeywell International Inc. Reduce -1.1% 0.30% +0.01
T AT&T Inc. Reduce -0.4% 0.13% +0.01
GOOGL Alphabet Inc. Class A Reduce -0.2% 0.34% +0.01
CAMT Camtek Ltd. Reduce -24.9% 0.33% +0.02
COST Costco Wholesale Corp. Reduce -4.3% 0.58% +0.03

Portfolio Buys Q1 2024 → Q2 2024
SPYG SS SPDR P S&P 500 Growth ETF Add +6.6% 4.18% +0.48
CGGR Cap Group Growth Equity Add +8.4% 3.68% +0.31
AAPL Apple Inc. Add +0.1% 2.32% +0.30
IJR iShares Core S&P Small-Cap E Add +8.6% 7.13% +0.22
VMBS Vanguard Mortgage-Backed Sec Add +10.1% 4.06% +0.20
NVDA Nvidia Corp. New 0.16% +0.16
CIBR First Trust Nasdaq Cybersecu Add +8.0% 3.09% +0.15
AVGO Broadcom Inc. New 0.14% +0.14
ADBE Adobe Inc. New 0.14% +0.14
SPEM State Street SP PTF Em ETF Add +9.3% 2.62% +0.13
VOOG Vanguard S&P 500 Growth ETF New 0.13% +0.13
ESGU iShares ESG Aware MSCI USA New 0.12% +0.12
EFG iShares MSCI Eafe Growth ETF Add +7.6% 3.53% +0.12
VUG Vanguard Mrngstar GR ETF-Sui Add +0.6% 1.54% +0.09
SPIB SS SPDR P Int C Corp. ETF Add +7.8% 5.49% +0.08
XAR SS SPDR S&P Aerospace Def Add +6.5% 2.70% +0.05
META Meta Platforms Inc. Class A Add +0.8% 0.30% +0.03
XLK SS Technology Select Sector Add +1.0% 0.34% +0.03
VOO Vanguard S&P 500 ETF Add +14.4% 0.19% +0.03
PRF Invesco Rafi US 1000 ETF Add +5.2% 2.68% +0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +20.3% 0.18% +0.02
AFL Aflac Inc. Add +8.7% 0.15% +0.01
IVV iShares Core S&P 500 ETF Add +1.7% 0.22% +0.01
SCHD Schwab US DVD Equity ETF Add +6.5% 3.41% +0.00
BAC Bank of America Corp. Add +0.2% 0.22% +0.00
JPM JPMorgan Chase & Co. Add +1.3% 0.32% −0.00
VZ Verizon Communications Inc. Add +0.3% 0.15% −0.00
MTGP Wisdomtree Mtge Plus Bond Add +2.1% 0.14% −0.00
DUK Duke Energy Corp. Add +0.5% 0.15% −0.01
AGGY Wisdomtree Yield Enhanced US Add +0.6% 0.20% −0.01
JNJ Johnson & Johnson Add +0.5% 0.22% −0.01
CVX Chevron Corp. Add +0.5% 0.16% −0.02
VTV Vanguard Mrngstr Val ETF-Aui Add +4.7% 8.39% −0.02
RTX RTX Corp. Add +0.5% 0.24% −0.02
MRK Merck & Co. Inc. Add +0.3% 0.20% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Add +5.7% 4.37% −0.03
MCD McDonald's Corp. Add +0.2% 0.27% −0.04
XMLV Invesco S&P Midcap Low Volat Add +4.5% 3.73% −0.05
FLOT iShares Floating Rate Bond E Add +6.1% 3.78% −0.05
XLB SS Materials Select Sector Add +4.7% 1.79% −0.06
RSPM Invesco S&P 500 Equal Weight Add +4.9% 2.63% −0.07
SUB iShares Short-Term National Add +1.4% 1.68% −0.10
MEAR Ishrs Short Mat Muni Act ETF Add +0.8% 1.72% −0.11
SPSB SS SPDR P St C Corp. ETF Add +4.3% 6.39% −0.18

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 119$288.0MIBTH, SPIB, IJR, VTV, JPIE
Q2 2025 113$247.1MSPIB, IJR, VTV, JPIE, SCHD
Q1 2025 105$223.9MSPIB, IJR, VTV, JPIE, SCHD
Q4 2024 105$207.3MSPIB, VTV, IJR, SPDW, SPYG
Q3 2024 101$191.3MSPIB, VTV, IJR, SPDW, VMBS
Q2 2024 97$163.8MVTV, IJR, SPSB, SPIB, SPDW
Q1 2024 99$152.3MVTV, IJR, SPSB, SPIB, SPDW