Silver Oak Advisory Group, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Silver Oak Advisory Group, Inc. reported 65 stock positions worth $189.1 million. Its top holding was Vanguard Total Bond Market (BND) at 20.6% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 11.9%) and Vanguard Short-Term Bond ETF (BSV, 7.8%). Compared with Q3 2024, it opened 2 new positions, sold out of 5, added to 24 and reduced 25. The biggest buy was Vanguard Total Bond Market (BND, shares +3%) and the biggest sale Vanguard Intermediate-Term B (BIV, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- PORTLAND, OR
- CIK
- 0001906937
- Portfolio Value
- $189.1M (Q4 2024)
- SEC Filing
- 0001800586-25-000003 ↗ filed Feb 7, 2025
Holdings Value
Holdings 65 stocks · $189.1M
| BND Vanguard Total Bond Market | 20.64% | 542,655 | $39.0M | Add +2.8% |
| BNDX Vanguard Total Intl Bond ETF | 11.93% | 459,986 | $22.6M | Add +2.0% |
| BSV Vanguard Short-Term Bond ETF | 7.80% | 190,874 | $14.7M | Add +1.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 6.34% | 239,067 | $12.0M | Add +0.1% |
| DFAC Dimensional US Core Equity 2 | 6.17% | 337,363 | $11.7M | Reduce -1.5% |
| DFAX Dimensional World Ex US Core | 5.22% | 396,724 | $9.9M | Add +0.4% |
| VTI VG Morningstar TS MKT ETF-US | 5.06% | 33,025 | $9.6M | Reduce -1.9% |
| VIOV Vanguard S&P Small-Cap 600 V | 4.72% | 95,698 | $8.9M | Reduce -2.6% |
| VNQ Vanguard Real Estate ETF | 3.33% | 70,615 | $6.3M | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 2.72% | 87,274 | $5.1M | Add +1.3% |
| BIV Vanguard Intermediate-Term B | 2.61% | 66,058 | $4.9M | Reduce -8.5% |
| SCHB Schwab US Broad Market ETF | 2.26% | 188,403 | $4.3M | Reduce -2.7% |
| NUBD Nuveen ESG US Aggregate Bond | 1.45% | 126,182 | $2.7M | Add +0.0% |
| VSGX Vanguard ESG Intl Stock ETF | 1.36% | 45,337 | $2.6M | Add +1.2% |
| AAPL Apple Inc. | 1.29% | 9,773 | $2.4M | Reduce -2.0% |
| VTIP Vanguard Short-Term Tips | 1.07% | 41,962 | $2.0M | Reduce -1.4% |
| MSFT Microsoft Corp. | 1.07% | 4,793 | $2.0M | No change |
| VTES Vanguard SH Term Tax-Ex Bond | 1.05% | 19,778 | $2.0M | Add +1.4% |
| DFUS Dimensional US Eq MKT ETF | 0.86% | 25,601 | $1.6M | Reduce -1.5% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.79% | 14,179 | $1.5M | Reduce -0.6% |
| VT Vanguard Tot World STK ETF | 0.79% | 12,744 | $1.5M | Add +0.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.61% | 4,283 | $1.2M | No change |
| DFUV Dimensional US Marketwide Va | 0.60% | 27,961 | $1.1M | Reduce -1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.56% | 1,823 | $1.1M | Reduce -6.3% |
| VGIT Vanguard Intermediate-Term T | 0.55% | 18,029 | $1.0M | Add +13.0% |
| ESGV Vanguard ESG US Stock ETF | 0.53% | 9,594 | $1.0M | Reduce -2.8% |
| COST Costco Wholesale Corp. | 0.50% | 1,039 | $952K | Reduce -0.3% |
| VCIT Vanguard Int-Term Corporate | 0.49% | 11,529 | $925K | Add +0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.46% | 3,604 | $865K | Add +0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.45% | 5,032 | $851K | Reduce -3.4% |
| NUSC Nuveen ESG Small-Cap ETF | 0.36% | 16,405 | $687K | Add +0.2% |
| VGSH Vanguard Short-Term Treasury | 0.35% | 11,440 | $665K | Add +5.7% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.34% | 64,516 | $652K | Add +5.1% |
| IVV iShares Core S&P 500 ETF | 0.32% | 1,019 | $599K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.31% | 2,922 | $579K | Reduce -0.1% |
| GBCI Glacier Bancorp Inc. | 0.28% | 10,591 | $531K | Reduce -34.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.27% | 9,028 | $518K | Reduce -0.3% |
| LLY Eli Lilly & Co. | 0.25% | 618 | $477K | Reduce -0.3% |
| VWO Vanguard Ftse Emerging Marke | 0.25% | 10,571 | $465K | Add +1.2% |
| CSX CSX Corp. | 0.24% | 14,169 | $457K | No change |
| DFAT Dimensional US Target Value | 0.24% | 8,112 | $451K | Reduce -3.2% |
| XOM Exxon Mobil Corp. | 0.22% | 3,844 | $413K | Reduce -0.5% |
| IYY iShares Dow Jones U.S. ETF | 0.21% | 2,752 | $393K | No change |
| ABBV Abbvie Inc. | 0.21% | 2,200 | $390K | No change |
| SCHF Schwab Intl Equity ETF | 0.20% | 20,349 | $376K | Reduce -1.3% |
| DFIV Dimensional International Va | 0.19% | 10,208 | $362K | No change |
| IWB iShares Russell 1000 ETF | 0.18% | 1,061 | $341K | No change |
| AMGN Amgen Inc. | 0.16% | 1,138 | $296K | Reduce -0.7% |
| ESGD iShares Trust iShares ESG Aw | 0.15% | 3,751 | $285K | Add +1.4% |
| SUSB iShares ESG Aware 1-5 Year U | 0.15% | 11,206 | $276K | Add +0.2% |
| EAGG iShares ESG Aware US Aggrega | 0.14% | 5,794 | $269K | Add +1.3% |
| DFAS Dimensional US Small Cap ETF | 0.14% | 4,034 | $262K | No change |
| BIO Bio-Rad Laboratories-A | 0.13% | 770 | $252K | Reduce -0.9% |
| DFSU Dimensional US Sus CORE1 ETF | 0.13% | 6,548 | $248K | Add +0.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.12% | 567 | $232K | No change |
| VOO Vanguard S&P 500 ETF | 0.12% | 430 | $231K | Add +0.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 2,960 | $230K | Add +0.2% |
| HD Home Depot Inc. | 0.12% | 589 | $229K | No change |
| AGG iShares Core U.S. Aggregate | 0.12% | 2,319 | $224K | No change |
| VTEI Vanguard Int Tax-Exempt Bond | 0.12% | 2,229 | $221K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.11% | 1,902 | $217K | Reduce -0.6% |
| GOOGL Alphabet Inc. Class A | 0.11% | 1,132 | $214K | New |
| NKE Nike Inc. Class B | 0.11% | 2,833 | $214K | Reduce -7.7% |
| CSCO Cisco Systems Inc. | 0.11% | 3,452 | $204K | New |
| PG The Procter & Gamble Co. | 0.11% | 1,197 | $200K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| BIV Vanguard Intermediate-Term B | Reduce -8.5% | 2.61% | −0.29 |
| DFAU Dimensional US Core Equity M | Sold out | 0.00% | −0.25 |
| VEA Vanguard Ftse Developed ETF | Sold out | 0.00% | −0.16 |
| RTX RTX Corp. | Sold out | 0.00% | −0.11 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.11 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.10 |
| GBCI Glacier Bancorp Inc. | Reduce -34.5% | 0.28% | −0.10 |
| AMGN Amgen Inc. | Reduce -0.7% | 0.16% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -0.3% | 0.25% | −0.03 |
| NKE Nike Inc. Class B | Reduce -7.7% | 0.11% | −0.03 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.3% | 0.27% | −0.02 |
| SCHF Schwab Intl Equity ETF | Reduce -1.3% | 0.20% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -3.4% | 0.45% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -0.5% | 0.22% | −0.01 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -0.6% | 0.11% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.3% | 0.56% | −0.01 |
| VTIP Vanguard Short-Term Tips | Reduce -1.4% | 1.07% | −0.00 |
| DFUV Dimensional US Marketwide Va | Reduce -1.4% | 0.60% | −0.00 |
| DFAT Dimensional US Target Value | Reduce -3.2% | 0.24% | −0.00 |
| BIO Bio-Rad Laboratories-A | Reduce -0.9% | 0.13% | +0.00 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -0.6% | 0.79% | +0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.1% | 0.31% | +0.01 |
| ESGV Vanguard ESG US Stock ETF | Reduce -2.8% | 0.53% | +0.02 |
| COST Costco Wholesale Corp. | Reduce -0.3% | 0.50% | +0.03 |
| DFUS Dimensional US Eq MKT ETF | Reduce -1.5% | 0.86% | +0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -2.7% | 2.26% | +0.06 |
| VIOV Vanguard S&P Small-Cap 600 V | Reduce -2.6% | 4.72% | +0.07 |
| AAPL Apple Inc. | Reduce -2.0% | 1.29% | +0.10 |
| DFAC Dimensional US Core Equity 2 | Reduce -1.5% | 6.17% | +0.15 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.9% | 5.06% | +0.17 |
Portfolio Buys Q3 2024 → Q4 2024
| BND Vanguard Total Bond Market | Add +2.8% | 20.64% | +0.31 |
| BNDX Vanguard Total Intl Bond ETF | Add +2.0% | 11.93% | +0.30 |
| BSV Vanguard Short-Term Bond ETF | Add +1.3% | 7.80% | +0.20 |
| GOOGL Alphabet Inc. Class A | New | 0.11% | +0.11 |
| CSCO Cisco Systems Inc. | New | 0.11% | +0.11 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.1% | 6.34% | +0.08 |
| VGIT Vanguard Intermediate-Term T | Add +13.0% | 0.55% | +0.06 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +1.4% | 1.05% | +0.03 |
| VGSH Vanguard Short-Term Treasury | Add +5.7% | 0.35% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.1% | 0.46% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +0.1% | 0.79% | +0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.4% | 0.13% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +0.5% | 0.12% | +0.01 |
| NUSC Nuveen ESG Small-Cap ETF | Add +0.2% | 0.36% | +0.00 |
| SUSB iShares ESG Aware 1-5 Year U | Add +0.2% | 0.15% | +0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.2% | 0.12% | +0.00 |
| EAGG iShares ESG Aware US Aggrega | Add +1.3% | 0.14% | +0.00 |
| VCIT Vanguard Int-Term Corporate | Add +0.3% | 0.49% | −0.00 |
| VGSR Vert GLB Sust Re ETF | Add +5.1% | 0.34% | −0.00 |
| ESGD iShares Trust iShares ESG Aw | Add +1.4% | 0.15% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +1.2% | 0.25% | −0.01 |
| NUBD Nuveen ESG US Aggregate Bond | Add +0.0% | 1.45% | −0.01 |
| VSGX Vanguard ESG Intl Stock ETF | Add +1.2% | 1.36% | −0.05 |
| VXUS Vanguard Total Intl Stock | Add +1.3% | 2.72% | −0.14 |
| VNQ Vanguard Real Estate ETF | Add +0.3% | 3.33% | −0.19 |
| DFAX Dimensional World Ex US Core | Add +0.4% | 5.22% | −0.26 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $253.6M | BND, BNDX, DFAC, DFAX, BSV |
| Q1 2026 | 80 | $231.8M | BND, BNDX, DFAC, BSV, DFAX |
| Q4 2025 | 75 | $221.2M | BND, BNDX, BSV, DFAC, DFAX |
| Q3 2025 | 77 | $221.0M | BND, BNDX, BSV, DFAC, DFAX |
| Q2 2025 | 73 | $206.4M | BND, BNDX, BSV, DFAC, DFAX |
| Q1 2025 | 65 | $188.3M | BND, BNDX, BSV, VTEB, DFAC |
| Q4 2024 | 65 | $189.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q3 2024 | 68 | $195.0M | BND, BNDX, BSV, VTEB, DFAC |
| Q2 2024 | 64 | $180.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q1 2024 | 64 | $178.2M | BND, BNDX, BSV, VTEB, DFAC |