Silver Oak Advisory Group, Inc.

Name: Silver Oak Advisory Group, Inc. 13F holdings, Q1 2026
Creator: Silver Oak Advisory Group, Inc.
Published: 2026-05-01

Q2 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 1, 2026), Silver Oak Advisory Group, Inc. reported 80 stock positions worth $231.8 million. Its top holding was Vanguard Total Bond Market (BND) at 20.0% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 11.0%) and Dimensional US Core Equity 2 (DFAC, 7.8%). Compared with Q4 2025, it opened 6 new positions, sold out of 1, added to 28 and reduced 28. The biggest buy was Dimensional US Core Equity 2 (DFAC, shares +16%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −1%).

Most Recent 13F: Q2 2026
Location: PORTLAND, OR
CIK: 0001906937
Portfolio Value: $231.8M (Q1 2026)
SEC Filing: 0001906937-26-000002 ↗ filed May 1, 2026

Holdings Value

Holdings 80 stocks · $231.8M


BND Vanguard Total Bond Market	20.03%	630,752	$46.4M	Add +6.2%
BNDX Vanguard Total Intl Bond ETF	10.99%	530,313	$25.5M	Add +5.5%
DFAC Dimensional US Core Equity 2	7.79%	464,582	$18.1M	Add +16.0%
BSV Vanguard Short-Term Bond ETF	7.56%	223,670	$17.5M	Add +6.4%
DFAX Dimensional World Ex US Core	6.99%	476,773	$16.2M	Add +8.7%
VTI VG Morningstar TS MKT ETF-US	4.50%	32,490	$10.4M	Reduce -1.2%
VTEB Vanguard Tax-Exempt Bond ETF	4.41%	204,877	$10.2M	Add +3.0%
VIOV Vanguard S&P Small-Cap 600 V	3.85%	87,681	$8.9M	Reduce -1.4%
VNQ Vanguard Real Estate ETF	3.15%	82,284	$7.3M	Add +8.9%
BIV Vanguard Intermediate-Term B	3.03%	91,135	$7.0M	Add +5.5%
VTEI Vanguard Int Tax-Exempt Bond	2.66%	61,603	$6.2M	Add +3.6%
VXUS Vanguard Total Intl Stock	2.60%	78,176	$6.0M	Reduce -4.0%
SCHB Schwab US Broad Market ETF	1.63%	150,176	$3.8M	Reduce -1.9%
VSGX Vanguard ESG Intl Stock ETF	1.30%	42,088	$3.0M	Reduce -8.0%
VTES Vanguard SH Term Tax-Ex Bond	1.04%	23,866	$2.4M	Add +8.8%
VTIP Vanguard Short-Term Tips	0.99%	45,810	$2.3M	Add +5.0%
NUBD Nuveen ESG US Aggregate Bond	0.98%	102,162	$2.3M	Reduce -2.1%
VIOO Vanguard S&P Small-Cap 600 E	0.83%	16,727	$1.9M	Reduce -0.8%
VT Vanguard Tot World STK ETF	0.83%	13,876	$1.9M	Add +0.7%
ESGV Vanguard ESG US Stock ETF	0.73%	15,026	$1.7M	Add +11.4%
DFUS Dimensional US Eq MKT ETF	0.73%	23,735	$1.7M	Reduce -0.6%
VGIT Vanguard Intermediate-Term T	0.63%	24,688	$1.5M	Reduce -0.9%
MSFT Microsoft Corp.	0.62%	3,883	$1.4M	Reduce -1.0%
AAPL Apple Inc.	0.56%	5,150	$1.3M	Reduce -16.0%
DFAT Dimensional US Target Value	0.54%	20,172	$1.3M	Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US	0.52%	1,852	$1.2M	Add +0.6%
DFUV Dimensional US Marketwide Va	0.48%	22,883	$1.1M	No change
VCIT Vanguard Int-Term Corporate	0.47%	13,127	$1.1M	Add +5.8%
COST Costco Wholesale Corp.	0.44%	1,018	$1.0M	No change
VBR Vngrd Mrngst SL-CP Val ETF-U	0.43%	4,642	$1.0M	Add +61.6%
VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS	0.43%	96,144	$993K	Reduce -0.6%
EAGG iShares ESG Aware US Aggrega	0.41%	20,097	$955K	Add +2.8%
VTV Vanguard Mrngstr Val ETF-Aui	0.41%	4,825	$946K	Reduce -4.5%
NUSC Nuveen ESG Small-Cap ETF	0.38%	19,435	$875K	Reduce -7.4%
VGSH Vanguard Short-Term Treasury	0.37%	14,617	$855K	Add +0.1%
DFSU Dimensional US Sus CORE1 ETF	0.29%	16,113	$662K	Add +17.1%
XOM Exxon Mobil Corp.	0.28%	3,856	$654K	No change
VBK Van Morst SML-Cap Gro-Usd Inc.	0.26%	1,959	$592K	New
VEU Vanguard Ftse All-World Ex-U	0.23%	7,049	$529K	Add +0.1%
WFC Wells Fargo & Co.	0.23%	6,584	$524K	No change
CSX CSX Corp.	0.22%	12,376	$508K	Reduce -10.9%
JPM JPMorgan Chase & Co.	0.22%	1,729	$508K	No change
ABBV Abbvie Inc.	0.22%	2,321	$504K	Reduce -2.8%
IVV iShares Core S&P 500 ETF	0.21%	755	$493K	Reduce -2.2%
DFIV Dimensional International Va	0.21%	9,294	$490K	No change
VB Vanguard Most SM-Cap ETF-Usd	0.20%	1,784	$467K	Add +0.1%
SCHF Schwab Intl Equity ETF	0.18%	16,760	$414K	Reduce -3.9%
GBCI Glacier Bancorp Inc.	0.17%	8,858	$395K	No change
LLY Eli Lilly & Co.	0.17%	425	$390K	Reduce -10.3%
INTC Intel Corp.	0.17%	8,823	$389K	Add +8.4%
VWO Vanguard Ftse Emerging Marke	0.17%	7,206	$389K	Add +7.2%
IYY iShares Dow Jones U.S. ETF	0.16%	2,339	$370K	Reduce -3.2%
IWB iShares Russell 1000 ETF	0.15%	994	$354K	No change
CVX Chevron Corp.	0.15%	1,684	$348K	No change
DFAU Dimensional US Core Equity M	0.15%	7,600	$342K	New
SUSB iShares ESG Aware 1-5 Year U	0.14%	12,940	$324K	Add +3.0%
ESGD iShares Trust iShares ESG Aw	0.13%	3,262	$311K	No change
DFAS Dimensional US Small Cap ETF	0.13%	4,305	$306K	Add +6.7%
JNJ Johnson & Johnson	0.13%	1,200	$293K	Reduce -0.3%
DFAW Dimensional World Eqty ETF	0.13%	3,965	$292K	Add +2.9%
SBUX Starbucks Corp.	0.13%	3,249	$291K	No change
NKE Nike Inc. Class B	0.12%	5,401	$285K	Reduce -3.9%
VEA Vanguard Ftse Developed ETF	0.11%	4,141	$265K	No change
VPU Vanguard Utilities ETF	0.11%	1,325	$262K	New
HWM Howmet Aerospace Inc.	0.11%	1,096	$252K	Reduce -10.1%
CSCO Cisco Systems Inc.	0.11%	3,211	$249K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.11%	568	$248K	No change
PG The Procter & Gamble Co.	0.10%	1,679	$242K	New
GLD SPDR Gold Shares	0.10%	559	$240K	Reduce -3.1%
AGG iShares Core U.S. Aggregate	0.10%	2,379	$236K	No change
VCSH Vanguard S/T Corp. Bond ETF	0.10%	2,982	$236K	Add +4.5%
VSS Vanguard Ftse All Wo X-US SC	0.10%	1,572	$229K	Reduce -17.1%
AEP American Electric Power	0.10%	1,725	$226K	New
DFAE Dimensional Emerging Core Eq	0.10%	6,566	$222K	Add +3.9%
GOOGL Alphabet Inc. Class A	0.09%	754	$216K	Reduce -4.8%
IVE iShares S&P 500 Value ETF	0.09%	1,026	$216K	No change
MDY State Street SPDR S&P Midcap	0.09%	333	$205K	No change
GOOG Alphabet Inc. Class C	0.09%	706	$202K	Reduce -2.1%
BIO Bio-Rad Laboratories-A	0.09%	726	$202K	No change
UNP Union Pacific Corp.	0.09%	832	$201K	New

Portfolio Sells Q4 2025 → Q1 2026


VTI VG Morningstar TS MKT ETF-US	Reduce -1.2%	4.50%	−0.49
MSFT Microsoft Corp.	Reduce -1.0%	0.62%	−0.24
AAPL Apple Inc.	Reduce -16.0%	0.56%	−0.19
SCHB Schwab US Broad Market ETF	Reduce -1.9%	1.63%	−0.19
VSGX Vanguard ESG Intl Stock ETF	Reduce -8.0%	1.30%	−0.18
VXUS Vanguard Total Intl Stock	Reduce -4.0%	2.60%	−0.18
VOO Vanguard S&P 500 ETF	Sold out	0.00%	−0.09
VIOV Vanguard S&P Small-Cap 600 V	Reduce -1.4%	3.85%	−0.08
NUBD Nuveen ESG US Aggregate Bond	Reduce -2.1%	0.98%	−0.08
DFUS Dimensional US Eq MKT ETF	Reduce -0.6%	0.73%	−0.07
LLY Eli Lilly & Co.	Reduce -10.3%	0.17%	−0.06
NUSC Nuveen ESG Small-Cap ETF	Reduce -7.4%	0.38%	−0.05
VGIT Vanguard Intermediate-Term T	Reduce -0.9%	0.63%	−0.04
NKE Nike Inc. Class B	Reduce -3.9%	0.12%	−0.04
ABBV Abbvie Inc.	Reduce -2.8%	0.22%	−0.03
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -4.5%	0.41%	−0.03
IVV iShares Core S&P 500 ETF	Reduce -2.2%	0.21%	−0.03
VGSR Vert GLB Sust Re ETF	Reduce -0.6%	0.43%	−0.03
VSS Vanguard Ftse All Wo X-US SC	Reduce -17.1%	0.10%	−0.02
IYY iShares Dow Jones U.S. ETF	Reduce -3.2%	0.16%	−0.02
GOOGL Alphabet Inc. Class A	Reduce -4.8%	0.09%	−0.02
VIOO Vanguard S&P Small-Cap 600 E	Reduce -0.8%	0.83%	−0.02
GOOG Alphabet Inc. Class C	Reduce -2.1%	0.09%	−0.02
SCHF Schwab Intl Equity ETF	Reduce -3.9%	0.18%	−0.01
CSX CSX Corp.	Reduce -10.9%	0.22%	−0.01
HWM Howmet Aerospace Inc.	Reduce -10.1%	0.11%	−0.00
DFAT Dimensional US Target Value	Reduce -0.3%	0.54%	−0.00
GLD SPDR Gold Shares	Reduce -3.1%	0.10%	+0.00
JNJ Johnson & Johnson	Reduce -0.3%	0.13%	+0.01

Portfolio Buys Q4 2025 → Q1 2026


DFAC Dimensional US Core Equity 2	Add +16.0%	7.79%	+0.62
DFAX Dimensional World Ex US Core	Add +8.7%	6.99%	+0.49
VBK Van Morst SML-Cap Gro-Usd Inc.	New	0.26%	+0.26
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +61.6%	0.43%	+0.16
BND Vanguard Total Bond Market	Add +6.2%	20.03%	+0.15
DFAU Dimensional US Core Equity M	New	0.15%	+0.15
VNQ Vanguard Real Estate ETF	Add +8.9%	3.15%	+0.13
VPU Vanguard Utilities ETF	New	0.11%	+0.11
PG The Procter & Gamble Co.	New	0.10%	+0.10
AEP American Electric Power	New	0.10%	+0.10
UNP Union Pacific Corp.	New	0.09%	+0.09
BSV Vanguard Short-Term Bond ETF	Add +6.4%	7.56%	+0.08
VTES Vanguard SH Term Tax-Ex Bond	Add +8.8%	1.04%	+0.03
INTC Intel Corp.	Add +8.4%	0.17%	+0.03
DFSU Dimensional US Sus CORE1 ETF	Add +17.1%	0.29%	+0.02
VTIP Vanguard Short-Term Tips	Add +5.0%	0.99%	+0.01
BNDX Vanguard Total Intl Bond ETF	Add +5.5%	10.99%	+0.01
DFAS Dimensional US Small Cap ETF	Add +6.7%	0.13%	+0.00
VWO Vanguard Ftse Emerging Marke	Add +7.2%	0.17%	+0.00
DFAE Dimensional Emerging Core Eq	Add +3.9%	0.10%	+0.00
VCSH Vanguard S/T Corp. Bond ETF	Add +4.5%	0.10%	−0.00
VCIT Vanguard Int-Term Corporate	Add +5.8%	0.47%	−0.00
DFAW Dimensional World Eqty ETF	Add +2.9%	0.13%	−0.00
SUSB iShares ESG Aware 1-5 Year U	Add +3.0%	0.14%	−0.00
VEU Vanguard Ftse All-World Ex-U	Add +0.1%	0.23%	−0.01
VB Vanguard Most SM-Cap ETF-Usd	Add +0.1%	0.20%	−0.01
BIV Vanguard Intermediate-Term B	Add +5.5%	3.03%	−0.01
ESGV Vanguard ESG US Stock ETF	Add +11.4%	0.73%	−0.01
EAGG iShares ESG Aware US Aggrega	Add +2.8%	0.41%	−0.01
VGSH Vanguard Short-Term Treasury	Add +0.1%	0.37%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Add +0.6%	0.52%	−0.05
VT Vanguard Tot World STK ETF	Add +0.7%	0.83%	−0.05
VTEI Vanguard Int Tax-Exempt Bond	Add +3.6%	2.66%	−0.06
VTEB Vanguard Tax-Exempt Bond ETF	Add +3.0%	4.41%	−0.11

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	86	$253.6M	BND, BNDX, DFAC, DFAX, BSV
Q1 2026	80	$231.8M	BND, BNDX, DFAC, BSV, DFAX
Q4 2025	75	$221.2M	BND, BNDX, BSV, DFAC, DFAX
Q3 2025	77	$221.0M	BND, BNDX, BSV, DFAC, DFAX
Q2 2025	73	$206.4M	BND, BNDX, BSV, DFAC, DFAX
Q1 2025	65	$188.3M	BND, BNDX, BSV, VTEB, DFAC
Q4 2024	65	$189.1M	BND, BNDX, BSV, VTEB, DFAC
Q3 2024	68	$195.0M	BND, BNDX, BSV, VTEB, DFAC
Q2 2024	64	$180.1M	BND, BNDX, BSV, VTEB, DFAC
Q1 2024	64	$178.2M	BND, BNDX, BSV, VTEB, DFAC