Silver Oak Advisory Group, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 31, 2025), Silver Oak Advisory Group, Inc. reported 73 stock positions worth $206.4 million. Its top holding was Vanguard Total Bond Market (BND) at 20.0% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 11.4%) and Vanguard Short-Term Bond ETF (BSV, 7.6%). Compared with Q1 2025, it opened 8 new positions, added to 42 and reduced 11. The biggest buy was Vanguard Int Tax-Exempt Bond (VTEI, shares +492%) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- PORTLAND, OR
- CIK
- 0001906937
- Portfolio Value
- $206.4M (Q2 2025)
- SEC Filing
- 0001908380-25-000004 ↗ filed Jul 31, 2025
Holdings Value
Holdings 73 stocks · $206.4M
| BND Vanguard Total Bond Market | 20.04% | 561,691 | $41.4M | Add +3.0% |
| BNDX Vanguard Total Intl Bond ETF | 11.39% | 474,856 | $23.5M | Add +3.1% |
| BSV Vanguard Short-Term Bond ETF | 7.56% | 198,275 | $15.6M | Add +3.3% |
| DFAC Dimensional US Core Equity 2 | 6.21% | 357,826 | $12.8M | Add +6.5% |
| DFAX Dimensional World Ex US Core | 5.94% | 417,170 | $12.3M | Add +5.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 4.96% | 208,956 | $10.2M | Reduce -10.1% |
| VTI VG Morningstar TS MKT ETF-US | 4.94% | 33,548 | $10.2M | Add +1.3% |
| VIOV Vanguard S&P Small-Cap 600 V | 3.78% | 91,247 | $7.8M | Reduce -1.8% |
| VNQ Vanguard Real Estate ETF | 3.10% | 71,800 | $6.4M | Add +1.5% |
| BIV Vanguard Intermediate-Term B | 2.97% | 79,266 | $6.1M | Add +9.1% |
| VXUS Vanguard Total Intl Stock | 2.96% | 88,307 | $6.1M | Add +0.7% |
| SCHB Schwab US Broad Market ETF | 1.89% | 163,945 | $3.9M | Reduce -6.0% |
| VTEI Vanguard Int Tax-Exempt Bond | 1.86% | 38,914 | $3.8M | Add +492.2% |
| VSGX Vanguard ESG Intl Stock ETF | 1.43% | 44,986 | $2.9M | Add +3.4% |
| NUBD Nuveen ESG US Aggregate Bond | 1.28% | 118,862 | $2.6M | Reduce -0.6% |
| MSFT Microsoft Corp. | 1.19% | 4,951 | $2.5M | Add +4.3% |
| VTIP Vanguard Short-Term Tips | 1.06% | 43,575 | $2.2M | Add +3.3% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.97% | 19,920 | $2.0M | Reduce -2.6% |
| AAPL Apple Inc. | 0.97% | 9,789 | $2.0M | Add +6.8% |
| VT Vanguard Tot World STK ETF | 0.82% | 13,148 | $1.7M | Add +3.1% |
| DFUS Dimensional US Eq MKT ETF | 0.81% | 24,981 | $1.7M | No change |
| VIOO Vanguard S&P Small-Cap 600 E | 0.76% | 15,597 | $1.6M | Add +11.2% |
| ESGV Vanguard ESG US Stock ETF | 0.72% | 13,492 | $1.5M | Add +35.1% |
| COST Costco Wholesale Corp. | 0.61% | 1,278 | $1.3M | Add +22.9% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.59% | 4,283 | $1.2M | No change |
| VGIT Vanguard Intermediate-Term T | 0.56% | 19,446 | $1.2M | Add +7.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.55% | 1,826 | $1.1M | No change |
| VCIT Vanguard Int-Term Corporate | 0.53% | 13,185 | $1.1M | Add +13.1% |
| DFUV Dimensional US Marketwide Va | 0.48% | 23,407 | $989K | No change |
| EAGG iShares ESG Aware US Aggrega | 0.44% | 19,232 | $914K | Add +31.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.44% | 5,111 | $903K | Add +5.8% |
| IVV iShares Core S&P 500 ETF | 0.42% | 1,410 | $875K | Add +39.6% |
| DFAT Dimensional US Target Value | 0.42% | 15,986 | $862K | Add +97.1% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.39% | 77,512 | $810K | Add +18.3% |
| NUSC Nuveen ESG Small-Cap ETF | 0.38% | 19,159 | $780K | Add +18.5% |
| VGSH Vanguard Short-Term Treasury | 0.38% | 13,175 | $774K | Add +14.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.37% | 3,211 | $760K | No change |
| JPM JPMorgan Chase & Co. | 0.29% | 2,091 | $606K | New |
| WFC Wells Fargo & Co. | 0.29% | 7,374 | $590K | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.28% | 2,922 | $569K | Reduce -12.6% |
| VEU Vanguard Ftse All-World Ex-U | 0.23% | 7,169 | $481K | Add +0.3% |
| CSX CSX Corp. | 0.22% | 14,169 | $462K | No change |
| LLY Eli Lilly & Co. | 0.22% | 577 | $449K | Add +0.3% |
| ABBV Abbvie Inc. | 0.21% | 2,387 | $443K | Add +4.4% |
| GBCI Glacier Bancorp Inc. | 0.21% | 9,993 | $430K | No change |
| XOM Exxon Mobil Corp. | 0.20% | 3,921 | $422K | Add +2.0% |
| DFIV Dimensional International Va | 0.20% | 9,815 | $420K | Reduce -3.9% |
| SCHF Schwab Intl Equity ETF | 0.19% | 17,998 | $397K | Reduce -11.6% |
| IYY iShares Dow Jones U.S. ETF | 0.19% | 2,616 | $394K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.19% | 7,946 | $392K | Reduce -28.5% |
| AMGN Amgen Inc. | 0.19% | 1,373 | $383K | Add +20.4% |
| IWB iShares Russell 1000 ETF | 0.17% | 1,061 | $360K | No change |
| SUSB iShares ESG Aware 1-5 Year U | 0.15% | 12,520 | $315K | Add +0.1% |
| CSCO Cisco Systems Inc. | 0.15% | 4,441 | $308K | Add +4.4% |
| SBUX Starbucks Corp. | 0.14% | 3,273 | $299K | New |
| ESGD iShares Trust iShares ESG Aw | 0.14% | 3,312 | $295K | Add +1.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.13% | 635 | $278K | New |
| RTX RTX Corp. | 0.13% | 1,860 | $271K | Add +8.7% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.13% | 2,400 | $263K | New |
| DFAS Dimensional US Small Cap ETF | 0.12% | 4,034 | $257K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.12% | 1,909 | $256K | Add +0.4% |
| HD Home Depot Inc. | 0.12% | 682 | $250K | No change |
| VEA Vanguard Ftse Developed ETF | 0.12% | 4,282 | $244K | Add +6.7% |
| CVX Chevron Corp. | 0.12% | 1,684 | $241K | Add +4.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.11% | 2,967 | $235K | Add +0.1% |
| VOO Vanguard S&P 500 ETF | 0.11% | 413 | $234K | Reduce -4.2% |
| AGG iShares Core U.S. Aggregate | 0.11% | 2,319 | $229K | No change |
| HWM Howmet Aerospace Inc. | 0.11% | 1,219 | $226K | New |
| DFSU Dimensional US Sus CORE1 ETF | 0.11% | 5,626 | $220K | Add +0.3% |
| GLD SPDR Gold Shares | 0.10% | 694 | $211K | Reduce -4.8% |
| PG The Procter & Gamble Co. | 0.10% | 1,279 | $203K | Add +6.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.10% | 687 | $202K | New |
| IVE iShares S&P 500 Value ETF | 0.10% | 1,026 | $200K | New |
Portfolio Sells Q1 2025 → Q2 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -10.1% | 4.96% | −1.16 |
| VIOV Vanguard S&P Small-Cap 600 V | Reduce -1.8% | 3.78% | −0.36 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -0.6% | 1.28% | −0.13 |
| VTES Vanguard SH Term Tax-Ex Bond | Reduce -2.6% | 0.97% | −0.12 |
| SCHB Schwab US Broad Market ETF | Reduce -6.0% | 1.89% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -28.5% | 0.19% | −0.08 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -12.6% | 0.28% | −0.06 |
| SCHF Schwab Intl Equity ETF | Reduce -11.6% | 0.19% | −0.02 |
| DFIV Dimensional International Va | Reduce -3.9% | 0.20% | −0.01 |
| GLD SPDR Gold Shares | Reduce -4.8% | 0.10% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -4.2% | 0.11% | −0.00 |
Portfolio Buys Q1 2025 → Q2 2025
| VTEI Vanguard Int Tax-Exempt Bond | Add +492.2% | 1.86% | +1.51 |
| DFAX Dimensional World Ex US Core | Add +5.0% | 5.94% | +0.41 |
| DFAC Dimensional US Core Equity 2 | Add +6.5% | 6.21% | +0.33 |
| JPM JPMorgan Chase & Co. | New | 0.29% | +0.29 |
| WFC Wells Fargo & Co. | New | 0.29% | +0.29 |
| MSFT Microsoft Corp. | Add +4.3% | 1.19% | +0.25 |
| ESGV Vanguard ESG US Stock ETF | Add +35.1% | 0.72% | +0.20 |
| DFAT Dimensional US Target Value | Add +97.1% | 0.42% | +0.20 |
| SBUX Starbucks Corp. | New | 0.14% | +0.14 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.13% | +0.13 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | New | 0.13% | +0.13 |
| IVV iShares Core S&P 500 ETF | Add +39.6% | 0.42% | +0.12 |
| HWM Howmet Aerospace Inc. | New | 0.11% | +0.11 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.3% | 4.94% | +0.11 |
| IBM Intl Business Machines Corp. | New | 0.10% | +0.10 |
| IVE iShares S&P 500 Value ETF | New | 0.10% | +0.10 |
| COST Costco Wholesale Corp. | Add +22.9% | 0.61% | +0.09 |
| EAGG iShares ESG Aware US Aggrega | Add +31.9% | 0.44% | +0.08 |
| VSGX Vanguard ESG Intl Stock ETF | Add +3.4% | 1.43% | +0.07 |
| VXUS Vanguard Total Intl Stock | Add +0.7% | 2.96% | +0.06 |
| NUSC Nuveen ESG Small-Cap ETF | Add +18.5% | 0.38% | +0.05 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +11.2% | 0.76% | +0.05 |
| VGSR Vert GLB Sust Re ETF | Add +18.3% | 0.39% | +0.04 |
| VT Vanguard Tot World STK ETF | Add +3.1% | 0.82% | +0.03 |
| VCIT Vanguard Int-Term Corporate | Add +13.1% | 0.53% | +0.02 |
| VGSH Vanguard Short-Term Treasury | Add +14.1% | 0.38% | +0.02 |
| BIV Vanguard Intermediate-Term B | Add +9.1% | 2.97% | +0.02 |
| RTX RTX Corp. | Add +8.7% | 0.13% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +6.7% | 0.12% | +0.01 |
| CSCO Cisco Systems Inc. | Add +4.4% | 0.15% | +0.01 |
| VSS Vanguard Ftse All Wo X-US SC | Add +0.4% | 0.12% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | Add +0.3% | 0.23% | +0.00 |
| ESGD iShares Trust iShares ESG Aw | Add +1.9% | 0.14% | +0.00 |
| DFSU Dimensional US Sus CORE1 ETF | Add +0.3% | 0.11% | +0.00 |
| AMGN Amgen Inc. | Add +20.4% | 0.19% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +5.8% | 0.44% | −0.01 |
| VGIT Vanguard Intermediate-Term T | Add +7.7% | 0.56% | −0.01 |
| PG The Procter & Gamble Co. | Add +6.8% | 0.10% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.1% | 0.11% | −0.01 |
| SUSB iShares ESG Aware 1-5 Year U | Add +0.1% | 0.15% | −0.01 |
| CVX Chevron Corp. | Add +4.5% | 0.12% | −0.03 |
| LLY Eli Lilly & Co. | Add +0.3% | 0.22% | −0.03 |
| XOM Exxon Mobil Corp. | Add +2.0% | 0.20% | −0.04 |
| ABBV Abbvie Inc. | Add +4.4% | 0.21% | −0.04 |
| VTIP Vanguard Short-Term Tips | Add +3.3% | 1.06% | −0.06 |
| AAPL Apple Inc. | Add +6.8% | 0.97% | −0.11 |
| VNQ Vanguard Real Estate ETF | Add +1.5% | 3.10% | −0.30 |
| BSV Vanguard Short-Term Bond ETF | Add +3.3% | 7.56% | −0.42 |
| BNDX Vanguard Total Intl Bond ETF | Add +3.1% | 11.39% | −0.55 |
| BND Vanguard Total Bond Market | Add +3.0% | 20.04% | −1.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $253.6M | BND, BNDX, DFAC, DFAX, BSV |
| Q1 2026 | 80 | $231.8M | BND, BNDX, DFAC, BSV, DFAX |
| Q4 2025 | 75 | $221.2M | BND, BNDX, BSV, DFAC, DFAX |
| Q3 2025 | 77 | $221.0M | BND, BNDX, BSV, DFAC, DFAX |
| Q2 2025 | 73 | $206.4M | BND, BNDX, BSV, DFAC, DFAX |
| Q1 2025 | 65 | $188.3M | BND, BNDX, BSV, VTEB, DFAC |
| Q4 2024 | 65 | $189.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q3 2024 | 68 | $195.0M | BND, BNDX, BSV, VTEB, DFAC |
| Q2 2024 | 64 | $180.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q1 2024 | 64 | $178.2M | BND, BNDX, BSV, VTEB, DFAC |