Silver Oak Advisory Group, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 3, 2026), Silver Oak Advisory Group, Inc. reported 75 stock positions worth $221.2 million. Its top holding was Vanguard Total Bond Market (BND) at 19.9% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 11.0%) and Vanguard Short-Term Bond ETF (BSV, 7.5%). Compared with Q3 2025, it opened 2 new positions, sold out of 4, added to 26 and reduced 35. The biggest buy was Vanguard Int Tax-Exempt Bond (VTEI, shares +14%) and the biggest sale an exit from Vngrd Mrgstr LRG-Cap ETF-Usd (VV).
- Most Recent 13F
- Q2 2026
- Location
- PORTLAND, OR
- CIK
- 0001906937
- Portfolio Value
- $221.2M (Q4 2025)
- SEC Filing
- 0001906937-26-000001 ↗ filed Feb 3, 2026
Holdings Value
Holdings 75 stocks · $221.2M
| BND Vanguard Total Bond Market | 19.88% | 593,754 | $44.0M | Add +1.4% |
| BNDX Vanguard Total Intl Bond ETF | 10.98% | 502,687 | $24.3M | Add +2.1% |
| BSV Vanguard Short-Term Bond ETF | 7.49% | 210,150 | $16.6M | Add +0.6% |
| DFAC Dimensional US Core Equity 2 | 7.17% | 400,421 | $15.9M | Add +0.6% |
| DFAX Dimensional World Ex US Core | 6.49% | 438,719 | $14.4M | Reduce -4.1% |
| VTI VG Morningstar TS MKT ETF-US | 4.98% | 32,874 | $11.0M | Reduce -0.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 4.52% | 198,820 | $10.0M | Add +2.9% |
| VIOV Vanguard S&P Small-Cap 600 V | 3.93% | 88,971 | $8.7M | Reduce -0.4% |
| BIV Vanguard Intermediate-Term B | 3.04% | 86,376 | $6.7M | Add +7.1% |
| VNQ Vanguard Real Estate ETF | 3.02% | 75,532 | $6.7M | Add +1.1% |
| VXUS Vanguard Total Intl Stock | 2.78% | 81,459 | $6.1M | Reduce -0.9% |
| VTEI Vanguard Int Tax-Exempt Bond | 2.71% | 59,479 | $6.0M | Add +13.8% |
| SCHB Schwab US Broad Market ETF | 1.81% | 153,034 | $4.0M | Reduce -3.6% |
| VSGX Vanguard ESG Intl Stock ETF | 1.48% | 45,757 | $3.3M | Add +4.2% |
| NUBD Nuveen ESG US Aggregate Bond | 1.05% | 104,309 | $2.3M | Reduce -2.7% |
| VTES Vanguard SH Term Tax-Ex Bond | 1.01% | 21,942 | $2.2M | Add +0.3% |
| VTIP Vanguard Short-Term Tips | 0.98% | 43,647 | $2.2M | Reduce -1.1% |
| VT Vanguard Tot World STK ETF | 0.88% | 13,786 | $1.9M | Add +0.4% |
| MSFT Microsoft Corp. | 0.86% | 3,923 | $1.9M | Reduce -18.8% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.85% | 16,858 | $1.9M | Add +0.1% |
| DFUS Dimensional US Eq MKT ETF | 0.80% | 23,867 | $1.8M | Reduce -3.8% |
| AAPL Apple Inc. | 0.75% | 6,134 | $1.7M | Reduce -35.5% |
| ESGV Vanguard ESG US Stock ETF | 0.74% | 13,484 | $1.6M | Add +0.5% |
| VGIT Vanguard Intermediate-Term T | 0.68% | 24,917 | $1.5M | Add +18.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.57% | 1,841 | $1.3M | Add +0.8% |
| DFAT Dimensional US Target Value | 0.54% | 20,223 | $1.2M | Add +22.8% |
| DFUV Dimensional US Marketwide Va | 0.48% | 22,883 | $1.1M | No change |
| VCIT Vanguard Int-Term Corporate | 0.47% | 12,412 | $1.0M | Add +7.9% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.45% | 96,724 | $1.0M | Add +14.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.44% | 5,051 | $964K | Reduce -1.2% |
| NUSC Nuveen ESG Small-Cap ETF | 0.42% | 20,989 | $937K | Add +12.8% |
| EAGG iShares ESG Aware US Aggrega | 0.42% | 19,555 | $935K | Add +1.8% |
| COST Costco Wholesale Corp. | 0.40% | 1,018 | $877K | Reduce -20.3% |
| VGSH Vanguard Short-Term Treasury | 0.39% | 14,610 | $858K | Add +10.5% |
| WFC Wells Fargo & Co. | 0.28% | 6,584 | $613K | Reduce -6.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.27% | 2,873 | $608K | No change |
| DFSU Dimensional US Sus CORE1 ETF | 0.27% | 13,764 | $597K | Add +144.0% |
| JPM JPMorgan Chase & Co. | 0.25% | 1,729 | $557K | Reduce -6.5% |
| ABBV Abbvie Inc. | 0.25% | 2,387 | $545K | No change |
| IVV iShares Core S&P 500 ETF | 0.24% | 772 | $528K | Reduce -22.6% |
| VEU Vanguard Ftse All-World Ex-U | 0.23% | 7,044 | $518K | No change |
| LLY Eli Lilly & Co. | 0.23% | 474 | $509K | Reduce -14.3% |
| CSX CSX Corp. | 0.23% | 13,892 | $503K | Reduce -1.9% |
| XOM Exxon Mobil Corp. | 0.21% | 3,856 | $464K | Reduce -0.1% |
| DFIV Dimensional International Va | 0.21% | 9,294 | $463K | Reduce -5.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.21% | 1,783 | $459K | Reduce -44.5% |
| SCHF Schwab Intl Equity ETF | 0.19% | 17,446 | $419K | Reduce -3.1% |
| IYY iShares Dow Jones U.S. ETF | 0.18% | 2,416 | $400K | Reduce -4.8% |
| GBCI Glacier Bancorp Inc. | 0.18% | 8,858 | $390K | Reduce -11.4% |
| IWB iShares Russell 1000 ETF | 0.17% | 994 | $371K | Reduce -6.3% |
| VWO Vanguard Ftse Emerging Marke | 0.16% | 6,720 | $361K | Reduce -7.4% |
| NKE Nike Inc. Class B | 0.16% | 5,617 | $357K | No change |
| SUSB iShares ESG Aware 1-5 Year U | 0.14% | 12,566 | $317K | Add +0.2% |
| ESGD iShares Trust iShares ESG Aw | 0.14% | 3,262 | $310K | Add +1.9% |
| INTC Intel Corp. | 0.14% | 8,136 | $300K | Reduce -7.7% |
| DFAW Dimensional World Eqty ETF | 0.13% | 3,853 | $285K | New |
| DFAS Dimensional US Small Cap ETF | 0.13% | 4,034 | $281K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.13% | 568 | $277K | No change |
| SBUX Starbucks Corp. | 0.12% | 3,249 | $273K | Reduce -0.7% |
| VSS Vanguard Ftse All Wo X-US SC | 0.12% | 1,896 | $271K | Add +1.4% |
| VEA Vanguard Ftse Developed ETF | 0.12% | 4,141 | $258K | Reduce -3.3% |
| CVX Chevron Corp. | 0.12% | 1,684 | $256K | No change |
| HWM Howmet Aerospace Inc. | 0.11% | 1,219 | $249K | No change |
| JNJ Johnson & Johnson | 0.11% | 1,204 | $249K | No change |
| GOOGL Alphabet Inc. Class A | 0.11% | 792 | $247K | Reduce -28.1% |
| CSCO Cisco Systems Inc. | 0.11% | 3,211 | $247K | Reduce -27.7% |
| AGG iShares Core U.S. Aggregate | 0.11% | 2,379 | $237K | Add +2.6% |
| GLD SPDR Gold Shares | 0.10% | 577 | $228K | Reduce -16.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.10% | 2,853 | $227K | Reduce -4.0% |
| GOOG Alphabet Inc. Class C | 0.10% | 721 | $226K | Reduce -19.6% |
| BIO Bio-Rad Laboratories-A | 0.10% | 726 | $219K | No change |
| IVE iShares S&P 500 Value ETF | 0.10% | 1,026 | $217K | No change |
| VOO Vanguard S&P 500 ETF | 0.09% | 332 | $208K | Reduce -19.6% |
| DFAE Dimensional Emerging Core Eq | 0.09% | 6,318 | $205K | Reduce -2.6% |
| MDY State Street SPDR S&P Midcap | 0.09% | 333 | $200K | New |
Portfolio Sells Q3 2025 → Q4 2025
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.60 |
| AAPL Apple Inc. | Reduce -35.5% | 0.75% | −0.34 |
| MSFT Microsoft Corp. | Reduce -18.8% | 0.86% | −0.27 |
| AMGN Amgen Inc. | Sold out | 0.00% | −0.17 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -44.5% | 0.21% | −0.16 |
| COST Costco Wholesale Corp. | Reduce -20.3% | 0.40% | −0.14 |
| RTX RTX Corp. | Sold out | 0.00% | −0.14 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.12 |
| IVV iShares Core S&P 500 ETF | Reduce -22.6% | 0.24% | −0.06 |
| GBCI Glacier Bancorp Inc. | Reduce -11.4% | 0.18% | −0.04 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -2.7% | 1.05% | −0.03 |
| VTIP Vanguard Short-Term Tips | Reduce -1.1% | 0.98% | −0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -3.6% | 1.81% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -27.7% | 0.11% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -19.6% | 0.09% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -7.4% | 0.16% | −0.01 |
| DFUS Dimensional US Eq MKT ETF | Reduce -3.8% | 0.80% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -6.5% | 0.25% | −0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -28.1% | 0.11% | −0.01 |
| GLD SPDR Gold Shares | Reduce -16.9% | 0.10% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -6.3% | 0.17% | −0.01 |
| IYY iShares Dow Jones U.S. ETF | Reduce -4.8% | 0.18% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -4.0% | 0.10% | −0.00 |
| DFAX Dimensional World Ex US Core | Reduce -4.1% | 6.49% | −0.00 |
| SBUX Starbucks Corp. | Reduce -0.7% | 0.12% | −0.00 |
| CSX CSX Corp. | Reduce -1.9% | 0.23% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -3.1% | 0.19% | +0.00 |
| DFAE Dimensional Emerging Core Eq | Reduce -2.6% | 0.09% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.3% | 0.12% | +0.00 |
| INTC Intel Corp. | Reduce -7.7% | 0.14% | +0.00 |
| GOOG Alphabet Inc. Class C | Reduce -19.6% | 0.10% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.2% | 0.44% | +0.00 |
| DFIV Dimensional International Va | Reduce -5.3% | 0.21% | +0.00 |
| WFC Wells Fargo & Co. | Reduce -6.0% | 0.28% | +0.01 |
| XOM Exxon Mobil Corp. | Reduce -0.1% | 0.21% | +0.01 |
| LLY Eli Lilly & Co. | Reduce -14.3% | 0.23% | +0.04 |
| VXUS Vanguard Total Intl Stock | Reduce -0.9% | 2.78% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.6% | 4.98% | +0.07 |
| VIOV Vanguard S&P Small-Cap 600 V | Reduce -0.4% | 3.93% | +0.08 |
Portfolio Buys Q3 2025 → Q4 2025
| VTEI Vanguard Int Tax-Exempt Bond | Add +13.8% | 2.71% | +0.34 |
| DFAC Dimensional US Core Equity 2 | Add +0.6% | 7.17% | +0.22 |
| BIV Vanguard Intermediate-Term B | Add +7.1% | 3.04% | +0.19 |
| BND Vanguard Total Bond Market | Add +1.4% | 19.88% | +0.19 |
| DFSU Dimensional US Sus CORE1 ETF | Add +144.0% | 0.27% | +0.16 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +2.9% | 4.52% | +0.14 |
| DFAW Dimensional World Eqty ETF | New | 0.13% | +0.13 |
| DFAT Dimensional US Target Value | Add +22.8% | 0.54% | +0.11 |
| VGIT Vanguard Intermediate-Term T | Add +18.9% | 0.68% | +0.11 |
| VSGX Vanguard ESG Intl Stock ETF | Add +4.2% | 1.48% | +0.10 |
| MDY State Street SPDR S&P Midcap | New | 0.09% | +0.09 |
| NUSC Nuveen ESG Small-Cap ETF | Add +12.8% | 0.42% | +0.05 |
| VGSR Vert GLB Sust Re ETF | Add +14.0% | 0.45% | +0.05 |
| VGSH Vanguard Short-Term Treasury | Add +10.5% | 0.39% | +0.04 |
| VCIT Vanguard Int-Term Corporate | Add +7.9% | 0.47% | +0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +0.6% | 7.49% | +0.03 |
| VT Vanguard Tot World STK ETF | Add +0.4% | 0.88% | +0.02 |
| ESGV Vanguard ESG US Stock ETF | Add +0.5% | 0.74% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.8% | 0.57% | +0.02 |
| ESGD iShares Trust iShares ESG Aw | Add +1.9% | 0.14% | +0.01 |
| EAGG iShares ESG Aware US Aggrega | Add +1.8% | 0.42% | +0.01 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +0.1% | 0.85% | +0.00 |
| AGG iShares Core U.S. Aggregate | Add +2.6% | 0.11% | +0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Add +1.4% | 0.12% | +0.00 |
| SUSB iShares ESG Aware 1-5 Year U | Add +0.2% | 0.14% | −0.00 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +0.3% | 1.01% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +2.1% | 10.98% | −0.04 |
| VNQ Vanguard Real Estate ETF | Add +1.1% | 3.02% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $253.6M | BND, BNDX, DFAC, DFAX, BSV |
| Q1 2026 | 80 | $231.8M | BND, BNDX, DFAC, BSV, DFAX |
| Q4 2025 | 75 | $221.2M | BND, BNDX, BSV, DFAC, DFAX |
| Q3 2025 | 77 | $221.0M | BND, BNDX, BSV, DFAC, DFAX |
| Q2 2025 | 73 | $206.4M | BND, BNDX, BSV, DFAC, DFAX |
| Q1 2025 | 65 | $188.3M | BND, BNDX, BSV, VTEB, DFAC |
| Q4 2024 | 65 | $189.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q3 2024 | 68 | $195.0M | BND, BNDX, BSV, VTEB, DFAC |
| Q2 2024 | 64 | $180.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q1 2024 | 64 | $178.2M | BND, BNDX, BSV, VTEB, DFAC |