Silver Oak Advisory Group, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 9, 2025), Silver Oak Advisory Group, Inc. reported 65 stock positions worth $188.3 million. Its top holding was Vanguard Total Bond Market (BND) at 21.3% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 11.9%) and Vanguard Short-Term Bond ETF (BSV, 8.0%). Compared with Q4 2024, it opened 4 new positions, sold out of 4, added to 29 and reduced 21. The biggest buy was Vanguard Total Bond Market (BND, shares +1%) and the biggest sale Vanguard S&P Small-Cap 600 V (VIOV, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- PORTLAND, OR
- CIK
- 0001906937
- Portfolio Value
- $188.3M (Q1 2025)
- SEC Filing
- 0001842974-25-000017 ↗ filed May 9, 2025
Holdings Value
Holdings 65 stocks · $188.3M
| BND Vanguard Total Bond Market | 21.28% | 545,605 | $40.1M | Add +0.5% |
| BNDX Vanguard Total Intl Bond ETF | 11.94% | 460,583 | $22.5M | Add +0.1% |
| BSV Vanguard Short-Term Bond ETF | 7.98% | 191,871 | $15.0M | Add +0.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 6.13% | 232,504 | $11.5M | Reduce -2.8% |
| DFAC Dimensional US Core Equity 2 | 5.89% | 336,101 | $11.1M | Reduce -0.4% |
| DFAX Dimensional World Ex US Core | 5.53% | 397,455 | $10.4M | Add +0.2% |
| VTI VG Morningstar TS MKT ETF-US | 4.83% | 33,103 | $9.1M | Add +0.2% |
| VIOV Vanguard S&P Small-Cap 600 V | 4.14% | 92,924 | $7.8M | Reduce -2.9% |
| VNQ Vanguard Real Estate ETF | 3.40% | 70,716 | $6.4M | Add +0.1% |
| BIV Vanguard Intermediate-Term B | 2.95% | 72,671 | $5.6M | Add +10.0% |
| VXUS Vanguard Total Intl Stock | 2.89% | 87,712 | $5.4M | Add +0.5% |
| SCHB Schwab US Broad Market ETF | 1.99% | 174,459 | $3.8M | Reduce -7.4% |
| NUBD Nuveen ESG US Aggregate Bond | 1.41% | 119,589 | $2.7M | Reduce -5.2% |
| VSGX Vanguard ESG Intl Stock ETF | 1.36% | 43,500 | $2.6M | Reduce -4.0% |
| VTIP Vanguard Short-Term Tips | 1.12% | 42,203 | $2.1M | Add +0.6% |
| VTES Vanguard SH Term Tax-Ex Bond | 1.09% | 20,448 | $2.1M | Add +3.4% |
| AAPL Apple Inc. | 1.08% | 9,165 | $2.0M | Reduce -6.2% |
| MSFT Microsoft Corp. | 0.95% | 4,749 | $1.8M | Reduce -0.9% |
| DFUS Dimensional US Eq MKT ETF | 0.80% | 24,981 | $1.5M | Reduce -2.4% |
| VT Vanguard Tot World STK ETF | 0.78% | 12,750 | $1.5M | Add +0.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.72% | 14,024 | $1.4M | Reduce -1.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.58% | 4,283 | $1.1M | No change |
| VGIT Vanguard Intermediate-Term T | 0.57% | 18,053 | $1.1M | Add +0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.54% | 1,826 | $1.0M | Add +0.2% |
| COST Costco Wholesale Corp. | 0.52% | 1,040 | $983K | Add +0.1% |
| ESGV Vanguard ESG US Stock ETF | 0.52% | 9,985 | $978K | Add +4.1% |
| DFUV Dimensional US Marketwide Va | 0.51% | 23,407 | $964K | Reduce -16.3% |
| VCIT Vanguard Int-Term Corporate | 0.51% | 11,656 | $953K | Add +1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.44% | 4,831 | $834K | Reduce -4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.38% | 3,211 | $712K | Reduce -10.9% |
| EAGG iShares ESG Aware US Aggrega | 0.37% | 14,580 | $692K | Add +151.6% |
| VGSH Vanguard Short-Term Treasury | 0.36% | 11,543 | $677K | Add +0.9% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.35% | 65,536 | $664K | Add +1.6% |
| VTEI Vanguard Int Tax-Exempt Bond | 0.34% | 6,571 | $649K | Add +194.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.33% | 3,344 | $623K | Add +14.4% |
| NUSC Nuveen ESG Small-Cap ETF | 0.33% | 16,173 | $620K | Reduce -1.4% |
| IVV iShares Core S&P 500 ETF | 0.30% | 1,010 | $567K | Reduce -0.9% |
| VWO Vanguard Ftse Emerging Marke | 0.27% | 11,119 | $503K | Add +5.2% |
| ABBV Abbvie Inc. | 0.25% | 2,287 | $479K | Add +4.0% |
| LLY Eli Lilly & Co. | 0.25% | 575 | $474K | Reduce -7.0% |
| XOM Exxon Mobil Corp. | 0.24% | 3,844 | $457K | No change |
| GBCI Glacier Bancorp Inc. | 0.23% | 9,993 | $441K | Reduce -5.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.23% | 7,146 | $433K | Reduce -20.9% |
| DFAT Dimensional US Target Value | 0.22% | 8,112 | $417K | No change |
| CSX CSX Corp. | 0.22% | 14,169 | $416K | No change |
| SCHF Schwab Intl Equity ETF | 0.21% | 20,349 | $402K | No change |
| DFIV Dimensional International Va | 0.21% | 10,208 | $401K | No change |
| IYY iShares Dow Jones U.S. ETF | 0.19% | 2,616 | $356K | Reduce -4.9% |
| AMGN Amgen Inc. | 0.19% | 1,140 | $355K | Add +0.2% |
| IWB iShares Russell 1000 ETF | 0.17% | 1,061 | $325K | No change |
| SUSB iShares ESG Aware 1-5 Year U | 0.17% | 12,502 | $312K | Add +11.6% |
| CVX Chevron Corp. | 0.14% | 1,612 | $269K | New |
| ESGD iShares Trust iShares ESG Aw | 0.14% | 3,251 | $265K | Reduce -13.3% |
| CSCO Cisco Systems Inc. | 0.14% | 4,252 | $262K | Add +23.2% |
| HD Home Depot Inc. | 0.13% | 682 | $249K | Add +15.8% |
| DFAS Dimensional US Small Cap ETF | 0.13% | 4,034 | $241K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.12% | 2,963 | $233K | Add +0.1% |
| AGG iShares Core U.S. Aggregate | 0.12% | 2,319 | $229K | No change |
| RTX RTX Corp. | 0.12% | 1,711 | $226K | New |
| VOO Vanguard S&P 500 ETF | 0.12% | 431 | $221K | Add +0.2% |
| VSS Vanguard Ftse All Wo X-US SC | 0.12% | 1,902 | $219K | No change |
| GLD SPDR Gold Shares | 0.11% | 729 | $210K | New |
| PG The Procter & Gamble Co. | 0.11% | 1,197 | $203K | No change |
| VEA Vanguard Ftse Developed ETF | 0.11% | 4,013 | $203K | New |
| DFSU Dimensional US Sus CORE1 ETF | 0.11% | 5,612 | $200K | Reduce -14.3% |
Portfolio Sells Q4 2024 → Q1 2025
| VIOV Vanguard S&P Small-Cap 600 V | Reduce -2.9% | 4.14% | −0.58 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.4% | 5.89% | −0.28 |
| SCHB Schwab US Broad Market ETF | Reduce -7.4% | 1.99% | −0.27 |
| AAPL Apple Inc. | Reduce -6.2% | 1.08% | −0.21 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -2.8% | 6.13% | −0.21 |
| BIO Bio-Rad Laboratories-A | Sold out | 0.00% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.12 |
| MSFT Microsoft Corp. | Reduce -0.9% | 0.95% | −0.12 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.11 |
| NKE Nike Inc. Class B | Sold out | 0.00% | −0.11 |
| DFUV Dimensional US Marketwide Va | Reduce -16.3% | 0.51% | −0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -10.9% | 0.38% | −0.08 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -1.1% | 0.72% | −0.08 |
| DFUS Dimensional US Eq MKT ETF | Reduce -2.4% | 0.80% | −0.06 |
| GBCI Glacier Bancorp Inc. | Reduce -5.7% | 0.23% | −0.05 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -5.2% | 1.41% | −0.04 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -20.9% | 0.23% | −0.04 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -1.4% | 0.33% | −0.03 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -14.3% | 0.11% | −0.03 |
| IYY iShares Dow Jones U.S. ETF | Reduce -4.9% | 0.19% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -0.9% | 0.30% | −0.02 |
| ESGD iShares Trust iShares ESG Aw | Reduce -13.3% | 0.14% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -4.0% | 0.44% | −0.01 |
| LLY Eli Lilly & Co. | Reduce -7.0% | 0.25% | −0.00 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -4.0% | 1.36% | +0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| BND Vanguard Total Bond Market | Add +0.5% | 21.28% | +0.64 |
| BIV Vanguard Intermediate-Term B | Add +10.0% | 2.95% | +0.34 |
| DFAX Dimensional World Ex US Core | Add +0.2% | 5.53% | +0.31 |
| VTEI Vanguard Int Tax-Exempt Bond | Add +194.8% | 0.34% | +0.23 |
| EAGG iShares ESG Aware US Aggrega | Add +151.6% | 0.37% | +0.23 |
| BSV Vanguard Short-Term Bond ETF | Add +0.5% | 7.98% | +0.18 |
| VXUS Vanguard Total Intl Stock | Add +0.5% | 2.89% | +0.17 |
| CVX Chevron Corp. | New | 0.14% | +0.14 |
| RTX RTX Corp. | New | 0.12% | +0.12 |
| GLD SPDR Gold Shares | New | 0.11% | +0.11 |
| VEA Vanguard Ftse Developed ETF | New | 0.11% | +0.11 |
| VNQ Vanguard Real Estate ETF | Add +0.1% | 3.40% | +0.07 |
| ABBV Abbvie Inc. | Add +4.0% | 0.25% | +0.05 |
| VTIP Vanguard Short-Term Tips | Add +0.6% | 1.12% | +0.04 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +3.4% | 1.09% | +0.04 |
| AMGN Amgen Inc. | Add +0.2% | 0.19% | +0.03 |
| CSCO Cisco Systems Inc. | Add +23.2% | 0.14% | +0.03 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +14.4% | 0.33% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +5.2% | 0.27% | +0.02 |
| SUSB iShares ESG Aware 1-5 Year U | Add +11.6% | 0.17% | +0.02 |
| COST Costco Wholesale Corp. | Add +0.1% | 0.52% | +0.02 |
| VCIT Vanguard Int-Term Corporate | Add +1.1% | 0.51% | +0.02 |
| VGIT Vanguard Intermediate-Term T | Add +0.1% | 0.57% | +0.02 |
| HD Home Depot Inc. | Add +15.8% | 0.13% | +0.01 |
| BNDX Vanguard Total Intl Bond ETF | Add +0.1% | 11.94% | +0.01 |
| VGSR Vert GLB Sust Re ETF | Add +1.6% | 0.35% | +0.01 |
| VGSH Vanguard Short-Term Treasury | Add +0.9% | 0.36% | +0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.1% | 0.12% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +0.2% | 0.12% | −0.00 |
| VT Vanguard Tot World STK ETF | Add +0.1% | 0.78% | −0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +4.1% | 0.52% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.2% | 0.54% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.2% | 4.83% | −0.23 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $253.6M | BND, BNDX, DFAC, DFAX, BSV |
| Q1 2026 | 80 | $231.8M | BND, BNDX, DFAC, BSV, DFAX |
| Q4 2025 | 75 | $221.2M | BND, BNDX, BSV, DFAC, DFAX |
| Q3 2025 | 77 | $221.0M | BND, BNDX, BSV, DFAC, DFAX |
| Q2 2025 | 73 | $206.4M | BND, BNDX, BSV, DFAC, DFAX |
| Q1 2025 | 65 | $188.3M | BND, BNDX, BSV, VTEB, DFAC |
| Q4 2024 | 65 | $189.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q3 2024 | 68 | $195.0M | BND, BNDX, BSV, VTEB, DFAC |
| Q2 2024 | 64 | $180.1M | BND, BNDX, BSV, VTEB, DFAC |
| Q1 2024 | 64 | $178.2M | BND, BNDX, BSV, VTEB, DFAC |