Strategic Financial Concepts, LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 22, 2024), Strategic Financial Concepts, LLC reported 313 stock positions worth $415.1 million. Its top holding was SS SPDR BB 1-3M T-Bill ETF (BIL) at 4.4% of the portfolio, followed by Avantis U.S. Equity ETF (AVUS, 2.7%) and Vanguard S&P 500 ETF (VOO, 2.5%). Compared with Q4 2023, it opened 171 new positions, sold out of 5, added to 125 and reduced 16. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +1371%) and the biggest sale Vanguard Total Intl Stock (VXUS, shares −16%).

Most Recent 13F
Q2 2026
Location
SAN ANTONIO, TX
CIK
0001870686
Portfolio Value
$415.1M (Q1 2024)
SEC Filing
0001754960-24-000163 ↗ filed Apr 22, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $415.1M $415.1M Q1 2024 Q2 2024: $171.7M Q2 2024 Q3 2024: $314.0M Q3 2024 Q4 2024: $521.4M Q4 2024 Q1 2025: $533.2M Q1 2025 Q2 2025: $710.9M Q2 2025 Q3 2025: $688.1M Q3 2025 Q4 2025: $109.4M Q4 2025 Q1 2026: $405.5M Q1 2026 Q2 2026: $336.2M Q2 2026

Holdings 313 stocks · $415.1M
BIL SS SPDR BB 1-3M T-Bill ETF 4.40% 198,867 $18.3M Add +1371.5%
AVUS Avantis U.S. Equity ETF 2.72% 125,974 $11.3M Add +1035.5%
VOO Vanguard S&P 500 ETF 2.55% 21,984 $10.6M Add +98.2%
PG The Procter & Gamble Co. 2.30% 58,801 $9.5M Add +1.8%
AAPL Apple Inc. 2.21% 53,435 $9.2M Add +172.3%
VTI VG Morningstar TS MKT ETF-US 2.20% 35,207 $9.2M Add +729.0%
RSP Invesco S&P 500 Equal Weight 2.20% 53,864 $9.1M Add +60.4%
AGG iShares Core U.S. Aggregate 1.89% 79,996 $7.8M Add +34.3%
QQQM Invesco Nasdaq 100 ETF 1.66% 37,735 $6.9M Add +99.2%
IVV iShares Core S&P 500 ETF 1.66% 13,086 $6.9M Add +40.0%
VEA Vanguard Ftse Developed ETF 1.64% 136,077 $6.8M New
QQQ Invesco QQQ Trust Series 1 1.58% 14,780 $6.6M Add +47.2%
IJH iShares Core S&P Midcap ETF 1.55% 105,881 $6.4M Add +69.8%
SGOV iShares 0-3 Month Treasury B 1.38% 56,795 $5.7M Add +714.6%
FIXD First Trust Smith Opportunis 1.37% 130,767 $5.7M Add +24.0%
SPDW Ste STR SPDR PT DW Eu ETF 1.33% 154,160 $5.5M Add +14.1%
AMZN Amazon.com Inc. 1.25% 28,691 $5.2M Add +212.8%
NOBL Proshares S&P 500 Dividend A 1.16% 47,474 $4.8M Add +72.0%
VIG Vanguard Dividend Apprec ETF 1.16% 26,276 $4.8M Add +777.6%
GOVT iShares US Treasury Bond ETF 1.15% 210,339 $4.8M Add +21.0%
SPYM Ste STR SPDR PT S&P 500 ETF 1.15% 77,455 $4.8M Add +13.3%
TSLA Tesla Inc. 1.14% 26,932 $4.7M New
VUG Vanguard Mrngstar GR ETF-Sui 1.13% 13,646 $4.7M New
SCHD Schwab US DVD Equity ETF 1.13% 58,109 $4.7M Add +175.1%
SCHB Schwab US Broad Market ETF 1.09% 74,399 $4.5M New
SPSM SS SPDR P S&P 600 Small Cap 1.09% 105,010 $4.5M Add +130.4%
ILCG iShares Morningstar Growth E 1.00% 54,964 $4.1M Add +27.2%
TFLO iShares Treasury Floating Ra 0.98% 80,578 $4.1M Add +12.2%
NVDA Nvidia Corp. 0.95% 4,351 $3.9M Add +63.4%
AVDE Avantis International Equity 0.92% 59,821 $3.8M Add +1117.6%
KNG FT Vest S&P 500 DVD Arst TRG 0.91% 70,231 $3.8M Add +32.5%
XOM Exxon Mobil Corp. 0.89% 31,838 $3.7M Add +77.5%
VXUS Vanguard Total Intl Stock 0.88% 60,906 $3.7M Reduce -16.3%
DGRO iShares Core Dividend Growth 0.88% 62,634 $3.6M Add +51.0%
AVIG Avantis Core Fixed Income 0.83% 83,770 $3.5M Add +1052.9%
SCHA Schwab US Small-Cap ETF 0.81% 68,147 $3.4M Add +84.8%
BND Vanguard Total Bond Market 0.79% 45,165 $3.3M Add +101.8%
SPMD SS SPDR P S&P 400 Midcap ETF 0.74% 57,650 $3.1M Reduce -13.5%
GCOW Pacer Global Cash Cows Divid 0.73% 87,185 $3.0M Add +32.9%
TIP iShares Tips Bond ETF 0.73% 28,047 $3.0M Add +2.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.72% 5,743 $3.0M Add +364.3%
USFR Wisdomtree Floating Rate Tre 0.72% 59,712 $3.0M Add +65.6%
SPTS SS SPDR P St Term TSY ETF 0.66% 94,011 $2.7M Add +59.7%
SPAB SS SPDR P Agg Bond ETF 0.65% 105,932 $2.7M Add +0.7%
FFIN First Finl Bankshares Inc. 0.63% 80,176 $2.6M New
MSFT Microsoft Corp. 0.60% 5,896 $2.5M Add +155.6%
JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F 0.59% 45,884 $2.5M Add +30.8%
EFG iShares MSCI Eafe Growth ETF 0.59% 23,423 $2.4M Add +28.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.58% 10,029 $2.4M New
TBUX T Rowe Price Ultra Short-Ter 0.58% 48,404 $2.4M New
AVMU Avantis Core Municipal Fixed 0.55% 49,409 $2.3M Add +132.0%
SCHF Schwab Intl Equity ETF 0.53% 56,389 $2.2M New
VEU Vanguard Ftse All-World Ex-U 0.49% 34,802 $2.0M Add +5.5%
SHY iShares 1-3 Year Treasury Bo 0.46% 23,569 $1.9M Reduce -5.2%
FPE FT-Preferred Secur & Inc. ETF 0.46% 110,692 $1.9M Add +14.8%
XLE SS Energy Select Sector 0.45% 19,633 $1.9M Add +44.3%
DFUS Dimensional US Eq MKT ETF 0.44% 32,265 $1.8M Reduce -0.3%
HDV iShares Core High Dividend E 0.42% 15,916 $1.8M Add +32.1%
SPGP Invesco S&P 500 Garp ETF 0.42% 16,349 $1.7M Add +42.9%
DFAC Dimensional US Core Equity 2 0.40% 52,531 $1.7M Add +7.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.40% 10,159 $1.7M New
AVEM Avantis Emerging Markets Eq 0.39% 28,277 $1.6M New
BKLN Invesco Senior Loan ETF 0.37% 72,804 $1.5M New
LOW Lowe's Cos Inc. 0.36% 5,914 $1.5M Add +532.5%
SPYV SS SPDR P S&P 500 Value ETF 0.35% 29,264 $1.5M Reduce -4.8%
GDX Vaneck Gold Miners ETF 0.35% 45,895 $1.5M New
VGT Vanguard Info Tech ETF 0.35% 2,752 $1.4M New
IWY iShares Russell Top 200 Grow 0.35% 7,381 $1.4M Add +37.3%
WMT Walmart Inc. 0.35% 23,841 $1.4M Add +478.0%
AAXJ iShares MSCI All Country Asi 0.33% 20,336 $1.4M New
VB Vanguard Most SM-Cap ETF-Usd 0.33% 5,979 $1.4M Add +157.6%
XLC SS Comm Select Sector SPDR 0.32% 16,275 $1.3M New
TCAF T Rowe PRC Cap Appreciation 0.30% 41,084 $1.2M New
FALN iShares Fallen Angels ETF 0.30% 45,835 $1.2M Add +22.5%
GOOGL Alphabet Inc. Class A 0.29% 8,104 $1.2M New
TBLL Invesco Short Term Treasury 0.29% 11,492 $1.2M New
XSLV Invesco S&P Smallcap Low Vol 0.29% 27,398 $1.2M New
EWJ iShares MSCI Japan ETF 0.29% 16,781 $1.2M New
XLK SS Technology Select Sector 0.29% 5,732 $1.2M New
VONE Vanguard Russell 1000 0.28% 4,874 $1.2M Reduce -1.3%
GLD SPDR Gold Shares 0.28% 5,643 $1.2M Add +68.7%
DGRW Wisdomtree U.S. Quality Divi 0.28% 15,162 $1.2M Add +15.3%
IWR iShares Russell Mid-Cap ETF 0.28% 13,691 $1.2M Add +38.9%
FTGC First Trust Global Tactical 0.28% 48,409 $1.1M Add +14.3%
SPTM SS SPDR P S&P 1500 Comp ETF 0.27% 17,562 $1.1M Add +70.6%
EWG iShares MSCI Germany ETF 0.26% 34,194 $1.1M New
XLV SS Health Care Select Sector 0.26% 7,317 $1.1M Add +56.0%
PFF iShares Preferred & Income S 0.26% 33,530 $1.1M New
SPYG SS SPDR P S&P 500 Growth ETF 0.26% 14,717 $1.1M Reduce -27.3%
SPYD SS SPDR P S&P 500 Hi Div ETF 0.25% 25,537 $1.0M Add +21.1%
BBAG JPMorgan Betabuilders US Agg 0.25% 22,312 $1.0M New
REZ Ishars Res and Multi Reales 0.24% 14,065 $1.0M New
GOOG Alphabet Inc. Class C 0.24% 6,651 $1.0M New
EWP iShares MSCI Spain ETF 0.24% 31,363 $1.0M New
OKE Oneok Inc. 0.24% 12,514 $1.0M Add +62.5%
V Visa Inc. Class A 0.24% 3,590 $1.0M Add +63.2%
FVD First Trust Value Line DVD 0.24% 23,659 $999K New
IHDG Wisdomtree International Hed 0.24% 21,590 $992K New
DIVO Amplify CWP Enhan Divid ETF 0.23% 24,931 $969K Add +1.0%
JEPI JPMorgan Equity Premium Inco 0.23% 16,512 $955K New

Show all 313 holdings

Portfolio Sells Q4 2023 → Q1 2024
VXUS Vanguard Total Intl Stock Reduce -16.3% 0.88% −1.62
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -13.5% 0.74% −1.18
SHY iShares 1-3 Year Treasury Bo Reduce -5.2% 0.46% −0.75
DFUS Dimensional US Eq MKT ETF Reduce -0.3% 0.44% −0.55
SPYG SS SPDR P S&P 500 Growth ETF Reduce -27.3% 0.26% −0.52
SPYV SS SPDR P S&P 500 Value ETF Reduce -4.8% 0.35% −0.50
SPEM State Street SP PTF Em ETF Reduce -28.3% 0.17% −0.41
VONE Vanguard Russell 1000 Reduce -1.3% 0.28% −0.35
TIPX SS SPDR BB 1-10YR Tips ETF Reduce -23.3% 0.15% −0.33
VZ Verizon Communications Inc. Reduce -10.1% 0.16% −0.24
BIBL Inspire 100 ETF Reduce -2.5% 0.18% −0.23
MINT PIMCO Enhanced Short Maturit Reduce -6.7% 0.13% −0.21
STOT SS DL St Dur TR Tact ETF Sold out 0.00% −0.16
MAIN Main Street Capital Corp. Reduce -22.5% 0.08% −0.15
NKE Nike Inc. Class B Sold out 0.00% −0.14
QDIV Global X S&P 500 QLTY Div Sold out 0.00% −0.13
GAIN Gladstone Investment Corp. Sold out 0.00% −0.13
USB US Bancorp Reduce -2.3% 0.07% −0.09
XNEAX Nuveen Amt-FR QLTY Muni Inc. Sold out 0.00% −0.08
EAF Graftech International Ltd. Reduce -21.6% 0.01% −0.04
SAN Banco Santander SA-Spon ADR Reduce -6.9% 0.02% −0.02

Portfolio Buys Q4 2023 → Q1 2024
BIL SS SPDR BB 1-3M T-Bill ETF Add +1371.5% 4.40% +3.67
AVUS Avantis U.S. Equity ETF Add +1035.5% 2.72% +2.18
VEA Vanguard Ftse Developed ETF New 1.64% +1.64
VTI VG Morningstar TS MKT ETF-US Add +729.0% 2.20% +1.61
TSLA Tesla Inc. New 1.14% +1.14
VUG Vanguard Mrngstar GR ETF-Sui New 1.13% +1.13
SCHB Schwab US Broad Market ETF New 1.09% +1.09
SGOV iShares 0-3 Month Treasury B Add +714.6% 1.38% +0.96
VIG Vanguard Dividend Apprec ETF Add +777.6% 1.16% +0.85
AVDE Avantis International Equity Add +1117.6% 0.92% +0.74
AVIG Avantis Core Fixed Income Add +1052.9% 0.83% +0.65
FFIN First Finl Bankshares Inc. New 0.63% +0.63
VV Vngrd Mrgstr LRG-Cap ETF-Usd New 0.58% +0.58
TBUX T Rowe Price Ultra Short-Ter New 0.58% +0.58
SCHF Schwab Intl Equity ETF New 0.53% +0.53
AMZN Amazon.com Inc. Add +212.8% 1.25% +0.42
VTV Vanguard Mrngstr Val ETF-Aui New 0.40% +0.40
AVEM Avantis Emerging Markets Eq New 0.39% +0.39
SPY SS SPDR S&P 500 ETF Trust-US Add +364.3% 0.72% +0.38
BKLN Invesco Senior Loan ETF New 0.37% +0.37
GDX Vaneck Gold Miners ETF New 0.35% +0.35
VGT Vanguard Info Tech ETF New 0.35% +0.35
AAXJ iShares MSCI All Country Asi New 0.33% +0.33
XLC SS Comm Select Sector SPDR New 0.32% +0.32
TCAF T Rowe PRC Cap Appreciation New 0.30% +0.30
GOOGL Alphabet Inc. Class A New 0.29% +0.29
TBLL Invesco Short Term Treasury New 0.29% +0.29
XSLV Invesco S&P Smallcap Low Vol New 0.29% +0.29
EWJ iShares MSCI Japan ETF New 0.29% +0.29
XLK SS Technology Select Sector New 0.29% +0.29
EWG iShares MSCI Germany ETF New 0.26% +0.26
PFF iShares Preferred & Income S New 0.26% +0.26
BBAG JPMorgan Betabuilders US Agg New 0.25% +0.25
REZ Ishars Res and Multi Reales New 0.24% +0.24
GOOG Alphabet Inc. Class C New 0.24% +0.24
EWP iShares MSCI Spain ETF New 0.24% +0.24
FVD First Trust Value Line DVD New 0.24% +0.24
LOW Lowe's Cos Inc. Add +532.5% 0.36% +0.24
IHDG Wisdomtree International Hed New 0.24% +0.24
JEPI JPMorgan Equity Premium Inco New 0.23% +0.23
BRK.B Berkshire Hathaway Inc. Class B New 0.23% +0.23
COWZ Pacer US Cash Cows 100 ETF New 0.23% +0.23
PSR Invesco Active US Real Estat New 0.22% +0.22
WMT Walmart Inc. Add +478.0% 0.35% +0.22
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.22% +0.22
VWO Vanguard Ftse Emerging Marke New 0.21% +0.21
ONEY SS SPDR R1000 Yield Foc ETF New 0.21% +0.21
JHMM John Hancock Multi Fact Mid New 0.21% +0.21
UNIT Uniti Group LLC Com SHS New 0.21% +0.21
BBUS JPMorgan Betabuilders US Equ New 0.21% +0.21

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 239$336.2MVIG, FLTR, TBUX, VTI, JGRO
Q1 2026 298$405.5MVIG, TBUX, FLTR, BIL, AAPL
Q4 2025 126$109.4MIVV, ILCG, DYNF, AAPL, DGRO
Q3 2025 265$688.1MSPYG, SPTI, SPYV, SPMB, SPIB
Q2 2025 279$710.9MSPYG, SPTI, SPYV, SPMB, SPIB
Q1 2025 336$533.2MAVUS, BIL, RSP, TBUX, VOO
Q4 2024Amended 330$521.4MAVUS, BIL, AAPL, TBUX, RSP
Q3 2024 244$314.0MAVUS, BIL, TBUX, VTI, VIG
Q2 2024 770$171.7MPG, SPYM, RSP, AGG, SPDW
Q1 2024 313$415.1MBIL, AVUS, VOO, PG, AAPL