Strategic Financial Concepts, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 28, 2025), Strategic Financial Concepts, LLC reported 336 stock positions worth $533.2 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 4.3% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 3.6%) and Invesco S&P 500 Equal Weight (RSP, 2.7%). Compared with Q4 2024, it opened 28 new positions, sold out of 22, added to 166 and reduced 126. The biggest buy was a new position in iShares Cur HDG MSCI Acwi-X (HAWX) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −37%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001870686
- Portfolio Value
- $533.2M (Q1 2025)
- SEC Filing
- 0001754960-25-000256 ↗ filed Apr 28, 2025
Holdings Value
Holdings 336 stocks · $533.2M
| AVUS Avantis U.S. Equity ETF | 4.29% | 247,614 | $22.9M | Add +14.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.62% | 210,485 | $19.3M | Add +29.0% |
| RSP Invesco S&P 500 Equal Weight | 2.67% | 82,316 | $14.3M | Add +11.3% |
| TBUX T Rowe Price Ultra Short-Ter | 2.57% | 276,315 | $13.7M | Add +3.6% |
| VOO Vanguard S&P 500 ETF | 2.37% | 24,553 | $12.6M | Add +9.2% |
| FLTR Vaneck Ig Floating Rate ETF | 2.30% | 480,258 | $12.3M | Add +4.7% |
| VIG Vanguard Dividend Apprec ETF | 2.27% | 62,334 | $12.1M | Add +3.0% |
| AAPL Apple Inc. | 2.18% | 52,332 | $11.6M | Reduce -1.1% |
| VTI VG Morningstar TS MKT ETF-US | 2.11% | 40,862 | $11.2M | Reduce -0.8% |
| PG The Procter & Gamble Co. | 1.88% | 58,958 | $10.0M | Reduce -0.0% |
| VEA Vanguard Ftse Developed ETF | 1.81% | 189,748 | $9.6M | Reduce -16.3% |
| QQQM Invesco Nasdaq 100 ETF | 1.78% | 49,141 | $9.5M | Add +11.0% |
| AVIG Avantis Core Fixed Income | 1.58% | 203,254 | $8.4M | Add +31.8% |
| IJH iShares Core S&P Midcap ETF | 1.52% | 138,722 | $8.1M | Add +13.8% |
| AVDE Avantis International Equity | 1.51% | 121,235 | $8.0M | Add +15.8% |
| NOBL Proshares S&P 500 Dividend A | 1.37% | 71,647 | $7.3M | Add +16.2% |
| IVV iShares Core S&P 500 ETF | 1.34% | 12,682 | $7.1M | Add +17.8% |
| QQQ Invesco QQQ Trust Series 1 | 1.22% | 13,927 | $6.5M | Reduce -10.4% |
| HAWX iShares Cur HDG MSCI Acwi-X | 1.18% | 188,143 | $6.3M | New |
| AMZN Amazon.com Inc. | 1.14% | 32,003 | $6.1M | Reduce -4.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.13% | 147,604 | $6.0M | Add +6.7% |
| TSLA Tesla Inc. | 1.08% | 22,308 | $5.8M | Add +1.9% |
| SCHD Schwab US DVD Equity ETF | 1.07% | 203,201 | $5.7M | Add +2.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 1.03% | 83,295 | $5.5M | Reduce -1.4% |
| NVDA Nvidia Corp. | 1.01% | 49,880 | $5.4M | Reduce -8.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.94% | 13,548 | $5.0M | Reduce -0.8% |
| DGRO iShares Core Dividend Growth | 0.92% | 79,136 | $4.9M | Add +36.3% |
| SCHB Schwab US Broad Market ETF | 0.91% | 226,427 | $4.9M | Reduce -0.8% |
| SGOV iShares 0-3 Month Treasury B | 0.89% | 47,015 | $4.7M | Add +31.1% |
| GOVT iShares US Treasury Bond ETF | 0.86% | 199,754 | $4.6M | Add +5.3% |
| ILCG iShares Morningstar Growth E | 0.82% | 53,828 | $4.4M | Add +36.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.81% | 118,357 | $4.3M | Reduce -15.1% |
| AGG iShares Core U.S. Aggregate | 0.79% | 42,662 | $4.2M | Reduce -37.3% |
| THYF T Rowe Price US High Yield | 0.76% | 79,401 | $4.1M | Add +14.3% |
| SPTS SS SPDR P St Term TSY ETF | 0.74% | 134,880 | $3.9M | Add +11.5% |
| JPST JPMorgan Ultra-Short Income | 0.70% | 74,132 | $3.8M | Reduce -29.4% |
| AVEM Avantis Emerging Markets Eq | 0.68% | 60,491 | $3.6M | Add +17.1% |
| XOM Exxon Mobil Corp. | 0.68% | 30,487 | $3.6M | Add +0.0% |
| TFLO iShares Treasury Floating Ra | 0.64% | 67,781 | $3.4M | Add +16.6% |
| BND Vanguard Total Bond Market | 0.63% | 45,899 | $3.4M | Reduce -5.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.63% | 19,346 | $3.3M | Add +9.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.60% | 5,710 | $3.2M | Add +6.8% |
| TCAF T Rowe PRC Cap Appreciation | 0.59% | 97,733 | $3.2M | Add +4.6% |
| GCOW Pacer Global Cash Cows Divid | 0.56% | 80,758 | $3.0M | Add +0.1% |
| FFIN First Finl Bankshares Inc. | 0.54% | 80,194 | $2.9M | Add +0.0% |
| USFR Wisdomtree Floating Rate Tre | 0.54% | 56,832 | $2.9M | Add +34.6% |
| TIP iShares Tips Bond ETF | 0.53% | 25,419 | $2.8M | Reduce -2.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.52% | 46,084 | $2.8M | Reduce -0.3% |
| GLD SPDR Gold Shares | 0.52% | 9,674 | $2.8M | Add +2.6% |
| VXUS Vanguard Total Intl Stock | 0.52% | 44,625 | $2.8M | Reduce -0.5% |
| SCHA Schwab US Small-Cap ETF | 0.51% | 116,048 | $2.7M | Add +5.2% |
| SCHF Schwab Intl Equity ETF | 0.50% | 134,442 | $2.7M | Add +1.2% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.50% | 51,652 | $2.6M | Reduce -9.7% |
| MSFT Microsoft Corp. | 0.49% | 7,018 | $2.6M | Add +5.0% |
| JGRO JPMorgan Active Growth ETF | 0.47% | 34,095 | $2.5M | Add +6.3% |
| HELO JPMorgan Hedged Equity ETF | 0.46% | 41,468 | $2.5M | Add +21.8% |
| GDX Vaneck Gold Miners ETF | 0.46% | 52,935 | $2.4M | Reduce -1.6% |
| AVMU Avantis Core Municipal Fixed | 0.45% | 53,039 | $2.4M | No change |
| WMT Walmart Inc. | 0.45% | 27,194 | $2.4M | Add +2.9% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.44% | 9,206 | $2.4M | Reduce -6.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.44% | 9,375 | $2.3M | Add +150.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.42% | 10,084 | $2.2M | Add +1.0% |
| DFUS Dimensional US Eq MKT ETF | 0.36% | 32,059 | $1.9M | No change |
| VWO Vanguard Ftse Emerging Marke | 0.36% | 42,507 | $1.9M | Reduce -10.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.34% | 7,339 | $1.8M | Add +0.1% |
| BSCP Invesco Bulletshares 2025 CB | 0.33% | 86,134 | $1.8M | Add +24.4% |
| FPE FT-Preferred Secur & Inc. ETF | 0.32% | 96,200 | $1.7M | Add +1.1% |
| PPLT Abrdn Physical Platinum SHRS | 0.31% | 18,212 | $1.7M | New |
| BBUS JPMorgan Betabuilders US Equ | 0.30% | 15,957 | $1.6M | Add +14.3% |
| DFAC Dimensional US Core Equity 2 | 0.29% | 47,328 | $1.6M | No change |
| BSCU Invesco Bulletshares 2030 CB | 0.28% | 91,129 | $1.5M | Add +32.7% |
| SPAB SS SPDR P Agg Bond ETF | 0.28% | 58,967 | $1.5M | Reduce -4.1% |
| BKLN Invesco Senior Loan ETF | 0.28% | 72,442 | $1.5M | Reduce -3.1% |
| IWY iShares Russell Top 200 Grow | 0.28% | 7,078 | $1.5M | Reduce -22.7% |
| XLE SS Energy Select Sector | 0.28% | 15,853 | $1.5M | Reduce -23.4% |
| BSCT Invesco Bulletshares 2029 CB | 0.27% | 78,620 | $1.5M | Add +27.4% |
| AAXJ iShares MSCI All Country Asi | 0.27% | 19,493 | $1.4M | Reduce -0.9% |
| BSCW Invesco Bulletshares 2032 CB | 0.27% | 70,119 | $1.4M | Add +27.5% |
| BBAG JPMorgan Betabuilders US Agg | 0.27% | 30,832 | $1.4M | Reduce -3.5% |
| BSCV Invesco Bulletshares 2031 CB | 0.26% | 85,491 | $1.4M | Add +23.7% |
| FVD First Trust Value Line DVD | 0.26% | 31,122 | $1.4M | Add +12.2% |
| LOW Lowe's Cos Inc. | 0.26% | 5,931 | $1.4M | Reduce -0.1% |
| GOOG Alphabet Inc. Class C | 0.25% | 8,685 | $1.4M | Add +8.8% |
| BSCS Invesco Bulletshares 2028 CB | 0.25% | 65,921 | $1.3M | Add +28.4% |
| VONE Vanguard Russell 1000 | 0.25% | 5,282 | $1.3M | Add +9.9% |
| JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F | 0.25% | 25,393 | $1.3M | Reduce -37.1% |
| IWR iShares Russell Mid-Cap ETF | 0.25% | 15,623 | $1.3M | Reduce -2.0% |
| GOOGL Alphabet Inc. Class A | 0.25% | 8,586 | $1.3M | Reduce -0.3% |
| JEPI JPMorgan Equity Premium Inco | 0.24% | 22,787 | $1.3M | Add +0.7% |
| SHY iShares 1-3 Year Treasury Bo | 0.24% | 15,561 | $1.3M | Add +2.4% |
| BSCQ Invesco Bulletshares 2026 CB | 0.23% | 64,054 | $1.2M | Add +11.4% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.23% | 24,373 | $1.2M | Reduce -2.0% |
| BSCR Invesco Bulletshares 2027 CB | 0.23% | 62,267 | $1.2M | Add +9.8% |
| EWG iShares MSCI Germany ETF | 0.23% | 32,435 | $1.2M | Reduce -2.3% |
| TFLR T Rowe Price Floating RT ETF | 0.22% | 23,436 | $1.2M | Add +316.6% |
| REZ Ishars Res and Multi Reales | 0.22% | 13,796 | $1.2M | Add +5.6% |
| V Visa Inc. Class A | 0.22% | 3,399 | $1.2M | Add +0.0% |
| EWP iShares MSCI Spain ETF | 0.22% | 31,130 | $1.2M | Reduce -0.8% |
| FALN iShares Fallen Angels ETF | 0.22% | 44,203 | $1.2M | Add +0.0% |
| BSCX Invesco Bulletshares 2033 CB | 0.22% | 56,314 | $1.2M | Add +6.5% |
Portfolio Sells Q4 2024 → Q1 2025
| AGG iShares Core U.S. Aggregate | Reduce -37.3% | 0.79% | −0.47 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -73.5% | 0.13% | −0.43 |
| NVDA Nvidia Corp. | Reduce -8.9% | 1.01% | −0.40 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -70.2% | 0.15% | −0.38 |
| AAPL Apple Inc. | Reduce -1.1% | 2.18% | −0.36 |
| JPST JPMorgan Ultra-Short Income | Reduce -29.4% | 0.70% | −0.31 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -10.4% | 1.22% | −0.30 |
| AMZN Amazon.com Inc. | Reduce -4.9% | 1.14% | −0.27 |
| VEA Vanguard Ftse Developed ETF | Reduce -16.3% | 1.81% | −0.27 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.8% | 2.11% | −0.18 |
| ARKK ARK Innovation ETF | Sold out | 0.00% | −0.17 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -43.7% | 0.21% | −0.16 |
| HDV iShares Core High Dividend E | Reduce -56.5% | 0.13% | −0.16 |
| JPEM JPM Diversified Ret Em Equit | Reduce -37.1% | 0.25% | −0.15 |
| IWY iShares Russell Top 200 Grow | Reduce -22.7% | 0.28% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.8% | 0.94% | −0.13 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -15.1% | 0.81% | −0.10 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -9.7% | 0.50% | −0.10 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -1.4% | 1.03% | −0.09 |
| ALL Allstate Corp. | Reduce -35.3% | 0.17% | −0.08 |
| SCHB Schwab US Broad Market ETF | Reduce -0.8% | 0.91% | −0.08 |
| EOG EOG Resources Inc. | Sold out | 0.00% | −0.08 |
| BARNES GROUP INC | Sold out | 0.00% | −0.07 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -6.7% | 0.44% | −0.07 |
| KNG FT Vest S&P 500 DVD Arst TRG | Reduce -61.9% | 0.04% | −0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -0.3% | 0.25% | −0.06 |
| XLE SS Energy Select Sector | Reduce -23.4% | 0.28% | −0.06 |
| VGT Vanguard Info Tech ETF | Reduce -9.3% | 0.19% | −0.06 |
| AFL Aflac Inc. | Sold out | 0.00% | −0.05 |
| META Meta Platforms Inc. Class A | Reduce -18.8% | 0.19% | −0.05 |
| SO The Southern Co. | Sold out | 0.00% | −0.05 |
| AVGO Broadcom Inc. | Reduce -31.8% | 0.05% | −0.05 |
| ACWV iShares MSCI Global Min Vol | Reduce -32.9% | 0.12% | −0.05 |
| FTCS First Trust Capital Strength | Sold out | 0.00% | −0.05 |
| KGC Kinross Gold Corp. | Sold out | 0.00% | −0.05 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.05 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.05 |
| IRM Iron Mountain Inc. | Sold out | 0.00% | −0.05 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.04 |
| BAB Invesco Taxable Municipal Bo | Reduce -52.3% | 0.04% | −0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | Sold out | 0.00% | −0.04 |
| DFAT Dimensional US Target Value | Sold out | 0.00% | −0.04 |
| MS Morgan Stanley | Reduce -32.5% | 0.07% | −0.04 |
| XLK SS Technology Select Sector | Reduce -4.8% | 0.20% | −0.04 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −0.04 |
| CSQ Calamos Strat TTL RTRN FND | Sold out | 0.00% | −0.04 |
| VXF Vanguard Extended Market ETF | Sold out | 0.00% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -10.8% | 0.36% | −0.04 |
| NTR Nutrien Ltd. | Sold out | 0.00% | −0.04 |
| FV First Trust DW Focus 5 Fund | Sold out | 0.00% | −0.04 |
Portfolio Buys Q4 2024 → Q1 2025
| HAWX iShares Cur HDG MSCI Acwi-X | New | 1.18% | +1.18 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +29.0% | 3.62% | +0.76 |
| AVIG Avantis Core Fixed Income | Add +31.8% | 1.58% | +0.38 |
| PPLT Abrdn Physical Platinum SHRS | New | 0.31% | +0.31 |
| IBM Intl Business Machines Corp. | Add +150.5% | 0.44% | +0.28 |
| AVDE Avantis International Equity | Add +15.8% | 1.51% | +0.27 |
| AVUS Avantis U.S. Equity ETF | Add +14.2% | 4.29% | +0.26 |
| DGRO iShares Core Dividend Growth | Add +36.3% | 0.92% | +0.23 |
| SGOV iShares 0-3 Month Treasury B | Add +31.1% | 0.89% | +0.20 |
| NOBL Proshares S&P 500 Dividend A | Add +16.2% | 1.37% | +0.20 |
| RSP Invesco S&P 500 Equal Weight | Add +11.3% | 2.67% | +0.19 |
| BOTZ Global X Robotics & Artifici | New | 0.17% | +0.17 |
| TFLR T Rowe Price Floating RT ETF | Add +316.6% | 0.22% | +0.17 |
| ILCG iShares Morningstar Growth E | Add +36.2% | 0.82% | +0.14 |
| USFR Wisdomtree Floating Rate Tre | Add +34.6% | 0.54% | +0.13 |
| IVV iShares Core S&P 500 ETF | Add +17.8% | 1.34% | +0.12 |
| AVEM Avantis Emerging Markets Eq | Add +17.1% | 0.68% | +0.10 |
| GOF Guggenheim Strategic Opport | Add +144.1% | 0.16% | +0.10 |
| GLD SPDR Gold Shares | Add +2.6% | 0.52% | +0.09 |
| TFLO iShares Treasury Floating Ra | Add +16.6% | 0.64% | +0.08 |
| CGBL Cap Group Core Balanced | New | 0.07% | +0.07 |
| THYF T Rowe Price US High Yield | Add +14.3% | 0.76% | +0.07 |
| BSCU Invesco Bulletshares 2030 CB | Add +32.7% | 0.28% | +0.07 |
| SPTS SS SPDR P St Term TSY ETF | Add +11.5% | 0.74% | +0.07 |
| MELI MercadoLibre Inc. | New | 0.06% | +0.06 |
| FLTR Vaneck Ig Floating Rate ETF | Add +4.7% | 2.30% | +0.06 |
| IJH iShares Core S&P Midcap ETF | Add +13.8% | 1.52% | +0.06 |
| BSCP Invesco Bulletshares 2025 CB | Add +24.4% | 0.33% | +0.06 |
| NEM Newmont Corp. | New | 0.06% | +0.06 |
| HELO JPMorgan Hedged Equity ETF | Add +21.8% | 0.46% | +0.06 |
| CVX Chevron Corp. | Add +23.1% | 0.21% | +0.06 |
| WFC Wells Fargo & Co. | New | 0.06% | +0.06 |
| BSCT Invesco Bulletshares 2029 CB | Add +27.4% | 0.27% | +0.06 |
| BSCW Invesco Bulletshares 2032 CB | Add +27.5% | 0.27% | +0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.9% | 0.63% | +0.06 |
| BSCS Invesco Bulletshares 2028 CB | Add +28.4% | 0.25% | +0.05 |
| XOM Exxon Mobil Corp. | Add +0.0% | 0.68% | +0.05 |
| TOPT iShares Top 20 US Stocks ETF | New | 0.05% | +0.05 |
| BSCV Invesco Bulletshares 2031 CB | Add +23.7% | 0.26% | +0.05 |
| BUFR FT Vest Lad Buffervetf-Usd I | Add +41.8% | 0.18% | +0.05 |
| VDE Vanguard Energy ETF | New | 0.05% | +0.05 |
| MA Mastercard Inc. Class A | New | 0.04% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +9.2% | 2.37% | +0.04 |
| IXG iShares Global Financials Et | New | 0.04% | +0.04 |
| JMHI JPMorgan High Yield Municpl | New | 0.04% | +0.04 |
| CGGR Cap Group Growth Equity | Add +70.5% | 0.12% | +0.04 |
| WEC WEC Energy Group Inc. | New | 0.04% | +0.04 |
| BA The Boeing Co. | New | 0.04% | +0.04 |
| OGE Oge Energy Corp. | New | 0.04% | +0.04 |
| SAN Banco Santander SA-Spon ADR | New | 0.04% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 239 | $336.2M | VIG, FLTR, TBUX, VTI, JGRO |
| Q1 2026 | 298 | $405.5M | VIG, TBUX, FLTR, BIL, AAPL |
| Q4 2025 | 126 | $109.4M | IVV, ILCG, DYNF, AAPL, DGRO |
| Q3 2025 | 265 | $688.1M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q2 2025 | 279 | $710.9M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q1 2025 | 336 | $533.2M | AVUS, BIL, RSP, TBUX, VOO |
| Q4 2024Amended | 330 | $521.4M | AVUS, BIL, AAPL, TBUX, RSP |
| Q3 2024 | 244 | $314.0M | AVUS, BIL, TBUX, VTI, VIG |
| Q2 2024 | 770 | $171.7M | PG, SPYM, RSP, AGG, SPDW |
| Q1 2024 | 313 | $415.1M | BIL, AVUS, VOO, PG, AAPL |