Strategic Financial Concepts, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), Strategic Financial Concepts, LLC reported 126 stock positions worth $109.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 6.0% of the portfolio, followed by iShares Morningstar Growth E (ILCG, 4.0%) and Ishrs US E F R A ETF-Usd (DYNF, 3.5%). Compared with Q3 2025, it opened 58 new positions, sold out of 197, added to 27 and reduced 41. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +244%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001870686
- Portfolio Value
- $109.4M (Q4 2025)
- SEC Filing
- 0001754960-26-000163 ↗ filed Feb 9, 2026
Holdings Value
Holdings 126 stocks · $109.4M
| IVV iShares Core S&P 500 ETF | 6.02% | 9,610 | $6.6M | Add +244.4% |
| ILCG iShares Morningstar Growth E | 4.02% | 42,306 | $4.4M | Add +271.5% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 3.52% | 63,330 | $3.9M | New |
| AAPL Apple Inc. | 3.26% | 13,116 | $3.6M | Reduce -58.4% |
| DGRO iShares Core Dividend Growth | 2.97% | 46,763 | $3.2M | Add +133.4% |
| TLH iShares 10-20 Year Treasury | 2.85% | 30,621 | $3.1M | New |
| QQQ Invesco QQQ Trust Series 1 | 2.80% | 4,989 | $3.1M | Add +12.4% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 2.60% | 35,418 | $2.8M | Add +18.1% |
| SPTS SS SPDR P St Term TSY ETF | 2.59% | 96,721 | $2.8M | New |
| GLD SPDR Gold Shares | 2.59% | 7,140 | $2.8M | Add +124.7% |
| FTHI Fthi/First Trust Exchange-TR | 2.25% | 104,048 | $2.5M | New |
| IAU iShares Gold Trust | 2.19% | 29,563 | $2.4M | New |
| BBUS JPMorgan Betabuilders US Equ | 2.10% | 18,630 | $2.3M | Add +399.6% |
| BUFR FT Vest Lad Buffervetf-Usd I | 1.92% | 61,266 | $2.1M | Add +102.4% |
| STIP iShares 0-5 Year Tips Bond E | 1.80% | 19,217 | $2.0M | New |
| USFR Wisdomtree Floating Rate Tre | 1.77% | 38,453 | $1.9M | Add +277.1% |
| JPEM JPM Diversified Ret Em Equit filed as J P MORGAN EXCHANGE TRADED F | 1.70% | 30,551 | $1.9M | Add +560.3% |
| DGRW Wisdomtree U.S. Quality Divi | 1.67% | 20,431 | $1.8M | New |
| SCHD Schwab US DVD Equity ETF | 1.67% | 66,568 | $1.8M | Reduce -45.0% |
| AGG iShares Core U.S. Aggregate | 1.66% | 18,227 | $1.8M | Reduce -71.9% |
| THRO iShares U.S. Thematic Rotati | 1.57% | 44,675 | $1.7M | New |
| HYDB iShares High Yield Systemati | 1.48% | 34,292 | $1.6M | New |
| AMZN Amazon.com Inc. | 1.32% | 6,237 | $1.4M | Reduce -75.0% |
| BAI Ishrs AI in and Tech Act ETF | 1.27% | 41,874 | $1.4M | New |
| BINC iShares Flex I A ETF-Usd Inc. | 1.27% | 26,269 | $1.4M | New |
| IWY iShares Russell Top 200 Grow | 1.15% | 4,558 | $1.3M | Add +107.1% |
| MSFT Microsoft Corp. | 1.07% | 2,419 | $1.2M | Reduce -51.4% |
| BBIN JPM Betabuilders Intl Eqty filed as J P MORGAN EXCHANGE TRADED F | 1.04% | 15,669 | $1.1M | New |
| CGGR Cap Group Growth Equity | 1.01% | 24,835 | $1.1M | New |
| BBAG JPMorgan Betabuilders US Agg | 0.97% | 22,832 | $1.1M | Add +234.9% |
| NVDA Nvidia Corp. | 0.95% | 5,577 | $1.0M | Reduce -62.7% |
| XOM Exxon Mobil Corp. | 0.89% | 8,127 | $978K | Reduce -57.7% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.85% | 21,441 | $927K | Add +136.1% |
| TFLO iShares Treasury Floating Ra | 0.84% | 18,187 | $918K | Add +131.3% |
| DIVO Amplify CWP Enhan Divid ETF | 0.81% | 19,867 | $884K | Add +242.8% |
| SHY iShares 1-3 Year Treasury Bo | 0.76% | 9,988 | $827K | New |
| DOL Wisdomtree TR DVLP Intnl-Usd | 0.73% | 12,106 | $797K | New |
| GCOW Pacer Global Cash Cows Divid | 0.71% | 18,961 | $782K | Add +9.1% |
| WMT Walmart Inc. | 0.70% | 6,922 | $771K | Reduce -63.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.67% | 1,069 | $729K | Reduce -31.6% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.65% | 6,696 | $714K | Reduce -99.2% |
| JPST JPMorgan Ultra-Short Income | 0.61% | 13,103 | $663K | Add +39.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.60% | 11,543 | $656K | Reduce -98.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.56% | 1,831 | $614K | Reduce -94.0% |
| PPA Invesco Aerospace & Defense | 0.54% | 3,803 | $596K | New |
| DEM Wisdomtree Emerging Markets | 0.54% | 12,671 | $592K | New |
| XLE SS Energy Select Sector | 0.54% | 13,182 | $589K | Reduce -21.3% |
| IJH iShares Core S&P Midcap ETF | 0.54% | 8,923 | $589K | New |
| GRID First TRST Nasd Class Edg Sgiif | 0.53% | 3,809 | $583K | Add +19.1% |
| AIRR First Trust Rba American Ind | 0.52% | 5,802 | $570K | Add +108.3% |
| SGOV iShares 0-3 Month Treasury B | 0.52% | 5,621 | $564K | Reduce -83.8% |
| OKE Oneok Inc. | 0.51% | 7,646 | $562K | Add +123.5% |
| JGRO JPMorgan Active Growth ETF | 0.51% | 6,020 | $559K | Reduce -87.4% |
| JBND JPMorgan Active Bond ETF | 0.50% | 10,201 | $552K | New |
| SIVR Abrdn Physical Silver Shares | 0.50% | 8,136 | $550K | Reduce -9.5% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.47% | 8,963 | $519K | Reduce -67.0% |
| JNJ Johnson & Johnson | 0.47% | 2,508 | $519K | Add +19.5% |
| SGOL Abrdn Physical Gold Shares | 0.46% | 12,346 | $507K | New |
| VOO Vanguard S&P 500 ETF | 0.46% | 802 | $503K | Reduce -46.2% |
| ACWV iShares MSCI Global Min Vol | 0.44% | 4,082 | $485K | New |
| T AT&T Inc. | 0.44% | 19,321 | $480K | Add +102.1% |
| COWZ Pacer US Cash Cows 100 ETF | 0.43% | 7,901 | $475K | Add +70.9% |
| TDIV FT Nasdaq Tech DVD Index FD | 0.43% | 4,856 | $470K | New |
| JAVA JPMorgan Active Value ETF | 0.41% | 6,271 | $450K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.41% | 2,339 | $447K | Reduce -87.9% |
| XLV SS Health Care Select Sector | 0.41% | 2,871 | $444K | Reduce -93.3% |
| EOG EOG Resources Inc. | 0.38% | 4,000 | $420K | New |
| JPM JPMorgan Chase & Co. | 0.38% | 1,284 | $414K | Reduce -55.6% |
| VYM Vanguard High DVD Yield ETF | 0.38% | 2,860 | $410K | Add +7.2% |
| CVX Chevron Corp. | 0.38% | 2,692 | $410K | Reduce -42.5% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.37% | 9,339 | $408K | New |
| HD Home Depot Inc. | 0.37% | 1,181 | $406K | Reduce -25.5% |
| LNG Cheniere Energy Inc. | 0.37% | 2,084 | $405K | New |
| TOTL SS Doubleline TR Tact ETF | 0.35% | 9,422 | $379K | New |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.35% | 3,874 | $379K | New |
| VIG Vanguard Dividend Apprec ETF | 0.34% | 1,710 | $376K | Reduce -97.4% |
| DBO Invesco DB Oil Fund | 0.33% | 29,791 | $363K | New |
| MAIN Main Street Capital Corp. | 0.33% | 5,966 | $360K | Add +65.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.31% | 3,814 | $341K | Reduce -91.3% |
| SAN Banco Santander SA-Spon ADR | 0.31% | 29,001 | $340K | New |
| IRM Iron Mountain Inc. filed as IRON MTN INC DEL | 0.30% | 4,000 | $332K | New |
| FDV Fed Hermes US Strat Div ETF | 0.30% | 11,416 | $327K | New |
| TFI SS SPDR N Ice Muni Bond ETF | 0.29% | 7,030 | $321K | New |
| ESGU iShares ESG Aware MSCI USA | 0.29% | 2,155 | $321K | New |
| ROK Rockwell Automation Inc. | 0.28% | 793 | $309K | New |
| AU Anglogold Ashanti PLC | 0.28% | 3,560 | $304K | New |
| VZ Verizon Communications Inc. | 0.27% | 7,372 | $300K | Add +9.9% |
| SUSA iShares ESG Optimized MSCI U | 0.25% | 2,000 | $279K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.25% | 1,080 | $279K | Reduce -72.5% |
| GOVT iShares US Treasury Bond ETF | 0.25% | 12,048 | $277K | Reduce -64.9% |
| SOXX iShares Semiconductor ETF | 0.25% | 900 | $271K | Add +2.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.24% | 5,711 | $268K | Reduce -99.0% |
| SHM SS SPDR N Ice St Muni ETF | 0.24% | 5,573 | $267K | New |
| SCHB Schwab US Broad Market ETF | 0.24% | 9,889 | $259K | Reduce -96.5% |
| TSLA Tesla Inc. | 0.23% | 570 | $256K | Reduce -97.1% |
| MO Altria Group Inc. | 0.22% | 4,241 | $245K | Reduce -59.0% |
| TSM Taiwan Semiconductor-SP ADR | 0.22% | 800 | $243K | Reduce -33.0% |
| DE Deere & Co. | 0.22% | 522 | $243K | New |
| AVUS Avantis U.S. Equity ETF | 0.22% | 2,132 | $238K | New |
| FDL First Trust Morn DVD Lead Inc. | 0.22% | 5,342 | $237K | Reduce -7.7% |
Portfolio Sells Q3 2025 → Q4 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -99.2% | 0.65% | −12.64 |
| SPTI SS SPDR P Int Term TSY ETF | Sold out | 0.00% | −8.60 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -98.8% | 0.60% | −7.45 |
| SPMB SS SPDR P Mort Back Bond ETF | Sold out | 0.00% | −6.25 |
| SPIB SS SPDR P Int C Corp. ETF | Sold out | 0.00% | −4.54 |
| SPDW Ste STR SPDR PT DW Eu ETF | Sold out | 0.00% | −4.50 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -99.0% | 0.24% | −3.71 |
| SPEM State Street SP PTF Em ETF | Sold out | 0.00% | −2.74 |
| TBUX T Rowe Price Ultra Short-Ter | Sold out | 0.00% | −2.19 |
| FLTR Vaneck Ig Floating Rate ETF | Sold out | 0.00% | −1.97 |
| VIG Vanguard Dividend Apprec ETF | Reduce -97.4% | 0.34% | −1.69 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −1.56 |
| XLF SS Financial Select Sector | Reduce -97.8% | 0.19% | −1.14 |
| XLC SS Comm Select Sector SPDR | Sold out | 0.00% | −1.11 |
| SLYG SS SPDR S&P 600 SC GR ETF | Sold out | 0.00% | −1.06 |
| TSLA Tesla Inc. | Reduce -97.1% | 0.23% | −0.99 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -94.0% | 0.56% | −0.89 |
| SCHB Schwab US Broad Market ETF | Reduce -96.5% | 0.24% | −0.83 |
| THYF T Rowe Price US High Yield | Sold out | 0.00% | −0.72 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.68 |
| HELO JPMorgan Hedged Equity ETF | Sold out | 0.00% | −0.68 |
| TFLR T Rowe Price Floating RT ETF | Sold out | 0.00% | −0.64 |
| TCAF T Rowe PRC Cap Appreciation | Sold out | 0.00% | −0.62 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.58 |
| XLV SS Health Care Select Sector | Reduce -93.3% | 0.41% | −0.46 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.44 |
| SCHF Schwab Intl Equity ETF | Sold out | 0.00% | −0.42 |
| FFIN First Finl Bankshares Inc. | Sold out | 0.00% | −0.38 |
| VEA Vanguard Ftse Developed ETF | Sold out | 0.00% | −0.35 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.32 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −0.31 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.29 |
| SCHA Schwab US Small-Cap ETF | Sold out | 0.00% | −0.29 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.26 |
| IDMO Invesco S&P International DE | Sold out | 0.00% | −0.25 |
| WTV Wisdomtree U.S. Value Fund | Sold out | 0.00% | −0.25 |
| DGRS Wisdomtree U.S. Smallcap Qua | Sold out | 0.00% | −0.24 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -91.3% | 0.31% | −0.24 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.23 |
| FTGC First Trust Global Tactical | Sold out | 0.00% | −0.22 |
| FVD First Trust Value Line DVD | Sold out | 0.00% | −0.21 |
| BKLN Invesco Senior Loan ETF | Sold out | 0.00% | −0.21 |
| FXY Invesco Currencyshares Japan | Sold out | 0.00% | −0.21 |
| IAGG iShares Intl Aggregate Bond | Sold out | 0.00% | −0.20 |
| JHMM John Hancock Multi Fact Mid | Sold out | 0.00% | −0.19 |
| RPV Invesco S&P 500 Pure Value E | Sold out | 0.00% | −0.19 |
| SDIV Global X Superdividend ETF | Sold out | 0.00% | −0.18 |
| ARKG ARK Genomic Revolution ETF | Sold out | 0.00% | −0.18 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.18 |
| EWZ iShares MSCI Brazil ETF | Sold out | 0.00% | −0.18 |
Portfolio Buys Q3 2025 → Q4 2025
| IVV iShares Core S&P 500 ETF | Add +244.4% | 6.02% | +5.75 |
| ILCG iShares Morningstar Growth E | Add +271.5% | 4.02% | +3.85 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 3.52% | +3.52 |
| TLH iShares 10-20 Year Treasury | New | 2.85% | +2.85 |
| DGRO iShares Core Dividend Growth | Add +133.4% | 2.97% | +2.77 |
| SPTS SS SPDR P St Term TSY ETF | New | 2.59% | +2.59 |
| GLD SPDR Gold Shares | Add +124.7% | 2.59% | +2.42 |
| QQQ Invesco QQQ Trust Series 1 | Add +12.4% | 2.80% | +2.41 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +18.1% | 2.60% | +2.26 |
| FTHI Fthi/First Trust Exchange-TR | New | 2.25% | +2.25 |
| IAU iShares Gold Trust | New | 2.19% | +2.19 |
| BBUS JPMorgan Betabuilders US Equ | Add +399.6% | 2.10% | +2.03 |
| STIP iShares 0-5 Year Tips Bond E | New | 1.80% | +1.80 |
| BUFR FT Vest Lad Buffervetf-Usd I | Add +102.4% | 1.92% | +1.77 |
| USFR Wisdomtree Floating Rate Tre | Add +277.1% | 1.77% | +1.69 |
| DGRW Wisdomtree U.S. Quality Divi | New | 1.67% | +1.67 |
| JPEM JPM Diversified Ret Em Equit | Add +560.3% | 1.70% | +1.66 |
| THRO iShares U.S. Thematic Rotati | New | 1.57% | +1.57 |
| HYDB iShares High Yield Systemati | New | 1.48% | +1.48 |
| BAI Ishrs AI in and Tech Act ETF | New | 1.27% | +1.27 |
| BINC iShares Flex I A ETF-Usd Inc. | New | 1.27% | +1.27 |
| IWY iShares Russell Top 200 Grow | Add +107.1% | 1.15% | +1.07 |
| BBIN JPM Betabuilders Intl Eqty | New | 1.04% | +1.04 |
| CGGR Cap Group Growth Equity | New | 1.01% | +1.01 |
| BBAG JPMorgan Betabuilders US Agg | Add +234.9% | 0.97% | +0.92 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Add +136.1% | 0.85% | +0.79 |
| TFLO iShares Treasury Floating Ra | Add +131.3% | 0.84% | +0.78 |
| DIVO Amplify CWP Enhan Divid ETF | Add +242.8% | 0.81% | +0.77 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.76% | +0.76 |
| DOL Wisdomtree TR DVLP Intnl-Usd | New | 0.73% | +0.73 |
| GCOW Pacer Global Cash Cows Divid | Add +9.1% | 0.71% | +0.61 |
| PPA Invesco Aerospace & Defense | New | 0.54% | +0.54 |
| DEM Wisdomtree Emerging Markets | New | 0.54% | +0.54 |
| IJH iShares Core S&P Midcap ETF | New | 0.54% | +0.54 |
| JPST JPMorgan Ultra-Short Income | Add +39.0% | 0.61% | +0.54 |
| JBND JPMorgan Active Bond ETF | New | 0.50% | +0.50 |
| AIRR First Trust Rba American Ind | Add +108.3% | 0.52% | +0.48 |
| OKE Oneok Inc. | Add +123.5% | 0.51% | +0.48 |
| SGOL Abrdn Physical Gold Shares | New | 0.46% | +0.46 |
| GRID First TRST Nasd Class Edg Sgiif | Add +19.1% | 0.53% | +0.46 |
| ACWV iShares MSCI Global Min Vol | New | 0.44% | +0.44 |
| TDIV FT Nasdaq Tech DVD Index FD | New | 0.43% | +0.43 |
| JNJ Johnson & Johnson | Add +19.5% | 0.47% | +0.42 |
| JAVA JPMorgan Active Value ETF | New | 0.41% | +0.41 |
| T AT&T Inc. | Add +102.1% | 0.44% | +0.40 |
| COWZ Pacer US Cash Cows 100 ETF | Add +70.9% | 0.43% | +0.40 |
| EOG EOG Resources Inc. | New | 0.38% | +0.38 |
| CGDV Cap Group Dividend Value | New | 0.37% | +0.37 |
| LNG Cheniere Energy Inc. | New | 0.37% | +0.37 |
| TOTL SS Doubleline TR Tact ETF | New | 0.35% | +0.35 |
Notes & Other Activity Q3 2025 → Q4 2025
| RIVERNORTH OPPORTUNI-RT | RIGHT 10/06/2025 | Sold out | 10,803 | $88before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 239 | $336.2M | VIG, FLTR, TBUX, VTI, JGRO |
| Q1 2026 | 298 | $405.5M | VIG, TBUX, FLTR, BIL, AAPL |
| Q4 2025 | 126 | $109.4M | IVV, ILCG, DYNF, AAPL, DGRO |
| Q3 2025 | 265 | $688.1M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q2 2025 | 279 | $710.9M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q1 2025 | 336 | $533.2M | AVUS, BIL, RSP, TBUX, VOO |
| Q4 2024Amended | 330 | $521.4M | AVUS, BIL, AAPL, TBUX, RSP |
| Q3 2024 | 244 | $314.0M | AVUS, BIL, TBUX, VTI, VIG |
| Q2 2024 | 770 | $171.7M | PG, SPYM, RSP, AGG, SPDW |
| Q1 2024 | 313 | $415.1M | BIL, AVUS, VOO, PG, AAPL |