Strategic Financial Concepts, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Strategic Financial Concepts, LLC reported 265 stock positions worth $688.1 million. Its top holding was SS SPDR P S&P 500 Growth ETF (SPYG) at 13.3% of the portfolio, followed by SS SPDR P Int Term TSY ETF (SPTI, 8.6%) and SS SPDR P S&P 500 Value ETF (SPYV, 8.0%). Compared with Q2 2025, it opened 45 new positions, sold out of 59, added to 92 and reduced 110. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +3%) and the biggest sale an exit from Avantis U.S. Equity ETF (AVUS).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001870686
- Portfolio Value
- $688.1M (Q3 2025)
- SEC Filing
- 0001754960-25-000778 ↗ filed Nov 13, 2025
Holdings Value
Holdings 265 stocks · $688.1M
| SPYG SS SPDR P S&P 500 Growth ETF | 13.29% | 875,270 | $91.5M | Add +2.8% |
| SPTI SS SPDR P Int Term TSY ETF | 8.60% | 2,048,526 | $59.2M | Add +3.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 8.05% | 1,000,972 | $55.4M | Add +1.1% |
| SPMB SS SPDR P Mort Back Bond ETF | 6.25% | 1,917,761 | $43.0M | Add +3.0% |
| SPIB SS SPDR P Int C Corp. ETF | 4.54% | 922,179 | $31.3M | Add +3.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 4.50% | 723,132 | $30.9M | Add +2.0% |
| SPSM SS SPDR P S&P 600 Small Cap | 3.96% | 587,650 | $27.2M | Add +2.5% |
| SPEM State Street SP PTF Em ETF | 2.74% | 402,713 | $18.9M | Add +12.1% |
| TBUX T Rowe Price Ultra Short-Ter | 2.19% | 301,777 | $15.0M | Add +2.7% |
| VIG Vanguard Dividend Apprec ETF | 2.03% | 64,881 | $14.0M | Add +4.8% |
| FLTR Vaneck Ig Floating Rate ETF | 1.97% | 530,257 | $13.6M | Add +3.4% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.56% | 117,498 | $10.7M | Reduce -27.9% |
| VTI VG Morningstar TS MKT ETF-US | 1.45% | 30,654 | $10.0M | Reduce -16.7% |
| XLF SS Financial Select Sector | 1.33% | 169,498 | $9.1M | Add +2.7% |
| TSLA Tesla Inc. | 1.23% | 19,959 | $8.4M | Reduce -4.9% |
| AAPL Apple Inc. | 1.17% | 31,533 | $8.0M | Reduce -18.9% |
| XLC SS Comm Select Sector SPDR | 1.11% | 64,410 | $7.6M | Add +3.0% |
| SCHB Schwab US Broad Market ETF | 1.06% | 284,781 | $7.3M | Add +34.0% |
| SLYG SS SPDR S&P 600 SC GR ETF | 1.06% | 77,260 | $7.3M | Reduce -8.2% |
| AGG iShares Core U.S. Aggregate | 0.94% | 64,812 | $6.5M | Add +1.9% |
| XLV SS Health Care Select Sector | 0.87% | 42,930 | $6.0M | Add +3.7% |
| AMZN Amazon.com Inc. | 0.80% | 24,968 | $5.5M | Reduce -14.3% |
| THYF T Rowe Price US High Yield | 0.72% | 94,480 | $4.9M | Add +17.4% |
| GDX Vaneck Gold Miners ETF | 0.68% | 61,439 | $4.7M | Add +10.9% |
| HELO JPMorgan Hedged Equity ETF | 0.68% | 72,039 | $4.7M | Add +29.8% |
| JGRO JPMorgan Active Growth ETF | 0.65% | 47,777 | $4.5M | Add +24.4% |
| TFLR T Rowe Price Floating RT ETF | 0.64% | 85,084 | $4.4M | Add +78.2% |
| TCAF T Rowe PRC Cap Appreciation | 0.62% | 113,905 | $4.3M | Add +7.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.58% | 8,353 | $4.0M | Reduce -32.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.56% | 43,811 | $3.8M | Reduce -4.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.52% | 19,326 | $3.6M | Reduce -2.8% |
| SGOV iShares 0-3 Month Treasury B | 0.51% | 34,720 | $3.5M | Reduce -25.9% |
| SCHD Schwab US DVD Equity ETF | 0.48% | 121,023 | $3.3M | Add +1.2% |
| VTIP Vanguard Short-Term Tips | 0.44% | 59,277 | $3.0M | Add +1.4% |
| SCHF Schwab Intl Equity ETF | 0.42% | 125,153 | $2.9M | Reduce -1.4% |
| NVDA Nvidia Corp. | 0.41% | 14,963 | $2.8M | Reduce -27.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.39% | 4,439 | $2.7M | Reduce -9.3% |
| FFIN First Finl Bankshares Inc. | 0.38% | 77,834 | $2.6M | Add +0.0% |
| MSFT Microsoft Corp. | 0.37% | 4,975 | $2.6M | Reduce -7.0% |
| VEA Vanguard Ftse Developed ETF | 0.35% | 39,918 | $2.4M | Reduce -34.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.34% | 29,983 | $2.3M | Add +480.9% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.32% | 7,245 | $2.2M | No change |
| XOM Exxon Mobil Corp. | 0.31% | 19,205 | $2.2M | Reduce -5.5% |
| EFA iShares MSCI Eafe ETF | 0.31% | 22,502 | $2.1M | Reduce -1.4% |
| RSP Invesco S&P 500 Equal Weight | 0.29% | 10,507 | $2.0M | Add +3.2% |
| SCHA Schwab US Small-Cap ETF | 0.29% | 71,208 | $2.0M | Reduce -0.0% |
| WMT Walmart Inc. | 0.29% | 19,039 | $2.0M | Reduce -5.9% |
| IVV iShares Core S&P 500 ETF | 0.27% | 2,790 | $1.9M | Reduce -31.3% |
| GOOGL Alphabet Inc. Class A | 0.26% | 7,492 | $1.8M | Reduce -5.5% |
| WTV Wisdomtree U.S. Value Fund | 0.25% | 18,829 | $1.7M | New |
| IDMO Invesco S&P International DE | 0.25% | 31,735 | $1.7M | New |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.24% | 33,616 | $1.7M | Add +71.9% |
| IJR iShares Core S&P Small-Cap E | 0.23% | 13,306 | $1.6M | Reduce -10.2% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.23% | 27,182 | $1.6M | Add +0.4% |
| FTGC First Trust Global Tactical | 0.22% | 58,214 | $1.5M | New |
| FVD First Trust Value Line DVD | 0.21% | 31,747 | $1.5M | Add +2.2% |
| BKLN Invesco Senior Loan ETF | 0.21% | 68,756 | $1.4M | Reduce -3.3% |
| FXY Invesco Currencyshares Japan | 0.21% | 22,814 | $1.4M | Reduce -0.1% |
| GOOG Alphabet Inc. Class C | 0.20% | 5,763 | $1.4M | Reduce -7.4% |
| DGRO iShares Core Dividend Growth | 0.20% | 20,037 | $1.4M | Reduce -23.2% |
| IAGG iShares Intl Aggregate Bond | 0.20% | 27,048 | $1.4M | Reduce -1.6% |
| JHMM John Hancock Multi Fact Mid | 0.19% | 20,469 | $1.3M | Add +1.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.19% | 2,610 | $1.3M | Reduce -8.0% |
| RPV Invesco S&P 500 Pure Value E | 0.19% | 13,002 | $1.3M | Add +3.4% |
| SDIV Global X Superdividend ETF | 0.18% | 51,796 | $1.2M | Reduce -0.9% |
| LOW Lowe's Cos Inc. | 0.18% | 4,927 | $1.2M | Reduce -0.2% |
| ARKG ARK Genomic Revolution ETF | 0.18% | 44,316 | $1.2M | New |
| JEPI JPMorgan Equity Premium Inco | 0.18% | 21,143 | $1.2M | Reduce -1.3% |
| EWZ iShares MSCI Brazil ETF | 0.18% | 39,080 | $1.2M | New |
| ILCG iShares Morningstar Growth E | 0.17% | 11,387 | $1.2M | Reduce -0.9% |
| GLD SPDR Gold Shares | 0.16% | 3,178 | $1.1M | Add +0.9% |
| XLK SS Technology Select Sector | 0.16% | 3,871 | $1.1M | Reduce -2.4% |
| CEF Sprott Physical Gold and Sil | 0.16% | 29,304 | $1.1M | Add +22.3% |
| REZ Ishars Res and Multi Reales | 0.16% | 12,609 | $1.1M | Reduce -7.4% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.15% | 18,419 | $1.1M | Add +6.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 1,562 | $1.0M | Reduce -65.9% |
| BUFR FT Vest Lad Buffervetf-Usd I | 0.15% | 30,271 | $1.0M | Add +4.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.15% | 3,562 | $1.0M | Add +5.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.15% | 3,931 | $999K | Reduce -26.6% |
| IYW iShares Ustechnology ETF | 0.14% | 5,065 | $992K | New |
| SMH Vaneck Semiconductor ETF | 0.14% | 2,971 | $970K | New |
| PFF iShares Preferred & Income S | 0.14% | 30,587 | $967K | Reduce -2.4% |
| MPLX MPLX LP | 0.14% | 18,899 | $944K | Add +1.1% |
| SCHG Schwab US Large-Cap Growth | 0.14% | 29,451 | $940K | Reduce -36.1% |
| VOO Vanguard S&P 500 ETF | 0.13% | 1,491 | $928K | Reduce -19.2% |
| JPM JPMorgan Chase & Co. | 0.13% | 2,889 | $911K | Reduce -8.1% |
| QTUM Defiance Quantum ETF | 0.13% | 8,629 | $905K | New |
| DEUS Xtrackers Russell US Multi | 0.13% | 15,392 | $894K | Reduce -0.1% |
| BND Vanguard Total Bond Market | 0.13% | 11,849 | $881K | Reduce -61.9% |
| IEMG iShares Core MSCI Emerging | 0.13% | 13,327 | $879K | Reduce -5.1% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.13% | 12,917 | $868K | Add +0.5% |
| QUAL iShares MSCI USA Quality Fac | 0.12% | 4,367 | $849K | Add +0.4% |
| SCHP Schwab U.S. Tips ETF | 0.12% | 31,293 | $843K | Add +0.0% |
| GOF Guggenheim Strategic Opport | 0.12% | 55,676 | $834K | Add +6.3% |
| LLY Eli Lilly & Co. | 0.12% | 1,062 | $810K | Reduce -19.9% |
| ET Energy Transfer LP | 0.12% | 47,130 | $809K | Add +10.2% |
| IWP iShares Russell Mid-Cap Grow | 0.12% | 5,601 | $798K | Reduce -2.6% |
| GOVT iShares US Treasury Bond ETF | 0.11% | 34,338 | $788K | Reduce -3.3% |
| XLE SS Energy Select Sector | 0.11% | 8,377 | $748K | Reduce -7.2% |
| VLO Valero Energy Corp. | 0.11% | 4,355 | $742K | New |
Other holdings (1): bonds, preferreds, convertibles and warrants · $88 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| RIVERNORTH OPPORTUNI-RT | RIGHT 10/06/2025 | 10,803 | $88 | No change |
Total filed on the 13F, all lines: $688.1M.
Portfolio Sells Q2 2025 → Q3 2025
| AVUS Avantis U.S. Equity ETF | Sold out | 0.00% | −3.74 |
| AVDE Avantis International Equity | Sold out | 0.00% | −1.34 |
| AVIG Avantis Core Fixed Income | Sold out | 0.00% | −1.32 |
| AVEM Avantis Emerging Markets Eq | Sold out | 0.00% | −0.62 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -27.9% | 1.56% | −0.54 |
| AVGE Avantis All Eqty Mrkts ETF | Sold out | 0.00% | −0.28 |
| EPI Wisdomtree India Earnings | Sold out | 0.00% | −0.28 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -65.9% | 0.15% | −0.25 |
| AVMU Avantis Core Municipal Fixed | Sold out | 0.00% | −0.22 |
| BND Vanguard Total Bond Market | Reduce -61.9% | 0.13% | −0.19 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -32.0% | 0.58% | −0.18 |
| SGOV iShares 0-3 Month Treasury B | Reduce -25.9% | 0.51% | −0.16 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.16 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Sold out | 0.00% | −0.16 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Sold out | 0.00% | −0.15 |
| IHDG Wisdomtree International Hed | Sold out | 0.00% | −0.15 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Sold out | 0.00% | −0.15 |
| PSR Invesco Active US Real Estat | Sold out | 0.00% | −0.14 |
| VEA Vanguard Ftse Developed ETF | Reduce -34.3% | 0.35% | −0.14 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.13 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Sold out | 0.00% | −0.13 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -16.7% | 1.45% | −0.12 |
| IWN iShares Russell 2000 Value E | Sold out | 0.00% | −0.11 |
| ONEY SS SPDR R1000 Yield Foc ETF | Sold out | 0.00% | −0.11 |
| AMZN Amazon.com Inc. | Reduce -14.3% | 0.80% | −0.10 |
| EWG iShares MSCI Germany ETF | Sold out | 0.00% | −0.09 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.09 |
| IVV iShares Core S&P 500 ETF | Reduce -31.3% | 0.27% | −0.08 |
| ITOT iShares Core S&P Total U.S. | Reduce -63.9% | 0.06% | −0.08 |
| EWP iShares MSCI Spain ETF | Sold out | 0.00% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.07 |
| MDYV SS SPDR S&P 400 MC Val ETF | Sold out | 0.00% | −0.07 |
| FDM First Trust Dow J Select Mic | Sold out | 0.00% | −0.06 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.06 |
| META Meta Platforms Inc. Class A | Reduce -38.5% | 0.10% | −0.06 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Sold out | 0.00% | −0.06 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.05 |
| SCHG Schwab US Large-Cap Growth | Reduce -36.1% | 0.14% | −0.05 |
| SGOL Abrdn Physical Gold Shares | Sold out | 0.00% | −0.05 |
| NVDA Nvidia Corp. | Reduce -27.3% | 0.41% | −0.05 |
| USIG iShares Broad Usd Investment | Sold out | 0.00% | −0.05 |
| VWOB Vanguard Emerg MKTS Gov BND | Sold out | 0.00% | −0.05 |
| DON Wisdomtree US Midcap Dividen | Sold out | 0.00% | −0.04 |
| ANGL Vaneck Fallen Angel High YLD | Reduce -50.4% | 0.05% | −0.04 |
| SPLB SS SPDR P Long Term C ETF | Sold out | 0.00% | −0.04 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.04 |
| COST Costco Wholesale Corp. | Reduce -28.7% | 0.09% | −0.04 |
| DLN Wisdomtree US Largecap Divid | Sold out | 0.00% | −0.04 |
| FMAO Farmers & Merchants Banco | Sold out | 0.00% | −0.04 |
| IWD iShares Russell 1000 Value E | Sold out | 0.00% | −0.04 |
Portfolio Buys Q2 2025 → Q3 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Add +2.8% | 13.29% | +1.88 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +1.1% | 8.05% | +0.76 |
| SPEM State Street SP PTF Em ETF | Add +12.1% | 2.74% | +0.58 |
| SPTI SS SPDR P Int Term TSY ETF | Add +3.0% | 8.60% | +0.56 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +2.5% | 3.96% | +0.52 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +3.0% | 6.25% | +0.46 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +2.0% | 4.50% | +0.46 |
| SCHB Schwab US Broad Market ETF | Add +34.0% | 1.06% | +0.35 |
| SPIB SS SPDR P Int C Corp. ETF | Add +3.1% | 4.54% | +0.32 |
| TFLR T Rowe Price Floating RT ETF | Add +78.2% | 0.64% | +0.29 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +480.9% | 0.34% | +0.29 |
| GDX Vaneck Gold Miners ETF | Add +10.9% | 0.68% | +0.27 |
| VIG Vanguard Dividend Apprec ETF | Add +4.8% | 2.03% | +0.25 |
| IDMO Invesco S&P International DE | New | 0.25% | +0.25 |
| WTV Wisdomtree U.S. Value Fund | New | 0.25% | +0.25 |
| FTGC First Trust Global Tactical | New | 0.22% | +0.22 |
| HELO JPMorgan Hedged Equity ETF | Add +29.8% | 0.68% | +0.19 |
| JGRO JPMorgan Active Growth ETF | Add +24.4% | 0.65% | +0.19 |
| ARKG ARK Genomic Revolution ETF | New | 0.18% | +0.18 |
| EWZ iShares MSCI Brazil ETF | New | 0.18% | +0.18 |
| XLC SS Comm Select Sector SPDR | Add +3.0% | 1.11% | +0.15 |
| IYW iShares Ustechnology ETF | New | 0.14% | +0.14 |
| SMH Vaneck Semiconductor ETF | New | 0.14% | +0.14 |
| FLTR Vaneck Ig Floating Rate ETF | Add +3.4% | 1.97% | +0.13 |
| QTUM Defiance Quantum ETF | New | 0.13% | +0.13 |
| THYF T Rowe Price US High Yield | Add +17.4% | 0.72% | +0.13 |
| TBUX T Rowe Price Ultra Short-Ter | Add +2.7% | 2.19% | +0.13 |
| DGRS Wisdomtree U.S. Smallcap Qua | Add +71.9% | 0.24% | +0.12 |
| XLF SS Financial Select Sector | Add +2.7% | 1.33% | +0.11 |
| VLO Valero Energy Corp. | New | 0.11% | +0.11 |
| REM iShares Mortgage Real Estate | New | 0.11% | +0.11 |
| QCLN First Trust Nasdaq Clean Edg | New | 0.10% | +0.10 |
| TCAF T Rowe PRC Cap Appreciation | Add +7.8% | 0.62% | +0.10 |
| LPLA LPL Financial Holdings Inc. | New | 0.08% | +0.08 |
| XLV SS Health Care Select Sector | Add +3.7% | 0.87% | +0.08 |
| SPBU Allizim BUF15 Uncpd Aloc ETF | New | 0.08% | +0.08 |
| FNV Franco-Nevada Corp. | New | 0.07% | +0.07 |
| EWW iShares MSCI Mexico ETF | New | 0.07% | +0.07 |
| CEF Sprott Physical Gold and Sil | Add +22.3% | 0.16% | +0.06 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | New | 0.06% | +0.06 |
| NXE Nexgen Energy Ltd. | New | 0.06% | +0.06 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | New | 0.06% | +0.06 |
| NTR Nutrien Ltd. | New | 0.06% | +0.06 |
| AGG iShares Core U.S. Aggregate | Add +1.9% | 0.94% | +0.06 |
| HYEM Vaneck Emrg MKTS Hi YLD | New | 0.05% | +0.05 |
| EPS Wisdomtree US Large Cap Fund | New | 0.05% | +0.05 |
| IGV iShares Expanded Tech-Softwa | New | 0.05% | +0.05 |
| LMBS First Trust Low Duration Opp | New | 0.05% | +0.05 |
| VCIT Vanguard Int-Term Corporate | New | 0.05% | +0.05 |
| F Ford Motor Co. | Add +197.7% | 0.06% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 239 | $336.2M | VIG, FLTR, TBUX, VTI, JGRO |
| Q1 2026 | 298 | $405.5M | VIG, TBUX, FLTR, BIL, AAPL |
| Q4 2025 | 126 | $109.4M | IVV, ILCG, DYNF, AAPL, DGRO |
| Q3 2025 | 265 | $688.1M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q2 2025 | 279 | $710.9M | SPYG, SPTI, SPYV, SPMB, SPIB |
| Q1 2025 | 336 | $533.2M | AVUS, BIL, RSP, TBUX, VOO |
| Q4 2024Amended | 330 | $521.4M | AVUS, BIL, AAPL, TBUX, RSP |
| Q3 2024 | 244 | $314.0M | AVUS, BIL, TBUX, VTI, VIG |
| Q2 2024 | 770 | $171.7M | PG, SPYM, RSP, AGG, SPDW |
| Q1 2024 | 313 | $415.1M | BIL, AVUS, VOO, PG, AAPL |