Cape Investment Advisory, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Cape Investment Advisory, Inc. reported 1,307 stock positions worth $325.1 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 12.6% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 5.4%) and iShares Flex I A ETF-Usd (BINC, 3.2%). Compared with Q3 2025, it opened 490 new positions, sold out of 34, added to 532 and reduced 95. The biggest buy was Schwab US Broad Market ETF (SCHB, shares +12159%) and the biggest sale Taiwan Semiconductor-SP ADR (TSM, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- MCDONOUGH, GA
- CIK
- 0001944437
- Portfolio Value
- $325.1M (Q4 2025)
- SEC Filing
- 0001944437-26-000001 ↗ filed Feb 17, 2026
Holdings Value
Holdings 1,307 stocks · $325.1M
| SCHB Schwab US Broad Market ETF | 12.62% | 1,564,367 | $41.0M | Add +12159.0% |
| SCHV Schwab US Large-Cap Value | 5.44% | 597,832 | $17.7M | Add +5799.9% |
| BINC iShares Flex I A ETF-Usd Inc. | 3.18% | 196,072 | $10.3M | Add +5416.9% |
| SCHG Schwab US Large-Cap Growth | 2.57% | 255,996 | $8.4M | Add +2228.7% |
| SCHJ Schwab 1-5 YR Corp. BND ETF | 2.48% | 324,433 | $8.1M | New |
| MSFT Microsoft Corp. | 2.37% | 15,961 | $7.7M | Add +89.7% |
| GOOGL Alphabet Inc. Class A | 1.87% | 19,442 | $6.1M | Add +32.2% |
| SCHM Schwab US Mid Cap ETF | 1.81% | 195,396 | $5.9M | Add +814050.0% |
| RSP Invesco S&P 500 Equal Weight | 1.78% | 30,216 | $5.8M | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.64% | 7,819 | $5.3M | Add +531.1% |
| AMZN Amazon.com Inc. | 1.54% | 21,662 | $5.0M | Add +44.8% |
| SCHD Schwab US DVD Equity ETF | 1.52% | 179,854 | $4.9M | Add +3943.5% |
| AAPL Apple Inc. | 1.49% | 17,804 | $4.8M | Add +344.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.20% | 118,942 | $3.9M | Add +148577.5% |
| VNLA Janus Henderson Short Durati | 1.17% | 77,230 | $3.8M | New |
| SCHF Schwab Intl Equity ETF | 1.12% | 151,832 | $3.7M | Add +46331.8% |
| MGMT Ballast Small/Mid Cap ETF | 1.10% | 80,791 | $3.6M | New |
| META Meta Platforms Inc. Class A | 1.09% | 5,361 | $3.5M | Add +40.5% |
| CVX Chevron Corp. | 1.02% | 21,695 | $3.3M | Add +11318.4% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.93% | 37,574 | $3.0M | Add +65.6% |
| GOOG Alphabet Inc. Class C | 0.90% | 9,298 | $2.9M | Add +455.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.87% | 9,277 | $2.8M | Reduce -3.1% |
| IVV iShares Core S&P 500 ETF | 0.87% | 4,116 | $2.8M | Add +23.8% |
| SCHW Schwab (charles) Corp. | 0.81% | 26,472 | $2.6M | Reduce -0.3% |
| NVDA Nvidia Corp. | 0.76% | 13,321 | $2.5M | Add +227.9% |
| BKNG Booking Holdings Inc. | 0.76% | 463 | $2.5M | Reduce -1.5% |
| IQV Iqvia Holdings Inc. | 0.74% | 10,670 | $2.4M | Add +10.5% |
| KO The Coca-Cola Co. | 0.67% | 31,275 | $2.2M | Add +77.5% |
| ILCG iShares Morningstar Growth E | 0.67% | 20,955 | $2.2M | Add +523775.0% |
| SO The Southern Co. | 0.65% | 24,049 | $2.1M | Add +916.9% |
| JAAA Janus Henderson Aaa Clo ETF | 0.64% | 40,914 | $2.1M | Add +345.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.62% | 3,289 | $2.0M | Add +765.5% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.60% | 41,607 | $1.9M | Add +67.8% |
| V Visa Inc. Class A | 0.56% | 5,151 | $1.8M | Add +10.4% |
| AMAT Applied Materials Inc. | 0.55% | 6,914 | $1.8M | Reduce -4.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.55% | 15,579 | $1.8M | Add +1.0% |
| PJUN Innovator U.S. Equity Power | 0.53% | 41,525 | $1.7M | New |
| PNOV Innovator U.S. Equity Power | 0.53% | 41,000 | $1.7M | New |
| SCHH Schwab US REIT ETF | 0.53% | 81,985 | $1.7M | Add +5515.4% |
| POCT Innovator U.S. Equity Power | 0.51% | 37,755 | $1.7M | New |
| MA Mastercard Inc. Class A | 0.50% | 2,855 | $1.6M | Reduce -0.2% |
| PSEP Innovator U.S. Equity Power | 0.50% | 37,211 | $1.6M | New |
| MCBS Metrocity Bankshares Inc. | 0.49% | 59,500 | $1.6M | New |
| SCHY Schwab International DVD ETF | 0.45% | 49,022 | $1.5M | New |
| ELV Elevance Health Inc. | 0.43% | 4,030 | $1.4M | Add +2.6% |
| SCHA Schwab US Small-Cap ETF | 0.42% | 48,508 | $1.4M | Add +819.6% |
| VEA Vanguard Ftse Developed ETF | 0.40% | 20,912 | $1.3M | Add +34.5% |
| CRM Salesforce Inc. | 0.39% | 4,749 | $1.3M | Add +18.7% |
| JPM JPMorgan Chase & Co. | 0.39% | 3,915 | $1.3M | Add +42.0% |
| SBUX Starbucks Corp. | 0.37% | 14,469 | $1.2M | Reduce -2.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.37% | 4,112 | $1.2M | Add +3163.5% |
| IBIT iShares Bitcoin Trust ETF | 0.36% | 23,356 | $1.2M | Add +12524.9% |
| CHKP Check Point Software Tech | 0.36% | 6,230 | $1.2M | Add +51.6% |
| MU Micron Technology Inc. | 0.35% | 3,989 | $1.1M | Add +7426.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.33% | 3,219 | $1.1M | Add +3.7% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.33% | 29,374 | $1.1M | Add +13013.4% |
| PFEB Innovator U.S. Equity Power | 0.32% | 25,730 | $1.0M | New |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.32% | 12,356 | $1.0M | Add +805.2% |
| ABNB Airbnb Inc. Class A | 0.32% | 7,698 | $1.0M | Reduce -2.4% |
| QCOM Qualcomm Inc. | 0.31% | 5,956 | $1.0M | Reduce -1.5% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.31% | 16,680 | $1.0M | Add +10.5% |
| QQQM Invesco Nasdaq 100 ETF | 0.31% | 3,961 | $1.0M | Add +2150.6% |
| PMAY Innovator U.S. Equity Power | 0.31% | 25,236 | $999K | New |
| ADSK Autodesk Inc. | 0.30% | 3,347 | $991K | Reduce -2.7% |
| AES AES Corp. | 0.30% | 68,651 | $984K | New |
| ADBE Adobe Inc. | 0.30% | 2,801 | $980K | Add +6.9% |
| DUK Duke Energy Corp. | 0.30% | 8,281 | $971K | Add +141.4% |
| APD Air Products & Chemicals Inc. | 0.29% | 3,754 | $927K | Add +4.9% |
| IVE iShares S&P 500 Value ETF | 0.28% | 4,366 | $926K | Add +71.1% |
| COR Cencora Inc. | 0.28% | 2,691 | $909K | Reduce -1.5% |
| VOO Vanguard S&P 500 ETF | 0.27% | 1,415 | $887K | Add +92.0% |
| VZ Verizon Communications Inc. | 0.26% | 21,026 | $856K | Add +234.5% |
| IMCG iShares Morningstar Mid-Cap | 0.26% | 10,700 | $854K | New |
| DEO Diageo PLC-Sponsored ADR | 0.26% | 9,898 | $854K | Reduce -2.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 1,698 | $853K | Add +122.0% |
| EJUL Innovator Emerging Markets P | 0.26% | 28,643 | $849K | New |
| BND Vanguard Total Bond Market | 0.26% | 11,413 | $845K | Add +4.1% |
| WFC Wells Fargo & Co. | 0.26% | 8,957 | $835K | Add +9.6% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.24% | 9,302 | $767K | Add +13.4% |
| XOM Exxon Mobil Corp. | 0.23% | 6,303 | $758K | Add +95.1% |
| MAS Masco Corp. | 0.23% | 11,932 | $757K | Add +0.0% |
| MO Altria Group Inc. | 0.23% | 12,832 | $740K | Add +8342.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.23% | 13,414 | $738K | Add +110.6% |
| IVW iShares S&P 500 Growth ETF | 0.23% | 5,974 | $736K | Add +20.6% |
| PAUG Innovator U.S. Equity Power | 0.22% | 16,395 | $709K | New |
| HD Home Depot Inc. | 0.22% | 2,047 | $704K | Add +341.2% |
| IEMG iShares Core MSCI Emerging | 0.21% | 10,342 | $695K | Add +41.0% |
| NGG National Grid PLC-SP ADR | 0.21% | 8,814 | $682K | New |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.21% | 15,124 | $672K | Add +137390.9% |
| MBB iShares MBS ETF | 0.20% | 6,945 | $661K | Add +102.7% |
| DFUS Dimensional US Eq MKT ETF | 0.20% | 8,902 | $660K | Reduce -4.4% |
| PM Philip Morris International | 0.20% | 4,097 | $657K | Add +32.3% |
| XLK SS Technology Select Sector | 0.20% | 4,560 | $656K | Add +31.1% |
| KOCT Innovator U.S. Small Cap Pow | 0.19% | 18,600 | $626K | New |
| SCHX Schwab US Large-Cap ETF | 0.19% | 22,412 | $603K | Add +93283.3% |
| KMX Carmax Inc. | 0.19% | 15,588 | $602K | Reduce -2.4% |
| DXCM Dexcom Inc. | 0.18% | 8,982 | $596K | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.18% | 1,442 | $595K | Add +35950.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.18% | 1,210 | $590K | Add +63.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.18% | 2,267 | $585K | Add +2.1% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $5K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 4 | $5K | New |
Total filed on the 13F, all lines: $325.1M.
Portfolio Sells Q3 2025 → Q4 2025
| TSM Taiwan Semiconductor-SP ADR | Reduce -3.1% | 0.87% | −1.76 |
| BKNG Booking Holdings Inc. | Reduce -1.5% | 0.76% | −1.73 |
| SCHW Schwab (charles) Corp. | Reduce -0.3% | 0.81% | −1.68 |
| MA Mastercard Inc. Class A | Reduce -0.2% | 0.50% | −1.10 |
| AMAT Applied Materials Inc. | Reduce -4.1% | 0.55% | −0.91 |
| SBUX Starbucks Corp. | Reduce -2.7% | 0.37% | −0.86 |
| ADSK Autodesk Inc. | Reduce -2.7% | 0.30% | −0.77 |
| DEO Diageo PLC-Sponsored ADR | Reduce -2.0% | 0.26% | −0.69 |
| QCOM Qualcomm Inc. | Reduce -1.5% | 0.31% | −0.68 |
| ABNB Airbnb Inc. Class A | Reduce -2.4% | 0.32% | −0.62 |
| COR Cencora Inc. | Reduce -1.5% | 0.28% | −0.56 |
| FISV Fiserv Inc. | Reduce -62.3% | 0.04% | −0.54 |
| VEEV Veeva Systems Inc. Class A | Reduce -2.1% | 0.15% | −0.52 |
| KMX Carmax Inc. | Reduce -2.4% | 0.19% | −0.52 |
| UNH Unitedhealth Group Inc. | Reduce -81.8% | 0.03% | −0.49 |
| FBND Fidelity Total Bond ETF | Reduce -20.8% | 0.16% | −0.48 |
| DFUS Dimensional US Eq MKT ETF | Reduce -4.4% | 0.20% | −0.46 |
| QUAL iShares MSCI USA Quality Fac | Reduce -42.1% | 0.10% | −0.44 |
| ENB Enbridge Inc. | Reduce -0.2% | 0.15% | −0.35 |
| IGM iShares Expanded Tech Sector | Reduce -4.9% | 0.15% | −0.33 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -18.7% | 0.11% | −0.32 |
| IOO iShares Global 100 ETF | Reduce -7.0% | 0.14% | −0.32 |
| ETR Entergy Corp. | Reduce -47.4% | 0.06% | −0.31 |
| FTEC Fidelity MSCI Info Tech Indx | Reduce -1.4% | 0.14% | −0.30 |
| IXUS iShares Core Intl Stock ETF | Reduce -36.8% | 0.06% | −0.24 |
| FDCF Fidelity Disruptive Comm ETF | Reduce -9.2% | 0.07% | −0.18 |
| PYLD PIMCO Multisector Bond Actv | Reduce -7.4% | 0.07% | −0.17 |
| OUNZ Vaneck Merk Gold ETF | Reduce -23.5% | 0.06% | −0.17 |
| XTL SS SPDR S&P Telecom ETF | Reduce -1.6% | 0.07% | −0.15 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -64.7% | 0.01% | −0.11 |
| NVIR Horizon Kin Enrg & Remed ETF | Reduce -13.3% | 0.04% | −0.10 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -30.7% | 0.03% | −0.10 |
| NULV Nuveen ESG Large-Cap Val ETF | Reduce -7.2% | 0.04% | −0.09 |
| IJR iShares Core S&P Small-Cap E | Reduce -39.7% | 0.02% | −0.09 |
| IEF iShares 7-10 Year Treasury B | Reduce -54.9% | 0.01% | −0.09 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -41.4% | 0.02% | −0.07 |
| SNDX Syndax Pharmaceuticals Inc. | Reduce -27.6% | 0.03% | −0.07 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -3.6% | 0.03% | −0.07 |
| XLB SS Materials Select Sector | Reduce -0.4% | 0.03% | −0.05 |
| COF Capital One Financial Corp. | Reduce -0.8% | 0.03% | −0.05 |
| AVUV Avantis US Small Cap Value | Reduce -18.3% | 0.02% | −0.05 |
| ALNY Alnylam Pharmaceuticals Inc. | Reduce -63.9% | 0.00% | −0.04 |
| COO The Cooper Cos Inc. | Reduce -1.4% | 0.02% | −0.04 |
| GBIL Goldman Sachs Access Treasur | Reduce -0.9% | 0.02% | −0.04 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -35.6% | 0.01% | −0.04 |
| BIO Bio-Rad Laboratories-A | Reduce -3.1% | 0.01% | −0.03 |
| AXON Axon Enterprise Inc. | Reduce -84.6% | 0.00% | −0.03 |
| HBI Hanesbrands Inc. | Sold out | 0.00% | −0.02 |
| HYDB iShares High Yield Systemati | Sold out | 0.00% | −0.02 |
| IYR iShares US Real Estate ETF | Reduce -19.9% | 0.01% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHB Schwab US Broad Market ETF | Add +12159.0% | 12.62% | +12.30 |
| SCHV Schwab US Large-Cap Value | Add +5799.9% | 5.44% | +5.15 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +5416.9% | 3.18% | +3.00 |
| SCHJ Schwab 1-5 YR Corp. BND ETF | New | 2.48% | +2.48 |
| SCHG Schwab US Large-Cap Growth | Add +2228.7% | 2.57% | +2.22 |
| SCHM Schwab US Mid Cap ETF | Add +814050.0% | 1.81% | +1.81 |
| RSP Invesco S&P 500 Equal Weight | New | 1.78% | +1.78 |
| SCHD Schwab US DVD Equity ETF | Add +3943.5% | 1.52% | +1.40 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +148577.5% | 1.20% | +1.20 |
| VNLA Janus Henderson Short Durati | New | 1.17% | +1.17 |
| SCHF Schwab Intl Equity ETF | Add +46331.8% | 1.12% | +1.12 |
| MGMT Ballast Small/Mid Cap ETF | New | 1.10% | +1.10 |
| CVX Chevron Corp. | Add +11318.4% | 1.02% | +0.99 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +531.1% | 1.64% | +0.83 |
| ILCG iShares Morningstar Growth E | Add +523775.0% | 0.67% | +0.67 |
| PJUN Innovator U.S. Equity Power | New | 0.53% | +0.53 |
| PNOV Innovator U.S. Equity Power | New | 0.53% | +0.53 |
| POCT Innovator U.S. Equity Power | New | 0.51% | +0.51 |
| PSEP Innovator U.S. Equity Power | New | 0.50% | +0.50 |
| GOOG Alphabet Inc. Class C | Add +455.1% | 0.90% | +0.50 |
| SCHH Schwab US REIT ETF | Add +5515.4% | 0.53% | +0.50 |
| AAPL Apple Inc. | Add +344.9% | 1.49% | +0.49 |
| MCBS Metrocity Bankshares Inc. | New | 0.49% | +0.49 |
| SCHY Schwab International DVD ETF | New | 0.45% | +0.45 |
| SO The Southern Co. | Add +916.9% | 0.65% | +0.42 |
| QQQ Invesco QQQ Trust Series 1 | Add +765.5% | 0.62% | +0.40 |
| IBIT iShares Bitcoin Trust ETF | Add +12524.9% | 0.36% | +0.34 |
| MU Micron Technology Inc. | Add +7426.4% | 0.35% | +0.34 |
| IBM Intl Business Machines Corp. | Add +3163.5% | 0.37% | +0.34 |
| PFEB Innovator U.S. Equity Power | New | 0.32% | +0.32 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +13013.4% | 0.33% | +0.32 |
| PMAY Innovator U.S. Equity Power | New | 0.31% | +0.31 |
| AES AES Corp. | New | 0.30% | +0.30 |
| SCHA Schwab US Small-Cap ETF | Add +819.6% | 0.42% | +0.28 |
| QQQM Invesco Nasdaq 100 ETF | Add +2150.6% | 0.31% | +0.27 |
| IMCG iShares Morningstar Mid-Cap | New | 0.26% | +0.26 |
| EJUL Innovator Emerging Markets P | New | 0.26% | +0.26 |
| PAUG Innovator U.S. Equity Power | New | 0.22% | +0.22 |
| MO Altria Group Inc. | Add +8342.1% | 0.23% | +0.22 |
| NGG National Grid PLC-SP ADR | New | 0.21% | +0.21 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +805.2% | 0.32% | +0.21 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +137390.9% | 0.21% | +0.21 |
| KOCT Innovator U.S. Small Cap Pow | New | 0.19% | +0.19 |
| SCHX Schwab US Large-Cap ETF | Add +93283.3% | 0.19% | +0.18 |
| DXCM Dexcom Inc. | New | 0.18% | +0.18 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +35950.0% | 0.18% | +0.18 |
| JAAA Janus Henderson Aaa Clo ETF | Add +345.3% | 0.64% | +0.18 |
| EJAN Innovator Emerging Markets P | New | 0.17% | +0.17 |
| AOA iShares Core 80/20 Aggressiv | New | 0.17% | +0.17 |
| ILCB iShares Morningstar U.S. Equ | New | 0.15% | +0.15 |
Notes & Other Activity Q3 2025 → Q4 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | New | 4 | $5K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,448 | $374.1M | SCHB, SCHV, BINC, SCHG, SCHJ |
| Q1 2026 | 227 | $300.7M | SCHB, SCHV, BINC, SCHJ, SCHG |
| Q4 2025 | 1,307 | $325.1M | SCHB, SCHV, BINC, SCHG, SCHJ |
| Q3 2025 | 846 | $101.7M | MSFT, GOOGL, AMZN, META, TSM |
| Q2 2025 | 1,170 | $273.9M | SCHB, SCHV, SCHG, MSFT, BINC |
| Q1 2025 | 1,134 | $251.1M | SCHB, SCHV, SCHG, BINC, SCHM |
| Q4 2024 | 1,140 | $255.7M | SCHB, SCHV, SCHG, MSFT, SCHM |
| Q3 2024 | 956 | $246.7M | SCHB, SCHV, SCHG, MSFT, SCHM |
| Q2 2024 | 928 | $222.6M | SCHB, SCHV, SCHG, MSFT, SCHM |
| Q1 2024 | 933 | $213.9M | SCHB, SCHV, SCHG, MSFT, SCHM |