FinDec Wealth Services, Inc.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 6, 2026), FinDec Wealth Services, Inc. reported 32 stock positions worth $84.6 million. Its top holding was Cap Group Core Plus Income (CGCP) at 17.8% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 13.4%) and Dim US Large Cap Value ETF (DFLV, 12.9%). Compared with Q1 2026, it opened 4 new positions, sold out of 2, added to 4 and reduced 23. The biggest buy was Dimensional Core Fixed (DFCF, shares +17%) and the biggest sale Apple (AAPL, shares −74%).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $84.6M (Q2 2026)
- SEC Filing
- 0001172661-26-003109 ↗ filed Aug 6, 2026
Holdings Value
Holdings 32 stocks · $84.6M
| CGCP Cap Group Core Plus Income | 17.82% | 676,714 | $15.1M | Add +5.0% |
| SCHG Schwab US Large-Cap Growth | 13.37% | 334,533 | $11.3M | Reduce -9.4% |
| DFLV Dim US Large Cap Value ETF | 12.92% | 276,532 | $10.9M | Reduce -3.0% |
| DFAU Dimensional US Core Equity M | 12.36% | 202,390 | $10.5M | Reduce -5.7% |
| DFAI Dimensional International Co. | 8.46% | 173,603 | $7.2M | Reduce -5.2% |
| DFCF Dimensional Core Fixed Inc. | 6.30% | 126,375 | $5.3M | Add +17.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 5.29% | 55,531 | $4.5M | Reduce -4.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 5.09% | 14,205 | $4.3M | Reduce -5.3% |
| VTI VG Morningstar TS MKT ETF-US | 3.02% | 6,905 | $2.6M | Reduce -6.7% |
| DFAE Dimensional Emerging Core Eq | 2.52% | 53,004 | $2.1M | Reduce -14.3% |
| SCHF Schwab Intl Equity ETF | 2.33% | 71,239 | $2.0M | Reduce -0.4% |
| BIV Vanguard Intermediate-Term B | 1.55% | 17,133 | $1.3M | Add +8.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.18% | 27,593 | $1.0M | Reduce -4.9% |
| VOO Vanguard S&P 500 ETF | 0.79% | 973 | $668K | Reduce -3.5% |
| AAPL Apple Inc. | 0.75% | 2,199 | $636K | Reduce -73.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.63% | 10,823 | $533K | Reduce -9.8% |
| NVDA Nvidia Corp. | 0.61% | 2,570 | $514K | Reduce -7.1% |
| PEP Pepsico Inc. | 0.58% | 3,608 | $489K | No change |
| IHI iShares U.S. Medical Devices | 0.53% | 9,109 | $450K | Reduce -2.2% |
| TSLA Tesla Inc. | 0.46% | 924 | $389K | Add +2.5% |
| DFAT Dimensional US Target Value | 0.42% | 5,132 | $359K | Reduce -0.2% |
| SCHX Schwab US Large-Cap ETF | 0.38% | 11,071 | $326K | Reduce -8.0% |
| DFIV Dimensional International Va | 0.35% | 5,432 | $293K | Reduce -0.8% |
| CGGR Cap Group Growth Equity | 0.31% | 5,645 | $266K | Reduce -4.8% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.30% | 6,001 | $254K | Reduce -4.5% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.28% | 5,410 | $241K | Reduce -0.4% |
| PSA Public Storage | 0.27% | 729 | $232K | New |
| DFSD Dimensional Short Duration | 0.27% | 4,820 | $230K | Reduce -0.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.25% | 288 | $212K | New |
| DFAS Dimensional US Small Cap ETF | 0.24% | 2,495 | $205K | Reduce -15.8% |
| GOOG Alphabet Inc. Class C | 0.24% | 578 | $204K | New |
| SOUN Soundhound AI Inc. Class A | 0.11% | 15,000 | $97K | New |
Portfolio Sells Q1 2026 → Q2 2026
| AAPL Apple Inc. | Reduce -73.6% | 0.75% | −1.83 |
| BRK.A Berkshire Hathaway Inc. Class A | Sold out | 0.00% | −1.76 |
| DFAI Dimensional International Co. | Reduce -5.2% | 8.46% | −0.27 |
| IHI iShares U.S. Medical Devices | Reduce -2.2% | 0.53% | −0.08 |
| DFAE Dimensional Emerging Core Eq | Reduce -14.3% | 2.52% | −0.04 |
| CRDF Cardiff Oncology Inc. | Sold out | 0.00% | −0.03 |
| DFAS Dimensional US Small Cap ETF | Reduce -15.8% | 0.24% | −0.02 |
| DFSD Dimensional Short Duration | Reduce -0.3% | 0.27% | −0.01 |
| DFIV Dimensional International Va | Reduce -0.8% | 0.35% | −0.01 |
| CGDV Cap Group Dividend Value | Reduce -9.8% | 0.63% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Reduce -8.0% | 0.38% | +0.01 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -4.9% | 1.18% | +0.01 |
| NVDA Nvidia Corp. | Reduce -7.1% | 0.61% | +0.02 |
| CGGR Cap Group Growth Equity | Reduce -4.8% | 0.31% | +0.02 |
| CGUS Cap Group Core Equity | Reduce -0.4% | 0.28% | +0.03 |
| DFAT Dimensional US Target Value | Reduce -0.2% | 0.42% | +0.03 |
| CGGO Cap Group Global Growth | Reduce -4.5% | 0.30% | +0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -3.5% | 0.79% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.7% | 3.02% | +0.11 |
| SCHF Schwab Intl Equity ETF | Reduce -0.4% | 2.33% | +0.17 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -4.1% | 5.29% | +0.20 |
| SCHG Schwab US Large-Cap Growth | Reduce -9.4% | 13.37% | +0.22 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.3% | 5.09% | +0.28 |
| DFLV Dim US Large Cap Value ETF | Reduce -3.0% | 12.92% | +0.47 |
| DFAU Dimensional US Core Equity M | Reduce -5.7% | 12.36% | +0.52 |
Portfolio Buys Q1 2026 → Q2 2026
| DFCF Dimensional Core Fixed Inc. | Add +17.3% | 6.30% | +0.74 |
| PSA Public Storage | New | 0.27% | +0.27 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.25% | +0.25 |
| GOOG Alphabet Inc. Class C | New | 0.24% | +0.24 |
| CGCP Cap Group Core Plus Income | Add +5.0% | 17.82% | +0.21 |
| SOUN Soundhound AI Inc. Class A | New | 0.11% | +0.11 |
| BIV Vanguard Intermediate-Term B | Add +8.9% | 1.55% | +0.07 |
| TSLA Tesla Inc. | Add +2.5% | 0.46% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |