FinDec Wealth Services, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), FinDec Wealth Services, Inc. reported 38 stock positions worth $101.1 million. Its top holding was Cap Group Core Plus Income (CGCP) at 16.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 12.1%) and Dimensional US Core Equity M (DFAU, 11.9%). Compared with Q4 2024, it opened 3 new positions, sold out of 4, added to 7 and reduced 25. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +193%) and the biggest sale Cap Group Dividend Value (CGDV, shares −89%).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $101.1M (Q1 2025)
- SEC Filing
- 0001172661-25-002097 ↗ filed May 15, 2025
Holdings Value
Holdings 38 stocks · $101.1M
| CGCP Cap Group Core Plus Income | 16.32% | 735,168 | $16.5M | Reduce -11.9% |
| SCHG Schwab US Large-Cap Growth | 12.10% | 488,916 | $12.2M | Add +193.3% |
| DFAU Dimensional US Core Equity M | 11.90% | 313,071 | $12.0M | Add +13.7% |
| DFLV Dim US Large Cap Value ETF | 11.81% | 390,773 | $11.9M | Add +40.0% |
| DFAI Dimensional International Co. | 8.57% | 277,475 | $8.7M | Add +145.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.96% | 19,414 | $5.0M | Add +25.0% |
| DFCF Dimensional Core Fixed Inc. | 4.65% | 111,783 | $4.7M | Reduce -47.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.47% | 20,390 | $4.5M | Add +149.3% |
| VTI VG Morningstar TS MKT ETF-US | 3.08% | 11,345 | $3.1M | New |
| DFAE Dimensional Emerging Core Eq | 2.88% | 112,423 | $2.9M | Reduce -49.8% |
| AAPL Apple Inc. | 1.99% | 9,072 | $2.0M | Reduce -58.6% |
| SCHF Schwab Intl Equity ETF | 1.64% | 84,067 | $1.7M | Reduce -23.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.58% | 2 | $1.6M | New |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 1.51% | 42,799 | $1.5M | Reduce -88.6% |
| IHI iShares U.S. Medical Devices | 1.07% | 18,029 | $1.1M | Reduce -55.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.96% | 35,240 | $972K | Reduce -20.9% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.79% | 24,052 | $803K | Reduce -86.9% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.78% | 27,976 | $793K | Reduce -89.0% |
| NVDA Nvidia Corp. | 0.73% | 6,812 | $738K | Add +10.1% |
| DFSD Dimensional Short Duration | 0.72% | 15,325 | $728K | Reduce -91.1% |
| DFIV Dimensional International Va | 0.71% | 18,257 | $719K | Reduce -88.8% |
| DFAT Dimensional US Target Value | 0.70% | 13,733 | $707K | Reduce -86.1% |
| BIV Vanguard Intermediate-Term B | 0.67% | 8,885 | $680K | New |
| CGGR Cap Group Growth Equity | 0.56% | 16,459 | $564K | Reduce -85.3% |
| PEP Pepsico Inc. | 0.54% | 3,658 | $548K | No change |
| SCHX Schwab US Large-Cap ETF | 0.53% | 24,388 | $538K | Reduce -59.6% |
| VOO Vanguard S&P 500 ETF | 0.49% | 967 | $497K | Reduce -30.6% |
| AMZN Amazon.com Inc. | 0.45% | 2,395 | $456K | Reduce -9.0% |
| DFAS Dimensional US Small Cap ETF | 0.42% | 7,051 | $421K | Reduce -84.7% |
| MSFT Microsoft Corp. | 0.41% | 1,098 | $412K | Reduce -40.1% |
| IDMO Invesco S&P International DE | 0.35% | 8,130 | $359K | Reduce -85.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 633 | $337K | Reduce -23.5% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.30% | 7,066 | $300K | Reduce -89.0% |
| SCHV Schwab US Large-Cap Value | 0.29% | 11,171 | $297K | Reduce -44.7% |
| CATH Global X S&P 500 Ca Val ETF | 0.23% | 3,479 | $235K | Reduce -6.5% |
| SCHA Schwab US Small-Cap ETF | 0.22% | 9,577 | $224K | Reduce -37.8% |
| PSA Public Storage | 0.22% | 729 | $218K | No change |
| CRDF Cardiff Oncology Inc. | 0.05% | 16,000 | $50K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| CGDV Cap Group Dividend Value | Reduce -88.6% | 1.51% | −7.66 |
| DFSD Dimensional Short Duration | Reduce -91.1% | 0.72% | −4.91 |
| CGGO Cap Group Global Growth | Reduce -89.0% | 0.78% | −4.39 |
| CGUS Cap Group Core Equity | Reduce -86.9% | 0.79% | −3.66 |
| DFIV Dimensional International Va | Reduce -88.8% | 0.71% | −3.29 |
| DFAT Dimensional US Target Value | Reduce -86.1% | 0.70% | −3.12 |
| CGGR Cap Group Growth Equity | Reduce -85.3% | 0.56% | −2.33 |
| AAPL Apple Inc. | Reduce -58.6% | 1.99% | −1.82 |
| DFAS Dimensional US Small Cap ETF | Reduce -84.7% | 0.42% | −1.67 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -89.0% | 0.30% | −1.61 |
| DFCF Dimensional Core Fixed Inc. | Reduce -47.0% | 4.65% | −1.39 |
| IDMO Invesco S&P International DE | Reduce -85.3% | 0.35% | −1.20 |
| DFAE Dimensional Emerging Core Eq | Reduce -49.8% | 2.88% | −1.07 |
| IHI iShares U.S. Medical Devices | Reduce -55.8% | 1.07% | −0.58 |
| SCHX Schwab US Large-Cap ETF | Reduce -59.6% | 0.53% | −0.44 |
| ETHA iShares Ethereum Trust ETF | Sold out | 0.00% | −0.26 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.22 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.18 |
| SCHM Schwab US Mid Cap ETF | Sold out | 0.00% | −0.14 |
| MSFT Microsoft Corp. | Reduce -40.1% | 0.41% | −0.13 |
| SCHV Schwab US Large-Cap Value | Reduce -44.7% | 0.29% | −0.07 |
| SCHA Schwab US Small-Cap ETF | Reduce -37.8% | 0.22% | −0.05 |
| VOO Vanguard S&P 500 ETF | Reduce -30.6% | 0.49% | −0.03 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -6.5% | 0.23% | +0.05 |
| AMZN Amazon.com Inc. | Reduce -9.0% | 0.45% | +0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -23.5% | 0.33% | +0.07 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -20.9% | 0.96% | +0.14 |
| SCHF Schwab Intl Equity ETF | Reduce -23.1% | 1.64% | +0.24 |
| CGCP Cap Group Core Plus Income | Reduce -11.9% | 16.32% | +3.45 |
Portfolio Buys Q4 2024 → Q1 2025
| SCHG Schwab US Large-Cap Growth | Add +193.3% | 12.10% | +8.88 |
| DFAI Dimensional International Co. | Add +145.5% | 8.57% | +6.28 |
| DFLV Dim US Large Cap Value ETF | Add +40.0% | 11.81% | +5.99 |
| DFAU Dimensional US Core Equity M | Add +13.7% | 11.90% | +4.16 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +149.3% | 4.47% | +3.11 |
| VTI VG Morningstar TS MKT ETF-US | New | 3.08% | +3.08 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +25.0% | 4.96% | +2.12 |
| BRK.A Berkshire Hathaway Inc. Class A | New | 1.58% | +1.58 |
| BIV Vanguard Intermediate-Term B | New | 0.67% | +0.67 |
| NVDA Nvidia Corp. | Add +10.1% | 0.73% | +0.15 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |