FinDec Wealth Services, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), FinDec Wealth Services, Inc. reported 32 stock positions worth $93.2 million. Its top holding was Cap Group Core Plus Income (CGCP) at 17.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 13.5%) and Dim US Large Cap Value ETF (DFLV, 12.6%). Compared with Q3 2025, it opened 1 new position, sold out of 3, added to 5 and reduced 21. The biggest buy was a new position in Vanguard Int-Term Corporate (VCIT) and the biggest sale an exit from Global X S&P 500 Ca Val ETF (CATH).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $93.2M (Q4 2025)
- SEC Filing
- 0001172661-26-000532 ↗ filed Feb 9, 2026
Holdings Value
Holdings 32 stocks · $93.2M
| CGCP Cap Group Core Plus Income | 17.28% | 711,642 | $16.1M | Reduce -4.2% |
| SCHG Schwab US Large-Cap Growth | 13.51% | 386,112 | $12.6M | Reduce -6.3% |
| DFLV Dim US Large Cap Value ETF | 12.65% | 344,721 | $11.8M | Reduce -6.4% |
| DFAU Dimensional US Core Equity M | 12.36% | 246,170 | $11.5M | Reduce -6.7% |
| DFAI Dimensional International Co. | 8.68% | 212,312 | $8.1M | Reduce -9.2% |
| DFCF Dimensional Core Fixed Inc. | 5.70% | 124,953 | $5.3M | Add +0.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 5.09% | 16,355 | $4.7M | Reduce -3.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.77% | 17,260 | $4.5M | Reduce -5.3% |
| VTI VG Morningstar TS MKT ETF-US | 2.76% | 7,665 | $2.6M | Reduce -5.6% |
| DFAE Dimensional Emerging Core Eq | 2.49% | 71,216 | $2.3M | Reduce -8.9% |
| AAPL Apple Inc. | 2.31% | 7,939 | $2.2M | Reduce -1.2% |
| SCHF Schwab Intl Equity ETF | 1.85% | 71,698 | $1.7M | Reduce -0.7% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.62% | 2 | $1.5M | No change |
| BIV Vanguard Intermediate-Term B | 1.34% | 16,071 | $1.3M | Add +0.3% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.02% | 29,017 | $950K | No change |
| VOO Vanguard S&P 500 ETF | 0.72% | 1,076 | $675K | Add +33.2% |
| IHI iShares U.S. Medical Devices | 0.67% | 10,120 | $629K | Reduce -10.5% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.56% | 12,035 | $525K | Reduce -2.0% |
| PEP Pepsico Inc. | 0.56% | 3,608 | $518K | No change |
| NVDA Nvidia Corp. | 0.54% | 2,685 | $501K | Add +6.1% |
| MSFT Microsoft Corp. | 0.50% | 971 | $469K | Reduce -1.5% |
| TSLA Tesla Inc. | 0.43% | 901 | $405K | Add +12.6% |
| SCHX Schwab US Large-Cap ETF | 0.37% | 12,797 | $344K | No change |
| DFAT Dimensional US Target Value | 0.33% | 5,177 | $308K | Reduce -1.7% |
| VCIT Vanguard Int-Term Corporate | 0.32% | 3,584 | $300K | New |
| DFIV Dimensional International Va | 0.29% | 5,478 | $273K | Reduce -2.3% |
| CGGR Cap Group Growth Equity | 0.28% | 5,935 | $264K | Reduce -2.0% |
| DFSD Dimensional Short Duration | 0.25% | 4,836 | $232K | Reduce -5.2% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.24% | 5,451 | $219K | Reduce -2.9% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.23% | 6,281 | $218K | Reduce -4.2% |
| DFAS Dimensional US Small Cap ETF | 0.22% | 2,984 | $208K | Reduce -1.3% |
| CRDF Cardiff Oncology Inc. | 0.05% | 16,000 | $45K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| CATH Global X S&P 500 Ca Val ETF | Sold out | 0.00% | −0.29 |
| PSA Public Storage | Sold out | 0.00% | −0.22 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.22 |
| CGCP Cap Group Core Plus Income | Reduce -4.2% | 17.28% | −0.19 |
| DFAU Dimensional US Core Equity M | Reduce -6.7% | 12.36% | −0.15 |
| DFAI Dimensional International Co. | Reduce -9.2% | 8.68% | −0.13 |
| SCHG Schwab US Large-Cap Growth | Reduce -6.3% | 13.51% | −0.11 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.8% | 5.09% | −0.08 |
| DFAE Dimensional Emerging Core Eq | Reduce -8.9% | 2.49% | −0.07 |
| IHI iShares U.S. Medical Devices | Reduce -10.5% | 0.67% | −0.03 |
| MSFT Microsoft Corp. | Reduce -1.5% | 0.50% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.3% | 4.77% | −0.02 |
| DFSD Dimensional Short Duration | Reduce -5.2% | 0.25% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.6% | 2.76% | −0.00 |
| CGGO Cap Group Global Growth | Reduce -4.2% | 0.23% | +0.00 |
| CGUS Cap Group Core Equity | Reduce -2.9% | 0.24% | +0.01 |
| CGGR Cap Group Growth Equity | Reduce -2.0% | 0.28% | +0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.3% | 0.22% | +0.01 |
| DFAT Dimensional US Target Value | Reduce -1.7% | 0.33% | +0.01 |
| DFIV Dimensional International Va | Reduce -2.3% | 0.29% | +0.03 |
| CGDV Cap Group Dividend Value | Reduce -2.0% | 0.56% | +0.03 |
| DFLV Dim US Large Cap Value ETF | Reduce -6.4% | 12.65% | +0.10 |
| SCHF Schwab Intl Equity ETF | Reduce -0.7% | 1.85% | +0.11 |
| AAPL Apple Inc. | Reduce -1.2% | 2.31% | +0.20 |
Portfolio Buys Q3 2025 → Q4 2025
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |