FinDec Wealth Services, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 23, 2025), FinDec Wealth Services, Inc. reported 34 stock positions worth $96.6 million. Its top holding was Cap Group Core Plus Income (CGCP) at 17.5% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 13.6%) and Dim US Large Cap Value ETF (DFLV, 12.5%). Compared with Q2 2025, it opened 1 new position, sold out of 2, added to 4 and reduced 25. The biggest buy was a new position in Tesla (TSLA) and the biggest sale an exit from Schwab US Large-Cap Value (SCHV).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $96.6M (Q3 2025)
- SEC Filing
- 0001172661-25-004389 ↗ filed Oct 23, 2025
Holdings Value
Holdings 34 stocks · $96.6M
| CGCP Cap Group Core Plus Income | 17.47% | 742,467 | $16.9M | Add +0.1% |
| SCHG Schwab US Large-Cap Growth | 13.61% | 412,011 | $13.1M | Reduce -9.2% |
| DFLV Dim US Large Cap Value ETF | 12.55% | 368,279 | $12.1M | Reduce -1.4% |
| DFAU Dimensional US Core Equity M | 12.50% | 263,923 | $12.1M | Reduce -6.4% |
| DFAI Dimensional International Co. | 8.80% | 233,916 | $8.5M | Reduce -4.3% |
| DFCF Dimensional Core Fixed Inc. | 5.50% | 124,326 | $5.3M | Add +4.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 5.17% | 17,005 | $5.0M | Reduce -3.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.80% | 18,228 | $4.6M | Reduce -3.7% |
| VTI VG Morningstar TS MKT ETF-US | 2.76% | 8,118 | $2.7M | Reduce -5.6% |
| DFAE Dimensional Emerging Core Eq | 2.55% | 78,205 | $2.5M | Reduce -14.1% |
| AAPL Apple Inc. | 2.12% | 8,039 | $2.0M | Reduce -1.6% |
| SCHF Schwab Intl Equity ETF | 1.74% | 72,176 | $1.7M | Reduce -1.9% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.56% | 2 | $1.5M | No change |
| BIV Vanguard Intermediate-Term B | 1.30% | 16,031 | $1.3M | Add +0.2% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.00% | 29,017 | $968K | Reduce -2.3% |
| IHI iShares U.S. Medical Devices | 0.70% | 11,304 | $679K | Reduce -9.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.53% | 12,279 | $516K | Reduce -30.0% |
| MSFT Microsoft Corp. | 0.53% | 986 | $510K | Reduce -2.3% |
| PEP Pepsico Inc. | 0.52% | 3,608 | $507K | Reduce -2.0% |
| VOO Vanguard S&P 500 ETF | 0.51% | 808 | $495K | Reduce -2.1% |
| NVDA Nvidia Corp. | 0.49% | 2,530 | $472K | Reduce -9.4% |
| TSLA Tesla Inc. | 0.37% | 800 | $356K | New |
| SCHX Schwab US Large-Cap ETF | 0.35% | 12,797 | $337K | Reduce -0.8% |
| DFAT Dimensional US Target Value | 0.32% | 5,265 | $306K | Reduce -19.8% |
| CATH Global X S&P 500 Ca Val ETF | 0.29% | 3,479 | $282K | No change |
| CGGR Cap Group Growth Equity | 0.28% | 6,058 | $266K | Reduce -19.7% |
| DFIV Dimensional International Va | 0.27% | 5,605 | $258K | Reduce -28.2% |
| DFSD Dimensional Short Duration | 0.25% | 5,103 | $246K | Reduce -35.6% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.23% | 6,556 | $224K | Reduce -35.3% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.23% | 5,614 | $222K | Reduce -27.5% |
| PSA Public Storage | 0.22% | 729 | $211K | No change |
| AMZN Amazon.com Inc. | 0.22% | 946 | $208K | Add +2.3% |
| DFAS Dimensional US Small Cap ETF | 0.21% | 3,022 | $207K | Reduce -16.0% |
| CRDF Cardiff Oncology Inc. | 0.03% | 16,000 | $33K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| SCHV Schwab US Large-Cap Value | Sold out | 0.00% | −0.26 |
| SCHG Schwab US Large-Cap Growth | Reduce -9.2% | 13.61% | −0.24 |
| IDMO Invesco S&P International DE | Sold out | 0.00% | −0.23 |
| DFAE Dimensional Emerging Core Eq | Reduce -14.1% | 2.55% | −0.20 |
| CGDV Cap Group Dividend Value | Reduce -30.0% | 0.53% | −0.19 |
| DFSD Dimensional Short Duration | Reduce -35.6% | 0.25% | −0.14 |
| IHI iShares U.S. Medical Devices | Reduce -9.6% | 0.70% | −0.12 |
| CGGO Cap Group Global Growth | Reduce -35.3% | 0.23% | −0.11 |
| DFIV Dimensional International Va | Reduce -28.2% | 0.27% | −0.08 |
| CGUS Cap Group Core Equity | Reduce -27.5% | 0.23% | −0.07 |
| DFAT Dimensional US Target Value | Reduce -19.8% | 0.32% | −0.05 |
| CGGR Cap Group Growth Equity | Reduce -19.7% | 0.28% | −0.05 |
| DFAI Dimensional International Co. | Reduce -4.3% | 8.80% | −0.03 |
| DFAS Dimensional US Small Cap ETF | Reduce -16.0% | 0.21% | −0.03 |
| MSFT Microsoft Corp. | Reduce -2.3% | 0.53% | +0.00 |
| DFAU Dimensional US Core Equity M | Reduce -6.4% | 12.50% | +0.01 |
| PEP Pepsico Inc. | Reduce -2.0% | 0.52% | +0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.8% | 0.35% | +0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -2.1% | 0.51% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.6% | 2.76% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.3% | 5.17% | +0.03 |
| NVDA Nvidia Corp. | Reduce -9.4% | 0.49% | +0.03 |
| SCHF Schwab Intl Equity ETF | Reduce -1.9% | 1.74% | +0.04 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -2.3% | 1.00% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.7% | 4.80% | +0.11 |
| AAPL Apple Inc. | Reduce -1.6% | 2.12% | +0.37 |
| DFLV Dim US Large Cap Value ETF | Reduce -1.4% | 12.55% | +0.43 |
Portfolio Buys Q2 2025 → Q3 2025
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |