FinDec Wealth Services, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 24, 2025), FinDec Wealth Services, Inc. reported 35 stock positions worth $95.6 million. Its top holding was Cap Group Core Plus Income (CGCP) at 17.5% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 13.9%) and Dimensional US Core Equity M (DFAU, 12.5%). Compared with Q1 2025, it sold out of 3, added to 4 and reduced 27. The biggest buy was Cap Group Core Plus Income (CGCP, shares +1%) and the biggest sale Cap Group Dividend Value (CGDV, shares −59%).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $95.6M (Q2 2025)
- SEC Filing
- 0001172661-25-002708 ↗ filed Jul 24, 2025
Holdings Value
Holdings 35 stocks · $95.6M
| CGCP Cap Group Core Plus Income | 17.45% | 741,825 | $16.7M | Add +0.9% |
| SCHG Schwab US Large-Cap Growth | 13.86% | 453,667 | $13.3M | Reduce -7.2% |
| DFAU Dimensional US Core Equity M | 12.50% | 282,101 | $11.9M | Reduce -9.9% |
| DFLV Dim US Large Cap Value ETF | 12.12% | 373,645 | $11.6M | Reduce -4.4% |
| DFAI Dimensional International Co. | 8.84% | 244,461 | $8.5M | Reduce -11.9% |
| DFCF Dimensional Core Fixed Inc. | 5.28% | 119,413 | $5.0M | Add +6.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 5.15% | 17,586 | $4.9M | Reduce -9.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.69% | 18,937 | $4.5M | Reduce -7.1% |
| DFAE Dimensional Emerging Core Eq | 2.76% | 91,049 | $2.6M | Reduce -19.0% |
| VTI VG Morningstar TS MKT ETF-US | 2.73% | 8,603 | $2.6M | Reduce -24.2% |
| AAPL Apple Inc. | 1.75% | 8,172 | $1.7M | Reduce -9.9% |
| SCHF Schwab Intl Equity ETF | 1.70% | 73,578 | $1.6M | Reduce -12.5% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.52% | 2 | $1.5M | No change |
| BIV Vanguard Intermediate-Term B | 1.29% | 15,998 | $1.2M | Add +80.1% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.94% | 29,695 | $895K | Reduce -15.7% |
| IHI iShares U.S. Medical Devices | 0.82% | 12,501 | $783K | Reduce -30.7% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.72% | 17,533 | $692K | Reduce -59.0% |
| MSFT Microsoft Corp. | 0.52% | 1,009 | $502K | Reduce -8.1% |
| PEP Pepsico Inc. | 0.51% | 3,681 | $486K | Add +0.6% |
| VOO Vanguard S&P 500 ETF | 0.49% | 825 | $469K | Reduce -14.7% |
| NVDA Nvidia Corp. | 0.46% | 2,792 | $441K | Reduce -59.0% |
| DFSD Dimensional Short Duration | 0.40% | 7,925 | $380K | Reduce -48.3% |
| DFAT Dimensional US Target Value | 0.37% | 6,563 | $354K | Reduce -52.2% |
| DFIV Dimensional International Va | 0.35% | 7,809 | $334K | Reduce -57.2% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.34% | 10,126 | $324K | Reduce -63.8% |
| SCHX Schwab US Large-Cap ETF | 0.33% | 12,906 | $315K | Reduce -47.1% |
| CGGR Cap Group Growth Equity | 0.32% | 7,548 | $307K | Reduce -54.1% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.30% | 7,739 | $286K | Reduce -67.8% |
| CATH Global X S&P 500 Ca Val ETF | 0.27% | 3,479 | $262K | No change |
| SCHV Schwab US Large-Cap Value | 0.26% | 8,843 | $245K | Reduce -20.8% |
| DFAS Dimensional US Small Cap ETF | 0.24% | 3,599 | $229K | Reduce -49.0% |
| IDMO Invesco S&P International DE | 0.23% | 4,366 | $224K | Reduce -46.3% |
| PSA Public Storage | 0.22% | 729 | $214K | No change |
| AMZN Amazon.com Inc. | 0.21% | 925 | $203K | Reduce -61.4% |
| CRDF Cardiff Oncology Inc. | 0.05% | 16,000 | $50K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| CGDV Cap Group Dividend Value | Reduce -59.0% | 0.72% | −0.78 |
| CGUS Cap Group Core Equity | Reduce -67.8% | 0.30% | −0.50 |
| CGGO Cap Group Global Growth | Reduce -63.8% | 0.34% | −0.45 |
| DFIV Dimensional International Va | Reduce -57.2% | 0.35% | −0.36 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -24.2% | 2.73% | −0.35 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −0.33 |
| DFAT Dimensional US Target Value | Reduce -52.2% | 0.37% | −0.33 |
| DFSD Dimensional Short Duration | Reduce -48.3% | 0.40% | −0.32 |
| SHYG iShares 0-5 YR HY Corp. Bond | Sold out | 0.00% | −0.30 |
| NVDA Nvidia Corp. | Reduce -59.0% | 0.46% | −0.27 |
| IHI iShares U.S. Medical Devices | Reduce -30.7% | 0.82% | −0.25 |
| AAPL Apple Inc. | Reduce -9.9% | 1.75% | −0.24 |
| AMZN Amazon.com Inc. | Reduce -61.4% | 0.21% | −0.24 |
| CGGR Cap Group Growth Equity | Reduce -54.1% | 0.32% | −0.24 |
| SCHA Schwab US Small-Cap ETF | Sold out | 0.00% | −0.22 |
| SCHX Schwab US Large-Cap ETF | Reduce -47.1% | 0.33% | −0.20 |
| DFAS Dimensional US Small Cap ETF | Reduce -49.0% | 0.24% | −0.18 |
| DFAE Dimensional Emerging Core Eq | Reduce -19.0% | 2.76% | −0.12 |
| IDMO Invesco S&P International DE | Reduce -46.3% | 0.23% | −0.12 |
| SCHV Schwab US Large-Cap Value | Reduce -20.8% | 0.26% | −0.04 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -15.7% | 0.94% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -14.7% | 0.49% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -12.5% | 1.70% | +0.06 |
| MSFT Microsoft Corp. | Reduce -8.1% | 0.52% | +0.12 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -9.4% | 5.15% | +0.18 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -7.1% | 4.69% | +0.22 |
| DFAI Dimensional International Co. | Reduce -11.9% | 8.84% | +0.27 |
| DFLV Dim US Large Cap Value ETF | Reduce -4.4% | 12.12% | +0.31 |
| DFAU Dimensional US Core Equity M | Reduce -9.9% | 12.50% | +0.60 |
| SCHG Schwab US Large-Cap Growth | Reduce -7.2% | 13.86% | +1.75 |
Portfolio Buys Q1 2025 → Q2 2025
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |