FinDec Wealth Services, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 14, 2025), FinDec Wealth Services, Inc. reported 39 stock positions worth $144.0 million. Its top holding was Cap Group Core Plus Income (CGCP) at 12.9% of the portfolio, followed by Cap Group Dividend Value (CGDV, 9.2%) and Dimensional US Core Equity M (DFAU, 7.7%). Compared with Q3 2024, it opened 1 new position, sold out of 4, added to 2 and reduced 34. The biggest buy was a new position in iShares Ethereum Trust ETF (ETHA) and the biggest sale Meta Platforms Class A (META, shares −89%).
- Most Recent 13F
- Q2 2026
- Location
- Stockton, CA
- CIK
- 0001916066
- Portfolio Value
- $144.0M (Q4 2024)
- SEC Filing
- 0001172661-25-001071 ↗ filed Feb 14, 2025
Holdings Value
Holdings 39 stocks · $144.0M
| CGCP Cap Group Core Plus Income | 12.87% | 834,764 | $18.5M | Reduce -3.4% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 9.16% | 374,277 | $13.2M | Reduce -9.4% |
| DFAU Dimensional US Core Equity M | 7.74% | 275,356 | $11.1M | Reduce -16.6% |
| DFCF Dimensional Core Fixed Inc. | 6.04% | 210,827 | $8.7M | Reduce -4.0% |
| DFLV Dim US Large Cap Value ETF | 5.82% | 279,153 | $8.4M | Reduce -13.3% |
| DFSD Dimensional Short Duration | 5.63% | 173,020 | $8.1M | Reduce -6.9% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 5.17% | 255,040 | $7.5M | Reduce -10.4% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 4.45% | 183,446 | $6.4M | Reduce -19.8% |
| DFIV Dimensional International Va | 4.00% | 162,224 | $5.8M | Reduce -8.8% |
| DFAE Dimensional Emerging Core Eq | 3.94% | 223,814 | $5.7M | Reduce -8.8% |
| DFAT Dimensional US Target Value | 3.82% | 98,714 | $5.5M | Reduce -10.6% |
| AAPL Apple Inc. | 3.81% | 21,935 | $5.5M | Reduce -11.2% |
| SCHG Schwab US Large-Cap Growth | 3.23% | 166,674 | $4.6M | Reduce -20.6% |
| CGGR Cap Group Growth Equity | 2.89% | 112,034 | $4.2M | Reduce -19.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.85% | 15,529 | $4.1M | Reduce -18.8% |
| DFAI Dimensional International Co. | 2.29% | 113,008 | $3.3M | Reduce -3.9% |
| DFAS Dimensional US Small Cap ETF | 2.08% | 46,099 | $3.0M | Reduce -11.5% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.91% | 64,474 | $2.7M | Reduce -8.3% |
| IHI iShares U.S. Medical Devices | 1.65% | 40,829 | $2.4M | Reduce -20.1% |
| IDMO Invesco S&P International DE | 1.56% | 55,241 | $2.2M | Reduce -8.3% |
| SCHF Schwab Intl Equity ETF | 1.40% | 109,275 | $2.0M | Reduce -24.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.36% | 8,180 | $2.0M | Reduce -12.3% |
| SCHX Schwab US Large-Cap ETF | 0.97% | 60,390 | $1.4M | Reduce -38.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.82% | 44,549 | $1.2M | Reduce -21.6% |
| NVDA Nvidia Corp. | 0.58% | 6,190 | $831K | Reduce -72.2% |
| MSFT Microsoft Corp. | 0.54% | 1,834 | $773K | Reduce -46.2% |
| VOO Vanguard S&P 500 ETF | 0.52% | 1,393 | $751K | Reduce -50.5% |
| AMZN Amazon.com Inc. | 0.40% | 2,631 | $577K | Reduce -25.9% |
| PEP Pepsico Inc. | 0.39% | 3,658 | $556K | Reduce -22.0% |
| SCHV Schwab US Large-Cap Value | 0.37% | 20,197 | $527K | Reduce -10.1% |
| SCHA Schwab US Small-Cap ETF | 0.28% | 15,400 | $398K | Reduce -57.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 827 | $375K | Add +53.7% |
| ETHA iShares Ethereum Trust ETF | 0.26% | 14,592 | $369K | New |
| JPM JPMorgan Chase & Co. | 0.22% | 1,345 | $323K | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.18% | 453 | $265K | Reduce -89.0% |
| CATH Global X S&P 500 Ca Val ETF | 0.18% | 3,719 | $263K | Reduce -1.5% |
| PSA Public Storage | 0.15% | 729 | $218K | No change |
| SCHM Schwab US Mid Cap ETF | 0.14% | 7,282 | $202K | Reduce -29.8% |
| CRDF Cardiff Oncology Inc. | 0.05% | 16,000 | $69K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| META Meta Platforms Inc. Class A | Reduce -89.0% | 0.18% | −1.19 |
| NVDA Nvidia Corp. | Reduce -72.2% | 0.58% | −0.99 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.34 |
| VOO Vanguard S&P 500 ETF | Reduce -50.5% | 0.52% | −0.34 |
| SCHF Schwab Intl Equity ETF | Reduce -24.3% | 1.40% | −0.32 |
| MSFT Microsoft Corp. | Reduce -46.2% | 0.54% | −0.31 |
| SCHX Schwab US Large-Cap ETF | Reduce -38.0% | 0.97% | −0.31 |
| SCHA Schwab US Small-Cap ETF | Reduce -57.3% | 0.28% | −0.26 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.23 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.15 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.14 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -21.6% | 0.82% | −0.14 |
| IHI iShares U.S. Medical Devices | Reduce -20.1% | 1.65% | −0.10 |
| CGUS Cap Group Core Equity | Reduce -19.8% | 4.45% | −0.10 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -18.8% | 2.85% | −0.08 |
| PEP Pepsico Inc. | Reduce -22.0% | 0.39% | −0.08 |
| SCHM Schwab US Mid Cap ETF | Reduce -29.8% | 0.14% | −0.03 |
| SCHV Schwab US Large-Cap Value | Reduce -10.1% | 0.37% | +0.02 |
| AMZN Amazon.com Inc. | Reduce -25.9% | 0.40% | +0.02 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -1.5% | 0.18% | +0.03 |
| DFAE Dimensional Emerging Core Eq | Reduce -8.8% | 3.94% | +0.04 |
| SCHG Schwab US Large-Cap Growth | Reduce -20.6% | 3.23% | +0.05 |
| DFLV Dim US Large Cap Value ETF | Reduce -13.3% | 5.82% | +0.06 |
| DFIV Dimensional International Va | Reduce -8.8% | 4.00% | +0.07 |
| CGGR Cap Group Growth Equity | Reduce -19.9% | 2.89% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -12.3% | 1.36% | +0.08 |
| IDMO Invesco S&P International DE | Reduce -8.3% | 1.56% | +0.09 |
| DFAI Dimensional International Co. | Reduce -3.9% | 2.29% | +0.12 |
| DFAS Dimensional US Small Cap ETF | Reduce -11.5% | 2.08% | +0.12 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -8.3% | 1.91% | +0.14 |
| DFAU Dimensional US Core Equity M | Reduce -16.6% | 7.74% | +0.14 |
| CGGO Cap Group Global Growth | Reduce -10.4% | 5.17% | +0.19 |
| DFAT Dimensional US Target Value | Reduce -10.6% | 3.82% | +0.25 |
| CGDV Cap Group Dividend Value | Reduce -9.4% | 9.16% | +0.43 |
| AAPL Apple Inc. | Reduce -11.2% | 3.81% | +0.47 |
| DFSD Dimensional Short Duration | Reduce -6.9% | 5.63% | +0.48 |
| DFCF Dimensional Core Fixed Inc. | Reduce -4.0% | 6.04% | +0.53 |
| CGCP Cap Group Core Plus Income | Reduce -3.4% | 12.87% | +1.27 |
Portfolio Buys Q3 2024 → Q4 2024
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 32 | $84.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q1 2026 | 30 | $81.8M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q4 2025 | 32 | $93.2M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q3 2025 | 34 | $96.6M | CGCP, SCHG, DFLV, DFAU, DFAI |
| Q2 2025 | 35 | $95.6M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q1 2025 | 38 | $101.1M | CGCP, SCHG, DFAU, DFLV, DFAI |
| Q4 2024 | 39 | $144.0M | CGCP, CGDV, DFAU, DFCF, DFLV |
| Q3 2024 | 42 | $172.3M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q2 2024 | 41 | $158.4M | CGCP, CGDV, DFAU, DFLV, DFCF |
| Q1 2024 | 43 | $159.1M | CGCP, DFAU, CGDV, DFLV, CGGO |